Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,446 a year including full coverage. Comprehensive insurance costs an estimated $320, collision insurance costs $552, and liability is $416. Liability-only insurance costs around $474 a year, and high-risk driver insurance costs $3,126 or more. Teenage drivers pay the highest rates at up to $5,362 a year.

Average premium for full coverage: $1,446

Price estimates broken down by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Sequoia models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how rural and urban location affects insurance prices.

The ranges above highlight why everyone should compare rates quotes for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Raising to $1,000 deductibles will save approximately $196 every year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,446
• Using pricier low deductibles will cost an additional $386 every year
• At-risk drivers who are prone to accidents and violations could pay up to $3,126
• The price that insures a teen driver for full coverage can cost as much as $5,362

View Chart as Image

Car insurance prices for a Toyota Sequoia are also quite variable based on the model of your Sequoia, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,700 to $2,300 extra each year, depending on your age. Toyota Sequoia insurance for high-risk drivers is expensive and can cost as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged at least $5,300 a year. View Rates by Age

The state you live in also has a big influence on Toyota Sequoia insurance prices. A middle-age driver might find prices as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,070 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $590 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Toyota Sequoia Insurance

Getting lower rates on car insurance consists of avoiding accidents and violations, having a positive credit history, being claim-free, and possibly higher deductibles. Compare prices at every other renewal by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The list below is a summary of the concepts that were raised in the charts and tables above.

• Higher risk drivers who have multiple accidents or major violations could be charged and average of $1,680 more annually for car insurance
• Teenagers have the highest car insurance prices, possibly costing $447 a month if full coverage is purchased
• You may be able to save approximately $170 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $575 each year
• You may be able to save approximately $170 per year just by quoting online well ahead of the renewal date