Saturn Outlook Insurance Rates

Estimated insurance rates for a Saturn Outlook are $928 a year for full coverage. Comprehensive costs on average $154 a year, collision insurance costs $170, and liability is $446. A liability-only policy costs around $500 a year, and high-risk insurance costs around $1,986. Teenage drivers pay the most at up to $3,764 a year.

Average premium for full coverage: $928

Premium estimates by type of coverage:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Outlook trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

These rate differences show why it is important to compare rates quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Saturn Outlook insurance rates for different risk profiles and scenarios.

• The best discount rate is $573
• Raising to $1,000 deductibles will save around $854 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $928
• Using low $100 deductibles bumps up the cost to $1,068
• At-risk drivers who are prone to accidents and violations could pay upwards of $1,986
• An auto insurance policy that insures a teen driver may cost $3,764

View Chart as Image

Auto insurance prices for a Saturn Outlook also have a wide range based on the trim level of your Outlook, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,100 to $1,600 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 132% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $3,700 a year. View Rates by Age

Where you choose to live also has a big influence on Saturn Outlook insurance prices. A middle-age driver might find prices as low as $610 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,330 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $220 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $402 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Saturn Outlook Insurance

Finding better rates on car insurance consists of having a decent driving record, maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare prices every couple of years by quoting rates from direct carriers, and also from local exclusive and independent agents.

The following items are a review of the material that was illustrated above.

• Policyholders who require additional liability coverage will pay an extra $490 each year to raise from 30/60 bodily injury limits to the 250/500 level
• 16 to 18-year-old drivers are charged the highest prices, as much as $314 per month if the policy includes full coverage
• Higher risk drivers who have several accidents or serious violations may pay on average $1,060 more each year than a driver with a clean driving record
• Increasing policy deductibles can save approximately $225 each year