Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,446 a year for full coverage. Comprehensive insurance costs on average $320 each year, collision costs $552, and liability insurance is estimated at $416. Buying just liability costs approximately $474 a year, with insurance for high-risk drivers costing $3,126 or more. Teenage drivers pay the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Sequoia models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than densely populated cities.

The graphic below illustrates how geographic area affects car insurance rates.

The ranges above show why all drivers should get quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The best discount rate is $834
• Choosing higher $1,000 deductibles can save around $196 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,446
• Using low deductibles for comp and collision coverage will cost an extra $386 a year
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,126 or more
• The price for full coverage for a teen driver may cost $5,362 each year

View Chart as Image

Insurance prices for a Toyota Sequoia are also quite variable based on your driving record, the trim level of your Sequoia, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Sequoia insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,070 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $590 each year, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,700 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer uses a different method to calculate prices, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Getting lower rates on Toyota Sequoia insurance takes being a good driver, having a good credit history, eliminating unnecessary coverage, and insuring your home and auto with the same company. Invest the time to compare rates every time your policy renews by quoting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following list is a brief summary of the information presented in the illustrations above.

• Drivers can save as much as $170 per year simply by quoting online in advance
• Drivers age 16 to 20 pay higher prices, with premiums as much as $447 a month including comprehensive and collision insurance
• Increasing physical damage deductibles can save around $575 each year
• High-risk drivers that tend to have accidents or serious violations will pay on average $1,680 more each year than a safer driver
• Drivers who require an increased level of liability coverage will pay an extra $460 each year to raise limits from a low limit to 250/500 limits