Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,446 a year including full coverage. Comprehensive insurance costs an estimated $320, collision insurance costs $552, and liability costs around $416. Liability-only insurance costs as low as $474 a year, and high-risk driver insurance costs $3,126 or more. Teenage drivers pay the highest rates at up to $5,362 a year.

Average premium for full coverage: $1,446

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for different Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates how your location can change insurance prices.

The ranges above highlight why anyone shopping for car insurance should compare prices for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Using higher $1,000 deductibles will save approximately $196 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,446
• Using more expensive low deductibles for physical damage coverage will cost an additional $386 every year
• Drivers who are prone to accidents and violations could pay up to $3,126
• The price that insures a teen driver with full coverage can cost as much as $5,362 or more

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Car insurance prices for a Toyota Sequoia are also quite variable based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $5,300 a year. View Rates by Age

The state you live in has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see prices as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,070 on average in Louisiana, New York, and Michigan.

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Using high physical damage deductibles could cut prices by as much as $590 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Toyota Sequoia Insurance

Getting lower rates on car insurance requires being a good driver, having a positive credit history, being claim-free, and possibly higher deductibles. Compare prices every time your policy renews by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a quick review of the information illustrated above.

• You may be able to save approximately $170 per year just by shopping early and online
• Drivers age 16 to 20 have the highest car insurance prices, possibly costing $447 a month if full coverage is purchased
• Increasing physical damage deductibles can save approximately $575 each year
• Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,680 more annually than a safer driver
• Policyholders who want an increased level of liability coverage will pay an extra $460 per year to increase from a low limit to the 250/500 level