Cadillac Escalade Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 5, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for a Cadillac Escalade are $1,824 a year for full coverage insurance. Comprehensive insurance costs on average $392, collision insurance costs $696, and liability is $536. Liability-only insurance costs around $606 a year, and high-risk driver insurance costs $3,944 or more. Teen drivers pay the highest rates at up to $6,782 a year.
Average premium for full coverage: $1,824
Price estimates by individual coverage:
Rates are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and for all Escalade models.
Price Range from Low to High
For a driver in their 40's, Cadillac Escalade insurance prices range from the low end price of $606 for your basic liability-only policy to the much higher price of $3,944 for a driver who has had serious violations or accidents.
Geographic Price Range
Choosing to live in a large city can make a big difference on insurance rates. Rural areas have lower incidents of physical damage claims than larger metro areas. The example below illustrates how location helps determine car insurance rates.
The ranges above illustrate why everyone should compare rates quotes based on a specific location, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Cadillac Escalade insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $1,048
- Raising to $1,000 deductibles will save around $246 each year
- The estimated price for the average middle-age driver with $500 deductibles is $1,824
- Choosing pricier low deductibles will cost an additional $478 annually
- Drivers with multiple violations and an at-fault accident could pay upwards of $3,944
- The price that insures a 16-year-old driver for full coverage may cost $6,782
Car insurance prices for a Cadillac Escalade are also quite variable based on the model of your Escalade, your age and driving record, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are probably paying at a minimum $2,100 to $3,000 extra each year, depending on your age. Cadillac Escalade insurance for high-risk drivers is expensive and can cost from 44% to 129% more than average. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,700 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $6,700 a year. View Rates by Age
The state you live in also has a big influence on Cadillac Escalade insurance prices. A middle-age driver might find prices as low as $1,190 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,460 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,648 | -$176 | -9.6% |
| Alaska | $1,398 | -$426 | -23.4% |
| Arizona | $1,512 | -$312 | -17.1% |
| Arkansas | $1,824 | -$0 | 0.0% |
| California | $2,078 | $254 | 13.9% |
| Colorado | $1,740 | -$84 | -4.6% |
| Connecticut | $1,874 | $50 | 2.7% |
| Delaware | $2,064 | $240 | 13.2% |
| Florida | $2,276 | $452 | 24.8% |
| Georgia | $1,684 | -$140 | -7.7% |
| Hawaii | $1,308 | -$516 | -28.3% |
| Idaho | $1,236 | -$588 | -32.2% |
| Illinois | $1,358 | -$466 | -25.5% |
| Indiana | $1,372 | -$452 | -24.8% |
| Iowa | $1,232 | -$592 | -32.5% |
| Kansas | $1,732 | -$92 | -5.0% |
| Kentucky | $2,486 | $662 | 36.3% |
| Louisiana | $2,696 | $872 | 47.8% |
| Maine | $1,128 | -$696 | -38.2% |
| Maryland | $1,502 | -$322 | -17.7% |
| Massachusetts | $1,454 | -$370 | -20.3% |
| Michigan | $3,166 | $1,342 | 73.6% |
| Minnesota | $1,526 | -$298 | -16.3% |
| Mississippi | $2,182 | $358 | 19.6% |
| Missouri | $1,618 | -$206 | -11.3% |
| Montana | $1,958 | $134 | 7.3% |
| Nebraska | $1,434 | -$390 | -21.4% |
| Nevada | $2,184 | $360 | 19.7% |
| New Hampshire | $1,312 | -$512 | -28.1% |
| New Jersey | $2,036 | $212 | 11.6% |
| New Mexico | $1,614 | -$210 | -11.5% |
| New York | $1,916 | $92 | 5.0% |
| North Carolina | $1,048 | -$776 | -42.5% |
| North Dakota | $1,494 | -$330 | -18.1% |
| Ohio | $1,258 | -$566 | -31.0% |
| Oklahoma | $1,870 | $46 | 2.5% |
| Oregon | $1,670 | -$154 | -8.4% |
| Pennsylvania | $1,738 | -$86 | -4.7% |
| Rhode Island | $2,432 | $608 | 33.3% |
| South Carolina | $1,650 | -$174 | -9.5% |
| South Dakota | $1,538 | -$286 | -15.7% |
| Tennessee | $1,596 | -$228 | -12.5% |
| Texas | $2,194 | $370 | 20.3% |
| Utah | $1,352 | -$472 | -25.9% |
| Vermont | $1,246 | -$578 | -31.7% |
| Virginia | $1,092 | -$732 | -40.1% |
| Washington | $1,408 | -$416 | -22.8% |
| West Virginia | $1,670 | -$154 | -8.4% |
| Wisconsin | $1,262 | -$562 | -30.8% |
| Wyoming | $1,624 | -$200 | -11.0% |
Choosing high deductibles can reduce prices by up to $730 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $438 extra every 12 months. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade 2WD | $1,704 | $142 |
| Cadillac Escalade Luxury Edition 2WD | $1,716 | $143 |
| Cadillac Escalade 4WD | $1,716 | $143 |
| Cadillac Escalade Premium Edition 2WD | $1,756 | $146 |
| Cadillac Escalade Luxury Edition 4WD | $1,756 | $146 |
| Cadillac Escalade Premium Edition 4WD | $1,756 | $146 |
| Cadillac Escalade Hybrid 2WD | $1,798 | $150 |
| Cadillac Escalade Hybrid 4WD | $1,838 | $153 |
| Cadillac Escalade Platinum Edition 2WD | $1,806 | $151 |
| Cadillac Escalade Platinum Edition 4WD | $1,806 | $151 |
| Cadillac Escalade Hybrid Platinum 2WD | $1,916 | $160 |
| Cadillac Escalade Hybrid Platinum 4WD | $1,916 | $160 |
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
| 2018 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
| 2017 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
| 2016 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
| 2015 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
| 2012 Cadillac Escalade | $266 | $394 | $592 | $1,452 |
| 2011 Cadillac Escalade | $260 | $358 | $596 | $1,414 |
| 2010 Cadillac Escalade | $242 | $326 | $592 | $1,360 |
| 2009 Cadillac Escalade | $228 | $296 | $592 | $1,316 |
| 2008 Cadillac Escalade | $220 | $266 | $586 | $1,272 |
| 2007 Cadillac Escalade | $216 | $260 | $574 | $1,250 |
| 2006 Cadillac Escalade | $214 | $248 | $564 | $1,226 |
| 2005 Cadillac Escalade | $196 | $236 | $558 | $1,190 |
| 2004 Cadillac Escalade | $188 | $224 | $554 | $1,166 |
Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Cadillac Escalade Insurance
Getting lower rates on insurance for a Cadillac Escalade consists of having a good driving record, having a positive credit history, not filing small claims, and possibly raising deductibles. Shop around every other policy renewal by requesting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The next list is a quick review of the ideas that were covered in the charts and tables above.
- Drivers age 20 and younger are expensive to insure, as much as $565 a month if full coverage is purchased
- Drivers considered higher risk with a DUI or reckless driving violation may pay on average $2,120 more each year to buy Cadillac Escalade insurance
- Increasing physical damage deductibles can save approximately $725 each year
- It is possible to save as much as $220 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,782 |
| 20 | $4,200 |
| 30 | $1,898 |
| 40 | $1,824 |
| 50 | $1,664 |
| 60 | $1,632 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,302 |
| $250 | $2,080 |
| $500 | $1,824 |
| $1,000 | $1,578 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,824 |
| 50/100 | $2,013 |
| 100/300 | $2,135 |
| 250/500 | $2,451 |
| 100 CSL | $2,062 |
| 300 CSL | $2,329 |
| 500 CSL | $2,524 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $9,688 |
| 20 | $6,686 |
| 30 | $4,032 |
| 40 | $3,944 |
| 50 | $3,764 |
| 60 | $3,726 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $97 |
| Multi-vehicle | $96 |
| Homeowner | $27 |
| 5-yr Accident Free | $134 |
| 5-yr Claim Free | $118 |
| Paid in Full/EFT | $84 |
| Advance Quote | $90 |
| Online Quote | $130 |
| Total Discounts | $776 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
