Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Average insurance rates for a Nissan Versa are $1,348 a year for full coverage insurance. Comprehensive costs around $256, collision insurance costs $536, and liability costs around $398. A liability-only policy costs as low as $460 a year, and high-risk insurance costs around $2,942. 16-year-old drivers receive the highest rates at up to $5,118 a year.

Average premium for full coverage: $1,348

Rate estimates for individual coverage type:

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for all Versa models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than congested cities. The example below illustrates the difference between rural and urban areas on auto insurance rates.

These examples illustrate why everyone should compare prices for a specific zip code and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Nissan Versa insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $770
• Using higher $1,000 deductibles will save about $178 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,348
• Buying pricier low deductibles for physical damage coverage will increase the cost to $1,702
• High-risk insureds with multiple tickets or accidents could pay at least $2,942
• The cost for full coverage for a 16-year-old driver for full coverage can be $5,118 or more

View Chart as Image

Insurance rates for a Nissan Versa can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,300 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay as much as $5,100 a year. View Rates by Age

Where you live has a huge impact on Nissan Versa insurance prices. A driver around age 40 might see rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,820 on average in Michigan, New York, and Florida.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $540 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $358 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,600 to $2,200 extra per year, depending on your age. Nissan Versa insurance for high-risk drivers can be from 43% to 132% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Versa Insurance

Saving money on insurance for a Nissan Versa requires being safe and accident-free, maintaining good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates every couple of years by getting quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a quick review of the material that was covered above.

• Insureds who may need more liability protection will pay around $440 annually to increase from a minimum limit to 250/500 limits
• Youthful drivers pay higher rates, costing up to $427 per month for full coverage
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,590 more every year than a low-risk driver
• Increasing deductibles can save around $525 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.