Toyota Sequoia Insurance Rates

Average insurance rates for a Toyota Sequoia are $1,446 a year including full coverage. Comprehensive costs an estimated $320 each year, collision costs $552, and liability insurance costs around $416. A policy with just liability insurance costs as low as $474 a year, with coverage for high-risk drivers costing around $3,126. 16-year-old drivers receive the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Rate estimates broken down by individual coverage type:

These estimates include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Sequoia models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than congested cities.

The graphic below illustrates how location impacts insurance prices.

These examples highlight why all drivers should compare prices for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The best full coverage rate is $834
• Using higher $1,000 deductibles will save approximately $196 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,446
• Buying low deductibles for physical damage coverage bumps up the cost to $1,832
• Drivers with multiple tickets or accidents could pay up to $3,126 or more
• The cost that insures a teen driver can cost as much as $5,362 or more

View Chart as Image

Insurance rates for a Toyota Sequoia can also vary considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,700 to $2,300 additional per year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 131% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $5,300 a year. View Rates by Age

Where you live has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see rates as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,070 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $590 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out which company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company utilizes a different rate formula, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Saving money on Toyota Sequoia insurance requires not taking risks behind the wheel, having a good credit score, not filing small claims, and maximizing policy discounts. Comparison shop every year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The following is a brief summary of the coverage data touched on above.

• You may be able to save approximately $170 per year simply by quoting online in advance
• Increasing deductibles can save approximately $575 each year
• Teens are expensive to insure, as much as $447 per month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,680 more annually for Sequoia insurance