Nissan Sentra Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Need help finding cheap Nissan Sentra insurance rates? Our guide breaks down insurance costs that will help you decipher everything from 2018 Nissan Sentra car insurance rates to 2011 Nissan Sentra costs.
So read on to learn how a Nissan Sentra auto insurance company may calculate your premiums and how to secure cheap car insurance rates.
Never buy Nissan Sentra car insurance without shopping around. We can help you find affordable Nissan Sentra car insurance quotes in your area.
Ready to start shopping for Nissan Sentra rates? Enter your five-digit ZIP code into our FREE quote tool above.
Average auto insurance rates for a Nissan Sentra are $1,366 annually with full coverage. Comprehensive costs approximately $244 each year, collision insurance costs $566, and liability insurance is estimated at $398. Buying just liability costs approximately $460 a year, and insurance for high-risk drivers costs around $2,992. Teen drivers receive the highest rates at up to $5,216 a year.
Average premium for full coverage: $1,366
Rate estimates by individual coverage type:
Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and Sentra models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range range from as cheap as $460 for a discount liability-only rate to a high rate of $2,992 for a driver who has had serious violations or accidents.
Price Range by Location
Living in a larger city has a significant impact on the price of insurance. Rural locations tend to have fewer collision claims than larger metro areas. The graphic below illustrates how your location can change auto insurance prices.
These examples demonstrate why all drivers should get quotes using their specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Nissan Sentra insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $774
- Choosing higher $1,000 deductibles can save $182 annually
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,366
- Choosing low deductibles for comp and collision coverage will cost $1,728
- High-risk insureds with multiple violations and an at-fault accident could pay around $2,992
- The cost with full coverage for a teen driver can cost $5,216 each year
Auto insurance rates for a Nissan Sentra can also vary considerably based on the trim level of your Sentra, your driving record, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high physical damage deductibles could pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay in the ballpark of $5,200 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,300 in extra premium per year, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 138% more than average. View High Risk Driver Rates
Choosing high deductibles can save as much as $550 each year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Nissan Sentra insurance rates. A good driver about age 40 could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,850 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,236 | -$130 | -9.5% |
| Alaska | $1,050 | -$316 | -23.1% |
| Arizona | $1,134 | -$232 | -17.0% |
| Arkansas | $1,366 | -$0 | 0.0% |
| California | $1,558 | $192 | 14.1% |
| Colorado | $1,306 | -$60 | -4.4% |
| Connecticut | $1,406 | $40 | 2.9% |
| Delaware | $1,546 | $180 | 13.2% |
| Florida | $1,710 | $344 | 25.2% |
| Georgia | $1,264 | -$102 | -7.5% |
| Hawaii | $982 | -$384 | -28.1% |
| Idaho | $926 | -$440 | -32.2% |
| Illinois | $1,020 | -$346 | -25.3% |
| Indiana | $1,030 | -$336 | -24.6% |
| Iowa | $922 | -$444 | -32.5% |
| Kansas | $1,300 | -$66 | -4.8% |
| Kentucky | $1,864 | $498 | 36.5% |
| Louisiana | $2,024 | $658 | 48.2% |
| Maine | $844 | -$522 | -38.2% |
| Maryland | $1,128 | -$238 | -17.4% |
| Massachusetts | $1,094 | -$272 | -19.9% |
| Michigan | $2,376 | $1,010 | 73.9% |
| Minnesota | $1,144 | -$222 | -16.3% |
| Mississippi | $1,638 | $272 | 19.9% |
| Missouri | $1,212 | -$154 | -11.3% |
| Montana | $1,468 | $102 | 7.5% |
| Nebraska | $1,078 | -$288 | -21.1% |
| Nevada | $1,640 | $274 | 20.1% |
| New Hampshire | $986 | -$380 | -27.8% |
| New Jersey | $1,528 | $162 | 11.9% |
| New Mexico | $1,212 | -$154 | -11.3% |
| New York | $1,440 | $74 | 5.4% |
| North Carolina | $788 | -$578 | -42.3% |
| North Dakota | $1,120 | -$246 | -18.0% |
| Ohio | $944 | -$422 | -30.9% |
| Oklahoma | $1,406 | $40 | 2.9% |
| Oregon | $1,252 | -$114 | -8.3% |
| Pennsylvania | $1,304 | -$62 | -4.5% |
| Rhode Island | $1,826 | $460 | 33.7% |
| South Carolina | $1,240 | -$126 | -9.2% |
| South Dakota | $1,154 | -$212 | -15.5% |
| Tennessee | $1,198 | -$168 | -12.3% |
| Texas | $1,648 | $282 | 20.6% |
| Utah | $1,012 | -$354 | -25.9% |
| Vermont | $936 | -$430 | -31.5% |
| Virginia | $818 | -$548 | -40.1% |
| Washington | $1,058 | -$308 | -22.5% |
| West Virginia | $1,254 | -$112 | -8.2% |
| Wisconsin | $946 | -$420 | -30.7% |
| Wyoming | $1,218 | -$148 | -10.8% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Sentra 2 | $1,282 | $107 |
| Nissan Sentra 2.0 S | $1,354 | $113 |
| Nissan Sentra 2.0 SR | $1,354 | $113 |
| Nissan Sentra 2.0 SL | $1,408 | $117 |
| Nissan Sentra SE-R | $1,408 | $117 |
| Nissan Sentra SE-R SPEC V | $1,452 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Sentra | $254 | $570 | $390 | $1,372 |
| 2023 Nissan Sentra | $244 | $566 | $398 | $1,366 |
| 2022 Nissan Sentra | $236 | $552 | $416 | $1,362 |
| 2021 Nissan Sentra | $228 | $530 | $430 | $1,346 |
| 2020 Nissan Sentra | $216 | $512 | $442 | $1,328 |
| 2019 Nissan Sentra | $206 | $474 | $452 | $1,290 |
| 2018 Nissan Sentra | $198 | $446 | $456 | $1,258 |
| 2017 Nissan Sentra | $190 | $400 | $460 | $1,208 |
| 2016 Nissan Sentra | $178 | $368 | $460 | $1,164 |
| 2015 Nissan Sentra | $172 | $346 | $464 | $1,140 |
| 2014 Nissan Sentra | $168 | $322 | $474 | $1,122 |
| 2013 Nissan Sentra | $156 | $300 | $474 | $1,088 |
| 2012 Nissan Sentra | $150 | $272 | $478 | $1,058 |
| 2011 Nissan Sentra | $140 | $248 | $474 | $1,020 |
| 2010 Nissan Sentra | $132 | $226 | $474 | $990 |
| 2009 Nissan Sentra | $128 | $202 | $468 | $956 |
| 2008 Nissan Sentra | $126 | $198 | $460 | $942 |
| 2007 Nissan Sentra | $124 | $188 | $452 | $922 |
| 2006 Nissan Sentra | $114 | $180 | $446 | $898 |
| 2005 Nissan Sentra | $110 | $170 | $442 | $880 |
Rates are averaged for all Nissan Sentra models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Nissan Sentra Insurance
Saving money on Nissan Sentra insurance takes having a decent driving record, having above-average credit, eliminating unnecessary coverage, and possibly higher deductibles. Invest the time to shop around every other policy renewal by requesting quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The following items are a brief recap of the ideas that were illustrated above.
- 16 to 18-year-old drivers have the highest car insurance rates, with premiums as much as $435 per month if full coverage is included
- High-risk drivers who tend to receive serious violations may pay on average $1,630 more per year than a driver with a clean driving record
- Increasing deductibles could save up to $550 each year
- You may be able to save around $170 per year just by quoting online in advance
So is the 2020 Nissan Sentra a good car? We recommended for it’s low insurance cost and great value.
Shopping around will help you save on the cost to insure a Nissan Sentra or any other Nissan model, such as a 2019, 2017, 2013, or 2005 Nissan Stanza. Getting quotes for a model year will also help you decide what year to buy when car shopping.
For example, the 2017 Nissan Sentra insurance cost may be much higher than the 2011 Nissan Sentra cost of insurance. So if you trying to find insurance for a 2017 Nissan Sentra or want to know how much does a 2014 Nissan Sentra cost to insure, start by getting quotes.
Use our free tool below to find how much does a new Nissan Sentra cost to insure.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What are the safety ratings of the Nissan Sentra?
Great safety features and ratings can lower your insurance rates. This is why a 2002 Nissan Sentra price range might be higher than the Nissan Sentra 2019 cost of insurance, as the 2019 Nissan Sentra will have better safety features.
The Nissan Sentra’s safety features include multiple airbags, vehicle dynamic control (VDC), traction control system (TCS), front collision warning, blind-spot monitoring, and more. The Insurance Institute for Highway Safety (IIHS) gave the 2020 Nissan Sentra the following crash test ratings:
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
Good is the highest rating possible. Watch the video below for an example of the Nissan Sentra crash test.
In the table below, you can see the different Nissan Sentra crash test ratings as composed by the National Highway Traffic Safety Administration.
Nissan Sentra Crash Test Ratings| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2020 Nissan Sentra 4 DR FWD | N/R | N/R | N/R | N/R |
| 2019 Nissan Sentra SR Turbo 4 DR FWD | N/R | N/R | 5 stars | 4 stars |
| 2019 Nissan Sentra NISMO 4 DR FWD | N/R | N/R | N/R | 4 stars |
| 2019 Nissan Sentra 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Nissan Sentra Turbo 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Nissan Sentra NISMO 4 DR FWD | N/R | N/R | N/R | 4 stars |
| 2018 Nissan Sentra 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Nissan Sentra NISMO 4 DR FWD | N/R | N/R | N/R | 4 stars |
| 2017 Nissan Sentra 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Nissan Sentra 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
A 5-star rating is the highest possible score given by the National Highway Traffic Safety Administration. Overall, the Nissan Sentra performed well and proves to be a reliable, safe vehicle.
Nissan Sentra Compared Against Other Vehicles in the Same Class
The Nissan Sentra is a small car. The IIHS rated its property damage liability losses as average, but the Nissan Sentra’s bodily injury liability losses are substantially worse than average. This could mean higher liability rates.
See more of the Nissan Sentra insurance loss probability details in the table below.
Nissan Sentra Insurance Loss Probability| Insurance Coverage Category | Loss Rate |
|---|---|
| Collision | 20% |
| Property Damage | 7% |
| Comprehensive | -19% |
| Personal Injury | 58% |
| Medical Payment | 79% |
| Bodily Injury | 41% |
The lower the percentage, the better the loss ratio. Unfortunately, the Nissan Sentra is average or worse than average in every category besides comprehensive.
Sometimes liability rates will vary, as 2011 Nissan Sentra trim levels’ liability losses will be different than 2020 losses, but overall the losses for the Nissan Sentra aren’t promising. Take a look at the cars below to see how Nissan Sentra rates compare to other small cars.
Are you still wondering how much does a 2011 or 2014 Nissan Sentra cost to insure? Rates will vary based on model year, like the Nissan Sentra or Stanza 2019 cost will vary from the cost of a Nissan Sentra 2017 or the Nissan Sentra 2005 average price.
One of the best ways to determine prices is to compare quotes. Ready to get started?
Simply enter your five-digit ZIP code into our FREE online tool to find Nissan Sentra insurance rates.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,216 |
| 20 | $3,220 |
| 30 | $1,426 |
| 40 | $1,366 |
| 50 | $1,254 |
| 60 | $1,230 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,728 |
| $250 | $1,558 |
| $500 | $1,366 |
| $1,000 | $1,184 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,366 |
| 50/100 | $1,532 |
| 100/300 | $1,631 |
| 250/500 | $1,890 |
| 100 CSL | $1,571 |
| 300 CSL | $1,790 |
| 500 CSL | $1,950 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,444 |
| 20 | $5,130 |
| 30 | $3,060 |
| 40 | $2,992 |
| 50 | $2,862 |
| 60 | $2,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $74 |
| Homeowner | $20 |
| 5-yr Accident Free | $105 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $65 |
| Advance Quote | $70 |
| Online Quote | $97 |
| Total Discounts | $592 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
