Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,454 a year including full coverage. Comprehensive costs an estimated $332 a year, collision costs $566, and liability coverage costs $398. Buying just liability costs as little as $460 a year, with insurance for high-risk drivers costing around $3,136. 16-year-old drivers pay the highest rates at $5,348 a year or more.

Average premium for full coverage: $1,454

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than congested cities.

The diagram below illustrates how geographic area affects insurance prices.

The ranges above highlight why it is important to compare rates for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The best full coverage rate is $836
• Drivers who choose higher $1,000 deductibles will pay approximately $1,250 every year
• The average rate for the average middle-age driver who has $500 deductibles is $1,454
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,848
• High-risk insureds with multiple tickets or accidents could pay up to $3,136 or more
• The price for full coverage for a teenage driver can cost as much as $5,348 a year

View Chart as Image

Insurance prices for a Toyota Sequoia are also quite variable based on your driving record, the model of your Sequoia, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age

The state you live in makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $1,120 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,080 on average in Louisiana, New York, and Michigan.

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Opting for high physical damage deductibles could save up to $600 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to figure out which car insurance is cheapest is to get quotes and see how they stack up. Every company utilizes a different rate formula, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Toyota Sequoia Insurance

Getting lower rates on auto insurance not only requires being safe and accident-free, but also having a good credit history, being claim-free, and maximizing policy discounts. Invest the time to compare rates at every policy renewal by requesting rates from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below you'll find a review of the data presented in the illustrations above.

• Consumers who want more liability protection will pay around $440 per year to go from a low limit to 250/500 limits
• You may be able to save approximately $180 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $600 each year
• Youthful drivers are expensive to insure, possibly costing $446 a month including comprehensive and collision insurance