Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,446 a year for full coverage. Comprehensive insurance costs approximately $320, collision costs $552, and liability coverage costs around $416. Liability-only insurance costs as low as $474 a year, with high-risk driver insurance costing $3,126 or more. Teens pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for all Sequoia models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The example below illustrates how rural and urban location affects auto insurance prices.

These rate differences show why everyone should compare prices using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $834
• Using higher $1,000 deductibles will save $196 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,446
• Selecting pricier low deductibles for physical damage coverage will cost an additional $386 each year
• Higher-risk drivers with serious driving violations could pay around $3,126 or more
• An auto insurance policy that insures a teenage driver for full coverage can cost $5,362 or more

View Chart as Image

Insurance prices for a Toyota Sequoia also have a wide range based on the model of your Sequoia, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,700 to $2,300 additional annually, depending on your age. Toyota Sequoia insurance for high-risk drivers can be around 43% to 131% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see prices as low as $950 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,070 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $590 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to regularly compare prices and see how they stack up. Each insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Toyota Sequoia Insurance

Finding better rates on auto insurance requires having a decent driving record, having a good credit score, not filing small claims, and qualifying for all possible discounts. Compare rates at every other renewal by getting rate quotes from direct carriers, and also from insurance agencies where you live.

The following items are a condensed summary of the concepts that were raised in the charts and tables above.

• Drivers with multiple at-fault accidents could be forced to pay on average $1,680 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers are the costliest to insure, as much as $447 per month if comprehensive and collision insurance is included
• Drivers can save around $170 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $575 each year
• Drivers can save around $170 per year simply by quoting online well ahead of the renewal date