Chevrolet Camaro Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 6, 2023
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Average insurance rates for a Chevrolet Camaro are $1,442 a year for full coverage insurance. Comprehensive costs an estimated $320, collision costs $566, and liability costs around $398. Liability-only coverage costs as low as $460 a year, with high-risk coverage costing around $3,116. Teens receive the highest rates at $5,330 a year or more.
Average premium for full coverage: $1,442
Rate estimates broken down by individual coverage type:
Price estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for different Camaro trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from as low as $460 for liability-only coverage to a much higher rate of $3,116 for a driver who requires high-risk insurance.
Price Range by Location
Where you live can have significant affects on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than cities with more traffic congestion.
The price range example below illustrates the effect of geographic area on insurance prices.
These examples illustrate why anyone shopping for car insurance should compare prices for a targeted area and risk profile, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Chevrolet Camaro insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $827
- Using higher $1,000 deductibles will save approximately $202 each year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,442
- Selecting more expensive low deductibles for physical damage coverage will increase the cost to $1,832
- Drivers with serious driving violations could pay up to $3,116 or more
- The cost for full coverage for a teen driver with full coverage can cost as much as $5,330 or more
Car insurance rates for a Chevrolet Camaro can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.
An older driver with no driving violations and high deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $5,300 a year. View Rates by Age
Where you live has a huge impact on Chevrolet Camaro insurance prices. A driver around age 40 might see rates as low as $940 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,950 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,304 | -$138 | -9.6% |
| Alaska | $1,106 | -$336 | -23.3% |
| Arizona | $1,196 | -$246 | -17.1% |
| Arkansas | $1,442 | -$0 | 0.0% |
| California | $1,644 | $202 | 14.0% |
| Colorado | $1,376 | -$66 | -4.6% |
| Connecticut | $1,484 | $42 | 2.9% |
| Delaware | $1,632 | $190 | 13.2% |
| Florida | $1,804 | $362 | 25.1% |
| Georgia | $1,332 | -$110 | -7.6% |
| Hawaii | $1,036 | -$406 | -28.2% |
| Idaho | $976 | -$466 | -32.3% |
| Illinois | $1,076 | -$366 | -25.4% |
| Indiana | $1,086 | -$356 | -24.7% |
| Iowa | $974 | -$468 | -32.5% |
| Kansas | $1,372 | -$70 | -4.9% |
| Kentucky | $1,968 | $526 | 36.5% |
| Louisiana | $2,134 | $692 | 48.0% |
| Maine | $890 | -$552 | -38.3% |
| Maryland | $1,190 | -$252 | -17.5% |
| Massachusetts | $1,154 | -$288 | -20.0% |
| Michigan | $2,506 | $1,064 | 73.8% |
| Minnesota | $1,208 | -$234 | -16.2% |
| Mississippi | $1,728 | $286 | 19.8% |
| Missouri | $1,280 | -$162 | -11.2% |
| Montana | $1,550 | $108 | 7.5% |
| Nebraska | $1,138 | -$304 | -21.1% |
| Nevada | $1,730 | $288 | 20.0% |
| New Hampshire | $1,040 | -$402 | -27.9% |
| New Jersey | $1,612 | $170 | 11.8% |
| New Mexico | $1,278 | -$164 | -11.4% |
| New York | $1,520 | $78 | 5.4% |
| North Carolina | $832 | -$610 | -42.3% |
| North Dakota | $1,182 | -$260 | -18.0% |
| Ohio | $996 | -$446 | -30.9% |
| Oklahoma | $1,484 | $42 | 2.9% |
| Oregon | $1,320 | -$122 | -8.5% |
| Pennsylvania | $1,376 | -$66 | -4.6% |
| Rhode Island | $1,926 | $484 | 33.6% |
| South Carolina | $1,308 | -$134 | -9.3% |
| South Dakota | $1,218 | -$224 | -15.5% |
| Tennessee | $1,264 | -$178 | -12.3% |
| Texas | $1,738 | $296 | 20.5% |
| Utah | $1,068 | -$374 | -25.9% |
| Vermont | $988 | -$454 | -31.5% |
| Virginia | $864 | -$578 | -40.1% |
| Washington | $1,116 | -$326 | -22.6% |
| West Virginia | $1,322 | -$120 | -8.3% |
| Wisconsin | $998 | -$444 | -30.8% |
| Wyoming | $1,284 | -$158 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $600 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are probably paying $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance can be as much as 43% to 132% more than the average policy. View High Risk Driver Rates
With so much variability in rates, the only way to figure out which company is cheapest is to compare rates and see which company has the best rate. Each insurance company calculates rates differently, so rate quotes can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Camaro LS | $1,398 | $117 |
| Chevrolet Camaro LT | $1,398 | $117 |
| Chevrolet Camaro SS | $1,526 | $127 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Camaro | $332 | $570 | $390 | $1,450 |
| 2023 Chevrolet Camaro | $320 | $566 | $398 | $1,442 |
| 2022 Chevrolet Camaro | $308 | $552 | $416 | $1,434 |
| 2021 Chevrolet Camaro | $298 | $530 | $430 | $1,416 |
| 2020 Chevrolet Camaro | $282 | $512 | $442 | $1,394 |
| 2019 Chevrolet Camaro | $270 | $474 | $452 | $1,354 |
| 2018 Chevrolet Camaro | $260 | $446 | $456 | $1,320 |
| 2017 Chevrolet Camaro | $248 | $400 | $460 | $1,266 |
| 2016 Chevrolet Camaro | $232 | $368 | $460 | $1,218 |
| 2015 Chevrolet Camaro | $224 | $346 | $464 | $1,192 |
| 2014 Chevrolet Camaro | $220 | $322 | $474 | $1,174 |
| 2013 Chevrolet Camaro | $202 | $300 | $474 | $1,134 |
| 2012 Chevrolet Camaro | $198 | $272 | $478 | $1,106 |
| 2011 Chevrolet Camaro | $184 | $248 | $474 | $1,064 |
| 2010 Chevrolet Camaro | $174 | $226 | $474 | $1,032 |
Rates are averaged for all Chevrolet Camaro models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Chevrolet Camaro Insurance
Saving money on car insurance requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to compare rates at every other renewal by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.
The following list is a condensed summary of the concepts that were covered in the above illustrations.
- Higher risk drivers with multiple at-fault accidents pay on average $1,670 more annually than a safer driver
- Drivers age 16 to 20 have the highest car insurance rates, costing up to $444 per month if full coverage is included
- It is possible to save approximately $180 per year simply by shopping early and online
- Increasing deductibles can save around $600 each year
- It is possible to save approximately $180 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,330 |
| 20 | $3,324 |
| 30 | $1,508 |
| 40 | $1,442 |
| 50 | $1,318 |
| 60 | $1,292 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,832 |
| $250 | $1,650 |
| $500 | $1,442 |
| $1,000 | $1,240 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,442 |
| 50/100 | $1,606 |
| 100/300 | $1,705 |
| 250/500 | $1,964 |
| 100 CSL | $1,645 |
| 300 CSL | $1,864 |
| 500 CSL | $2,024 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,610 |
| 20 | $5,284 |
| 30 | $3,190 |
| 40 | $3,116 |
| 50 | $2,974 |
| 60 | $2,948 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $21 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $72 |
| Online Quote | $103 |
| Total Discounts | $615 |
Discounts are estimated and may not be available from every company or in every state.
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