Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,446 a year for full coverage insurance. Comprehensive costs approximately $320, collision costs $552, and liability costs around $416. Liability-only insurance costs as low as $474 a year, with high-risk driver insurance costing around $3,126. Teens pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and for different Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $834
• Using higher $1,000 deductibles will save $196 each year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,446
• Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,832
• Drivers with serious driving violations could pay around $3,126 or more
• An auto insurance policy for full coverage for a teen driver with full coverage can cost $5,362 or more

View Chart as Image

Insurance prices for a Toyota Sequoia also have a wide range based on your driving characteristics, the model year and trim level, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see prices as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $590 every year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying anywhere from $1,700 to $2,300 additional annually, depending on your age. High-risk driver insurance can be as much as 43% to 131% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices and see which company has the best price. Each insurance company calculates prices differently, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Toyota Sequoia Insurance

Finding better rates on car insurance requires being a good driver, having a good credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Make time to compare rates at least once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a summary of the primary concepts that were touched on in this article.

• It is possible to save around $170 per year simply by shopping early and online
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,680 more per year than a safer driver
• Increasing policy deductibles can save around $575 each year
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $447 per month including comprehensive and collision insurance