Nissan Rogue Insurance Rates
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UPDATED: Jun 10, 2024
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
U.S. average insurance prices for a Nissan Rogue are $1,392 every 12 months with full coverage. Comprehensive insurance costs around $248 each year, collision costs $494, and liability is $470. Liability-only insurance costs around $536 a year, with high-risk driver insurance costing $3,028 or more. 16-year-old drivers pay the highest rates at $5,374 a year or more.
Average premium for full coverage: $1,392
Price estimates for individual coverage:
Prices are based on $500 deductible amounts, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and Rogue models.
Price Range from Low to High
For a driver around age 40, Nissan Rogue insurance prices go from the cheapest price of $536 for a discount liability-only rate to a high rate of $3,028 for high-risk insurance.
Geographic Price Range
Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population have more infrequent collision claims than congested cities.
The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
The ranges above demonstrate why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Nissan Rogue insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $806
- Raising to $1,000 deductibles will save about $168 annually
- The average price for the average middle-age driver using $500 deductibles is $1,392
- Buying low deductibles costs an extra $330 every year
- At-risk drivers with multiple tickets or accidents could pay at least $3,028 or more
- The price to insure a teen driver can be $5,374
Car insurance prices for a Nissan Rogue are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.
Opting for high physical damage deductibles can reduce prices by up to $500 every year, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $423 extra every 12 months. View Rates by Deductible or Liability Limit
More mature drivers with no driving violations and higher deductibles may pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $5,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,700 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 136% more than the average rate. View High Risk Driver Rates
The state you live in also has a big influence on Nissan Rogue insurance prices. A middle-age driver might find prices as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or at least $1,880 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,256 | -$136 | -9.8% |
| Alaska | $1,068 | -$324 | -23.3% |
| Arizona | $1,156 | -$236 | -17.0% |
| Arkansas | $1,392 | -$0 | 0.0% |
| California | $1,586 | $194 | 13.9% |
| Colorado | $1,328 | -$64 | -4.6% |
| Connecticut | $1,430 | $38 | 2.7% |
| Delaware | $1,576 | $184 | 13.2% |
| Florida | $1,742 | $350 | 25.1% |
| Georgia | $1,284 | -$108 | -7.8% |
| Hawaii | $1,000 | -$392 | -28.2% |
| Idaho | $944 | -$448 | -32.2% |
| Illinois | $1,034 | -$358 | -25.7% |
| Indiana | $1,048 | -$344 | -24.7% |
| Iowa | $940 | -$452 | -32.5% |
| Kansas | $1,322 | -$70 | -5.0% |
| Kentucky | $1,898 | $506 | 36.4% |
| Louisiana | $2,062 | $670 | 48.1% |
| Maine | $860 | -$532 | -38.2% |
| Maryland | $1,148 | -$244 | -17.5% |
| Massachusetts | $1,112 | -$280 | -20.1% |
| Michigan | $2,414 | $1,022 | 73.4% |
| Minnesota | $1,166 | -$226 | -16.2% |
| Mississippi | $1,668 | $276 | 19.8% |
| Missouri | $1,236 | -$156 | -11.2% |
| Montana | $1,496 | $104 | 7.5% |
| Nebraska | $1,098 | -$294 | -21.1% |
| Nevada | $1,672 | $280 | 20.1% |
| New Hampshire | $1,002 | -$390 | -28.0% |
| New Jersey | $1,556 | $164 | 11.8% |
| New Mexico | $1,232 | -$160 | -11.5% |
| New York | $1,466 | $74 | 5.3% |
| North Carolina | $800 | -$592 | -42.5% |
| North Dakota | $1,138 | -$254 | -18.2% |
| Ohio | $962 | -$430 | -30.9% |
| Oklahoma | $1,428 | $36 | 2.6% |
| Oregon | $1,276 | -$116 | -8.3% |
| Pennsylvania | $1,326 | -$66 | -4.7% |
| Rhode Island | $1,858 | $466 | 33.5% |
| South Carolina | $1,262 | -$130 | -9.3% |
| South Dakota | $1,176 | -$216 | -15.5% |
| Tennessee | $1,216 | -$176 | -12.6% |
| Texas | $1,676 | $284 | 20.4% |
| Utah | $1,030 | -$362 | -26.0% |
| Vermont | $954 | -$438 | -31.5% |
| Virginia | $832 | -$560 | -40.2% |
| Washington | $1,074 | -$318 | -22.8% |
| West Virginia | $1,278 | -$114 | -8.2% |
| Wisconsin | $964 | -$428 | -30.7% |
| Wyoming | $1,238 | -$154 | -11.1% |
Since prices can be so different, the best way to find out your exact price is to do a rate comparison and see which company has the best price. Every auto insurance company utilizes a different rate formula, so rate quotes may be quite different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,392 | $116 |
| Nissan Rogue S AWD | $1,392 | $116 |
| Nissan Rogue SL 2WD | $1,392 | $116 |
| Nissan Rogue SL AWD | $1,434 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2023 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2022 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2021 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2020 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2019 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2018 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2017 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2016 Nissan Rogue | $180 | $310 | $524 | $1,194 |
| 2015 Nissan Rogue | $176 | $288 | $534 | $1,178 |
| 2013 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2012 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2011 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2010 Nissan Rogue | $134 | $182 | $530 | $1,026 |
| 2009 Nissan Rogue | $132 | $178 | $520 | $1,010 |
| 2008 Nissan Rogue | $130 | $168 | $510 | $988 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Nissan Rogue Insurance
Getting lower rates on car insurance consists of having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates every couple of years by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The next list is a brief review of the material that was covered above.
- Policyholders who may need increased levels of liability coverage will pay around $520 every year to raise from a low limit to a 250/500 level
- Drivers age 20 and younger are the costliest to insure, costing up to $448 a month if the policy includes full coverage
- Higher risk drivers with DUI or reckless driving convictions pay on average $1,640 more every year to buy Nissan Rogue insurance
- Increasing physical damage deductibles could save as much as $500 each year
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,374 |
| 20 | $3,242 |
| 30 | $1,440 |
| 40 | $1,392 |
| 50 | $1,274 |
| 60 | $1,252 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,722 |
| $250 | $1,568 |
| $500 | $1,392 |
| $1,000 | $1,224 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,392 |
| 50/100 | $1,528 |
| 100/300 | $1,646 |
| 250/500 | $1,951 |
| 100 CSL | $1,575 |
| 300 CSL | $1,834 |
| 500 CSL | $2,022 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,644 |
| 20 | $5,164 |
| 30 | $3,080 |
| 40 | $3,028 |
| 50 | $2,892 |
| 60 | $2,866 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $75 |
| Homeowner | $22 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $61 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $586 |
Discounts are estimated and may not be available from every company or in every state.
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