Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,446 a year including full coverage. Comprehensive costs an estimated $320, collision insurance costs $552, and liability insurance is $416. Liability-only coverage costs around $474 a year, and high-risk coverage costs around $3,126. Teenage drivers pay the highest rates at up to $5,362 a year.

Average premium for full coverage: $1,446

Price estimates broken down by individual coverage:

Rates are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and for all Sequoia models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how location impacts insurance prices.

The ranges above highlight why everyone should compare rates quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Raising to $1,000 deductibles will save approximately $196 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,446
• Using pricier low deductibles bumps up the cost to $1,832
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,126
• The price that insures a teen driver for full coverage can cost as much as $5,362

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Auto insurance prices for a Toyota Sequoia are also quite variable based on the model of your Sequoia, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,700 to $2,300 in extra premium each year, depending on your age. Toyota Sequoia insurance for high-risk drivers is expensive and can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay at least $5,300 a year. View Rates by Age

The state you live in also has a big influence on Toyota Sequoia insurance rates. A middle-age driver might find prices as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,070 on average in Louisiana, New York, and Michigan.

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Using high physical damage deductibles can reduce prices by up to $590 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Toyota Sequoia Insurance

Getting lower rates on Toyota Sequoia insurance consists of avoiding accidents and violations, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare prices every time your policy renews by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The list below is a quick review of the information touched on above.

• You may be able to save approximately $170 per year just by quoting online well ahead of the renewal date
• Teenagers are the costliest to insure, possibly costing $447 a month if the policy includes full coverage
• Increasing physical damage deductibles can save approximately $575 each year
• High-risk drivers with a DUI or reckless driving violation could be charged and average of $1,680 more annually for car insurance
• Drivers who want higher liability limits will pay an extra $460 per year to raise from a low limit to the 250/500 level