Toyota Sequoia Insurance Rates

Estimated insurance prices for a Toyota Sequoia are $1,446 every 12 months including full coverage. Comprehensive costs approximately $320 each year, collision costs $552, and liability costs $416. Liability-only coverage costs as little as $474 a year, with high-risk coverage costing around $3,126. Teens pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Sequoia models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences highlight why all drivers should compare rates using their specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $834
• Drivers who choose higher $1,000 deductibles will pay $196 every year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,446
• Selecting low deductibles for comprehensive and collision insurance increases the price to $1,832
• Higher-risk drivers with serious driving violations could pay around $3,126 or more
• An auto insurance policy to insure a teen driver can cost $5,362 a year

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Insurance prices for a Toyota Sequoia also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your Sequoia.

Choosing higher comprehensive and collision insurance deductibles could save up to $590 every year, whereas increasing liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Toyota Sequoia insurance prices. A 40-year-old driver could pay as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,070 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison and see which company has the best price. Every company calculates prices differently, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Toyota Sequoia Insurance

Finding better rates on car insurance not only requires having a decent driving record, but also having good credit, refrain from filing small claims, and maximizing policy discounts. Set aside time to compare rates every year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The following items are a brief summary of the coverage data covered above.

• You may be able to save around $170 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $575 each year
• 16 to 18-year-old drivers are expensive to insure, with the cost nearing $447 per month if they have full coverage
• Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,680 more per year than a driver with a clean driving record