Toyota Sequoia Insurance Rates

Average auto insurance rates for a Toyota Sequoia are $1,446 annually with full coverage. Comprehensive insurance costs on average $320 each year, collision costs $552, and liability insurance costs around $416. A liability-only policy costs as low as $474 a year, with high-risk insurance costing $3,126 or more. Teenage drivers receive the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and Sequoia models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on auto insurance rates. Rural areas tend to have fewer collision claims than densely populated cities.

The graphic below illustrates how location impacts car insurance rates.

These examples demonstrate why all drivers should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The best discount rate is $834
• Using higher $1,000 deductibles will save around $196 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,446
• Using low deductibles for physical damage coverage costs an additional $386 a year
• Drivers who are prone to accidents and violations could pay upwards of $3,126 or more
• The cost with full coverage for a teen driver may cost $5,362 or more

View Chart as Image

Insurance rates for a Toyota Sequoia can also vary considerably based on the trim level of your Sequoia, your driving record, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $590 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see rates as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,950 on average in Florida, Michigan, and New York.

View Chart as Image

With so much variability in rates, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Toyota Sequoia Insurance

Saving money on Toyota Sequoia insurance requires being safe and accident-free, having a good credit history, eliminating unnecessary coverage, and bundling your home and auto policies. Spend time shopping around every time your policy renews by getting rate quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a quick rundown of the information touched on above.

• You may be able to save as much as $170 per year simply by quoting online in advance
• Youthful drivers pay the highest rates, with premiums as much as $447 per month including comprehensive and collision insurance
• Increasing deductibles could save up to $575 each year
• High-risk drivers with reckless driving or DUI convictions pay an average of $1,680 more each year than a low-risk driver
• Drivers who require more liability protection will pay an extra $460 every year to increase from a minimum limit to higher 250/500 limits