Toyota Sequoia Insurance Rates

Average auto insurance rates for a Toyota Sequoia are $1,446 annually including full coverage. Comprehensive insurance costs an estimated $320 a year, collision costs $552, and liability costs around $416. A liability-only policy costs as low as $474 a year, with high-risk insurance costing $3,126 or more. Teen drivers receive the highest rates at $5,362 a year or more.

Average premium for full coverage: $1,446

Rate estimates broken down by individual coverage type:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and Sequoia trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location helps determine insurance prices.

These examples highlight why it is important to compare prices for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The lowest rate with discounts is $834
• Using higher $1,000 deductibles will save approximately $1,250 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,446
• Choosing low $100 deductibles for physical damage coverage costs an additional $386 every year
• Drivers with multiple violations and an at-fault accident could pay up to $3,126 or more
• The cost with full coverage for a teen driver can cost as much as $5,362 or more

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Insurance rates for a Toyota Sequoia can also vary considerably based on the trim level of your Sequoia, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $5,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $590 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see rates as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,070 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Toyota Sequoia Insurance

Saving money on car insurance requires having a good driving record, having a good credit history, not filing small claims, and taking advantage of discounts. Invest time comparing rates at every policy renewal by quoting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The next list is a brief review of the data covered in the charts and tables above.

• Policyholders who want increased levels of liability coverage will pay about $460 per year to increase from a minimum limit to higher 250/500 limits
• You may be able to save approximately $170 per year simply by quoting early and online
• Increasing deductibles could save up to $575 each year
• Drivers age 20 and younger are charged the highest rates, as much as $447 per month including comprehensive and collision insurance