Mazda CX-9 Insurance Rates

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UPDATED: Jun 4, 2023

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Estimated insurance prices for a Mazda CX-9 are $1,052 every 12 months for full coverage insurance. Comprehensive costs an estimated $184 each year, collision costs $236, and liability costs $474. A policy with only liability insurance costs as little as $522 a year, with a high-risk policy costing around $2,258. Teens pay the most at $4,186 a year or more.

Average premium for full coverage: $1,052

Premium estimates broken down by type of coverage:

Comprehensive $184
Collision $236
Liability $474

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and CX-9 models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Mazda CX-9 go from the cheapest price of $522 for your basic liability-only policy to a high rate of $2,258 for a high-risk insurance policy.

Liability Only $522
Full Coverage $1,052
High Risk $2,258

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects insurance prices.

Rural Areas $789
Small Cities $1,105
Large Cities $1,420

These rate differences illustrate why all drivers should compare rates for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates estimated Mazda CX-9 insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $636
  • Drivers who choose higher $1,000 deductibles will pay approximately $96 each year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,052
  • Selecting low deductibles for comprehensive and collision insurance increases the price to $1,232
  • Drivers with serious driving violations could pay up to $2,258 or more
  • An auto insurance policy to insure a 16-year-old driver can cost as much as $4,186 a year

View Chart as Image

Mazda CX-9 insurance cost comparison chart
Column chart showing full coverage Mazda CX-9 insurance rates range from $636 to $4,186

Car insurance prices for a Mazda CX-9 also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $280 annually, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged at least $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,200 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers can cost from 43% to 127% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,420 on average in Florida, New York, and Michigan.

Mazda CX-9 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $950 -$102 -9.7%
Alaska $806 -$246 -23.4%
Arizona $872 -$180 -17.1%
Arkansas $1,052 -$0 0.0%
California $1,198 $146 13.9%
Colorado $1,004 -$48 -4.6%
Connecticut $1,082 $30 2.9%
Delaware $1,190 $138 13.1%
Florida $1,316 $264 25.1%
Georgia $970 -$82 -7.8%
Hawaii $756 -$296 -28.1%
Idaho $710 -$342 -32.5%
Illinois $784 -$268 -25.5%
Indiana $790 -$262 -24.9%
Iowa $710 -$342 -32.5%
Kansas $1,000 -$52 -4.9%
Kentucky $1,434 $382 36.3%
Louisiana $1,554 $502 47.7%
Maine $650 -$402 -38.2%
Maryland $866 -$186 -17.7%
Massachusetts $842 -$210 -20.0%
Michigan $1,828 $776 73.8%
Minnesota $880 -$172 -16.3%
Mississippi $1,258 $206 19.6%
Missouri $934 -$118 -11.2%
Montana $1,130 $78 7.4%
Nebraska $828 -$224 -21.3%
Nevada $1,260 $208 19.8%
New Hampshire $756 -$296 -28.1%
New Jersey $1,176 $124 11.8%
New Mexico $930 -$122 -11.6%
New York $1,108 $56 5.3%
North Carolina $606 -$446 -42.4%
North Dakota $860 -$192 -18.3%
Ohio $724 -$328 -31.2%
Oklahoma $1,080 $28 2.7%
Oregon $962 -$90 -8.6%
Pennsylvania $1,004 -$48 -4.6%
Rhode Island $1,402 $350 33.3%
South Carolina $952 -$100 -9.5%
South Dakota $888 -$164 -15.6%
Tennessee $920 -$132 -12.5%
Texas $1,268 $216 20.5%
Utah $778 -$274 -26.0%
Vermont $722 -$330 -31.4%
Virginia $630 -$422 -40.1%
Washington $814 -$238 -22.6%
West Virginia $962 -$90 -8.6%
Wisconsin $730 -$322 -30.6%
Wyoming $938 -$114 -10.8%

View Chart as Image

Mazda CX-9 insurance rates by U.S. city

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison from multiple companies. Every company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Mazda CX-9 Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mazda CX-9 Sport 2WD $1,030 $86
Mazda CX-9 Grand Touring 2WD $1,052 $88
Mazda CX-9 Sport AWD $1,052 $88
Mazda CX-9 Touring 2WD $1,052 $88
Mazda CX-9 Touring AWD $1,052 $88
Mazda CX-9 Grand Touring AWD $1,072 $89

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda CX-9 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Mazda CX-9 $308 $524 $416 $1,406
2022 Mazda CX-9 $298 $502 $430 $1,388
2021 Mazda CX-9 $282 $484 $442 $1,366
2020 Mazda CX-9 $270 $450 $452 $1,330
2019 Mazda CX-9 $260 $424 $456 $1,298
2018 Mazda CX-9 $248 $380 $460 $1,246
2017 Mazda CX-9 $232 $350 $460 $1,200
2016 Mazda CX-9 $224 $328 $464 $1,174
2015 Mazda CX-9 $220 $306 $474 $1,158
2014 Mazda CX-9 $202 $284 $474 $1,118
2012 Mazda CX-9 $184 $236 $474 $1,052
2011 Mazda CX-9 $174 $214 $474 $1,020
2010 Mazda CX-9 $168 $192 $468 $986
2009 Mazda CX-9 $166 $188 $460 $972
2008 Mazda CX-9 $162 $178 $452 $950
2007 Mazda CX-9 $148 $170 $446 $922

Rates are averaged for all Mazda CX-9 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right Mazda CX-9 Insurance

Finding better rates on insurance for a Mazda CX-9 not only requires being a low-risk driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Take the time to comparison shop at least every other year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The items below are a quick rundown of the car insurance concepts touched on in the above illustrations.

  • Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,210 more annually to insure their CX-9
  • It is possible to save approximately $120 per year simply by quoting online in advance
  • Increasing policy deductibles could save as much as $275 each year
  • Insureds who want more liability coverage will pay approximately $520 annually to go from 30/60 bodily injury limits to a 250/500 level

Rates by Driver Age

Mazda CX-9 Insurance Rates by Driver Age
Driver Age Premium
16 $4,186
20 $2,394
30 $1,072
40 $1,052
50 $964
60 $944

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-9 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,232
$250 $1,150
$500 $1,052
$1,000 $956

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-9 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,052
50/100 $1,167
100/300 $1,285
250/500 $1,593
100 CSL $1,214
300 CSL $1,475
500 CSL $1,665

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-9 Insurance Rates for High Risk Drivers
Age Premium
16 $5,902
20 $3,818
30 $2,278
40 $2,258
50 $2,158
60 $2,134

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $140

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $65
5-yr Claim Free $66
Paid in Full/EFT $39
Advance Quote $46
Online Quote $72
Total Discounts $416
Rate after discounts $636

Discounts are estimated and may not be available from every company or in every state.

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