Toyota Sequoia Insurance Rates

The average auto insurance rates for a Toyota Sequoia are $1,446 annually for full coverage. Comprehensive insurance costs on average $320 a year, collision insurance costs $552, and liability insurance is estimated at $416. Buying just liability costs approximately $474 a year, and insurance for high-risk drivers costs $3,126 or more. Teen drivers cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

Rate estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas are shown to have fewer accident claims than larger metro areas. The diagram below illustrates how location helps determine car insurance rates.

The examples above show why it is important to get quotes based on a specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $834
• Choosing higher $1,000 deductibles can save around $1,250 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,446
• Choosing low $100 deductibles for comp and collision coverage costs an additional $386 a year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,126
• Policy cost with full coverage for a teen driver may cost $5,362 each year

View Chart as Image

Insurance rates for a Toyota Sequoia also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $590 each year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Toyota Sequoia insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or as much as $2,070 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Toyota Sequoia Insurance

Finding cheaper rates on Toyota Sequoia insurance takes being a safe and courteous driver, having a good credit history, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest time comparing rates at least every other year by getting price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a brief recap of the car insurance concepts covered in the charts and tables above.

• High-risk drivers who tend to receive serious violations may be required to pay an average of $1,680 more each year for auto insurance
• Drivers can save as much as $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $575 each year
• Drivers who require higher levels of liability will pay about $460 each year to raise limits from a 30/60 limit to higher 250/500 limits