Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,454 a year for full coverage insurance. Comprehensive costs on average $332, collision costs $566, and liability insurance costs $398. A liability-only policy costs as little as $460 a year, with high-risk insurance costing around $3,136. Teenage drivers pay the most at $5,348 a year or more.

Average premium for full coverage: $1,454

Premium estimates by type of coverage:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and for all Sequoia models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The example below illustrates how location helps determine car insurance rates.

These rate differences illustrate why everyone should compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The best discount rate is $836
• Drivers who choose higher $1,000 deductibles will pay around $204 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,454
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,848
• High risk drivers who are prone to accidents and violations could pay upwards of $3,136 or more
• An auto insurance policy for full coverage for a teen driver for full coverage may cost $5,348 a year

View Chart as Image

Auto insurance prices for a Toyota Sequoia also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,970 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $600 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,700 to $2,300 in extra premium annually, depending on your age. Toyota Sequoia insurance for high-risk drivers can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Every company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Finding better rates on Toyota Sequoia insurance not only requires avoiding accidents and claims, but also having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest time comparing rates at every other renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a brief summary of the concepts that were covered in the charts and tables above.

• High-risk drivers that tend to have accidents or serious violations pay an average of $1,680 more each year to insure a Toyota Sequoia
• Drivers under the age of 20 are charged the highest prices, with premiums being up to $446 per month if they have full coverage
• It is possible to save as much as $180 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save around $600 each year
• It is possible to save as much as $180 per year simply by quoting online well ahead of the renewal date