Mazda CX-9 Insurance Rates

The average auto insurance rates for a Mazda CX-9 are $1,092 annually for full coverage. Comprehensive insurance costs around $198 a year, collision costs $258, and liability insurance is estimated at $478. A liability-only policy costs approximately $526 a year, with high-risk insurance costing $2,342 or more. Teens cost the most to insure at $4,312 a year or more.

Average premium for full coverage: $1,092

Policy rates for type of insurance:

Full coverage includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and CX-9 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than cities with more traffic congestion.

The diagram below illustrates the effect of geographic area on auto insurance rates.

The examples above show why it is important to get quotes for a specific zip code and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Mazda CX-9 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $657
• Choosing higher $1,000 deductibles can save about $986 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,092
• Selecting low $100 deductibles for comp and collision coverage costs an additional $194 a year
• High-risk insureds with serious driving violations could pay at least $2,342 or more
• Policy cost with full coverage for a teen driver can be $4,312 each year

View Chart as Image

Car insurance rates for a Mazda CX-9 also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 each year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $430 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mazda CX-9 insurance rates. A good driver about age 40 could pay as low as $720 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,560 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to get quotes from as many companies as possible. Each auto insurer calculates rates differently, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Mazda CX-9 Insurance

Finding cheaper rates on Mazda CX-9 insurance takes being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates every other policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below is a summary of the ideas that were covered in the above illustrations.

• Teenage drivers are the costliest to insure, costing up to $359 each month if comprehensive and collision insurance is included
• High-risk drivers who have multiple accidents or major violations pay an average of $1,250 more every year for auto insurance
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Drivers can save up to $120 per year simply by quoting early and online