Toyota Sequoia Insurance Rates

U.S. average auto insurance rates for a Toyota Sequoia are $1,454 annually with full coverage. Comprehensive insurance costs around $332, collision costs $566, and liability coverage costs $398. Buying just liability costs as little as $460 a year, with insurance for high-risk drivers costing $3,136 or more. Teens pay the highest rates at $5,348 a year or more.

Average premium for full coverage: $1,454

Price estimates for individual coverage:

Rates are based on $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for different Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on insurance rates. Areas with sparse population have fewer collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Toyota Sequoia insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $836
• Drivers who choose higher $1,000 deductibles will pay about $204 annually
• The estimated rate for the average middle-age driver using $500 deductibles is $1,454
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $394 each year
• High-risk insureds with serious driving violations could pay at least $3,136 or more
• The price with full coverage for a teenage driver with full coverage can be $5,348 a year

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Insurance prices for a Toyota Sequoia are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,400 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at least $1,700 to $2,300 additional each year, depending on your age. High-risk driver insurance can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $600 a year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,970 on average in Florida, Michigan, and New York.

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Since prices can be so different, the best way to find out your exact price is to compare prices and see how they stack up. Every company calculates prices differently, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Toyota Sequoia Insurance

Getting lower rates on auto insurance not only requires avoiding accidents and claims, but also having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Spend time shopping around every couple of years by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a quick review of the material that was touched on above.

• Consumers who may need increased liability limits will pay approximately $440 every year to go from a low limit to higher 250/500 limits
• Drivers under the age of 20 are charged the highest prices, costing up to $446 a month if they have full coverage
• Drivers with a DUI or reckless driving violation may pay on average $1,680 more every year to insure a Toyota Sequoia
• Increasing physical damage deductibles could save up to $600 each year