Toyota Sequoia Insurance Rates

Average auto insurance rates for a Toyota Sequoia are $1,446 annually including full coverage. Comprehensive insurance costs an estimated $320 a year, collision costs $552, and liability coverage costs $416. A policy with just liability insurance costs as little as $474 a year, with coverage for high-risk drivers costing $3,126 or more. Teenage drivers receive the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Rate estimates broken down by individual coverage type:

Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and Sequoia trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on insurance prices.

These examples highlight why it is important to compare rates for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Drivers who choose higher $1,000 deductibles will pay approximately $1,250 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,446
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $386 each year
• High-risk insureds who are prone to accidents and violations could pay up to $3,126 or more
• The cost with full coverage for a teenage driver can cost as much as $5,362 a year

View Chart as Image

Insurance rates for a Toyota Sequoia can also vary considerably based on the trim level of your Sequoia, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,700 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $590 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,070 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes and see how they stack up. Every company uses a different method to calculate rates, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Toyota Sequoia Insurance

Saving money on auto insurance not only requires having a good driving record, but also having good credit, not filing small claims, and maximizing policy discounts. Make time to compare rates every other policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The next list is a brief review of the ideas that were touched on in this article.

• Drivers age 20 and younger are expensive to insure, as much as $447 per month if they have full coverage
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,680 more annually to buy Toyota Sequoia insurance
• Increasing deductibles could save up to $575 each year
• You may be able to save approximately $170 per year simply by quoting early and online