Toyota Sequoia Insurance Rates

Estimated auto insurance rates for a Toyota Sequoia are $1,446 annually for full coverage insurance. Comprehensive insurance costs an estimated $320 a year, collision costs $552, and liability coverage costs $416. A policy with only liability insurance costs as little as $474 a year, with a high-risk policy costing $3,126 or more. Teen drivers pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates broken down by type of coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

These rate differences illustrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The lowest rate with discounts is $834
• Drivers who choose higher $1,000 deductibles will pay approximately $1,250 each year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,446
• Choosing low $100 deductibles for comprehensive and collision insurance costs an additional $386 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $3,126 or more
• An auto insurance policy with full coverage for a teenage driver can cost as much as $5,362 a year

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Car insurance prices for a Toyota Sequoia also have a wide range based on the model of your Sequoia, your risk profile, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will be charged at least $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $590 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,950 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Every company uses a different rate calculation, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Toyota Sequoia Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to compare rates at least every other year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a recap of the car insurance concepts covered above.

• Drivers that have major violations or accidents may pay on average $1,680 more annually than a safer driver
• It is possible to save approximately $170 per year simply by quoting early and online
• Increasing policy deductibles could save up to $575 each year
• Consumers who want an increased level of liability coverage will pay about $460 annually to go from 30/60 bodily injury limits to higher 250/500 limits