Toyota Sequoia Insurance Rates

The average insurance prices for a Toyota Sequoia are $1,446 every 12 months including full coverage. Comprehensive costs around $320, collision insurance costs $552, and liability insurance costs $416. Buying just liability costs as little as $474 a year, and insurance for high-risk drivers costs around $3,126. Teenage drivers cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates for type of insurance:

Estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates how your location can change auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Toyota Sequoia insurance rates for additional coverage choices and driver risks.

• The best discount rate is $834
• Drivers who choose higher $1,000 deductibles will pay about $196 every year
• The average price for a good driver age 40 using $500 deductibles is $1,446
• Using more expensive low deductibles for comprehensive and collision insurance increases the price to $1,832
• High risk drivers who are prone to accidents and violations could pay at least $3,126
• Policy cost to insure a teen driver with full coverage can be $5,362 a year

View Chart as Image

Insurance rates for a Toyota Sequoia also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could save up to $590 each year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $1,110 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,070 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Toyota Sequoia Insurance

Finding cheaper rates on Toyota Sequoia insurance not only requires being a safe and courteous driver, but also having good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Invest the time to shop around at least once a year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

Below is a review of the primary concepts that were illustrated above.

• You may be able to save up to $170 per year just by shopping early and online
• High-risk drivers who have several accidents or serious violations could be forced to pay on average $1,680 more every year for auto insurance
• Increasing comprehensive and collision deductibles could save as much as $575 each year
• Teenage drivers pay higher rates, with premiums being up to $447 each month if they have full coverage