Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,446 a year for full coverage insurance. Comprehensive insurance costs approximately $320 each year, collision insurance costs $552, and liability insurance is estimated at $416. A liability-only policy costs approximately $474 a year, and high-risk insurance costs $3,126 or more. Teenage drivers pay the most at up to $5,362 a year.

Average premium for full coverage: $1,446

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and Sequoia models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how geographic area affects auto insurance prices.

These rate differences illustrate why all drivers should get quotes using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The best discount rate is $834
• Choosing higher $1,000 deductibles can save $196 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,446
• Using low deductibles for comp and collision coverage will cost an extra $386 a year
• High-risk insureds who are prone to accidents and violations could pay around $3,126
• An auto insurance policy for full coverage for a teen driver can cost $5,362 each year

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Auto insurance prices for a Toyota Sequoia also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Toyota Sequoia insurance rates. A good driver about age 40 could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $590 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Toyota Sequoia Insurance

Finding better rates on Toyota Sequoia insurance takes avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and possibly higher deductibles. Invest the time to compare rates every time your policy renews by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a brief review of the information presented in the illustrations above.

• It is possible to save around $170 per year just by quoting online in advance
• Drivers under the age of 20 have the highest car insurance prices, with premiums being up to $447 per month if they have full coverage
• Increasing policy deductibles can save around $575 each year
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,680 more per year to insure a Toyota Sequoia
• Drivers who purchase increased liability limits will pay an extra $460 annually to raise limits from 30/60 bodily injury limits to 250/500 limits