Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Average auto insurance rates for a Nissan Versa are $1,346 annually with full coverage. Comprehensive insurance costs on average $248 each year, collision costs $524, and liability coverage costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing $2,938 or more. 16-year-old drivers receive the highest rates at $5,136 a year or more.

Average premium for full coverage: $1,346

Rate estimates by individual coverage type:

Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and Versa models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on auto insurance rates. Rural areas tend to have fewer collision claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

These examples demonstrate why all drivers should compare rates based on a specific location and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Nissan Versa insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $769
• Drivers who choose higher $1,000 deductibles will pay around $176 annually
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,346
• Buying low deductibles for comprehensive and collision insurance costs an additional $342 each year
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,938 or more
• The cost with full coverage for a teenage driver may cost $5,136 a year

View Chart as Image

Insurance rates for a Nissan Versa can also vary considerably based on the trim level of your Versa, your driving record, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers can cost around 43% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $520 a year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Nissan Versa insurance rates. A 40-year-old driver could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or at least $1,820 on average in Florida, Michigan, and New York.

View Chart as Image

With so much variability in rates, the best way to find out exactly what you will pay is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, so the rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan Versa Insurance

Saving money on auto insurance not only requires being a low-risk driver, but also having a good credit history, eliminating unnecessary coverage, and bundling your home and auto policies. Set aside time to compare rates every time your policy renews by getting rate quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

The items below are a recap of the information covered above.

• You may be able to save as much as $160 per year simply by quoting online in advance
• Teen drivers pay the highest rates, with premiums as much as $428 per month including comprehensive and collision insurance
• Increasing deductibles could save up to $525 each year
• Drivers that have major violations or accidents pay an average of $1,590 more each year to insure their Versa
• Consumers who require more liability coverage will pay around $460 every year to go from a minimum limit to higher 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.