Toyota Sequoia Insurance Rates

The average insurance prices for a Toyota Sequoia are $1,446 every 12 months with full coverage. Comprehensive costs on average $320, collision costs $552, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, with high-risk coverage costing around $3,126. Teen drivers cost the most to insure at $5,362 a year or more.

Average premium for full coverage: $1,446

Policy rates by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all Sequoia models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than larger metro areas.

The example below illustrates the difference location can make on car insurance rates.

The examples above demonstrate why everyone should get quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $834
• Choosing higher $1,000 deductibles can save around $196 annually
• The average price for a good driver age 40 with $500 deductibles is $1,446
• Choosing pricier low deductibles for comp and collision coverage increases the price to $1,832
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $3,126 or more
• Policy cost to insure a teen driver for full coverage may cost $5,362 each year

View Chart as Image

Insurance rates for a Toyota Sequoia also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Sequoia.

Choosing high deductibles can save as much as $590 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,700 to $2,300 additional every year, depending on your age. Toyota Sequoia insurance for high-risk drivers ranges as much as 43% to 131% more than average. View High Risk Driver Rates

Your home state plays a big part in determining prices for Toyota Sequoia insurance prices. A good driver about age 40 could pay as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,950 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Toyota Sequoia Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Make time to compare rates at every policy renewal by getting quotes from direct companies, and also from local exclusive and independent agents.

The following items are a condensed summary of the data touched on in this article.

• Policyholders who require additional liability coverage will pay about $460 every year to raise limits from a 30/60 limit to a 250/500 level
• You may be able to save as much as $170 per year simply by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $575 each year
• 16 to 18-year-old drivers pay higher rates, as much as $447 each month if full coverage is included