Nissan Rogue Insurance Rates
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UPDATED: Jun 4, 2023
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
U.S. average insurance rates for a Nissan Rogue are $1,392 a year for full coverage. Comprehensive insurance costs approximately $256 each year, collision costs $506, and liability coverage costs $450. Buying just liability costs as little as $518 a year, with insurance for high-risk drivers costing $3,024 or more. Teenage drivers pay the highest rates at $5,344 a year or more.
Average premium for full coverage: $1,392
Price estimates by individual coverage:
Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Rogue models.
Price Range from Low to High
For the average 40-year-old driver, Nissan Rogue insurance prices go from as low as $518 for the bare minimum liability coverage to a high rate of $3,024 for a driver who requires high-risk insurance.
Geographic Price Range
Your location has a large influence on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities.
The graphic below illustrates the difference location can make on auto insurance prices.
The ranges above show why all drivers should compare rates using their specific location and risk profile, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Nissan Rogue insurance rates for additional coverage and risk scenarios.
- The best discount rate is $808
- Drivers who choose higher $1,000 deductibles will pay $170 a year
- The average rate for the average middle-age driver who chooses $500 deductibles is $1,392
- Using low deductibles for comprehensive and collision insurance will cost an extra $340 each year
- High-risk insureds who are prone to accidents and violations could pay around $3,024 or more
- The price for full coverage for a teenage driver can cost $5,344 a year
Insurance prices for a Nissan Rogue are also quite variable based on your driving record, the trim level of your Rogue, and physical damage deductibles and liability limits.
More mature drivers with no violations or accidents and high deductibles may only pay around $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age
The state you live in makes a big difference in Nissan Rogue insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,990 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,260 | -$132 | -9.5% |
| Alaska | $1,068 | -$324 | -23.3% |
| Arizona | $1,156 | -$236 | -17.0% |
| Arkansas | $1,392 | -$0 | 0.0% |
| California | $1,588 | $196 | 14.1% |
| Colorado | $1,330 | -$62 | -4.5% |
| Connecticut | $1,430 | $38 | 2.7% |
| Delaware | $1,578 | $186 | 13.4% |
| Florida | $1,742 | $350 | 25.1% |
| Georgia | $1,286 | -$106 | -7.6% |
| Hawaii | $1,000 | -$392 | -28.2% |
| Idaho | $946 | -$446 | -32.0% |
| Illinois | $1,038 | -$354 | -25.4% |
| Indiana | $1,052 | -$340 | -24.4% |
| Iowa | $940 | -$452 | -32.5% |
| Kansas | $1,324 | -$68 | -4.9% |
| Kentucky | $1,900 | $508 | 36.5% |
| Louisiana | $2,062 | $670 | 48.1% |
| Maine | $860 | -$532 | -38.2% |
| Maryland | $1,150 | -$242 | -17.4% |
| Massachusetts | $1,114 | -$278 | -20.0% |
| Michigan | $2,418 | $1,026 | 73.7% |
| Minnesota | $1,166 | -$226 | -16.2% |
| Mississippi | $1,672 | $280 | 20.1% |
| Missouri | $1,236 | -$156 | -11.2% |
| Montana | $1,496 | $104 | 7.5% |
| Nebraska | $1,098 | -$294 | -21.1% |
| Nevada | $1,672 | $280 | 20.1% |
| New Hampshire | $1,004 | -$388 | -27.9% |
| New Jersey | $1,558 | $166 | 11.9% |
| New Mexico | $1,234 | -$158 | -11.4% |
| New York | $1,468 | $76 | 5.5% |
| North Carolina | $804 | -$588 | -42.2% |
| North Dakota | $1,140 | -$252 | -18.1% |
| Ohio | $962 | -$430 | -30.9% |
| Oklahoma | $1,430 | $38 | 2.7% |
| Oregon | $1,276 | -$116 | -8.3% |
| Pennsylvania | $1,328 | -$64 | -4.6% |
| Rhode Island | $1,858 | $466 | 33.5% |
| South Carolina | $1,264 | -$128 | -9.2% |
| South Dakota | $1,176 | -$216 | -15.5% |
| Tennessee | $1,218 | -$174 | -12.5% |
| Texas | $1,678 | $286 | 20.5% |
| Utah | $1,032 | -$360 | -25.9% |
| Vermont | $954 | -$438 | -31.5% |
| Virginia | $834 | -$558 | -40.1% |
| Washington | $1,076 | -$316 | -22.7% |
| West Virginia | $1,278 | -$114 | -8.2% |
| Wisconsin | $964 | -$428 | -30.7% |
| Wyoming | $1,242 | -$150 | -10.8% |
Using high physical damage deductibles could save up to $510 a year, whereas increasing liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $405 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,700 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers can cost around 43% to 136% more than a normal policy. View High Risk Driver Rates
Since prices can be so different, the only way to know who has the cheapest car insurance prices is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and prices may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,392 | $116 |
| Nissan Rogue S AWD | $1,392 | $116 |
| Nissan Rogue SL 2WD | $1,392 | $116 |
| Nissan Rogue SL AWD | $1,436 | $120 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Rogue | $268 | $512 | $440 | $1,400 |
| 2023 Nissan Rogue | $256 | $506 | $450 | $1,392 |
| 2022 Nissan Rogue | $248 | $494 | $470 | $1,392 |
| 2021 Nissan Rogue | $240 | $474 | $486 | $1,380 |
| 2020 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2019 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2018 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2017 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2016 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2015 Nissan Rogue | $180 | $310 | $524 | $1,194 |
| 2013 Nissan Rogue | $164 | $268 | $534 | $1,146 |
| 2012 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2011 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2010 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2009 Nissan Rogue | $134 | $182 | $530 | $1,026 |
| 2008 Nissan Rogue | $132 | $178 | $520 | $1,010 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Nissan Rogue Insurance
Getting lower rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit history, eliminating unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates at every other renewal by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.
The points below are a review of the concepts that were touched on in this article.
- Drivers who have several accidents or serious violations may pay on average $1,630 more per year to insure a Nissan Rogue
- Drivers under the age of 20 are the costliest to insure, with premiums as much as $445 a month including comprehensive and collision insurance
- Drivers can save around $170 per year simply by quoting online in advance
- Increasing physical damage deductibles can save around $500 each year
- Drivers can save around $170 per year simply by quoting online in advance
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,344 |
| 20 | $3,244 |
| 30 | $1,446 |
| 40 | $1,392 |
| 50 | $1,276 |
| 60 | $1,252 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,732 |
| $250 | $1,574 |
| $500 | $1,392 |
| $1,000 | $1,222 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,392 |
| 50/100 | $1,526 |
| 100/300 | $1,639 |
| 250/500 | $1,931 |
| 100 CSL | $1,571 |
| 300 CSL | $1,819 |
| 500 CSL | $1,999 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,600 |
| 20 | $5,158 |
| 30 | $3,082 |
| 40 | $3,024 |
| 50 | $2,890 |
| 60 | $2,864 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $74 |
| Homeowner | $21 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $62 |
| Advance Quote | $68 |
| Online Quote | $97 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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