Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,454 a year for full coverage insurance. Comprehensive insurance costs an estimated $332, collision insurance costs $566, and liability coverage costs around $398. Liability-only insurance costs as low as $460 a year, and high-risk driver insurance costs $3,136 or more. Teen drivers pay the most at up to $5,348 a year.

Average premium for full coverage: $1,454

Premium estimates broken down by type of coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas. The price range example below illustrates how geographic area affects insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Toyota Sequoia insurance rates for other coverage scenarios.

• The lowest rate with discounts is $836
• Using higher $1,000 deductibles will save approximately $204 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,454
• Choosing more expensive low deductibles for physical damage coverage will cost an additional $394 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,136
• An auto insurance policy that insures a teenage driver with full coverage can cost as much as $5,348 or more

View Chart as Image

Insurance prices for a Toyota Sequoia also have a wide range based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,700 to $2,300 additional annually, depending on your age. High-risk driver insurance can be around 43% to 131% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see prices as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,970 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $600 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Toyota Sequoia Insurance

Finding better rates on auto insurance requires avoiding accidents and violations, having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Shop around at every policy renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The list below is a quick rundown of the data presented in the illustrations above.

• Consumers who want higher liability limits will pay about $440 annually to increase from 30/60 bodily injury limits to the 250/500 level
• It is possible to save approximately $180 per year just by shopping early and online
• Increasing policy deductibles can save approximately $600 each year
• Teenagers are expensive to insure, with premiums being up to $446 per month if comprehensive and collision insurance is included