Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,446 a year with full coverage. Comprehensive insurance costs approximately $320, collision insurance costs $552, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, and high-risk coverage costs $3,126 or more. Teenage drivers pay the highest rates at up to $5,362 a year.

Average premium for full coverage: $1,446

Price estimates by individual coverage:

Rates are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities. The price range example below illustrates how your location can change auto insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The best discount rate is $834
• Choosing higher $1,000 deductibles can save $196 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,446
• Using more expensive low deductibles for comp and collision coverage will cost an extra $386 every year
• Unlucky drivers who are prone to accidents and violations could pay around $3,126
• The price for full coverage for a teen driver with full coverage can cost $5,362 each year

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Auto insurance prices for a Toyota Sequoia are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with a good driving record and high deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Sequoia insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,950 on average in New York, Michigan, and Florida.

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Using high physical damage deductibles can save as much as $590 every year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,300 in extra premium each year, depending on your age. High-risk driver insurance ranges as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Toyota Sequoia Insurance

Getting lower rates on car insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and possibly higher deductibles. Invest the time to shop around every time your policy renews by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

Below is a quick review of the information illustrated above.

• You may be able to save around $170 per year just by shopping early and online
• Teenage drivers have the highest car insurance prices, costing up to $447 a month if they have full coverage
• Increasing physical damage deductibles can save around $575 each year
• Higher risk drivers with a DUI or reckless driving violation pay on average $1,680 more per year for auto insurance
• Policyholders who purchase higher levels of liability will pay an extra $460 every year to raise limits from a low limit to 250/500 limits