Nissan Rogue Insurance Rates
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UPDATED: Jun 10, 2024
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
The average insurance prices for a Nissan Rogue are $1,392 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $248 a year, collision insurance costs $494, and liability costs $470. Buying just liability costs as little as $536 a year, and insurance for high-risk drivers costs $3,028 or more. Teenage drivers cost the most to insure at up to $5,374 a year.
Average premium for full coverage: $1,392
Policy rates by type of insurance:
Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and Rogue trim levels.
Price Range Variability
For the average 40-year-old driver, Nissan Rogue insurance rates range from the cheapest price of $536 for basic liability insurance to a high of $3,028 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location can make a big difference on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates the difference location can make on auto insurance prices.
The examples above illustrate why it is important to compare rates using their specific location and their own driving history, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Nissan Rogue insurance rates for additional coverage and risk scenarios.
- The best discount rate is $806
- Drivers who choose higher $1,000 deductibles will pay $1,224 each year
- The average price for a good driver age 40 who chooses $500 deductibles is $1,392
- Using low $100 deductibles for comprehensive and collision insurance costs an extra $330 annually
- Drivers who are prone to accidents and violations could pay around $3,028
- Policy cost to insure a 16-year-old driver can cost $5,374 a year
Insurance rates for a Nissan Rogue also range considerably based on liability limits and deductibles, your risk profile, and the model of your Rogue.
Using high physical damage deductibles could save up to $500 annually, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $423 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 136% more than a normal policy. View High Risk Driver Rates
Your home state makes a big difference in Nissan Rogue insurance prices. A 40-year-old driver could pay as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,880 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,256 | -$136 | -9.8% |
| Alaska | $1,068 | -$324 | -23.3% |
| Arizona | $1,156 | -$236 | -17.0% |
| Arkansas | $1,392 | -$0 | 0.0% |
| California | $1,586 | $194 | 13.9% |
| Colorado | $1,328 | -$64 | -4.6% |
| Connecticut | $1,430 | $38 | 2.7% |
| Delaware | $1,576 | $184 | 13.2% |
| Florida | $1,742 | $350 | 25.1% |
| Georgia | $1,284 | -$108 | -7.8% |
| Hawaii | $1,000 | -$392 | -28.2% |
| Idaho | $944 | -$448 | -32.2% |
| Illinois | $1,034 | -$358 | -25.7% |
| Indiana | $1,048 | -$344 | -24.7% |
| Iowa | $940 | -$452 | -32.5% |
| Kansas | $1,322 | -$70 | -5.0% |
| Kentucky | $1,898 | $506 | 36.4% |
| Louisiana | $2,062 | $670 | 48.1% |
| Maine | $860 | -$532 | -38.2% |
| Maryland | $1,148 | -$244 | -17.5% |
| Massachusetts | $1,112 | -$280 | -20.1% |
| Michigan | $2,414 | $1,022 | 73.4% |
| Minnesota | $1,166 | -$226 | -16.2% |
| Mississippi | $1,668 | $276 | 19.8% |
| Missouri | $1,236 | -$156 | -11.2% |
| Montana | $1,496 | $104 | 7.5% |
| Nebraska | $1,098 | -$294 | -21.1% |
| Nevada | $1,672 | $280 | 20.1% |
| New Hampshire | $1,002 | -$390 | -28.0% |
| New Jersey | $1,556 | $164 | 11.8% |
| New Mexico | $1,232 | -$160 | -11.5% |
| New York | $1,466 | $74 | 5.3% |
| North Carolina | $800 | -$592 | -42.5% |
| North Dakota | $1,138 | -$254 | -18.2% |
| Ohio | $962 | -$430 | -30.9% |
| Oklahoma | $1,428 | $36 | 2.6% |
| Oregon | $1,276 | -$116 | -8.3% |
| Pennsylvania | $1,326 | -$66 | -4.7% |
| Rhode Island | $1,858 | $466 | 33.5% |
| South Carolina | $1,262 | -$130 | -9.3% |
| South Dakota | $1,176 | -$216 | -15.5% |
| Tennessee | $1,216 | -$176 | -12.6% |
| Texas | $1,676 | $284 | 20.4% |
| Utah | $1,030 | -$362 | -26.0% |
| Vermont | $954 | -$438 | -31.5% |
| Virginia | $832 | -$560 | -40.2% |
| Washington | $1,074 | -$318 | -22.8% |
| West Virginia | $1,278 | -$114 | -8.2% |
| Wisconsin | $964 | -$428 | -30.7% |
| Wyoming | $1,238 | -$154 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,392 | $116 |
| Nissan Rogue S AWD | $1,392 | $116 |
| Nissan Rogue SL 2WD | $1,392 | $116 |
| Nissan Rogue SL AWD | $1,434 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2023 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2022 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2021 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2020 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2019 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2018 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2017 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2016 Nissan Rogue | $180 | $310 | $524 | $1,194 |
| 2015 Nissan Rogue | $176 | $288 | $534 | $1,178 |
| 2013 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2012 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2011 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2010 Nissan Rogue | $134 | $182 | $530 | $1,026 |
| 2009 Nissan Rogue | $132 | $178 | $520 | $1,010 |
| 2008 Nissan Rogue | $130 | $168 | $510 | $988 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Nissan Rogue Insurance
Finding cheaper rates on insurance for a Nissan Rogue not only requires being safe and accident-free, but also having good credit, being claim-free, and possibly raising deductibles. Make time to compare rates at least every other year by requesting rates from direct insurance companies, and also from local insurance agencies.
Below you'll find a quick review of the car insurance concepts touched on in this article.
- Drivers considered higher risk with a DUI or reckless driving violation may have to pay on average $1,640 more per year than a low-risk driver
- It is possible to save around $170 per year just by quoting early and online
- Increasing comprehensive and collision deductibles could save as much as $500 each year
- Insureds who purchase more liability protection will pay an extra $520 annually to go from a 30/60 limit to a 250/500 level
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,374 |
| 20 | $3,242 |
| 30 | $1,440 |
| 40 | $1,392 |
| 50 | $1,274 |
| 60 | $1,252 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,722 |
| $250 | $1,568 |
| $500 | $1,392 |
| $1,000 | $1,224 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,392 |
| 50/100 | $1,528 |
| 100/300 | $1,646 |
| 250/500 | $1,951 |
| 100 CSL | $1,575 |
| 300 CSL | $1,834 |
| 500 CSL | $2,022 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,644 |
| 20 | $5,164 |
| 30 | $3,080 |
| 40 | $3,028 |
| 50 | $2,892 |
| 60 | $2,866 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $75 |
| Homeowner | $22 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $61 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $586 |
Discounts are estimated and may not be available from every company or in every state.
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