Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

The average insurance rates for a Nissan Versa are $1,346 a year for full coverage insurance. Comprehensive insurance costs on average $248, collision insurance costs $524, and liability insurance costs around $416. Liability-only insurance costs as low as $474 a year, and high-risk driver insurance costs $2,938 or more. 16-year-old drivers cost the most to insure at up to $5,136 a year.

Average premium for full coverage: $1,346

Policy rates by type of insurance:

Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for all Versa models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than congested cities. The example below illustrates how where you live affects car insurance rates.

The examples above illustrate why everyone should compare prices based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Nissan Versa insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $769
• Using higher $1,000 deductibles will save around $176 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,346
• Buying pricier low deductibles for physical damage coverage will cost an extra $342 a year
• Drivers with multiple tickets or accidents could pay upwards of $2,938
• Policy cost for full coverage for a teen driver for full coverage may cost $5,136 or more

View Chart as Image

Auto insurance rates for a Nissan Versa also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $5,100 a year. View Rates by Age

Your home state has a huge impact on Nissan Versa insurance rates. A driver around age 40 might see rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,820 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $520 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. Nissan Versa insurance for high-risk drivers can be anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Nissan Versa Insurance

Finding cheaper rates on Nissan Versa insurance requires not taking risks behind the wheel, having good credit, being claim-free, and deciding if full coverage is necessary. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a review of the ideas that were touched on in the above illustrations.

• Teens are charged the highest rates, possibly costing $428 each month if they have full coverage
• High-risk drivers who have several accidents or serious violations pay an average of $1,590 more each year for Versa insurance
• Increasing comprehensive and collision deductibles can save around $525 each year
• It is possible to save as much as $160 per year just by quoting online well ahead of the renewal date

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.