Toyota Sequoia Insurance Rates

The average insurance rates for a Toyota Sequoia are $1,446 a year for full coverage. Comprehensive insurance costs an estimated $320, collision insurance costs $552, and liability costs $416. Liability-only coverage costs as little as $474 a year, and high-risk coverage costs $3,126 or more. 16-year-old drivers cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates broken down by type of insurance:

Includes $500 deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all states and for different Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. More rural locations are shown to have a lower frequency of accident claims than congested cities. The price range example below illustrates the effect of geographic area on insurance prices.

The examples above show why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Toyota Sequoia insurance rates for other coverage scenarios.

• The best full coverage rate is $834
• Drivers who choose higher $1,000 deductibles will pay approximately $196 a year
• The average rate for a good driver age 40 who has $500 deductibles is $1,446
• Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $386 annually
• Drivers with multiple tickets or accidents could pay up to $3,126
• Policy cost for full coverage for a 16-year-old driver with full coverage can cost as much as $5,362 a year

View Chart as Image

Insurance rates for a Toyota Sequoia also range considerably based on your risk profile, the trim level of your Sequoia, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age

Your home state makes a big difference in Toyota Sequoia insurance prices. A 40-year-old driver could pay as low as $950 a year in states like Iowa, Maine, and Idaho, or at least $2,070 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $590 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying $1,700 to $2,300 additional every year, depending on your age. High-risk driver insurance can cost from 43% to 131% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Toyota Sequoia Insurance

Finding cheaper rates on insurance for a Toyota Sequoia not only requires not taking risks behind the wheel, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every time your policy renews by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a recap of the information covered in the above illustrations.

• Drivers can save approximately $170 per year just by shopping early and online
• Teens are expensive to insure, costing up to $447 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles can save around $575 each year
• Drivers considered higher risk that have major violations or accidents pay an average of $1,680 more annually for Sequoia insurance
• Insureds who want higher liability limits will pay around $460 each year to go from a 30/60 limit to 250/500 limits