Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Average auto insurance rates for a Nissan Versa are $1,346 annually including full coverage. Comprehensive insurance costs around $248, collision insurance costs $524, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, and high-risk coverage costs $2,938 or more. 16-year-old drivers receive the highest rates at up to $5,136 a year.

Average premium for full coverage: $1,346

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Versa trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than congested cities. The price range example below illustrates the difference location can make on auto insurance rates.

These examples highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Nissan Versa insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $769
• Choosing higher $1,000 deductibles can save about $176 every year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,346
• Buying more expensive low deductibles for comp and collision coverage costs an additional $342 annually
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,938
• The cost with full coverage for a 16-year-old driver with full coverage can be $5,136 each year

View Chart as Image

Car insurance rates for a Nissan Versa can also vary considerably based on the trim level of your Versa, your driving characteristics, and deductibles and policy limits.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,300 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged as much as $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance ranges from 43% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $520 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Nissan Versa insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,920 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Nissan Versa Insurance

Saving money on insurance for a Nissan Versa takes being a good driver, having a good credit score, not filing small claims, and consideration of higher deductibles. Make time to compare rates every couple of years by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following list is a review of the material that was touched on in this article.

• Insureds who may need an increased level of liability coverage will pay around $460 per year to raise limits from a minimum limit to higher 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, as much as $428 per month if comprehensive and collision insurance is included
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,590 more every year than a safer driver
• Increasing deductibles could save up to $525 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.