Audi Q7 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 1, 2024
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The average insurance rates for an Audi Q7 are $1,174 a year with full coverage. Comprehensive costs around $228 each year, collision costs $314, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,522. Teenage drivers cost the most to insure at $4,558 a year or more.
Average premium for full coverage: $1,174
Policy rates for type of insurance:
Rates are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Q7 models.
Price Range Variability
For a driver around age 40, Audi Q7 insurance rates go from as low as $522 for a discount liability-only rate to a high rate of $2,522 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Where you live can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than densely populated cities.
The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
The examples above demonstrate why all drivers should compare prices for a specific zip code and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Audi Q7 insurance rates for additional coverage choices and driver risks.
- The best discount rate is $701
- Using higher $1,000 deductibles will save about $126 annually
- The average rate for a good driver age 40 using $500 deductibles is $1,174
- Using low deductibles for physical damage coverage will increase the cost to $1,408
- Drivers who are prone to accidents and violations could pay at least $2,522 or more
- Policy cost for full coverage for a teen driver can be $4,558 or more
Insurance rates for an Audi Q7 also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.
More mature drivers with a clean driving record and high deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay as much as $4,500 a year. View Rates by Age
Your home state has a huge impact on Audi Q7 insurance prices. A driver around age 40 might see rates as low as $840 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,590 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,062 | -$112 | -9.5% |
| Alaska | $898 | -$276 | -23.5% |
| Arizona | $972 | -$202 | -17.2% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,338 | $164 | 14.0% |
| Colorado | $1,122 | -$52 | -4.4% |
| Connecticut | $1,206 | $32 | 2.7% |
| Delaware | $1,330 | $156 | 13.3% |
| Florida | $1,468 | $294 | 25.0% |
| Georgia | $1,082 | -$92 | -7.8% |
| Hawaii | $844 | -$330 | -28.1% |
| Idaho | $792 | -$382 | -32.5% |
| Illinois | $874 | -$300 | -25.6% |
| Indiana | $882 | -$292 | -24.9% |
| Iowa | $792 | -$382 | -32.5% |
| Kansas | $1,116 | -$58 | -4.9% |
| Kentucky | $1,600 | $426 | 36.3% |
| Louisiana | $1,734 | $560 | 47.7% |
| Maine | $724 | -$450 | -38.3% |
| Maryland | $966 | -$208 | -17.7% |
| Massachusetts | $938 | -$236 | -20.1% |
| Michigan | $2,038 | $864 | 73.6% |
| Minnesota | $980 | -$194 | -16.5% |
| Mississippi | $1,404 | $230 | 19.6% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,260 | $86 | 7.3% |
| Nebraska | $926 | -$248 | -21.1% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $844 | -$330 | -28.1% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,040 | -$134 | -11.4% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $674 | -$500 | -42.6% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $808 | -$366 | -31.2% |
| Oklahoma | $1,206 | $32 | 2.7% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,120 | -$54 | -4.6% |
| Rhode Island | $1,564 | $390 | 33.2% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $990 | -$184 | -15.7% |
| Tennessee | $1,026 | -$148 | -12.6% |
| Texas | $1,414 | $240 | 20.4% |
| Utah | $868 | -$306 | -26.1% |
| Vermont | $804 | -$370 | -31.5% |
| Virginia | $702 | -$472 | -40.2% |
| Washington | $908 | -$266 | -22.7% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $814 | -$360 | -30.7% |
| Wyoming | $1,046 | -$128 | -10.9% |
Using high physical damage deductibles could cut rates by as much as $360 every year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 133% more than a normal policy. View High Risk Driver Rates
Because rates have so much variability, the best way to find out your exact price is to do a rate comparison and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi Q7 3.6 Premium | $1,132 | $94 |
| Audi Q7 3.6 Quattro | $1,132 | $94 |
| Audi Q7 3.0 Premium Turbo | $1,152 | $96 |
| Audi Q7 3.6 Premium Plus | $1,152 | $96 |
| Audi Q7 3.6 Quattro Turbo Diesel | $1,152 | $96 |
| Audi Q7 3.0 Premium Plus Turbo | $1,174 | $98 |
| Audi Q7 3.0 Premium Plus S-Line Turbo | $1,174 | $98 |
| Audi Q7 3.6 Premium Plus SLINE | $1,174 | $98 |
| Audi Q7 3.6 Prestige | $1,174 | $98 |
| Audi Q7 3.6 Prestige S-Line | $1,174 | $98 |
| Audi Q7 3.0 Prestige | $1,192 | $99 |
| Audi Q7 3.0 Prestige S-Line Turbo | $1,192 | $99 |
| Audi Q7 4.2 Prestige Turbo | $1,192 | $99 |
| Audi Q7 4.2 Prestige S-Line 8Cyl | $1,192 | $99 |
| Audi Q7 4.2 Quattro | $1,192 | $99 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi Q7 | $412 | $720 | $390 | $1,680 |
| 2023 Audi Q7 | $394 | $714 | $398 | $1,664 |
| 2022 Audi Q7 | $382 | $698 | $416 | $1,654 |
| 2021 Audi Q7 | $368 | $668 | $430 | $1,624 |
| 2020 Audi Q7 | $348 | $646 | $442 | $1,594 |
| 2019 Audi Q7 | $334 | $598 | $452 | $1,542 |
| 2018 Audi Q7 | $320 | $564 | $456 | $1,498 |
| 2017 Audi Q7 | $308 | $506 | $460 | $1,432 |
| 2015 Audi Q7 | $278 | $436 | $464 | $1,336 |
| 2014 Audi Q7 | $270 | $406 | $474 | $1,308 |
| 2013 Audi Q7 | $250 | $378 | $474 | $1,260 |
| 2012 Audi Q7 | $244 | $342 | $478 | $1,222 |
| 2011 Audi Q7 | $228 | $314 | $474 | $1,174 |
| 2010 Audi Q7 | $214 | $284 | $474 | $1,130 |
| 2008 Audi Q7 | $204 | $250 | $460 | $1,072 |
Rates are averaged for all Audi Q7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Audi Q7 Insurance
Finding cheaper rates on car insurance requires avoiding accidents and claims, maintaining good credit, not filing small claims, and insuring your home and auto with the same company. Set aside time to compare rates at every policy renewal by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
The points below are a quick review of the data covered above.
- Policyholders who may need increased liability limits will pay an extra $520 every year to increase from a 30/60 limit to 250/500 limits
- You may be able to save up to $130 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles can save around $350 each year
- Drivers under the age of 20 pay higher rates, as much as $380 each month for full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,558 |
| 20 | $2,670 |
| 30 | $1,206 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,050 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,408 |
| $250 | $1,302 |
| $500 | $1,174 |
| $1,000 | $1,048 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,287 |
| 100/300 | $1,405 |
| 250/500 | $1,713 |
| 100 CSL | $1,334 |
| 300 CSL | $1,595 |
| 500 CSL | $1,785 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,452 |
| 20 | $4,258 |
| 30 | $2,554 |
| 40 | $2,522 |
| 50 | $2,408 |
| 60 | $2,382 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $61 |
| Multi-vehicle | $62 |
| Homeowner | $20 |
| 5-yr Accident Free | $76 |
| 5-yr Claim Free | $74 |
| Paid in Full/EFT | $46 |
| Advance Quote | $53 |
| Online Quote | $81 |
| Total Discounts | $473 |
Discounts are estimated and may not be available from every company or in every state.
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