Toyota Sequoia Insurance Rates

The average insurance rates for a Toyota Sequoia are $1,446 a year including full coverage. Comprehensive costs an estimated $320, collision insurance costs $552, and liability costs around $416. Liability-only coverage costs as low as $474 a year, and high-risk coverage costs around $3,126. Teenage drivers cost the most to insure at up to $5,362 a year.

Average premium for full coverage: $1,446

Policy rates broken down by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all Sequoia models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The example below illustrates how where you live affects insurance prices.

The examples above highlight why everyone should compare prices for a targeted area, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Toyota Sequoia insurance rates for other coverage scenarios.

• The best discount rate is $834
• Using higher $1,000 deductibles will save approximately $196 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,446
• Using pricier low deductibles for physical damage coverage bumps up the cost to $1,832
• High-risk insureds who are prone to accidents and violations could pay up to $3,126
• Policy cost that insures a 16-year-old driver for full coverage can cost as much as $5,362 or more

View Chart as Image

Insurance rates for a Toyota Sequoia also range considerably based on the model of your Sequoia, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,700 to $2,300 additional every year, depending on your age. Toyota Sequoia insurance for high-risk drivers can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,300 a year. View Rates by Age

Your home state has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see rates as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,070 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $590 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Toyota Sequoia Insurance

Finding cheaper rates on insurance for a Toyota Sequoia requires having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and possibly raising deductibles. Compare prices at every policy renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

The following items are a brief recap of the data touched on in the above illustrations.

• Insureds who want additional liability coverage will pay an extra $460 per year to increase from a 30/60 limit to the 250/500 level
• You may be able to save approximately $170 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $575 each year
• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $447 each month if comprehensive and collision insurance is included