Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,446 a year for full coverage insurance. Comprehensive insurance costs on average $320 a year, collision insurance costs $552, and liability costs around $416. Liability-only insurance costs as low as $474 a year, and high-risk driver insurance costs $3,126 or more. Teens pay the highest rates at up to $5,362 a year.

Average premium for full coverage: $1,446

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on insurance rates. Rural areas have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how location impacts car insurance rates.

The ranges above illustrate why it is important to compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $834
• Using higher $1,000 deductibles will save around $1,250 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,446
• Selecting low $100 deductibles for physical damage coverage will cost an extra $386 every year
• Drivers with serious driving violations could pay upwards of $3,126
• The price for full coverage for a teen driver may cost $5,362 or more

View Chart as Image

Car insurance prices for a Toyota Sequoia are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $5,300 a year. View Rates by Age

The state you live in has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see prices as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,950 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $590 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Toyota Sequoia Insurance

Getting lower rates on car insurance requires having a decent driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Spend time shopping around every couple of years by requesting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

The following items are a brief recap of the material that was touched on above.

• Policyholders who require additional liability coverage will pay approximately $460 annually to increase from a low limit to 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, as much as $447 a month if full coverage is included
• Higher risk drivers who tend to receive serious violations pay an average of $1,680 more each year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $575 each year