Dodge Journey Insurance Rates

Estimated insurance rates for a Dodge Journey are $1,284 a year for full coverage insurance. Comprehensive costs approximately $250 a year, collision insurance costs $424, and liability coverage is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs around $2,778. Teenage drivers pay the most at up to $4,918 a year.

Average premium for full coverage: $1,284

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Journey trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how your location can change auto insurance prices.

These rate differences illustrate why it is important to get quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Dodge Journey insurance rates for additional coverage and risk scenarios.

• The best discount rate is $748
• Choosing higher $1,000 deductibles can save $1,132 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,284
• Using low $100 deductibles for comp and collision coverage bumps up the cost to $1,580
• Drivers who are prone to accidents and violations could pay around $2,778
• An auto insurance policy that insures a teenage driver can cost $4,918 each year

View Chart as Image

Insurance prices for a Dodge Journey also have a wide range based on the trim level of your Journey, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy ranges around 43% to 130% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $4,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Dodge Journey insurance rates. A good driver about age 40 could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,730 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $450 a year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Dodge Journey Insurance

Finding better rates on auto insurance takes being a good driver, having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Compare prices every other policy renewal by requesting rates from direct insurance companies, and also from your local car insurance providers.

The following list is a brief recap of the ideas that were illustrated above.

• Drivers age 16 to 20 are expensive to insure, with premiums being up to $410 per month if full coverage is included
• Drivers who tend to receive serious violations could be charged and average of $1,490 more per year than a safer driver
• Increasing policy deductibles can save approximately $450 each year
• It is possible to save around $150 per year just by quoting early and online