Toyota Sequoia Insurance Rates

Estimated insurance prices for a Toyota Sequoia are $1,446 every 12 months for full coverage insurance. Comprehensive insurance costs around $320 a year, collision costs $552, and liability coverage is $416. A policy with only liability insurance costs around $474 a year, with a high-risk policy costing $3,126 or more. Teenage drivers pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates for type of coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than densely populated cities.

The diagram below illustrates how rural and urban location affects auto insurance rates.

These rate differences illustrate why it is important to compare rates quotes for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Toyota Sequoia insurance rates for additional coverage choices and driver risks.

• The best discount rate is $834
• Raising to $1,000 deductibles will save about $1,250 each year
• The average price for a 40-year-old good driver using $500 deductibles is $1,446
• Using low $100 deductibles costs an extra $386 each year
• Unlucky drivers who are prone to accidents and violations could pay at least $3,126 or more
• An auto insurance policy to insure a teenage driver can be $5,362

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Car insurance prices for a Toyota Sequoia also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles can reduce prices by up to $590 a year, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Toyota Sequoia insurance rates. A middle-age driver might find prices as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out your exact price is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Toyota Sequoia Insurance

Finding better rates on auto insurance consists of being a good driver, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to shop around at least once a year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a brief summary of the primary concepts that were raised in the charts and tables above.

• It is possible to save up to $170 per year simply by quoting early and online
• Drivers that tend to have accidents or serious violations may pay on average $1,680 more every year than a safer driver
• Increasing policy deductibles could save as much as $575 each year
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $447 per month if the policy includes full coverage