Toyota Sequoia Insurance Rates

The average insurance prices for a Toyota Sequoia are $1,446 every 12 months with full coverage. Comprehensive costs an estimated $320, collision insurance costs $552, and liability is $416. A liability-only policy costs around $474 a year, and high-risk insurance costs around $3,126. Teenage drivers cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Raising to $1,000 deductibles will save approximately $196 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,446
• Using more expensive low deductibles increases the price to $1,832
• At-risk drivers who are prone to accidents and violations could pay up to $3,126
• Policy cost to insure a teen driver with full coverage can cost as much as $5,362

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Car insurance rates for a Toyota Sequoia also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $590 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Toyota Sequoia insurance prices. A middle-age driver might find rates as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,950 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Toyota Sequoia Insurance

Finding cheaper rates on car insurance consists of being a low-risk driver, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Take the time to compare rates once a year by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The items below are a condensed summary of the data that was covered in the above illustrations.

• You may be able to save approximately $170 per year just by shopping early and online
• Policyholders who want more liability coverage will pay an extra $460 every year to raise from a 30/60 limit to a 250/500 level
• Teen drivers have the highest car insurance rates, as much as $447 each month if the policy includes full coverage
• Higher risk drivers with multiple at-fault accidents may pay on average $1,680 more annually to insure their Sequoia