Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,446 a year for full coverage. Comprehensive costs an estimated $320 a year, collision costs $552, and liability costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing around $3,126. Teens pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on insurance prices.

These rate differences show why it is important to compare rates for a targeted area and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $834
• Drivers who choose higher $1,000 deductibles will pay approximately $1,250 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,446
• Selecting low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,832
• Higher-risk drivers with serious driving violations could pay up to $3,126 or more
• An auto insurance policy for full coverage for a teen driver can cost as much as $5,362 a year

View Chart as Image

Auto insurance prices for a Toyota Sequoia also have a wide range based on your driving characteristics, the trim level of your Sequoia, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Toyota Sequoia insurance prices. A 40-year-old driver could pay as low as $950 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,070 on average in New York, Louisiana, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles could save up to $590 every year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to get quotes and see which company has the best price. Every company calculates prices differently, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Finding better rates on car insurance not only requires avoiding accidents and claims, but also having good credit, not filing small claims, and qualifying for all possible discounts. Make time to compare rates once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a brief summary of the data that was touched on in this article.

• Drivers can save approximately $170 per year simply by quoting early and online
• Policyholders who want increased liability limits will pay approximately $460 each year to go from 30/60 bodily injury limits to 250/500 limits
• Drivers under the age of 20 are the costliest to insure, as much as $447 per month if they have full coverage
• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,680 more annually to insure a Toyota Sequoia