Toyota Sequoia Insurance Rates

The average insurance rates for a Toyota Sequoia are $1,446 a year for full coverage insurance. Comprehensive costs approximately $320 a year, collision costs $552, and liability costs around $416. Liability-only coverage costs as low as $474 a year, with high-risk coverage costing around $3,126. Teen drivers cost the most to insure at $5,362 a year or more.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

Price estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

The examples above illustrate why it is important to compare prices using their specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $834
• Using higher $1,000 deductibles will save $1,250 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,446
• Choosing low $100 deductibles for physical damage coverage bumps up the cost to $1,832
• Drivers with multiple violations and an at-fault accident could pay around $3,126 or more
• Policy cost that insures a teen driver can cost $5,362 or more

View Chart as Image

Insurance rates for a Toyota Sequoia also range considerably based on the trim level of your Sequoia, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,700 to $2,300 additional every year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Your home state has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see rates as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $590 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Toyota Sequoia Insurance

Finding cheaper rates on car insurance requires being a low-risk driver, having a good credit score, being claim-free, and qualifying for all possible discounts. Shop around every year by getting quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a condensed summary of the coverage data presented in the illustrations above.

• It is possible to save around $170 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $575 each year
• Teen drivers are the costliest to insure, possibly costing $447 each month if comprehensive and collision insurance is included
• Higher risk drivers with multiple at-fault accidents could be charged and average of $1,680 more per year to insure their Sequoia