1996 Nissan Sentra Insurance Rates

Average insurance rates for a 1996 Nissan Sentra are $880 a year for full coverage insurance. Comprehensive insurance costs an estimated $110, collision costs $170, and liability costs $442. Buying a liability-only policy costs as little as $496 a year, with high-risk insurance costing $1,904 or more. Teen drivers receive the highest rates at $3,674 a year or more.

Annual premium for full coverage: $880

Rate estimates for 1996 Nissan Sentra Insurance

Rate data is compiled from all 50 U.S. states and averaged for all 1996 Nissan Sentra models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

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These differences illustrate why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Want the cheapest insurance coverage rates for your Nissan Sentra? Are you tired of paying out the nose to buy car insurance? Your situation is no different than most other car owners. Lots of insurance companies contend for your business, so it can be very hard to choose a provider to find the absolute best rate

The easiest way to compare insurance rates in your area takes advantage of the fact most of the bigger providers have advanced systems to provide you with free rate quotes. All consumers are required to do is provide the companies a bit of rating information including if the car is leased, if a SR-22 is required, driver details, and level of coverage desired. That rating information is instantly sent to insurance companies and you should receive rate quotes instantly to find the best rate.

To check rates for your 1996 Nissan Sentra, click here then complete the form.

How do I know if I need professional advice?

When it comes to buying proper insurance coverage for your vehicles, there is no single plan that fits everyone. Each situation is unique and a cookie cutter policy won’t apply. These are some specific questions might point out whether you will benefit from professional help.

• Am I covered if I wreck a rental car?
• Will I be non-renewed for getting a DUI or other conviction?
• What is an SR-22 filing?
• Should I buy full coverage?
• Is my cargo covered for damage or theft?
• Exactly who is provided coverage by my policy?
• Can my teen driver be rated on a liability-only vehicle?
• Is my nanny covered when driving my vehicle?
• Should I drop comprehensive coverage on older vehicles?

If you’re not sure about those questions, then you may want to think about talking to an agent. If you want to speak to an agent in your area, complete this form or click here for a list of insurance coverage companies in your area. It is quick, free and may give you better protection.

Insurance policy coverages for a Nissan Sentra

Understanding the coverages of your policy can be of help when determining the best coverages for your vehicles. The terms used in a policy can be difficult to understand and reading a policy is terribly boring. Shown next are the normal coverages found on the average insurance policy.

Comprehensive (Other than Collision) – Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive insurance covers claims such as a broken windshield, hitting a deer, damage from getting keyed, rock chips in glass and damage from flooding. The maximum amount your insurance company will pay is the ACV or actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

Liability auto insurance – This provides protection from injuries or damage you cause to people or other property that is your fault. It protects you against claims from other people. Liability doesn’t cover damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have liability limits of 100/300/100 that means you have a limit of $100,000 per injured person, a limit of $300,000 in injury protection per accident, and a total limit of $100,000 for damage to vehicles and property.

Liability coverage pays for claims such as pain and suffering, medical expenses and repair costs for stationary objects. The amount of liability coverage you purchase is a decision to put some thought into, but it’s cheap coverage so purchase as large an amount as possible.

Protection from uninsured/underinsured drivers – Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants when other motorists either have no liability insurance or not enough. This coverage pays for injuries sustained by your vehicle’s occupants and also any damage incurred to your 1996 Nissan Sentra.

Due to the fact that many drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.

Collision coverage – This pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage pays for things like colliding with another moving vehicle, sustaining damage from a pot hole, damaging your car on a curb, hitting a mailbox and hitting a parking meter. Collision is rather expensive coverage, so consider removing coverage from vehicles that are older. Another option is to choose a higher deductible to save money on collision insurance.

Medical expense insurance – Medical payments and Personal Injury Protection insurance kick in for immediate expenses for things like hospital visits, doctor visits and chiropractic care. They are utilized in addition to your health insurance program or if there is no health insurance coverage. Medical payments and PIP cover not only the driver but also the vehicle occupants in addition to any family member struck as a pedestrian. PIP coverage is not universally available but it provides additional coverages not offered by medical payments coverage

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