Audi Q7 Insurance Rates

The average auto insurance rates for an Audi Q7 are $1,174 annually with full coverage. Comprehensive costs on average $228 a year, collision costs $314, and liability is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing around $2,522. Teens cost the most to insure at $4,558 a year or more.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Rate estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Q7 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are shown to have fewer collision claims than cities with more traffic congestion.

The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Audi Q7 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $701
• Raising to $1,000 deductibles will save around $1,048 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,174
• Selecting low $100 deductibles will cost $1,408
• Drivers with serious driving violations could pay upwards of $2,522 or more
• Policy cost with full coverage for a 16-year-old driver may cost $4,558

View Chart as Image

Car insurance rates for an Audi Q7 also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $360 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Audi Q7 insurance prices. A middle-age driver might find rates as low as $840 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,590 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes from multiple companies. Every auto insurance company calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Audi Q7 Insurance

Finding cheaper rates on insurance for an Audi Q7 consists of having a good driving record, having a good credit score, not filing small claims, and maximizing policy discounts. Set aside time to shop around at least once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a brief recap of the primary concepts that were raised in the charts and tables above.

• You may be able to save as much as $130 per year simply by quoting early and online
• Drivers considered higher risk who tend to receive serious violations pay an average of $1,350 more each year to buy Audi Q7 insurance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers age 20 and younger are expensive to insure, as much as $380 each month if comprehensive and collision insurance is included