Toyota Sequoia Insurance Rates

The average auto insurance rates for a Toyota Sequoia are $1,446 annually including full coverage. Comprehensive costs an estimated $320 a year, collision insurance costs $552, and liability coverage costs $416. A liability-only policy costs as little as $474 a year, and high-risk insurance costs around $3,126. Teenage drivers cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates broken down by type of insurance:

Prices include $500 deductible amounts, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference location can make on insurance prices.

The examples above highlight why it is important to compare rates for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Drivers who choose higher $1,000 deductibles will pay approximately $1,250 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,446
• Using low $100 deductibles for comprehensive and collision insurance will cost $1,832
• High-risk insureds who are prone to accidents and violations could pay up to $3,126
• Policy cost with full coverage for a teenage driver can cost as much as $5,362 a year

View Chart as Image

Car insurance rates for a Toyota Sequoia also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $590 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,070 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Toyota Sequoia Insurance

Finding cheaper rates on auto insurance not only requires having a good driving record, but also having a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Make time to compare rates every year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a quick rundown of the coverage data touched on in this article.

• You may be able to save approximately $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $575 each year
• Drivers age 20 and younger have the highest car insurance rates, with premiums being up to $447 each month if comprehensive and collision insurance is included
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,680 more annually to buy Toyota Sequoia insurance