Toyota Sequoia Insurance Rates

Average insurance rates for a Toyota Sequoia are $1,446 a year with full coverage. Comprehensive insurance costs on average $320 a year, collision costs $552, and liability costs around $416. A policy with just liability insurance costs as low as $474 a year, with coverage for high-risk drivers costing $3,126 or more. Teenage drivers receive the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Rate estimates by individual coverage type:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and Sequoia trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how location impacts car insurance rates.

These examples demonstrate why it is important to compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The best discount rate is $834
• Using higher $1,000 deductibles will save around $1,250 annually
• The average rate for a 40-year-old driver with $500 deductibles is $1,446
• Using low $100 deductibles for physical damage coverage will cost an extra $386 every year
• Drivers who are prone to accidents and violations could pay upwards of $3,126 or more
• The cost for full coverage for a teen driver may cost $5,362 or more

View Chart as Image

Insurance rates for a Toyota Sequoia can also vary considerably based on your driver profile, the trim level and model year, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

Where you live has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see rates as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,950 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $590 every year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,700 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out exactly what you will pay is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Toyota Sequoia Insurance

Saving money on car insurance requires being a good driver, having a good credit history, eliminating unnecessary coverage, and insuring your home and auto with the same company. Spend time shopping around every other policy renewal by getting rate quotes from direct companies like GEICO and Progressive, and also from local insurance agents.

The following list is a condensed summary of the ideas that were touched on above.

• Drivers age 16 to 20 pay higher rates, with premiums as much as $447 per month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,680 more each year than a safer driver
• Increasing deductibles can save around $575 each year
• You may be able to save as much as $170 per year simply by quoting early and online