1. Vehicles
  2. Subaru
  3. Impreza WRX

Subaru Impreza WRX Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: Nov 23, 2017

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Subaru Impreza WRX are $1,354 a year including full coverage. Comprehensive insurance costs approximately $270, collision costs $470, and liability coverage is $456. Buying just liability costs around $508 a year, with insurance for high-risk drivers costing $2,934 or more. Teen drivers receive the highest rates at $5,148 a year or more.

Average premium for full coverage: $1,354

Rate estimates by individual coverage type:

Comprehensive $270
Collision $470
Liability $456

Includes $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Impreza WRX models.

Price Range by Coverage and Risk

For the average driver, prices range go from as low as $508 for just liability insurance to the much higher price of $2,934 for a driver that may need high-risk insurance.

Liability Only $508
Full Coverage $1,354
High Risk $2,934

Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas.

The example below illustrates how location impacts auto insurance prices.

Rural Areas $1,016
Small Cities $1,422
Large Cities $1,828

These examples highlight why everyone should compare rates quotes using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Subaru Impreza WRX insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $783
  • Raising to $1,000 deductibles will save $168 every year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,354
  • Choosing pricier low deductibles will cost an extra $326 each year
  • Unlucky drivers with multiple violations and an at-fault accident could pay around $2,934 or more
  • The cost for full coverage for a teenage driver for full coverage can cost $5,148

View Chart as Image

Subaru Impreza WRX insurance cost comparison chart
Column chart showing full coverage Subaru Impreza WRX insurance prices range from $783 to $5,148

Auto insurance rates for a Subaru Impreza WRX can also vary considerably based on your driver profile, the model of your Impreza WRX, and physical damage deductibles and liability limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age

Where you live also has a big influence on Subaru Impreza WRX insurance rates. A middle-age driver might find rates as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,930 on average in Louisiana, New York, and Michigan.

Subaru Impreza WRX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,224 -$130 -9.6%
Alaska $1,038 -$316 -23.3%
Arizona $1,124 -$230 -17.0%
Arkansas $1,354 -$0 0.0%
California $1,544 $190 14.0%
Colorado $1,294 -$60 -4.4%
Connecticut $1,392 $38 2.8%
Delaware $1,534 $180 13.3%
Florida $1,696 $342 25.3%
Georgia $1,250 -$104 -7.7%
Hawaii $974 -$380 -28.1%
Idaho $914 -$440 -32.5%
Illinois $1,010 -$344 -25.4%
Indiana $1,020 -$334 -24.7%
Iowa $914 -$440 -32.5%
Kansas $1,286 -$68 -5.0%
Kentucky $1,848 $494 36.5%
Louisiana $2,004 $650 48.0%
Maine $836 -$518 -38.3%
Maryland $1,116 -$238 -17.6%
Massachusetts $1,084 -$270 -19.9%
Michigan $2,352 $998 73.7%
Minnesota $1,134 -$220 -16.2%
Mississippi $1,624 $270 19.9%
Missouri $1,202 -$152 -11.2%
Montana $1,456 $102 7.5%
Nebraska $1,066 -$288 -21.3%
Nevada $1,624 $270 19.9%
New Hampshire $974 -$380 -28.1%
New Jersey $1,514 $160 11.8%
New Mexico $1,200 -$154 -11.4%
New York $1,426 $72 5.3%
North Carolina $780 -$574 -42.4%
North Dakota $1,106 -$248 -18.3%
Ohio $934 -$420 -31.0%
Oklahoma $1,390 $36 2.7%
Oregon $1,240 -$114 -8.4%
Pennsylvania $1,292 -$62 -4.6%
Rhode Island $1,806 $452 33.4%
South Carolina $1,226 -$128 -9.5%
South Dakota $1,142 -$212 -15.7%
Tennessee $1,186 -$168 -12.4%
Texas $1,632 $278 20.5%
Utah $1,004 -$350 -25.8%
Vermont $928 -$426 -31.5%
Virginia $812 -$542 -40.0%
Washington $1,046 -$308 -22.7%
West Virginia $1,242 -$112 -8.3%
Wisconsin $938 -$416 -30.7%
Wyoming $1,206 -$148 -10.9%

View Chart as Image

Subaru Impreza WRX insurance rates by U.S. city

Choosing high deductibles can reduce rates by up to $500 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,200 in extra premium per year, depending on your age. Subaru Impreza WRX insurance for high-risk drivers is expensive and can cost around 43% to 132% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see how they stack up. Every auto insurance company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Subaru Impreza WRX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Subaru Impreza WRX 4WD Station Wagon $1,320 $110
Subaru Impreza WRX AWD 4-Dr $1,388 $116

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Subaru Impreza WRX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Subaru Impreza WRX $270 $470 $456 $1,354
2013 Subaru Impreza WRX $258 $422 $460 $1,298

Rates are averaged for all Subaru Impreza WRX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Subaru Impreza WRX Insurance

Saving money on auto insurance consists of avoiding accidents and claims, having good credit, not filing small claims, and not having any coverage lapses. Spend time shopping around once a year by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.

The points below are a recap of the data that was touched on above.

  • You may be able to save around $160 per year simply by quoting online well ahead of the renewal date
  • Consumers who purchase increased liability limits will pay about $500 per year to raise from a minimum limit to 250/500 limits
  • Drivers under the age of 20 have the highest car insurance rates, as much as $429 per month if they have full coverage
  • Drivers that have major violations or accidents could be forced to pay on average $1,580 more per year to insure a Subaru Impreza WRX

Rates by Driver Age

Subaru Impreza WRX Insurance Rates by Driver Age
Driver Age Premium
16 $5,148
20 $3,124
30 $1,402
40 $1,354
50 $1,238
60 $1,214

Full coverage, $500 deductibles

Rates by Deductible

Subaru Impreza WRX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,680
$250 $1,528
$500 $1,354
$1,000 $1,186

Full coverage, driver age 40

Rates by Liability Limit

Subaru Impreza WRX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,354
50/100 $1,479
100/300 $1,593
250/500 $1,890
100 CSL $1,525
300 CSL $1,776
500 CSL $1,958

Full coverage, driver age 40

Rates for High Risk Drivers

Subaru Impreza WRX Insurance Rates for High Risk Drivers
Age Premium
16 $7,332
20 $4,976
30 $2,986
40 $2,934
50 $2,800
60 $2,776

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $189

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $72
Homeowner $21
5-yr Accident Free $97
5-yr Claim Free $88
Paid in Full/EFT $59
Advance Quote $66
Online Quote $96
Total Discounts $571
Rate after discounts $783

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles