Toyota Sequoia Insurance Rates

The average insurance rates for a Toyota Sequoia are $1,446 a year with full coverage. Comprehensive insurance costs an estimated $320 each year, collision costs $552, and liability coverage is estimated at $416. Liability-only coverage costs approximately $474 a year, with high-risk coverage costing $3,126 or more. Teen drivers cost the most to insure at $5,362 a year or more.

Average premium for full coverage: $1,446

Policy rates broken down by type of insurance:

Prices are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Sequoia models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas.

The graphic below illustrates how location impacts insurance prices.

The examples above demonstrate why all drivers should get quotes for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The lowest rate with discounts is $834
• Choosing higher $1,000 deductibles can save approximately $196 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,446
• Choosing low deductibles for comp and collision coverage will cost an additional $386 each year
• Drivers with multiple violations and an at-fault accident could pay up to $3,126 or more
• Policy cost that insures a teenage driver can cost as much as $5,362 each year

View Chart as Image

Insurance rates for a Toyota Sequoia also range considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,700 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers ranges around 43% to 131% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Sequoia insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,950 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $590 a year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Each auto insurer uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Toyota Sequoia Insurance

Finding cheaper rates on auto insurance takes being a good driver, having a good credit score, not filing small claims, and maximizing policy discounts. Shop around at every policy renewal by getting quotes from direct companies, and also from insurance agencies where you live.

The following list is a brief review of the data touched on above.

• Consumers who want an increased level of liability coverage will pay about $460 every year to raise limits from a 30/60 limit to the 250/500 level
• You may be able to save approximately $170 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $575 each year
• Drivers age 16 to 20 are expensive to insure, as much as $447 each month if comprehensive and collision insurance is included