Toyota Sequoia Insurance Rates

The average insurance rates for a Toyota Sequoia are $1,446 a year including full coverage. Comprehensive costs around $320, collision costs $552, and liability insurance is estimated at $416. Buying just liability costs approximately $474 a year, with insurance for high-risk drivers costing around $3,126. Teens cost the most to insure at $5,362 a year or more.

Average premium for full coverage: $1,446

Policy rates for type of insurance:

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Sequoia models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how geographic area affects auto insurance rates.

The examples above highlight why everyone should get quotes for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Toyota Sequoia insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $834
• Choosing higher $1,000 deductibles can save about $196 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,446
• Selecting pricier low deductibles for comp and collision coverage bumps up the cost to $1,832
• High-risk insureds with serious driving violations could pay at least $3,126 or more
• Policy cost that insures a teen driver for full coverage can be $5,362 each year

View Chart as Image

Insurance rates for a Toyota Sequoia also range considerably based on the model of your Sequoia, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,700 to $2,300 extra every year, depending on your age. Toyota Sequoia insurance for high-risk drivers ranges anywhere from 43% to 131% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,300 a year. View Rates by Age

Your home state plays a big part in determining prices for Toyota Sequoia insurance rates. A good driver about age 40 could pay as low as $1,110 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,070 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $590 each year, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to regularly compare rates from as many companies as possible. Each auto insurer calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Toyota Sequoia Insurance

Finding cheaper rates on Toyota Sequoia insurance takes being a low-risk driver, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Compare rates every couple of years by getting quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a review of the material that was presented in the illustrations above.

• Drivers who may need more liability coverage will pay approximately $460 per year to raise limits from a 30/60 limit to the 250/500 level
• Teen drivers pay higher rates, with premiums being up to $447 each month if full coverage is included
• High-risk drivers who have several accidents or serious violations may have to pay on average $1,680 more every year to insure their Sequoia
• Increasing comprehensive and collision deductibles can save approximately $575 each year