Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,446 a year with full coverage. Comprehensive costs approximately $320, collision insurance costs $552, and liability is estimated at $416. Buying just liability costs approximately $474 a year, and insurance for high-risk drivers costs around $3,126. Teenage drivers pay the highest rates at up to $5,362 a year.

Average premium for full coverage: $1,446

Price estimates by individual coverage:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Sequoia models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities. The example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above demonstrate why everyone should get quotes using their specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The best discount rate is $834
• Choosing higher $1,000 deductibles can save $196 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,446
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,832
• Unlucky drivers who are prone to accidents and violations could pay around $3,126
• The price that insures a teen driver for full coverage can cost $5,362 each year

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Insurance prices for a Toyota Sequoia are also quite variable based on the model of your Sequoia, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,700 to $2,300 additional each year, depending on your age. Toyota Sequoia insurance for high-risk drivers ranges as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Toyota Sequoia insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,950 on average in New York, Michigan, and Florida.

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Using high physical damage deductibles can save as much as $590 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Toyota Sequoia Insurance

Getting lower rates on car insurance takes being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices every other policy renewal by getting rate quotes from direct companies, and also from local insurance agencies.

Below you'll find a review of the ideas that were covered above.

• Youthful drivers are the costliest to insure, costing up to $447 a month if comprehensive and collision insurance is included
• Higher risk drivers who have several accidents or serious violations may have to pay on average $1,680 more per year than a low-risk driver
• Increasing physical damage deductibles can save approximately $575 each year
• You may be able to save around $170 per year just by quoting online well ahead of the renewal date