Toyota Sequoia Insurance Rates

Average insurance prices for a Toyota Sequoia are $1,446 every 12 months for full coverage. Comprehensive insurance costs around $320, collision costs $552, and liability coverage costs around $416. Buying just liability costs as low as $474 a year, with insurance for high-risk drivers costing $3,126 or more. Teenage drivers receive the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Rate estimates for individual coverage type:

Includes $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for all Sequoia models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than densely populated cities.

The example below illustrates how where you live affects auto insurance rates.

These examples show why everyone should compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Toyota Sequoia insurance rates for additional coverage choices and driver risks.

• The best discount rate is $834
• Using higher $1,000 deductibles will save about $196 a year
• The average price for a 40-year-old driver using $500 deductibles is $1,446
• Using pricier low deductibles for physical damage coverage costs an extra $386 each year
• Higher-risk drivers who are prone to accidents and violations could pay at least $3,126 or more
• The cost to insure a teenage driver for full coverage can be $5,362 or more

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Auto insurance rates for a Toyota Sequoia can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $590 a year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may only pay around $1,300 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $5,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,700 to $2,300 in extra premium per year, depending on your age. Toyota Sequoia insurance for high-risk drivers can be around 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Toyota Sequoia insurance rates. A driver around age 40 might see rates as low as $950 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,070 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know your exact price is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Toyota Sequoia Insurance

Saving money on auto insurance requires being a good driver, having a good credit score, eliminating unneeded coverage, and maximizing policy discounts. Take the time to comparison shop once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a recap of the data that was touched on in the above illustrations.

• Drivers can save up to $170 per year simply by quoting online well ahead of the renewal date
• Consumers who may need an increased level of liability coverage will pay an extra $460 each year to increase from a minimum limit to a 250/500 level
• Drivers age 16 to 20 are expensive to insure, costing as high as $447 per month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents may pay on average $1,680 more every year than a safer driver