Cadillac Escalade Insurance Rates

Estimated insurance prices for a Cadillac Escalade are $1,360 every 12 months including full coverage. Comprehensive insurance costs around $242, collision costs $326, and liability insurance is estimated at $592. Liability-only coverage costs approximately $652 a year, with high-risk coverage costing $2,922 or more. Teenage drivers pay the most at $5,376 a year or more.

Average premium for full coverage: $1,360

Premium estimates for type of coverage:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for different Escalade trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance rates.

These rate differences highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Cadillac Escalade insurance rates for additional coverage choices and driver risks.

• The best discount rate is $818
• Choosing higher $1,000 deductibles can save about $130 every year
• The average price for a 40-year-old good driver using $500 deductibles is $1,360
• Using more expensive low deductibles for comp and collision coverage costs an extra $248 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,922 or more
• An auto insurance policy to insure a teen driver with full coverage can be $5,376 each year

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Insurance prices for a Cadillac Escalade also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles can save as much as $380 each year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $480 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay as much as $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,600 to $2,300 extra annually, depending on your age. High-risk driver insurance ranges anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Cadillac Escalade insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,940 on average in Michigan, New York, and Louisiana.

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With such a large range in prices, the best way to figure out your exact price is to compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cadillac Escalade Insurance

Finding better rates on Cadillac Escalade insurance takes being a low-risk driver, having good credit, refrain from filing small claims, and insuring your home and auto with the same company. Invest time comparing rates every other policy renewal by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The items below are a brief recap of the ideas that were covered in the charts and tables above.

• Teen drivers pay higher prices, with the cost nearing $448 per month if they have full coverage
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,560 more every year to insure their Escalade
• Increasing policy deductibles could save as much as $375 each year
• You may be able to save up to $150 per year simply by shopping early and online