Toyota Sequoia Insurance Rates

Average insurance rates for a Toyota Sequoia are $1,454 a year including full coverage. Comprehensive costs approximately $332, collision costs $566, and liability is $398. A liability-only policy costs around $460 a year, with high-risk insurance costing around $3,136. Teenage drivers receive the highest rates at $5,348 a year or more.

Average premium for full coverage: $1,454

Rate estimates by individual coverage type:

Includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for all Sequoia models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates how location helps determine auto insurance prices.

These examples highlight why everyone should compare rates quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The best discount rate is $836
• Raising to $1,000 deductibles will save $204 every year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,454
• Using pricier low deductibles bumps up the cost to $1,848
• Drivers who are prone to accidents and violations could pay around $3,136 or more
• The cost that insures a 16-year-old driver for full coverage can cost $5,348

View Chart as Image

Insurance rates for a Toyota Sequoia can also vary considerably based on the model of your Sequoia, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,700 to $2,300 extra per year, depending on your age. Toyota Sequoia insurance for high-risk drivers is expensive and can cost from 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,400 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live also has a big influence on Toyota Sequoia insurance prices. A middle-age driver might find rates as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,080 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $600 annually, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates from multiple companies. Every auto insurance company uses a different method to calculate rates, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Toyota Sequoia Insurance

Saving money on insurance for a Toyota Sequoia consists of being a low-risk driver, having above-average credit, not filing small claims, and maximizing policy discounts. Compare prices every other policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The items below are a recap of the ideas that were covered in the charts and tables above.

• Teen drivers are expensive to insure, as much as $446 per month if full coverage is included
• Drivers considered higher risk that have major violations or accidents will likely pay on average $1,680 more per year to insure their Sequoia
• Increasing deductibles can save approximately $600 each year
• You may be able to save around $180 per year simply by quoting online well ahead of the renewal date