Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,446 a year for full coverage insurance. Comprehensive insurance costs on average $320 a year, collision costs $552, and liability is $416. A liability-only policy costs around $474 a year, with high-risk insurance costing $3,126 or more. Teenage drivers pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

These rate differences illustrate why it is important to compare rates quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The best discount rate is $834
• Raising to $1,000 deductibles will save around $1,250 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,446
• Using low $100 deductibles will cost an additional $386 every year
• At-risk drivers who are prone to accidents and violations could pay upwards of $3,126 or more
• An auto insurance policy that insures a teen driver may cost $5,362

View Chart as Image

Auto insurance prices for a Toyota Sequoia also have a wide range based on the trim level of your Sequoia, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live also has a big influence on Toyota Sequoia insurance prices. A middle-age driver might find prices as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $590 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out exactly what you will pay is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Toyota Sequoia Insurance

Finding better rates on car insurance consists of avoiding accidents and violations, maintaining a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Compare prices at every other renewal by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a quick rundown of the concepts that were touched on in this article.

• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,680 more each year for car insurance
• Teenagers are charged the highest prices, with premiums being up to $447 per month if the policy includes full coverage
• It is possible to save as much as $170 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $575 each year
• It is possible to save as much as $170 per year simply by quoting early and online