Saturn Outlook Insurance Rates
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Michelle Robbins
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UPDATED: Jun 5, 2023
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Estimated insurance prices for a Saturn Outlook are $928 every 12 months for full coverage. Comprehensive insurance costs around $154, collision insurance costs $170, and liability is estimated at $446. Liability-only coverage costs approximately $500 a year, and high-risk coverage costs $1,986 or more. Teenage drivers pay the most at up to $3,764 a year.
Average premium for full coverage: $928
Premium estimates for type of coverage:
Includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all states and for different Outlook trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Saturn Outlook range from the cheapest price of $500 for just liability insurance to a much higher rate of $1,986 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than densely populated cities. The price range example below illustrates how location helps determine auto insurance rates.
These rate differences show why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below shows average Saturn Outlook insurance rates for additional coverage choices and driver risks.
- The best discount rate is $573
- Choosing higher $1,000 deductibles can save about $74 a year
- The average price for a 40-year-old good driver using $500 deductibles is $928
- Using more expensive low deductibles for comp and collision coverage costs an extra $140 every year
- Unlucky drivers who are prone to accidents and violations could pay at least $1,986
- An auto insurance policy to insure a teen driver with full coverage can be $3,764 each year
Insurance prices for a Saturn Outlook also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.
Using high physical damage deductibles can save as much as $220 every year, while increasing your policy's liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $402 more per year. View Rates by Deductible or Liability Limit
An older driver with a clean driving record and higher deductibles may pay as little as $900 annually on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $3,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you could be paying at least $1,100 to $1,600 extra annually, depending on your age. High-risk driver insurance ranges as much as 43% to 132% more than a normal policy. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Saturn Outlook insurance prices. A good driver about age 40 could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,330 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $842 | -$86 | -9.3% |
| Alaska | $712 | -$216 | -23.3% |
| Arizona | $772 | -$156 | -16.8% |
| Arkansas | $928 | -$0 | 0.0% |
| California | $1,060 | $132 | 14.2% |
| Colorado | $888 | -$40 | -4.3% |
| Connecticut | $956 | $28 | 3.0% |
| Delaware | $1,052 | $124 | 13.4% |
| Florida | $1,164 | $236 | 25.4% |
| Georgia | $858 | -$70 | -7.5% |
| Hawaii | $668 | -$260 | -28.0% |
| Idaho | $628 | -$300 | -32.3% |
| Illinois | $692 | -$236 | -25.4% |
| Indiana | $698 | -$230 | -24.8% |
| Iowa | $626 | -$302 | -32.5% |
| Kansas | $884 | -$44 | -4.7% |
| Kentucky | $1,268 | $340 | 36.6% |
| Louisiana | $1,376 | $448 | 48.3% |
| Maine | $574 | -$354 | -38.1% |
| Maryland | $766 | -$162 | -17.5% |
| Massachusetts | $746 | -$182 | -19.6% |
| Michigan | $1,616 | $688 | 74.1% |
| Minnesota | $778 | -$150 | -16.2% |
| Mississippi | $1,116 | $188 | 20.3% |
| Missouri | $826 | -$102 | -11.0% |
| Montana | $998 | $70 | 7.5% |
| Nebraska | $734 | -$194 | -20.9% |
| Nevada | $1,116 | $188 | 20.3% |
| New Hampshire | $670 | -$258 | -27.8% |
| New Jersey | $1,040 | $112 | 12.1% |
| New Mexico | $822 | -$106 | -11.4% |
| New York | $980 | $52 | 5.6% |
| North Carolina | $538 | -$390 | -42.0% |
| North Dakota | $762 | -$166 | -17.9% |
| Ohio | $642 | -$286 | -30.8% |
| Oklahoma | $954 | $26 | 2.8% |
| Oregon | $852 | -$76 | -8.2% |
| Pennsylvania | $888 | -$40 | -4.3% |
| Rhode Island | $1,240 | $312 | 33.6% |
| South Carolina | $842 | -$86 | -9.3% |
| South Dakota | $784 | -$144 | -15.5% |
| Tennessee | $814 | -$114 | -12.3% |
| Texas | $1,120 | $192 | 20.7% |
| Utah | $688 | -$240 | -25.9% |
| Vermont | $638 | -$290 | -31.3% |
| Virginia | $556 | -$372 | -40.1% |
| Washington | $720 | -$208 | -22.4% |
| West Virginia | $852 | -$76 | -8.2% |
| Wisconsin | $646 | -$282 | -30.4% |
| Wyoming | $830 | -$98 | -10.6% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $898 | $75 |
| Saturn Outlook XV 2WD | $898 | $75 |
| Saturn Outlook XE Premium 2WD | $928 | $77 |
| Saturn Outlook XE AWD | $928 | $77 |
| Saturn Outlook XE Premium AWD | $928 | $77 |
| Saturn Outlook XR-L 2WD | $944 | $79 |
| Saturn Outlook XR-L AWD | $944 | $79 |
| Saturn Outlook XR-L Premium 2WD | $960 | $80 |
| Saturn Outlook XR-L Premium AWD | $960 | $80 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $168 | $178 | $452 | $956 |
| 2007 Saturn Outlook | $154 | $170 | $446 | $928 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Saturn Outlook Insurance
Finding better rates on car insurance takes being safe and accident-free, having good credit, not filing small claims, and dropping full coverage on older vehicles. Invest time comparing rates every time your policy renews by requesting rates from direct carriers, and also from local exclusive and independent agents.
Below you'll find a recap of the information covered in the charts and tables above.
- Drivers can save up to $100 per year just by shopping early and online
- Youthful drivers pay higher prices, as much as $314 per month if they have full coverage
- Increasing policy deductibles could save as much as $225 each year
- Higher risk drivers that have major violations or accidents may pay on average $1,060 more every year than a low-risk driver
- Policyholders who may need more liability protection will pay an extra $490 each year to raise limits from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,764 |
| 20 | $2,110 |
| 30 | $942 |
| 40 | $928 |
| 50 | $854 |
| 60 | $836 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,068 |
| $250 | $1,006 |
| $500 | $928 |
| $1,000 | $854 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $928 |
| 50/100 | $1,049 |
| 100/300 | $1,161 |
| 250/500 | $1,451 |
| 100 CSL | $1,094 |
| 300 CSL | $1,339 |
| 500 CSL | $1,518 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,282 |
| 20 | $3,358 |
| 30 | $2,000 |
| 40 | $1,986 |
| 50 | $1,900 |
| 60 | $1,880 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $32 |
| Advance Quote | $39 |
| Online Quote | $62 |
| Total Discounts | $355 |
Discounts are estimated and may not be available from every company or in every state.
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