Mazda CX-9 Insurance Rates

Average auto insurance rates for a Mazda CX-9 are $1,092 annually for full coverage insurance. Comprehensive costs an estimated $198, collision costs $258, and liability insurance is estimated at $478. A policy with just liability insurance costs approximately $526 a year, with coverage for high-risk drivers costing around $2,342. 16-year-old drivers receive the highest rates at $4,312 a year or more.

Average premium for full coverage: $1,092

Rate estimates broken down by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all CX-9 models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. More rural locations tend to have fewer physical damage claims than congested cities.

The example below illustrates the effect of geographic area on insurance prices.

These examples illustrate why everyone should get quotes for a targeted area and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Mazda CX-9 insurance rates for other coverage scenarios.

• The best full coverage rate is $657
• Choosing higher $1,000 deductibles can save approximately $106 each year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,092
• Buying pricier low deductibles for comp and collision coverage will cost $1,286
• High-risk insureds with multiple tickets or accidents could pay up to $2,342 or more
• The cost with full coverage for a teen driver for full coverage can cost as much as $4,312 each year

View Chart as Image

Insurance rates for a Mazda CX-9 can also vary considerably based on the trim level of your CX-9, your risk profile, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying $1,300 to $1,800 additional per year, depending on your age. Mazda CX-9 insurance for high-risk drivers ranges anywhere from 42% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $300 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $430 more each year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,470 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out which company is cheapest is to regularly compare rates from as many companies as possible. Each auto insurer utilizes a different rate formula, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Mazda CX-9 Insurance

Saving money on Mazda CX-9 insurance takes having a decent driving record, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates every couple of years by requesting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following items are a brief review of the material that was covered in the above illustrations.

• Drivers who want additional liability coverage will pay around $530 annually to raise limits from a minimum limit to higher 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, costing up to $359 per month if they have full coverage
• High-risk drivers with DUI or reckless driving convictions may pay on average $1,250 more annually than a driver with a clean driving record
• Increasing deductibles could save up to $300 each year