Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,446 a year with full coverage. Comprehensive insurance costs around $320 a year, collision insurance costs $552, and liability insurance costs around $416. Buying just liability costs as low as $474 a year, and insurance for high-risk drivers costs $3,126 or more. Teens pay the highest rates at up to $5,362 a year.

Average premium for full coverage: $1,446

Price estimates for individual coverage:

These estimates include $500 deductible amounts, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on insurance rates. Areas with sparse population have lower incidents of collision claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance rates.

The ranges above demonstrate why it is important to compare prices for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Toyota Sequoia insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $834
• Using higher $1,000 deductibles will save about $1,250 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,446
• Selecting low $100 deductibles for physical damage coverage will cost an additional $386 a year
• Drivers with serious driving violations could pay at least $3,126
• The price that insures a teen driver can be $5,362 or more

View Chart as Image

Insurance prices for a Toyota Sequoia are also quite variable based on the trim level of your Sequoia, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $5,300 a year. View Rates by Age

The state you live in has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see prices as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,950 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $590 each year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Getting lower rates on Toyota Sequoia insurance requires having a good driving record, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare rates every time your policy renews by quoting rates from direct companies, and also from your local independent and exclusive agents.

The next list is a brief summary of the information touched on above.

• You may be able to save up to $170 per year just by quoting early and online
• Drivers age 20 and younger are charged the highest prices, costing up to $447 a month if comprehensive and collision insurance is included
• Increasing physical damage deductibles can save approximately $575 each year
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,680 more every year to buy Toyota Sequoia insurance
• Drivers who may need increased levels of liability coverage will pay approximately $460 every year to increase from a low limit to the 250/500 level