Mazda CX-9 Insurance Rates

U.S. average auto insurance rates for a Mazda CX-9 are $1,092 annually with full coverage. Comprehensive insurance costs an estimated $198, collision insurance costs $258, and liability costs $478. Buying just liability costs as little as $526 a year, and insurance for high-risk drivers costs $2,342 or more. Teenage drivers pay the highest rates at up to $4,312 a year.

Average premium for full coverage: $1,092

Price estimates broken down by individual coverage:

These estimates include $500 physical damage deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different CX-9 trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. More rural locations have fewer collision claims than densely populated cities. The price range example below illustrates how location helps determine insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Mazda CX-9 insurance rates for other coverage scenarios.

• The best discount rate is $657
• Drivers who choose higher $1,000 deductibles will pay approximately $106 annually
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,092
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $194 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,342
• The price with full coverage for a teen driver with full coverage can cost as much as $4,312 a year

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Insurance prices for a Mazda CX-9 are also quite variable based on the trim level and model year, your driving record, and liability limits and deductibles.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,300 to $1,800 additional each year, depending on your age. High-risk driver insurance can cost as much as 42% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $300 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $430 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Mazda CX-9 insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,470 on average in New York, Michigan, and Florida.

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Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Mazda CX-9 Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below is a brief summary of the data that was covered in the charts and tables above.

• You may be able to save approximately $120 per year just by shopping early and online
• Policyholders who want higher levels of liability will pay an extra $530 every year to go from a low limit to higher 250/500 limits
• Teenage drivers are expensive to insure, costing up to $359 a month if they have full coverage
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,250 more annually for auto insurance