Toyota Sequoia Insurance Rates

Estimated auto insurance rates for a Toyota Sequoia are $1,454 annually with full coverage. Comprehensive costs an estimated $332 a year, collision costs $566, and liability insurance is $398. Liability-only insurance costs around $460 a year, with high-risk driver insurance costing around $3,136. Teens pay the most at $5,348 a year or more.

Average premium for full coverage: $1,454

Premium estimates broken down by type of coverage:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. More rural locations are statistically proven to have fewer collision claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects insurance prices.

These rate differences demonstrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $836
• Raising to $1,000 deductibles will save approximately $1,250 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,454
• Selecting low $100 deductibles will cost $1,848
• Higher-risk drivers with serious driving violations could pay up to $3,136 or more
• An auto insurance policy with full coverage for a teen driver can cost as much as $5,348

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Insurance prices for a Toyota Sequoia also have a wide range based on the model of your Sequoia, your driving record, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,400 every 12 months on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they should be prepared to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,700 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $600 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Toyota Sequoia insurance rates. A middle-age driver might find prices as low as $1,050 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,970 on average in New York, Michigan, and Florida.

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With such a large range in prices, the best way to find out which insurance company is cheapest is to get quotes from as many companies as possible. Every auto insurance company calculates prices differently, and prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Toyota Sequoia Insurance

Finding better rates on Toyota Sequoia insurance consists of being safe and accident-free, having good credit, being claim-free, and maximizing policy discounts. Invest the time to compare rates at every policy renewal by requesting rates from direct companies, and also from several local insurance agents.

Below you'll find a brief recap of the data presented in the illustrations above.

• Drivers who want more liability protection will pay approximately $440 every year to raise from 30/60 bodily injury limits to higher 250/500 limits
• You may be able to save approximately $180 per year simply by quoting early and online
• Increasing policy deductibles could save up to $600 each year
• Youthful drivers are expensive to insure, possibly costing $446 per month if they have full coverage