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2007 Mitsubishi Eclipse Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 5, 2020

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Average insurance rates for a 2007 Mitsubishi Eclipse are $1,050 a year including full coverage. Comprehensive costs an estimated $170 each year, collision costs $248, and liability coverage costs around $474. Buying a liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,268. Teen drivers receive the highest rates at $4,216 a year or more.

Annual premium for full coverage: $1,050

Rate estimates for 2007 Mitsubishi Eclipse Insurance

Comprehensive $170
Collision $248
Liability $474

Rate data is compiled from all 50 U.S. states and averaged for all 2007 Mitsubishi Eclipse models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a middle-aged driver, prices range go from as low as $522 for a discount liability-only rate to a high rate of $2,268 for a high risk driver.

Liability Only $522
Full Coverage $1,050
High Risk $2,268

View Chart as Image

2007 Mitsubishi Eclipse insurance rates compared
Column chart showing 2007 Mitsubishi Eclipse insurance prices range from $632 to $4,216 for full coverage

These differences highlight why all drivers should compare prices for a targeted area and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2007 Mitsubishi Eclipse Insurance

Searching Companies

Searching for better car insurance rates for your Mitsubishi Eclipse? Expensive car insurance can drain your savings account and put the squeeze on your family’s finances. Comparing price quotes is free and is an excellent way to slash your bill and have more diposable income.

Consumers have many car insurance companies to buy insurance from, and although it’s a good thing to be able to choose, too many choices makes it more difficult to locate the cheapest rates.

Best discounts on 2007 Mitsubishi Eclipse coverage

Companies that sell car insurance do not list all available discounts very well, so we break down both the well known and also the lesser-known savings tricks you should be using.

  • Homeowners Savings – Owning a home may trigger a insurance policy discount because owning a home is proof that your finances are in order.
  • Seat Belt Usage – Buckling up and requiring all passengers to use their safety belts can save up to 15% on the medical payments or PIP coverage costs.
  • Paperwork-free – Certain companies will discount your bill up to fifty bucks for buying a policy and signing up on their website.
  • Auto/Home Discount – If you have multiple policies with the same company you could get a discount of approximately 10% to 15%.
  • Life Insurance Discount – Companies who offer life insurance give better rates if you take out a life insurance policy as well.

Consumers should know that most discount credits are not given to the entire cost. Some only reduce individual premiums such as medical payments or collision. Even though it may seem like all the discounts add up to a free policy, it doesn’t quite work that way.

To see a list of providers who offer insurance discounts, click this link.

Tailor your coverage to you

When it comes to choosing adequate coverage for your vehicles, there really is not a “best” method to buy coverage. Coverage needs to be tailored to your specific needs so this has to be addressed. These are some specific questions could help you determine whether you would benefit from professional advice.

  • How does medical payments coverage work?
  • Do I get a pro-rated refund if I cancel my policy early?
  • Am I covered if I break a side mirror?
  • When should I buy a commercial auto policy?
  • What exactly is covered by my policy?
  • How much liability insurance is required?

If it’s difficult to answer those questions, you might consider talking to an agent. To find lower rates from a local agent, simply complete this short form or click here for a list of car insurance companies in your area.

Free Auto Insurance Comparison

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Educate yourself about insurance coverages

Understanding the coverages of insurance can help you determine the right coverages and the correct deductibles and limits. Policy terminology can be impossible to understand and nobody wants to actually read their policy. Listed below are the normal coverages found on the average insurance policy.

Comprehensive protection

Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things such as theft, vandalism, falling objects, damage from flooding and hail damage. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle’s value it’s probably time to drop comprehensive insurance.

Coverage for collisions

This pays to fix your vehicle from damage resulting from colliding with a stationary object or other vehicle. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against claims like backing into a parked car, rolling your car, colliding with a tree, sideswiping another vehicle and crashing into a building. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Drivers also have the option to bump up the deductible to get cheaper collision coverage.

Medical expense coverage

Medical payments and Personal Injury Protection insurance kick in for expenses for things like surgery, funeral costs, pain medications and EMT expenses. The coverages can be utilized in addition to your health insurance plan or if there is no health insurance coverage. Medical payments and PIP cover all vehicle occupants and will also cover any family member struck as a pedestrian. PIP coverage is not an option in every state but can be used in place of medical payments coverage

Coverage for liability

This coverage will cover damages or injuries you inflict on a person or their property by causing an accident. It protects YOU from claims by other people. Liability doesn’t cover your own vehicle damage or injuries.

Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You might see values of 25/50/25 which stand for a limit of $25,000 per injured person, a total of $50,000 of bodily injury coverage per accident, and $25,000 of coverage for damaged property.

Liability coverage pays for things such as pain and suffering, repair bills for other people’s vehicles and legal defense fees. How much liability coverage do you need? That is a personal decision, but buy as large an amount as possible.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage gives you protection when the “other guys” do not carry enough liability coverage. Covered claims include injuries to you and your family as well as damage to your Mitsubishi Eclipse.

Because many people only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

More quotes. Lower rates.

We just presented a lot of tips how to shop for 2007 Mitsubishi Eclipse insurance online. The most important thing to understand is the more providers you compare, the more likely it is that you will get a better rate. You may even find the biggest savings come from some of the smallest insurance companies. Some small companies may often insure only within specific states and give getter rates than the large multi-state companies such as Allstate, GEICO and Progressive.

Affordable insurance is possible on the web as well as from independent agents, and you should compare price quotes from both to have the best rate selection. A few companies don’t offer online quoting and these smaller companies work with independent agents.

As you prepare to switch companies, it’s not a good idea to buy lower coverage limits just to save a few bucks. There are too many instances where drivers have reduced full coverage only to regret at claim time that it was a big mistake. The ultimate goal is to get the best coverage possible at an affordable rate while not skimping on critical coverages.

More tips and info about insurance coverage is available in these articles:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2007 Mitsubishi Eclipse Insurance Rates by City
City Premium
New York City, NY $1,659
Los Angeles, CA $1,797
Philadelphia, PA $1,406
Jacksonville, FL $1,524
Phoenix, AZ $1,218
Chicago, IL $1,408
Houston, TX $1,646
Seattle, WA $1,023
Columbus, OH $876
Indianapolis, IN $893

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2007 Mitsubishi Eclipse Insurance Rates by Driver Age
Driver Age Premium
16 $4,216
20 $2,410
30 $1,070
40 $1,050
50 $964
60 $944

Full coverage, $500 deductibles

Rates by Deductible

2007 Mitsubishi Eclipse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,232
$250 $1,148
$500 $1,050
$1,000 $954

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Eclipse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,050
50/100 $1,145
100/300 $1,263
250/500 $1,571
100 CSL $1,192
300 CSL $1,453
500 CSL $1,643

Full coverage, driver age 40

Rates for High Risk Drivers

2007 Mitsubishi Eclipse Insurance Rates for High Risk Drivers
Age Premium
16 $5,946
20 $3,846
30 $2,288
40 $2,268
50 $2,168
60 $2,146

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $143

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $54
Multi-vehicle $57
Homeowner $18
5-yr Accident Free $66
5-yr Claim Free $66
Paid in Full/EFT $39
Advance Quote $47
Online Quote $71
Total Discounts $418
Rate after discounts $632

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2007 Mitsubishi Eclipse Insurance Rates by State
State Premium
Alabama $950
Alaska $804
Arizona $870
Arkansas $1,050
California $1,198
Colorado $1,004
Connecticut $1,080
Delaware $1,190
Florida $1,314
Georgia $968
Hawaii $754
Idaho $708
Illinois $782
Indiana $790
Iowa $708
Kansas $998
Kentucky $1,434
Louisiana $1,552
Maine $648
Maryland $866
Massachusetts $840
Michigan $1,824
Minnesota $878
Mississippi $1,258
Missouri $930
Montana $1,128
Nebraska $828
Nevada $1,260
New Hampshire $756
New Jersey $1,174
New Mexico $930
New York $1,106
North Carolina $606
North Dakota $860
Ohio $724
Oklahoma $1,080
Oregon $962
Pennsylvania $1,004
Rhode Island $1,400
South Carolina $952
South Dakota $888
Tennessee $920
Texas $1,266
Utah $778
Vermont $720
Virginia $630
Washington $812
West Virginia $962
Wisconsin $728
Wyoming $936

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