Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,446 a year for full coverage. Comprehensive insurance costs around $320 each year, collision costs $552, and liability insurance costs $416. A policy with only liability insurance costs as little as $474 a year, with a high-risk policy costing $3,126 or more. Teen drivers pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates for type of coverage:

Includes $500 deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all states and Sequoia models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas.

The graphic below illustrates the effect of geographic area on auto insurance rates.

These rate differences show why all drivers should compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Toyota Sequoia insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $834
• Drivers who choose higher $1,000 deductibles will pay about $196 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,446
• Choosing low deductibles for comprehensive and collision insurance will cost an extra $386 a year
• High risk drivers with multiple violations and an at-fault accident could pay at least $3,126 or more
• An auto insurance policy for full coverage for a teen driver can be $5,362 a year

View Chart as Image

Car insurance prices for a Toyota Sequoia also have a wide range based on your driving characteristics, the trim level of your Sequoia, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged as much as $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or as much as $2,070 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $590 each year, whereas increasing liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to know your exact price is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Toyota Sequoia Insurance

Finding better rates on Toyota Sequoia insurance not only requires not taking risks behind the wheel, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following is a recap of the ideas that were covered in the above illustrations.

• Teens are the costliest to insure, as much as $447 per month if full coverage is included
• High-risk drivers that have major violations or accidents may be required to pay an average of $1,680 more every year for Sequoia insurance
• Increasing policy deductibles can save around $575 each year
• Drivers can save up to $170 per year simply by quoting online in advance