Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated auto insurance rates for a Nissan Versa are $1,346 annually for full coverage. Comprehensive insurance costs an estimated $248 each year, collision costs $524, and liability costs $416. A policy with only liability insurance costs as little as $474 a year, with a high-risk policy costing $2,938 or more. Teens pay the most at $5,136 a year or more.

Average premium for full coverage: $1,346

Premium estimates broken down by type of coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Versa models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on insurance rates. More rural locations are statistically proven to have fewer accident claims than cities with more traffic congestion.

The graphic below illustrates how geographic area affects insurance prices.

These rate differences show why all drivers should compare rates for a targeted area and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Nissan Versa insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $769
• Drivers who choose higher $1,000 deductibles will pay approximately $176 a year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,346
• Selecting low deductibles for comprehensive and collision insurance costs an additional $342 every year
• Higher-risk drivers with serious driving violations could pay up to $2,938 or more
• An auto insurance policy with full coverage for a teen driver can cost as much as $5,136 a year

View Chart as Image

Car insurance prices for a Nissan Versa also have a wide range based on the model of your Versa, your driver profile, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $520 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Nissan Versa insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison and see which company has the best price. Every company calculates prices differently, so rate quotes will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan Versa Insurance

Finding better rates on car insurance not only requires avoiding accidents and claims, but also having a good credit score, not filing small claims, and not having any coverage lapses. Invest the time to compare rates at least every other year by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The points below are a recap of the car insurance concepts presented in the illustrations above.

• Higher risk drivers that have major violations or accidents may pay on average $1,590 more annually to insure a Nissan Versa
• Drivers can save approximately $160 per year simply by quoting online in advance
• Increasing policy deductibles could save up to $525 each year
• Policyholders who want increased liability limits will pay approximately $460 each year to go from 30/60 bodily injury limits to higher 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.