Subaru Impreza WRX Insurance Rates
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Written by
Jeffrey Johnson
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UPDATED: Nov 23, 2017
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Average insurance rates for a Subaru Impreza WRX are $1,354 a year including full coverage. Comprehensive insurance costs approximately $270, collision costs $470, and liability coverage is $456. Buying just liability costs around $508 a year, with insurance for high-risk drivers costing $2,934 or more. Teen drivers receive the highest rates at $5,148 a year or more.
Average premium for full coverage: $1,354
Rate estimates by individual coverage type:
Includes $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for all Impreza WRX models.
Price Range by Coverage and Risk
For the average driver, prices range go from as low as $508 for just liability insurance to the much higher price of $2,934 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city has a large influence on car insurance prices. Rural locations tend to have a lower frequency of comprehensive and collision claims than larger metro areas.
The example below illustrates how location impacts auto insurance prices.
These examples highlight why everyone should compare rates quotes using their specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Subaru Impreza WRX insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $783
- Raising to $1,000 deductibles will save $168 every year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,354
- Choosing pricier low deductibles will cost an extra $326 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay around $2,934 or more
- The cost for full coverage for a teenage driver for full coverage can cost $5,148
Auto insurance rates for a Subaru Impreza WRX can also vary considerably based on your driver profile, the model of your Impreza WRX, and physical damage deductibles and liability limits.
A more mature driver with a good driving record and high deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay in the ballpark of $5,100 a year. View Rates by Age
Where you live also has a big influence on Subaru Impreza WRX insurance rates. A middle-age driver might find rates as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,930 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,224 | -$130 | -9.6% |
| Alaska | $1,038 | -$316 | -23.3% |
| Arizona | $1,124 | -$230 | -17.0% |
| Arkansas | $1,354 | -$0 | 0.0% |
| California | $1,544 | $190 | 14.0% |
| Colorado | $1,294 | -$60 | -4.4% |
| Connecticut | $1,392 | $38 | 2.8% |
| Delaware | $1,534 | $180 | 13.3% |
| Florida | $1,696 | $342 | 25.3% |
| Georgia | $1,250 | -$104 | -7.7% |
| Hawaii | $974 | -$380 | -28.1% |
| Idaho | $914 | -$440 | -32.5% |
| Illinois | $1,010 | -$344 | -25.4% |
| Indiana | $1,020 | -$334 | -24.7% |
| Iowa | $914 | -$440 | -32.5% |
| Kansas | $1,286 | -$68 | -5.0% |
| Kentucky | $1,848 | $494 | 36.5% |
| Louisiana | $2,004 | $650 | 48.0% |
| Maine | $836 | -$518 | -38.3% |
| Maryland | $1,116 | -$238 | -17.6% |
| Massachusetts | $1,084 | -$270 | -19.9% |
| Michigan | $2,352 | $998 | 73.7% |
| Minnesota | $1,134 | -$220 | -16.2% |
| Mississippi | $1,624 | $270 | 19.9% |
| Missouri | $1,202 | -$152 | -11.2% |
| Montana | $1,456 | $102 | 7.5% |
| Nebraska | $1,066 | -$288 | -21.3% |
| Nevada | $1,624 | $270 | 19.9% |
| New Hampshire | $974 | -$380 | -28.1% |
| New Jersey | $1,514 | $160 | 11.8% |
| New Mexico | $1,200 | -$154 | -11.4% |
| New York | $1,426 | $72 | 5.3% |
| North Carolina | $780 | -$574 | -42.4% |
| North Dakota | $1,106 | -$248 | -18.3% |
| Ohio | $934 | -$420 | -31.0% |
| Oklahoma | $1,390 | $36 | 2.7% |
| Oregon | $1,240 | -$114 | -8.4% |
| Pennsylvania | $1,292 | -$62 | -4.6% |
| Rhode Island | $1,806 | $452 | 33.4% |
| South Carolina | $1,226 | -$128 | -9.5% |
| South Dakota | $1,142 | -$212 | -15.7% |
| Tennessee | $1,186 | -$168 | -12.4% |
| Texas | $1,632 | $278 | 20.5% |
| Utah | $1,004 | -$350 | -25.8% |
| Vermont | $928 | -$426 | -31.5% |
| Virginia | $812 | -$542 | -40.0% |
| Washington | $1,046 | -$308 | -22.7% |
| West Virginia | $1,242 | -$112 | -8.3% |
| Wisconsin | $938 | -$416 | -30.7% |
| Wyoming | $1,206 | -$148 | -10.9% |
Choosing high deductibles can reduce rates by up to $500 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,200 in extra premium per year, depending on your age. Subaru Impreza WRX insurance for high-risk drivers is expensive and can cost around 43% to 132% more than average. View High Risk Driver Rates
With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see how they stack up. Every auto insurance company uses a different rate calculation, and quoted rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Subaru Impreza WRX 4WD Station Wagon | $1,320 | $110 |
| Subaru Impreza WRX AWD 4-Dr | $1,388 | $116 |
Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2014 Subaru Impreza WRX | $270 | $470 | $456 | $1,354 |
| 2013 Subaru Impreza WRX | $258 | $422 | $460 | $1,298 |
Rates are averaged for all Subaru Impreza WRX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Subaru Impreza WRX Insurance
Saving money on auto insurance consists of avoiding accidents and claims, having good credit, not filing small claims, and not having any coverage lapses. Spend time shopping around once a year by getting rate quotes from direct car insurance companies like GEICO and Progressive, and also from insurance agencies where you live.
The points below are a recap of the data that was touched on above.
- You may be able to save around $160 per year simply by quoting online well ahead of the renewal date
- Consumers who purchase increased liability limits will pay about $500 per year to raise from a minimum limit to 250/500 limits
- Drivers under the age of 20 have the highest car insurance rates, as much as $429 per month if they have full coverage
- Drivers that have major violations or accidents could be forced to pay on average $1,580 more per year to insure a Subaru Impreza WRX
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,148 |
| 20 | $3,124 |
| 30 | $1,402 |
| 40 | $1,354 |
| 50 | $1,238 |
| 60 | $1,214 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,680 |
| $250 | $1,528 |
| $500 | $1,354 |
| $1,000 | $1,186 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,354 |
| 50/100 | $1,479 |
| 100/300 | $1,593 |
| 250/500 | $1,890 |
| 100 CSL | $1,525 |
| 300 CSL | $1,776 |
| 500 CSL | $1,958 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,332 |
| 20 | $4,976 |
| 30 | $2,986 |
| 40 | $2,934 |
| 50 | $2,800 |
| 60 | $2,776 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $72 |
| Homeowner | $21 |
| 5-yr Accident Free | $97 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $59 |
| Advance Quote | $66 |
| Online Quote | $96 |
| Total Discounts | $571 |
Discounts are estimated and may not be available from every company or in every state.
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