Toyota Sequoia Insurance Rates

The average auto insurance rates for a Toyota Sequoia are $1,446 annually with full coverage. Comprehensive insurance costs on average $320 each year, collision insurance costs $552, and liability is estimated at $416. Liability-only insurance costs approximately $474 a year, and high-risk driver insurance costs $3,126 or more. Teenage drivers cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

These estimates include $500 deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Sequoia models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas are shown to have fewer collision claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

The examples above demonstrate why all drivers should get quotes based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The best discount rate is $834
• Choosing higher $1,000 deductibles can save around $196 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,446
• Using low deductibles for comp and collision coverage costs an additional $386 every year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,126
• Policy cost with full coverage for a teen driver may cost $5,362 each year

View Chart as Image

Auto insurance rates for a Toyota Sequoia also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,700 to $2,300 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $590 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Toyota Sequoia insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,950 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Toyota Sequoia Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Spend time shopping around at least every other year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following is a brief summary of the car insurance concepts touched on above.

• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,680 more each year for Sequoia insurance
• You may be able to save as much as $170 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $575 each year
• Policyholders who require higher liability limits will pay an extra $460 every year to raise limits from a 30/60 limit to higher 250/500 limits