Toyota Sequoia Insurance Rates

Average insurance prices for a Toyota Sequoia are $1,446 every 12 months for full coverage insurance. Comprehensive costs around $320, collision costs $552, and liability costs $416. Liability-only coverage costs as little as $474 a year, with high-risk coverage costing around $3,126. Teenage drivers receive the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Rate estimates for individual coverage type:

Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 states and for different Sequoia trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Areas with sparse population tend to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance rates.

These examples illustrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Toyota Sequoia insurance rates for additional coverage choices and driver risks.

• The best discount rate is $834
• Drivers who choose higher $1,000 deductibles will pay about $196 each year
• The average price for a 40-year-old driver using $500 deductibles is $1,446
• Using more expensive low deductibles for comprehensive and collision insurance increases the price to $1,832
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,126 or more
• The cost to insure a teen driver with full coverage can be $5,362 a year

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Car insurance rates for a Toyota Sequoia can also vary considerably based on policy deductibles and limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles could save up to $590 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying at least $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Toyota Sequoia insurance prices. A 40-year-old driver could pay as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out your exact price is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Toyota Sequoia Insurance

Saving money on car insurance not only requires being safe and accident-free, but also maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to compare rates at every other renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the concepts that were presented in the illustrations above.

• Higher risk drivers with reckless driving or DUI convictions may pay on average $1,680 more every year than a low-risk driver
• Youthful drivers are the costliest to insure, costing up to $447 per month if the policy includes full coverage
• It is possible to save up to $170 per year simply by shopping early and online
• Increasing deductibles could save as much as $575 each year
• It is possible to save up to $170 per year simply by shopping early and online