Toyota Sequoia Insurance Rates

Average insurance rates for a Toyota Sequoia are $1,446 a year for full coverage insurance. Comprehensive costs an estimated $320, collision insurance costs $552, and liability costs $416. A policy with just liability insurance costs as little as $474 a year, and coverage for high-risk drivers costs around $3,126. Teenage drivers receive the highest rates at up to $5,362 a year.

Average premium for full coverage: $1,446

Rate estimates broken down by individual coverage type:

These estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and for different Sequoia trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.

These examples illustrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Drivers who choose higher $1,000 deductibles will pay approximately $196 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,446
• Using more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,832
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,126
• The cost for full coverage for a teen driver with full coverage can cost as much as $5,362 a year

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Insurance rates for a Toyota Sequoia can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age

Where you live makes a big difference in Toyota Sequoia insurance prices. A 40-year-old driver could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,950 on average in Florida, New York, and Michigan.

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Using high physical damage deductibles could save up to $590 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $1,700 to $2,300 additional per year, depending on your age. High-risk driver insurance can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Saving money on car insurance not only requires being a low-risk driver, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at least every other year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The items below are a brief summary of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers that tend to have accidents or serious violations pay on average $1,680 more annually to insure their Sequoia
• It is possible to save approximately $170 per year just by shopping early and online
• Increasing deductibles can save around $575 each year
• Policyholders who want more liability coverage will pay an extra $460 annually to go from a minimum limit to 250/500 limits