Does an AutoVantage club membership offer car insurance?

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 6, 2023

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Key Takeaways

  • AutoVantage club membership does not include car insurance coverage
  • AutoVantage claims to offer members discounts on car insurance through its partnership with MyLifeProtected and MetLife Insurance
  • The few available AutoVantage customer reviews reflect poorly on the service, so most drivers are likely better off with AAA or another roadside assistance service

Whether on vacation or commuting to work, a good roadside assistance plan can be a lifesaver. Are you looking for a roadside assistance service that helps you save on car insurance? AutoVantage’s club membership is available nationwide and offers members auto insurance discounts through its partnership with MyLifeProtected.

If you’re looking for an alternative to AAA that provides similar benefits to members — including hotel and car rental discounts — AutoVantage could be the right option for you. AutoVantage stands out from other similar services because its emergency roadside assistance and lockout protection cover everyone in your household at no additional cost. There are almost zero reviews from AutoVantage customers online, and what does show up reflects poorly on the service.

In this guide, we’ll look at what AutoVantage offers, how members can receive discounts on its car insurance, and how membership compares to other roadside assistance services. Read on to find out if joining AutoVantage is suitable for you.

Does AutoVantage membership offer auto insurance?

AutoVantage does not provide auto insurance coverage. While AutoVantage club membership doesn’t offer car insurance, it claims that members are eligible for AutoVantage car insurance discounts from MetLife through AutoVantage’s partnership with MyLifeProtected. We couldn’t confirm this when we checked MetLife Insurance and MyLifeProtected’s websites for any information related to AutoVantage membership.

As a rule of thumb, the Insurance Information Institute recommends comparing insurance policies from at least three different companies before deciding on a coverage plan.

Since the roadside service claims only to provide discounts through MetLife, taking advantage of this option may not lower your car insurance rates, even if you’re an AutoVantage member.  If you’re looking for the most affordable insurance coverage that meets your needs, you’re better off comparing multiple insurance companies in your area — not just those partnered with AutoVantage.

Overall, the auto insurance discount AutoVantage provides isn’t enough to justify signing up for the roadside assistance service. AutoVantage has virtually no customer reviews online, and cxLoyalty — the company providing AutoVantage service — has a low rating of 1.6 out of five stars on the Better Business Bureau website.

Even if you’re looking for just roadside assistance, you’ll likely have a better experience with your current insurance company or a more trustworthy alternative such as AAA.

How does AutoVantage work?

AutoVantage is a roadside assistance service that functions similarly to AAA. Members pay an annual rate and receive 24/7 roadside assistance services like flat tire assistance, emergency fuel delivery, car rental discounts, and hotel discounts. AutoVantage also offers discounts on car maintenance at over 15,000 service centers.

One of the primary advantages of AutoVantage over a similar service like AAA is that it offers coverage to family members at no additional cost. In other words, you can have an AutoVantage membership that extends to your entire household for the same amount you’d pay to cover yourself.

The cost of AutoVantage varies based on your region, but most drivers can expect to pay between $70 and $180 a year for the membership benefits. It’s worth comparing this cost to the membership rates for AAA in your area. Depending on how often you travel, the savings you receive as an AutoVantage club member can adequately cover the annual cost of membership.

What are the benefits of AutoVantage?

The benefits of AutoVantage include roadside assistance services, discounts on car maintenance, and travel-related discounts and perks. Here’s an overview of the roadside assistance services available to AutoVantage members:

  • 24/7 towing services
  • Battery jump starts
  • Lockout assistance (car, home, or apartment)
  • Emergency fuel, oil, fluid, or water delivery
  • Flat tire assistance
  • Location finder (helps locate you if you call because of a breakdown on the road)

Here are some additional perks AutoVantage claims to offer members:

  • Discounts on car maintenance from over 15,000 service centers
  • Access to a mechanic’s hotline to help you find answers to questions about routine maintenance
  • Discounts at hotels nationwide
  • Discounts on car rentals from participating Alamo, Avis, Budget, Dollar, Enterprise, and National rental locations
  • A trip routing tool that helps you find routes where discounts are available

Is the AutoVantage membership better than AAA?

For most drivers, AutoVantage is probably worse than AAA. The primary advantage AAA has over AutoVantage is reliability. While AutoVantage offers a similar range of roadside assistance services and membership benefits with a more affordable pricing model for larger households, its few customer reviews online are negative, indicating most customers are dissatisfied with their membership. AutoVantage simply isn’t as trustworthy as the competition.

Unlike AutoVantage, AAA has an A+ rating from the Better Business Bureau and mostly average or positive reviews from other sources, including the National Association of Insurance Commissioners and Consumer Affairs. In most cases, AAA costs about the same or less than AutoVantage (AAA’s mid-level “Plus” membership ranges from $80 to $120, depending on your location), so there’s no reason to choose it over AAA.

Overall, AutoVantage claims to offer a respectable range of services and discounts at a reasonable price. Still, the negative reviews of AutoVantage and the company behind it paint a different picture. You’re probably better off getting roadside assistance coverage from your car insurance company, AAA, or other roadside assistance programs. With that in mind, if you do decide that AutoVantage’s roadside assistance program is right for you, we recommend proceeding with caution.

What to Remember About Insurance Through AutoVantage

AutoVantage club membership does not offer car insurance coverage, but it claims to provide members with discounts on car insurance through its partnership with MyLifeProtected and MetLife Insurance.

AutoVantage offers various roadside assistance services and travel discounts — similar to AAA’s services — for around $100 to $200 annually, depending on your location. Services include lockout assistance, flat tire service, battery jump starts, and emergency fuel delivery. Discounts are available from numerous hotel and car rental locations nationwide.

While AutoVantage advertises a range of services and perks at a reasonable cost, customer feedback suggests that it’s not the most reliable roadside assistance option. Since the few AutoVantage customer reviews available reflect poorly on the service, most drivers are likely better off with AAA or another roadside assistance service.

Frequently Asked Questions

Does an AutoVantage club membership offer car insurance?

No, an AutoVantage club membership does not offer car insurance.

What is AutoVantage?

AutoVantage is a membership program that provides various benefits and services to its members, primarily focused on roadside assistance, travel, and automotive-related perks.

What benefits does AutoVantage offer?

AutoVantage offers a range of benefits, including 24/7 roadside assistance, emergency towing, lockout assistance, fuel delivery, tire change service, trip interruption coverage, travel discounts, and savings on car rentals and hotels.

Can I use AutoVantage for my car insurance needs?

No, AutoVantage is not an insurance provider, and it does not offer car insurance coverage. It is primarily a membership program that provides additional services to its members.

Do I need car insurance if I have an AutoVantage membership?

Yes, it is essential to have separate car insurance coverage even if you have an AutoVantage club membership. AutoVantage does not provide the same level of protection as a comprehensive car insurance policy, which typically covers damages to your vehicle, liability for injuries or damages to others, and other specific coverage options.

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