Toyota Sequoia Insurance Rates

The average insurance rates for a Toyota Sequoia are $1,446 a year with full coverage. Comprehensive costs on average $320 a year, collision insurance costs $552, and liability costs $416. A liability-only policy costs as little as $474 a year, and high-risk insurance costs around $3,126. Teens cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine car insurance rates.

The examples above demonstrate why it is important to compare rates based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $834
• Drivers who choose higher $1,000 deductibles will pay around $1,250 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,446
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,832
• Higher-risk drivers with serious driving violations could pay upwards of $3,126
• Policy cost for full coverage for a teen driver may cost $5,362 a year

View Chart as Image

Car insurance rates for a Toyota Sequoia also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $5,300 a year. View Rates by Age

Your home state makes a big difference in Toyota Sequoia insurance prices. A 40-year-old driver could pay as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,950 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $590 every year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Toyota Sequoia Insurance

Finding cheaper rates on car insurance not only requires being a good driver, but also having above-average credit, not filing small claims, and possibly raising deductibles. Invest time comparing rates every time your policy renews by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following list is a review of the information covered in the charts and tables above.

• You may be able to save as much as $170 per year just by quoting early and online
• Drivers age 16 to 20 are expensive to insure, as much as $447 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save around $575 each year
• Higher risk drivers who have several accidents or serious violations may be required to pay an average of $1,680 more each year than a safer driver
• Policyholders who require an increased level of liability coverage will pay approximately $460 every year to go from a 30/60 limit to 250/500 limits