Toyota Sequoia Insurance Rates

The average auto insurance rates for a Toyota Sequoia are $1,446 annually for full coverage. Comprehensive costs an estimated $320, collision insurance costs $552, and liability costs around $416. Liability-only insurance costs as low as $474 a year, and high-risk driver insurance costs around $3,126. Teens cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for all Sequoia models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on insurance prices.

The examples above show why everyone should compare prices for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Toyota Sequoia insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $834
• Using higher $1,000 deductibles will save approximately $196 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,446
• Selecting pricier low deductibles for physical damage coverage will cost $1,832
• Drivers with serious driving violations could pay up to $3,126
• Policy cost with full coverage for a teen driver for full coverage can cost as much as $5,362 or more

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Auto insurance rates for a Toyota Sequoia also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,700 to $2,300 in extra premium every year, depending on your age. Toyota Sequoia insurance for high-risk drivers can be as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $590 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see rates as low as $950 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,070 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Toyota Sequoia Insurance

Finding cheaper rates on car insurance requires having a decent driving record, having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates every time your policy renews by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a brief recap of the information covered above.

• Drivers can save approximately $170 per year just by quoting online well ahead of the renewal date
• 16 to 18-year-old drivers are the costliest to insure, costing up to $447 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save up to $575 each year
• Higher risk drivers who tend to receive serious violations may pay on average $1,680 more annually than a driver with a clean driving record
• Policyholders who want additional liability coverage will pay approximately $460 each year to increase from a 30/60 limit to higher 250/500 limits