Saturn Outlook Insurance Rates

U.S. average auto insurance rates for a Saturn Outlook are $928 annually for full coverage. Comprehensive insurance costs around $154, collision costs $170, and liability coverage is estimated at $446. Liability-only coverage costs approximately $500 a year, with high-risk coverage costing $1,986 or more. Teens pay the highest rates at $3,764 a year or more.

Average premium for full coverage: $928

Price estimates for individual coverage:

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different Outlook trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on auto insurance rates. Areas with sparse population have fewer accident claims than cities with more traffic congestion.

The price range example below illustrates how location impacts auto insurance rates.

The ranges above show why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Saturn Outlook insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $573
• Choosing higher $1,000 deductibles can save about $74 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $928
• Selecting more expensive low deductibles for comp and collision coverage costs an additional $140 each year
• Drivers with serious driving violations could pay at least $1,986 or more
• The price with full coverage for a teenage driver with full coverage can be $3,764 each year

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Auto insurance prices for a Saturn Outlook are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may only pay around $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay as much as $3,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,100 to $1,600 in extra premium each year, depending on your age. High-risk driver insurance ranges around 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $220 a year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $402 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,330 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know your exact price is to compare prices and see how they stack up. Each auto insurer calculates prices differently, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Saturn Outlook Insurance

Getting lower rates on auto insurance takes being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Spend time shopping around every couple of years by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a review of the material that was touched on above.

• Consumers who may need more liability coverage will pay approximately $490 each year to raise limits from a low limit to higher 250/500 limits
• Teen drivers are expensive to insure, with premiums as much as $314 a month if full coverage is included
• Drivers who have several accidents or serious violations pay an average of $1,060 more every year to insure their Outlook
• Increasing physical damage deductibles could save up to $225 each year