Cadillac Escalade Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 7, 2023
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U.S. average insurance rates for a Cadillac Escalade are $1,360 a year for full coverage insurance. Comprehensive costs on average $242 a year, collision insurance costs $326, and liability is estimated at $592. Liability-only insurance costs approximately $652 a year, and high-risk driver insurance costs around $2,922. Teens pay the highest rates at up to $5,376 a year.
Average premium for full coverage: $1,360
Price estimates by individual coverage:
Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Escalade trim levels.
Price Range from Low to High
For a 40-year-old driver, Cadillac Escalade insurance prices range from as low as $652 for just liability insurance to a high of $2,922 for a driver who has had serious violations or accidents.
Geographic Price Range
Living in a larger city can have significant affects on insurance rates. Rural areas have a lower frequency of physical damage claims than cities with more traffic congestion. The diagram below illustrates how your location can change car insurance rates.
The ranges above illustrate why it is important to get quotes based on a specific location and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Cadillac Escalade insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $818
- Choosing higher $1,000 deductibles can save around $1,230 each year
- The average rate for the average middle-age driver with $500 deductibles is $1,360
- Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,608
- Unlucky drivers with serious driving violations could pay upwards of $2,922
- The price for full coverage for a teen driver may cost $5,376 each year
Car insurance prices for a Cadillac Escalade are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.
Older drivers with no driving violations and high deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged upwards of $5,300 a year. View Rates by Age
The state you live in plays a big part in determining prices for Cadillac Escalade insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,830 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,228 | -$132 | -9.7% |
| Alaska | $1,042 | -$318 | -23.4% |
| Arizona | $1,126 | -$234 | -17.2% |
| Arkansas | $1,360 | -$0 | 0.0% |
| California | $1,548 | $188 | 13.8% |
| Colorado | $1,296 | -$64 | -4.7% |
| Connecticut | $1,396 | $36 | 2.6% |
| Delaware | $1,538 | $178 | 13.1% |
| Florida | $1,698 | $338 | 24.9% |
| Georgia | $1,254 | -$106 | -7.8% |
| Hawaii | $974 | -$386 | -28.4% |
| Idaho | $922 | -$438 | -32.2% |
| Illinois | $1,012 | -$348 | -25.6% |
| Indiana | $1,024 | -$336 | -24.7% |
| Iowa | $920 | -$440 | -32.4% |
| Kansas | $1,290 | -$70 | -5.1% |
| Kentucky | $1,852 | $492 | 36.2% |
| Louisiana | $2,012 | $652 | 47.9% |
| Maine | $840 | -$520 | -38.2% |
| Maryland | $1,122 | -$238 | -17.5% |
| Massachusetts | $1,086 | -$274 | -20.1% |
| Michigan | $2,360 | $1,000 | 73.5% |
| Minnesota | $1,138 | -$222 | -16.3% |
| Mississippi | $1,628 | $268 | 19.7% |
| Missouri | $1,204 | -$156 | -11.5% |
| Montana | $1,462 | $102 | 7.5% |
| Nebraska | $1,070 | -$290 | -21.3% |
| Nevada | $1,630 | $270 | 19.9% |
| New Hampshire | $978 | -$382 | -28.1% |
| New Jersey | $1,518 | $158 | 11.6% |
| New Mexico | $1,204 | -$156 | -11.5% |
| New York | $1,428 | $68 | 5.0% |
| North Carolina | $782 | -$578 | -42.5% |
| North Dakota | $1,114 | -$246 | -18.1% |
| Ohio | $938 | -$422 | -31.0% |
| Oklahoma | $1,394 | $34 | 2.5% |
| Oregon | $1,246 | -$114 | -8.4% |
| Pennsylvania | $1,296 | -$64 | -4.7% |
| Rhode Island | $1,812 | $452 | 33.2% |
| South Carolina | $1,230 | -$130 | -9.6% |
| South Dakota | $1,146 | -$214 | -15.7% |
| Tennessee | $1,190 | -$170 | -12.5% |
| Texas | $1,638 | $278 | 20.4% |
| Utah | $1,006 | -$354 | -26.0% |
| Vermont | $930 | -$430 | -31.6% |
| Virginia | $812 | -$548 | -40.3% |
| Washington | $1,048 | -$312 | -22.9% |
| West Virginia | $1,246 | -$114 | -8.4% |
| Wisconsin | $942 | -$418 | -30.7% |
| Wyoming | $1,212 | -$148 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $380 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 131% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Cadillac Escalade 2WD | $1,300 | $108 |
| Cadillac Escalade Luxury Edition 2WD | $1,308 | $109 |
| Cadillac Escalade 4WD | $1,308 | $109 |
| Cadillac Escalade Premium Edition 2WD | $1,326 | $111 |
| Cadillac Escalade Luxury Edition 4WD | $1,326 | $111 |
| Cadillac Escalade Premium Edition 4WD | $1,326 | $111 |
| Cadillac Escalade Hybrid 2WD | $1,302 | $109 |
| Cadillac Escalade Hybrid 4WD | $1,322 | $110 |
| Cadillac Escalade Platinum Edition 2WD | $1,354 | $113 |
| Cadillac Escalade Platinum Edition 4WD | $1,354 | $113 |
| Cadillac Escalade Hybrid Platinum 2WD | $1,362 | $114 |
| Cadillac Escalade Hybrid Platinum 4WD | $1,362 | $114 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Cadillac Escalade | $438 | $750 | $488 | $1,876 |
| 2023 Cadillac Escalade | $420 | $744 | $498 | $1,862 |
| 2022 Cadillac Escalade | $406 | $726 | $520 | $1,852 |
| 2021 Cadillac Escalade | $392 | $696 | $536 | $1,824 |
| 2020 Cadillac Escalade | $370 | $672 | $554 | $1,796 |
| 2019 Cadillac Escalade | $356 | $624 | $564 | $1,744 |
| 2018 Cadillac Escalade | $342 | $588 | $570 | $1,700 |
| 2017 Cadillac Escalade | $328 | $526 | $574 | $1,628 |
| 2016 Cadillac Escalade | $306 | $484 | $574 | $1,564 |
| 2015 Cadillac Escalade | $296 | $454 | $580 | $1,530 |
| 2014 Cadillac Escalade | $288 | $424 | $592 | $1,504 |
| 2013 Cadillac Escalade | $266 | $394 | $592 | $1,452 |
| 2012 Cadillac Escalade | $260 | $358 | $596 | $1,414 |
| 2011 Cadillac Escalade | $242 | $326 | $592 | $1,360 |
| 2010 Cadillac Escalade | $228 | $296 | $592 | $1,316 |
| 2009 Cadillac Escalade | $220 | $266 | $586 | $1,272 |
| 2008 Cadillac Escalade | $216 | $260 | $574 | $1,250 |
| 2007 Cadillac Escalade | $214 | $248 | $564 | $1,226 |
| 2006 Cadillac Escalade | $196 | $236 | $558 | $1,190 |
| 2005 Cadillac Escalade | $188 | $224 | $554 | $1,166 |
Rates are averaged for all Cadillac Escalade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Cadillac Escalade Insurance
Getting lower rates on car insurance takes having a decent driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around every other policy renewal by requesting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.
The following items are a quick review of the ideas that were illustrated above.
- 16 to 18-year-old drivers are expensive to insure, as much as $448 a month if full coverage is included
- Higher risk drivers with a DUI or reckless driving violation pay an average of $1,560 more each year than a driver with a clean driving record
- Increasing physical damage deductibles can save around $375 each year
- It is possible to save as much as $150 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,376 |
| 20 | $3,100 |
| 30 | $1,388 |
| 40 | $1,360 |
| 50 | $1,246 |
| 60 | $1,218 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,608 |
| $250 | $1,496 |
| $500 | $1,360 |
| $1,000 | $1,230 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,360 |
| 50/100 | $1,469 |
| 100/300 | $1,602 |
| 250/500 | $1,949 |
| 100 CSL | $1,522 |
| 300 CSL | $1,816 |
| 500 CSL | $2,030 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,594 |
| 20 | $4,940 |
| 30 | $2,954 |
| 40 | $2,922 |
| 50 | $2,794 |
| 60 | $2,762 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $73 |
| Homeowner | $23 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $51 |
| Advance Quote | $61 |
| Online Quote | $93 |
| Total Discounts | $542 |
Discounts are estimated and may not be available from every company or in every state.
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