Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance rates for a Buick Enclave are $1,354 a year including full coverage. Comprehensive costs approximately $270, collision insurance costs $474, and liability coverage is estimated at $452. A policy with only liability insurance costs approximately $504 a year, and a high-risk policy costs around $2,934. Teen drivers pay the most at up to $5,144 a year.

Average premium for full coverage: $1,354

Premium estimates by type of coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas. The example below illustrates the effect of geographic area on auto insurance prices.

These rate differences highlight why everyone should get quotes using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Buick Enclave insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $782
• Choosing higher $1,000 deductibles can save $168 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,354
• Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $1,682
• Drivers with multiple violations and an at-fault accident could pay around $2,934
• An auto insurance policy that insures a teenage driver for full coverage can cost $5,144 each year

View Chart as Image

Car insurance prices for a Buick Enclave also have a wide range based on the model of your Enclave, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $1,600 to $2,200 extra annually, depending on your age. Buick Enclave insurance for high-risk drivers ranges around 43% to 132% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $5,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Buick Enclave insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,930 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $500 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Buick Enclave Insurance

Finding better rates on auto insurance takes avoiding accidents and violations, having a positive credit history, refrain from filing small claims, and attention to physical damage deductibles. Shop around at every other renewal by getting rate quotes from direct car insurance companies, and also from local auto insurance providers.

The list below is a brief recap of the concepts that were covered in the above illustrations.

• Drivers who tend to receive serious violations will likely pay on average $1,580 more per year for car insurance
• Teenagers pay the highest auto insurance prices, with the cost nearing $429 per month if full coverage is purchased
• You may be able to save around $160 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $500 each year
• You may be able to save around $160 per year just by quoting online well ahead of the renewal date

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.