Toyota Sequoia Insurance Rates

U.S. average insurance prices for a Toyota Sequoia are $1,446 every 12 months with full coverage. Comprehensive costs on average $320 a year, collision costs $552, and liability costs around $416. Liability-only insurance costs as low as $474 a year, with high-risk driver insurance costing around $3,126. Teenage drivers pay the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than densely populated cities.

The diagram below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above demonstrate why it is important to compare prices based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The best discount rate is $834
• Using higher $1,000 deductibles will save around $1,250 annually
• The average price for the average middle-age driver with $500 deductibles is $1,446
• Using low $100 deductibles for physical damage coverage increases the price to $1,832
• Drivers who are prone to accidents and violations could pay upwards of $3,126 or more
• The price to insure a teen driver may cost $5,362 or more

View Chart as Image

Car insurance prices for a Toyota Sequoia are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Sequoia.

Using high physical damage deductibles could cut prices by as much as $590 every year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged upwards of $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see prices as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,950 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out exactly what you will pay is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Toyota Sequoia Insurance

Getting lower rates on car insurance requires having a decent driving record, maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates at least every other year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a summary of the car insurance concepts covered above.

• Higher risk drivers who have multiple accidents or major violations may pay on average $1,680 more each year than a driver with a clean driving record
• You may be able to save as much as $170 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $575 each year
• Policyholders who require additional liability coverage will pay an extra $460 every year to increase from a low limit to a 250/500 level