Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,446 a year for full coverage. Comprehensive insurance costs on average $320 a year, collision insurance costs $552, and liability is estimated at $416. Buying just liability costs approximately $474 a year, and insurance for high-risk drivers costs $3,126 or more. Teenage drivers pay the highest rates at up to $5,362 a year.

Average premium for full coverage: $1,446

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

The ranges above show why it is important to get quotes based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The best discount rate is $834
• Choosing higher $1,000 deductibles can save around $1,250 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,446
• Using low $100 deductibles for comp and collision coverage will cost an extra $386 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,126
• The price for full coverage for a teen driver may cost $5,362 each year

View Chart as Image

Insurance prices for a Toyota Sequoia are also quite variable based on your driving record, the trim level of your Sequoia, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Sequoia insurance prices. A good driver about age 40 could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,070 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $590 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Getting lower rates on car insurance takes having a decent driving record, having a good credit history, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around at every other renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following items are a brief summary of the concepts that were illustrated above.

• Higher risk drivers that tend to have accidents or serious violations will pay on average $1,680 more each year than a driver with a clean driving record
• 16 to 18-year-old drivers pay higher prices, with premiums as much as $447 a month including comprehensive and collision insurance
• Drivers can save as much as $170 per year just by quoting early and online
• Increasing physical damage deductibles can save around $575 each year
• Drivers can save as much as $170 per year just by quoting early and online