Toyota Sequoia Insurance Rates

U.S. average insurance prices for a Toyota Sequoia are $1,446 every 12 months including full coverage. Comprehensive costs an estimated $320 a year, collision insurance costs $552, and liability coverage costs around $416. Buying just liability costs as low as $474 a year, and insurance for high-risk drivers costs around $3,126. Teen drivers pay the highest rates at up to $5,362 a year.

Average premium for full coverage: $1,446

Price estimates broken down by individual coverage:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above highlight why it is important to compare prices for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Toyota Sequoia insurance rates for other coverage scenarios.

• The lowest rate with discounts is $834
• Using higher $1,000 deductibles will save approximately $1,250 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,446
• Choosing low $100 deductibles for physical damage coverage increases the price to $1,832
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,126
• The price to insure a teenage driver can cost as much as $5,362 or more

View Chart as Image

Insurance prices for a Toyota Sequoia are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles could cut prices by as much as $590 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see prices as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,070 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Toyota Sequoia Insurance

Getting lower rates on auto insurance requires being safe and accident-free, having above-average credit, being claim-free, and possibly raising deductibles. Take the time to compare rates at every policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a quick review of the data covered in the above illustrations.

• Consumers who want more liability protection will pay about $460 per year to increase from a low limit to a 250/500 level
• You may be able to save approximately $170 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $575 each year
• Youthful drivers are expensive to insure, possibly costing $447 a month if full coverage is included