Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated insurance prices for a Nissan Versa are $1,348 every 12 months with full coverage. Comprehensive insurance costs approximately $256, collision costs $536, and liability is estimated at $398. A policy with only liability insurance costs approximately $460 a year, with a high-risk policy costing $2,942 or more. Teens pay the most at $5,118 a year or more.

Average premium for full coverage: $1,348

Premium estimates by type of coverage:

Prices are based on $500 deductible amounts, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for all Versa models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion.

The example below illustrates how location impacts auto insurance prices.

These rate differences demonstrate why everyone should get quotes using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Nissan Versa insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $770
• Choosing higher $1,000 deductibles can save $178 annually
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,348
• Selecting pricier low deductibles for comp and collision coverage costs an extra $354 annually
• Higher-risk drivers with serious driving violations could pay around $2,942 or more
• An auto insurance policy to insure a 16-year-old driver for full coverage can cost $5,118 each year

View Chart as Image

Car insurance prices for a Nissan Versa also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Versa.

Choosing higher comprehensive and collision insurance deductibles can save as much as $540 annually, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 extra annually, depending on your age. Nissan Versa insurance for high-risk drivers ranges from 43% to 132% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Nissan Versa insurance prices. A good driver about age 40 could pay as low as $970 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,820 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to regularly compare prices from multiple companies. Each auto insurer calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Nissan Versa Insurance

Finding better rates on insurance for a Nissan Versa takes having a good driving record, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Spend time shopping around every time your policy renews by getting rate quotes from direct companies, and also from insurance agencies where you live.

The next list is a brief review of the information touched on above.

• You may be able to save around $160 per year simply by quoting online well ahead of the renewal date
• Drivers age 20 and younger pay the highest auto insurance prices, possibly costing $427 per month if the policy includes full coverage
• Increasing policy deductibles could save as much as $525 each year
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,590 more per year to buy Nissan Versa insurance
• Insureds who purchase increased levels of liability coverage will pay approximately $440 every year to raise limits from 30/60 bodily injury limits to a 250/500 level

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.