Toyota Sequoia Insurance Rates

Estimated insurance prices for a Toyota Sequoia are $1,446 every 12 months for full coverage. Comprehensive insurance costs an estimated $320 a year, collision costs $552, and liability insurance costs $416. Liability-only insurance costs as little as $474 a year, with high-risk driver insurance costing $3,126 or more. Teen drivers pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates broken down by type of coverage:

Prices are based on $500 deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than larger metro areas.

The diagram below illustrates the difference location can make on insurance prices.

These rate differences show why it is important to compare rates for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The lowest rate with discounts is $834
• Drivers who choose higher $1,000 deductibles will pay approximately $1,250 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,446
• Choosing low $100 deductibles for comprehensive and collision insurance costs an extra $386 a year
• High risk drivers with multiple violations and an at-fault accident could pay up to $3,126 or more
• An auto insurance policy to insure a teen driver can cost as much as $5,362 a year

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Insurance prices for a Toyota Sequoia also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Choosing high deductibles could save up to $590 each year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,700 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Iowa, Maine, and Idaho, or as much as $2,070 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know which insurance company is cheapest is to get quotes from as many companies as possible. Every company uses a different rate calculation, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Toyota Sequoia Insurance

Finding better rates on Toyota Sequoia insurance not only requires not taking risks behind the wheel, but also having above-average credit, not filing small claims, and maximizing policy discounts. Make time to compare rates every time your policy renews by requesting rates from direct carriers, and also from several local insurance agents.

The following is a brief review of the information touched on in this article.

• Drivers can save approximately $170 per year simply by quoting early and online
• Teens are expensive to insure, as much as $447 per month if full coverage is included
• Increasing policy deductibles could save as much as $575 each year
• High-risk drivers with DUI or reckless driving convictions pay on average $1,680 more annually for Sequoia insurance
• Drivers who want higher liability limits will pay about $460 each year to go from 30/60 bodily injury limits to a 250/500 level