Nissan Versa Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 22, 2024
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If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you.
Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.
In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.
Estimated auto insurance rates for a Nissan Versa are $1,346 annually for full coverage. Comprehensive costs approximately $248 each year, collision insurance costs $524, and liability costs $416. A liability-only policy costs as little as $474 a year, and high-risk insurance costs around $2,938. 16-year-old drivers pay the most at up to $5,136 a year.
Average premium for full coverage: $1,346
Premium estimates by type of coverage:
Rate estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Versa models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Nissan Versa range from as cheap as $474 for your basic liability-only policy to a high rate of $2,938 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Your location can make a big difference on car insurance rates. Rural locations are statistically proven to have fewer accident claims than congested cities. The graphic below illustrates how where you live affects auto insurance prices.
These rate differences show why all drivers should compare rates using their specific location and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Nissan Versa insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $769
- Drivers who choose higher $1,000 deductibles will pay $176 a year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,346
- Buying low deductibles for comprehensive and collision insurance will cost $1,688
- Drivers with multiple tickets or accidents could pay around $2,938
- An auto insurance policy with full coverage for a 16-year-old driver can cost $5,136 a year
Auto insurance prices for a Nissan Versa also have a wide range based on the model of your Versa, your driver profile, and physical damage deductibles and liability limits.
More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they will have to pay in the ballpark of $5,100 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost from 43% to 132% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $520 annually, whereas increasing liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live makes a big difference in Nissan Versa insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or at least $1,920 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,218 | -$128 | -9.5% |
| Alaska | $1,034 | -$312 | -23.2% |
| Arizona | $1,118 | -$228 | -16.9% |
| Arkansas | $1,346 | -$0 | 0.0% |
| California | $1,532 | $186 | 13.8% |
| Colorado | $1,286 | -$60 | -4.5% |
| Connecticut | $1,384 | $38 | 2.8% |
| Delaware | $1,522 | $176 | 13.1% |
| Florida | $1,684 | $338 | 25.1% |
| Georgia | $1,242 | -$104 | -7.7% |
| Hawaii | $966 | -$380 | -28.2% |
| Idaho | $910 | -$436 | -32.4% |
| Illinois | $1,002 | -$344 | -25.6% |
| Indiana | $1,012 | -$334 | -24.8% |
| Iowa | $910 | -$436 | -32.4% |
| Kansas | $1,282 | -$64 | -4.8% |
| Kentucky | $1,836 | $490 | 36.4% |
| Louisiana | $1,994 | $648 | 48.1% |
| Maine | $828 | -$518 | -38.5% |
| Maryland | $1,110 | -$236 | -17.5% |
| Massachusetts | $1,076 | -$270 | -20.1% |
| Michigan | $2,338 | $992 | 73.7% |
| Minnesota | $1,126 | -$220 | -16.3% |
| Mississippi | $1,612 | $266 | 19.8% |
| Missouri | $1,194 | -$152 | -11.3% |
| Montana | $1,446 | $100 | 7.4% |
| Nebraska | $1,062 | -$284 | -21.1% |
| Nevada | $1,614 | $268 | 19.9% |
| New Hampshire | $970 | -$376 | -27.9% |
| New Jersey | $1,502 | $156 | 11.6% |
| New Mexico | $1,192 | -$154 | -11.4% |
| New York | $1,418 | $72 | 5.3% |
| North Carolina | $776 | -$570 | -42.3% |
| North Dakota | $1,100 | -$246 | -18.3% |
| Ohio | $932 | -$414 | -30.8% |
| Oklahoma | $1,382 | $36 | 2.7% |
| Oregon | $1,234 | -$112 | -8.3% |
| Pennsylvania | $1,284 | -$62 | -4.6% |
| Rhode Island | $1,794 | $448 | 33.3% |
| South Carolina | $1,218 | -$128 | -9.5% |
| South Dakota | $1,138 | -$208 | -15.5% |
| Tennessee | $1,178 | -$168 | -12.5% |
| Texas | $1,622 | $276 | 20.5% |
| Utah | $998 | -$348 | -25.9% |
| Vermont | $922 | -$424 | -31.5% |
| Virginia | $806 | -$540 | -40.1% |
| Washington | $1,042 | -$304 | -22.6% |
| West Virginia | $1,234 | -$112 | -8.3% |
| Wisconsin | $932 | -$414 | -30.8% |
| Wyoming | $1,198 | -$148 | -11.0% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Versa 1.6 SEDAN | $1,182 | $99 |
| Nissan Versa 1.8 S Hatchback | $1,334 | $111 |
| Nissan Versa 1.8 S SEDAN | $1,334 | $111 |
| Nissan Versa 1.8 SL Hatchback | $1,456 | $121 |
| Nissan Versa 1.8 SL SEDAN | $1,456 | $121 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Nissan Versa | $256 | $536 | $398 | $1,348 |
| 2023 Nissan Versa | $248 | $524 | $416 | $1,346 |
| 2022 Nissan Versa | $240 | $502 | $430 | $1,330 |
| 2021 Nissan Versa | $226 | $484 | $442 | $1,310 |
| 2020 Nissan Versa | $218 | $450 | $452 | $1,278 |
| 2019 Nissan Versa | $208 | $424 | $456 | $1,246 |
| 2018 Nissan Versa | $200 | $380 | $460 | $1,198 |
| 2017 Nissan Versa | $188 | $350 | $460 | $1,156 |
| 2016 Nissan Versa | $180 | $328 | $464 | $1,130 |
| 2015 Nissan Versa | $176 | $306 | $474 | $1,114 |
| 2014 Nissan Versa | $164 | $284 | $474 | $1,080 |
| 2013 Nissan Versa | $158 | $258 | $478 | $1,052 |
| 2012 Nissan Versa | $148 | $236 | $474 | $1,016 |
| 2011 Nissan Versa | $140 | $214 | $474 | $986 |
| 2009 Nissan Versa | $132 | $188 | $460 | $938 |
| 2008 Nissan Versa | $130 | $178 | $452 | $918 |
| 2007 Nissan Versa | $120 | $170 | $446 | $894 |
Rates are averaged for all Nissan Versa models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Nissan Versa Insurance
Finding better rates on insurance for a Nissan Versa not only requires being a safe and courteous driver, but also having above-average credit, not filing small claims, and possibly higher deductibles. Take the time to comparison shop at every other renewal by requesting quotes from direct carriers, and also from several local insurance agents.
Below is a brief recap of the concepts that were touched on in the above illustrations.
- Drivers considered higher risk who tend to receive serious violations pay on average $1,590 more per year for auto insurance
- Teenage drivers have the highest car insurance prices, as much as $428 per month if full coverage is included
- Drivers can save around $160 per year just by quoting online in advance
- Increasing policy deductibles could save up to $525 each year
- Drivers can save around $160 per year just by quoting online in advance
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.
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What are the safety ratings of the Nissan Versa Note?
The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.
Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.
- Small overlap front (driver-side): N/R
- Small overlap front (passenger-side): N/R
- Moderate overlap front: Good
- Side: N/R
- Roof strength: N/R
- Head restraints and seats: N/R
For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.
Nissan Versa Note Compared Against Other Vehicles in the Same Class
If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.
Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.
Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,136 |
| 20 | $3,148 |
| 30 | $1,400 |
| 40 | $1,346 |
| 50 | $1,232 |
| 60 | $1,210 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,688 |
| $250 | $1,528 |
| $500 | $1,346 |
| $1,000 | $1,170 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,346 |
| 50/100 | $1,539 |
| 100/300 | $1,643 |
| 250/500 | $1,914 |
| 100 CSL | $1,581 |
| 300 CSL | $1,810 |
| 500 CSL | $1,976 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,322 |
| 20 | $5,016 |
| 30 | $2,996 |
| 40 | $2,938 |
| 50 | $2,806 |
| 60 | $2,782 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $72 |
| Homeowner | $20 |
| 5-yr Accident Free | $101 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $62 |
| Advance Quote | $68 |
| Online Quote | $95 |
| Total Discounts | $577 |
Discounts are estimated and may not be available from every company or in every state.
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