Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

The average auto insurance rates for a Nissan Versa are $1,346 annually with full coverage. Comprehensive insurance costs around $248 a year, collision insurance costs $524, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, and high-risk coverage costs $2,938 or more. 16-year-old drivers cost the most to insure at up to $5,136 a year.

Average premium for full coverage: $1,346

Policy rates for type of insurance:

Includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Versa trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are shown to have fewer collision claims than congested cities. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above demonstrate why it is important to get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Nissan Versa insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $769
• Choosing higher $1,000 deductibles can save about $1,170 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,346
• Buying low $100 deductibles for comp and collision coverage costs an additional $342 annually
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,938
• Policy cost with full coverage for a 16-year-old driver can be $5,136 each year

View Chart as Image

Insurance rates for a Nissan Versa also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $5,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy ranges from 43% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $520 annually, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Nissan Versa insurance prices. A good driver about age 40 could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or at least $1,820 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Nissan Versa Insurance

Finding cheaper rates on insurance for a Nissan Versa takes having a good driving record, having good credit, not filing small claims, and deciding if full coverage is necessary. Make time to compare rates every other policy renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a recap of the ideas that were touched on in this article.

• Drivers age 20 and younger are charged the highest rates, as much as $428 each month if they have full coverage
• Drivers considered higher risk that have major violations or accidents may pay on average $1,590 more every year to buy Nissan Versa insurance
• Increasing comprehensive and collision deductibles could save up to $525 each year
• You may be able to save up to $160 per year just by quoting early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.