Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,454 a year for full coverage. Comprehensive insurance costs approximately $332 each year, collision costs $566, and liability coverage costs $398. A liability-only policy costs as little as $460 a year, with high-risk insurance costing $3,136 or more. 16-year-old drivers pay the most at $5,348 a year or more.

Average premium for full coverage: $1,454

Premium estimates by type of coverage:

Price estimates include $500 deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Sequoia models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than congested cities.

The graphic below illustrates how where you live affects auto insurance prices.

These rate differences show why all drivers should compare rates using their specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Toyota Sequoia insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $836
• Drivers who choose higher $1,000 deductibles will pay $204 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,454
• Buying low deductibles for comprehensive and collision insurance will cost an additional $394 each year
• High-risk insureds with multiple tickets or accidents could pay around $3,136 or more
• An auto insurance policy that insures a teenage driver can cost $5,348 a year

View Chart as Image

Auto insurance prices for a Toyota Sequoia also have a wide range based on the trim level and model year, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 131% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $960 a year in states like Iowa, Maine, and Idaho, or at least $2,080 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $600 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Toyota Sequoia Insurance

Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also maintaining a good credit score, not filing small claims, and not having any coverage lapses. Comparison shop every couple of years by requesting quotes from direct carriers, and also from insurance agencies where you live.

The following is a condensed summary of the material that was touched on in the above illustrations.

• Consumers who purchase higher liability limits will pay around $440 each year to go from 30/60 bodily injury limits to the 250/500 level
• Teens have the highest car insurance prices, as much as $446 per month if the policy includes full coverage
• Drivers with multiple at-fault accidents could be forced to pay on average $1,680 more per year for Sequoia insurance
• Increasing policy deductibles can save approximately $600 each year