Toyota Sequoia Insurance Rates

Average insurance rates for a Toyota Sequoia are $1,446 a year for full coverage insurance. Comprehensive insurance costs approximately $320 each year, collision costs $552, and liability insurance is $416. A liability-only policy costs around $474 a year, with high-risk insurance costing $3,126 or more. Teens receive the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Sequoia models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on auto insurance prices.

These examples illustrate why all drivers should compare rates quotes using their specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $834
• Raising to $1,000 deductibles will save $196 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,446
• Selecting low deductibles will cost an extra $386 a year
• Higher-risk drivers with serious driving violations could pay around $3,126 or more
• The cost for full coverage for a teen driver can cost $5,362

View Chart as Image

Insurance rates for a Toyota Sequoia can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live also has a big influence on Toyota Sequoia insurance rates. A middle-age driver might find rates as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $590 each year, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison from as many companies as possible. Every auto insurance company calculates rates differently, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Toyota Sequoia Insurance

Saving money on Toyota Sequoia insurance consists of avoiding accidents and violations, maintaining good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Make time to compare rates every time your policy renews by getting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The list below is a brief review of the information touched on in this article.

• It is possible to save around $170 per year simply by quoting online in advance
• Teenagers are expensive to insure, costing up to $447 per month for full coverage
• Increasing deductibles can save around $575 each year
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,680 more per year for car insurance
• Drivers who purchase higher liability limits will pay approximately $460 annually to raise from a minimum limit to 250/500 limits