Toyota Sequoia Insurance Rates

The average auto insurance rates for a Toyota Sequoia are $1,446 annually for full coverage. Comprehensive insurance costs approximately $320, collision insurance costs $552, and liability costs $416. Buying just liability costs as little as $474 a year, and insurance for high-risk drivers costs $3,126 or more. Teens cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and for different Sequoia trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural locations are shown to have fewer accident claims than cities with more traffic congestion. The price range example below illustrates how where you live affects auto insurance prices.

The examples above show why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $834
• Drivers who choose higher $1,000 deductibles will pay $196 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,446
• Selecting more expensive low deductibles for comprehensive and collision insurance costs an additional $386 every year
• Higher-risk drivers with serious driving violations could pay around $3,126
• Policy cost with full coverage for a teen driver with full coverage can cost $5,362 a year

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Insurance rates for a Toyota Sequoia also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $590 every year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Toyota Sequoia insurance prices. A 40-year-old driver could pay as low as $950 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,070 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Toyota Sequoia Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at least once a year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a brief summary of the primary concepts that were touched on in the above illustrations.

• Drivers can save around $170 per year just by shopping early and online
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,680 more per year than a low-risk driver
• Increasing comprehensive and collision deductibles could save up to $575 each year
• Youthful drivers are expensive to insure, costing up to $447 each month including comprehensive and collision insurance