Toyota Sequoia Insurance Rates

The average insurance prices for a Toyota Sequoia are $1,446 every 12 months including full coverage. Comprehensive insurance costs approximately $320 a year, collision costs $552, and liability costs around $416. Buying just liability costs as low as $474 a year, with insurance for high-risk drivers costing $3,126 or more. 16-year-old drivers cost the most to insure at $5,362 a year or more.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

Estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than congested cities.

The diagram below illustrates how location helps determine auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $834
• Using higher $1,000 deductibles will save $1,250 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,446
• Buying low $100 deductibles for physical damage coverage costs an extra $386 every year
• Drivers with multiple tickets or accidents could pay around $3,126 or more
• Policy cost to insure a teen driver can cost $5,362 or more

View Chart as Image

Insurance rates for a Toyota Sequoia also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Sequoia.

Opting for high physical damage deductibles could cut rates by as much as $590 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see rates as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,070 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Each insurance company utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Toyota Sequoia Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Invest time comparing rates every time your policy renews by requesting rates from direct car insurance companies, and also from your local car insurance providers.

The items below are a review of the information covered in the charts and tables above.

• You may be able to save around $170 per year simply by quoting early and online
• Teen drivers are expensive to insure, with premiums being up to $447 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save as much as $575 each year
• Higher risk drivers who have several accidents or serious violations could be charged and average of $1,680 more per year to insure their Sequoia
• Policyholders who purchase more liability coverage will pay around $460 per year to increase from a 30/60 limit to a 250/500 level