Toyota Sequoia Insurance Rates

The average insurance prices for a Toyota Sequoia are $1,446 every 12 months for full coverage. Comprehensive insurance costs an estimated $320, collision insurance costs $552, and liability coverage costs $416. Liability-only insurance costs as little as $474 a year, and high-risk driver insurance costs $3,126 or more. Teen drivers cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for different Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. More rural locations are shown to have more infrequent accident claims than larger metro areas. The price range example below illustrates how where you live affects insurance prices.

The examples above show why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Toyota Sequoia insurance rates for other coverage scenarios.

• The lowest rate with discounts is $834
• Drivers who choose higher $1,000 deductibles will pay approximately $196 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,446
• Choosing more expensive low deductibles for comprehensive and collision insurance costs an extra $386 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,126
• Policy cost to insure a teenage driver with full coverage can cost as much as $5,362 a year

View Chart as Image

Auto insurance rates for a Toyota Sequoia also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing high deductibles could save up to $590 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,700 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance can cost around 43% to 131% more than average. View High Risk Driver Rates

Your home state makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Iowa, Maine, and Idaho, or as much as $2,070 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Toyota Sequoia Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop every couple of years by requesting quotes from direct carriers, and also from several local insurance agents.

Below you'll find a brief recap of the material that was touched on in the above illustrations.

• Consumers who want more liability protection will pay about $460 each year to go from a 30/60 limit to a 250/500 level
• Youthful drivers are the costliest to insure, costing up to $447 each month if comprehensive and collision insurance is included
• Drivers who tend to receive serious violations pay on average $1,680 more annually than a low-risk driver
• Increasing comprehensive and collision deductibles could save as much as $575 each year