Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,446 a year with full coverage. Comprehensive insurance costs on average $320 each year, collision costs $552, and liability costs $416. Buying just liability costs as little as $474 a year, with insurance for high-risk drivers costing $3,126 or more. Teens pay the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Price estimates by individual coverage:

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Sequoia models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on auto insurance rates. Rural areas have lower incidents of collision claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects car insurance rates.

The ranges above demonstrate why all drivers should compare rates based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $834
• Drivers who choose higher $1,000 deductibles will pay around $196 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,446
• Selecting low deductibles for comprehensive and collision insurance will cost an additional $386 every year
• Higher-risk drivers with serious driving violations could pay upwards of $3,126 or more
• The price that insures a teen driver may cost $5,362 a year

View Chart as Image

Insurance prices for a Toyota Sequoia are also quite variable based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age

The state you live in makes a big difference in Toyota Sequoia insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,950 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $590 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to do a rate comparison and see which company has the best price. Every company calculates prices differently, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Toyota Sequoia Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having a good credit score, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare rates at every other renewal by quoting rates from direct companies, and also from several local insurance agents.

The following list is a quick review of the concepts that were touched on in the above illustrations.

• Higher risk drivers with a DUI or reckless driving violation pay on average $1,680 more each year than a safer driver
• Drivers age 16 to 20 pay higher prices, costing up to $447 a month if comprehensive and collision insurance is included
• You may be able to save as much as $170 per year simply by quoting online in advance
• Increasing physical damage deductibles can save approximately $575 each year
• You may be able to save as much as $170 per year simply by quoting online in advance