Toyota Sequoia Insurance Rates

The average insurance rates for a Toyota Sequoia are $1,446 a year for full coverage insurance. Comprehensive insurance costs approximately $320 a year, collision insurance costs $552, and liability costs $416. A liability-only policy costs as little as $474 a year, and high-risk insurance costs $3,126 or more. Teens cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance prices.

The examples above illustrate why it is important to compare rates using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $834
• Drivers who choose higher $1,000 deductibles will pay $1,250 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,446
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $386 annually
• Drivers with serious driving violations could pay around $3,126
• Policy cost for full coverage for a 16-year-old driver can cost $5,362 a year

View Chart as Image

Car insurance rates for a Toyota Sequoia also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged in the ballpark of $5,300 a year. View Rates by Age

Your home state makes a big difference in Toyota Sequoia insurance prices. A 40-year-old driver could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $590 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 131% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Toyota Sequoia Insurance

Finding cheaper rates on insurance for a Toyota Sequoia not only requires avoiding accidents and violations, but also having above-average credit, being claim-free, and attention to physical damage deductibles. Make time to compare rates every time your policy renews by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief recap of the information touched on in this article.

• It is possible to save around $170 per year just by quoting early and online
• Teenagers pay the highest auto insurance rates, possibly costing $447 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $575 each year
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,680 more per year for car insurance
• Insureds who purchase higher liability limits will pay approximately $460 annually to go from a 30/60 limit to 250/500 limits