Nissan Rogue Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 10, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
Average auto insurance rates for a Nissan Rogue are $1,392 annually for full coverage insurance. Comprehensive insurance costs an estimated $248, collision insurance costs $494, and liability costs $470. Buying just liability costs as little as $536 a year, and insurance for high-risk drivers costs $3,028 or more. Teens receive the highest rates at up to $5,374 a year.
Average premium for full coverage: $1,392
Rate estimates broken down by individual coverage type:
Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and for all Rogue models.
Price Range by Coverage and Risk
For a driver around age 40, prices range range from as cheap as $536 for minimum levels of liability insurance to the much higher price of $3,028 for a high-risk driver policy.
Price Range by Location
Your location can make a big difference on the price of insurance. More rural locations tend to have fewer physical damage claims than cities with more traffic congestion. The example below illustrates the difference between rural and urban areas on insurance prices.
These examples illustrate why everyone should compare rates for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Nissan Rogue insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $806
- Drivers who choose higher $1,000 deductibles will pay approximately $168 each year
- The estimated rate for a 40-year-old driver who has $500 deductibles is $1,392
- Selecting pricier low deductibles for comprehensive and collision insurance costs an additional $330 annually
- Drivers with serious driving violations could pay up to $3,028
- The cost with full coverage for a 16-year-old driver for full coverage can cost as much as $5,374 a year
Auto insurance rates for a Nissan Rogue can also vary considerably based on the trim level of your Rogue, your risk profile, and liability limits and deductibles.
A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay at least $5,300 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying $1,700 to $2,300 in extra premium per year, depending on your age. Nissan Rogue insurance for high-risk drivers can cost from 43% to 136% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could save up to $500 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $423 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Nissan Rogue insurance prices. A 40-year-old driver could pay as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,880 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,256 | -$136 | -9.8% |
| Alaska | $1,068 | -$324 | -23.3% |
| Arizona | $1,156 | -$236 | -17.0% |
| Arkansas | $1,392 | -$0 | 0.0% |
| California | $1,586 | $194 | 13.9% |
| Colorado | $1,328 | -$64 | -4.6% |
| Connecticut | $1,430 | $38 | 2.7% |
| Delaware | $1,576 | $184 | 13.2% |
| Florida | $1,742 | $350 | 25.1% |
| Georgia | $1,284 | -$108 | -7.8% |
| Hawaii | $1,000 | -$392 | -28.2% |
| Idaho | $944 | -$448 | -32.2% |
| Illinois | $1,034 | -$358 | -25.7% |
| Indiana | $1,048 | -$344 | -24.7% |
| Iowa | $940 | -$452 | -32.5% |
| Kansas | $1,322 | -$70 | -5.0% |
| Kentucky | $1,898 | $506 | 36.4% |
| Louisiana | $2,062 | $670 | 48.1% |
| Maine | $860 | -$532 | -38.2% |
| Maryland | $1,148 | -$244 | -17.5% |
| Massachusetts | $1,112 | -$280 | -20.1% |
| Michigan | $2,414 | $1,022 | 73.4% |
| Minnesota | $1,166 | -$226 | -16.2% |
| Mississippi | $1,668 | $276 | 19.8% |
| Missouri | $1,236 | -$156 | -11.2% |
| Montana | $1,496 | $104 | 7.5% |
| Nebraska | $1,098 | -$294 | -21.1% |
| Nevada | $1,672 | $280 | 20.1% |
| New Hampshire | $1,002 | -$390 | -28.0% |
| New Jersey | $1,556 | $164 | 11.8% |
| New Mexico | $1,232 | -$160 | -11.5% |
| New York | $1,466 | $74 | 5.3% |
| North Carolina | $800 | -$592 | -42.5% |
| North Dakota | $1,138 | -$254 | -18.2% |
| Ohio | $962 | -$430 | -30.9% |
| Oklahoma | $1,428 | $36 | 2.6% |
| Oregon | $1,276 | -$116 | -8.3% |
| Pennsylvania | $1,326 | -$66 | -4.7% |
| Rhode Island | $1,858 | $466 | 33.5% |
| South Carolina | $1,262 | -$130 | -9.3% |
| South Dakota | $1,176 | -$216 | -15.5% |
| Tennessee | $1,216 | -$176 | -12.6% |
| Texas | $1,676 | $284 | 20.4% |
| Utah | $1,030 | -$362 | -26.0% |
| Vermont | $954 | -$438 | -31.5% |
| Virginia | $832 | -$560 | -40.2% |
| Washington | $1,074 | -$318 | -22.8% |
| West Virginia | $1,278 | -$114 | -8.2% |
| Wisconsin | $964 | -$428 | -30.7% |
| Wyoming | $1,238 | -$154 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,392 | $116 |
| Nissan Rogue S AWD | $1,392 | $116 |
| Nissan Rogue SL 2WD | $1,392 | $116 |
| Nissan Rogue SL AWD | $1,434 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2023 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2022 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2021 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2020 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2019 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2018 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2017 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2016 Nissan Rogue | $180 | $310 | $524 | $1,194 |
| 2015 Nissan Rogue | $176 | $288 | $534 | $1,178 |
| 2013 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2012 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2011 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2010 Nissan Rogue | $134 | $182 | $530 | $1,026 |
| 2009 Nissan Rogue | $132 | $178 | $520 | $1,010 |
| 2008 Nissan Rogue | $130 | $168 | $510 | $988 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Nissan Rogue Insurance
Saving money on insurance for a Nissan Rogue not only requires avoiding accidents and claims, but also having above-average credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates every time your policy renews by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.
The points below are a brief recap of the information covered above.
- It is possible to save approximately $170 per year just by quoting online well ahead of the renewal date
- Drivers under the age of 20 are the costliest to insure, costing up to $448 per month if full coverage is included
- Increasing deductibles could save up to $500 each year
- Drivers considered higher risk who tend to receive serious violations may pay on average $1,640 more annually to insure a Nissan Rogue
- Insureds who want increased liability limits will pay approximately $520 annually to go from a minimum limit to higher 250/500 limits
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,374 |
| 20 | $3,242 |
| 30 | $1,440 |
| 40 | $1,392 |
| 50 | $1,274 |
| 60 | $1,252 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,722 |
| $250 | $1,568 |
| $500 | $1,392 |
| $1,000 | $1,224 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,392 |
| 50/100 | $1,528 |
| 100/300 | $1,646 |
| 250/500 | $1,951 |
| 100 CSL | $1,575 |
| 300 CSL | $1,834 |
| 500 CSL | $2,022 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,644 |
| 20 | $5,164 |
| 30 | $3,080 |
| 40 | $3,028 |
| 50 | $2,892 |
| 60 | $2,866 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $75 |
| Homeowner | $22 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $61 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $586 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
