Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,446 a year for full coverage. Comprehensive costs approximately $320 a year, collision costs $552, and liability coverage is $416. A liability-only policy costs around $474 a year, with high-risk insurance costing around $3,126. Teens pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural locations are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences show why it is important to compare rates quotes using their specific location and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $834
• Raising to $1,000 deductibles will save $1,250 a year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,446
• Selecting low $100 deductibles will increase the cost to $1,832
• Unlucky drivers with serious driving violations could pay around $3,126 or more
• An auto insurance policy for full coverage for a teenage driver can cost $5,362

View Chart as Image

Auto insurance prices for a Toyota Sequoia also have a wide range based on your driving characteristics, the trim level of your Sequoia, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live also has a big influence on Toyota Sequoia insurance rates. A middle-age driver might find prices as low as $950 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,070 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $590 a year, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to get quotes and see how they stack up. Every auto insurance company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Toyota Sequoia Insurance

Finding better rates on auto insurance consists of being a low-risk driver, having good credit, not filing small claims, and not having any coverage lapses. Take the time to compare rates at least every other year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a brief recap of the car insurance concepts covered in the above illustrations.

• Drivers who tend to receive serious violations may pay on average $1,680 more per year to insure their Sequoia
• Drivers can save around $170 per year simply by quoting early and online
• Increasing policy deductibles can save around $575 each year
• Consumers who purchase more liability coverage will pay approximately $460 each year to raise from 30/60 bodily injury limits to 250/500 limits