Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

U.S. average auto insurance rates for a Nissan Versa are $1,346 annually for full coverage. Comprehensive costs approximately $248, collision costs $524, and liability costs $416. A policy with just liability insurance costs as little as $474 a year, with coverage for high-risk drivers costing around $2,938. Teen drivers pay the highest rates at $5,136 a year or more.

Average premium for full coverage: $1,346

Price estimates by individual coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all states and for all Versa models.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural locations have fewer accident claims than larger metro areas.

The example below illustrates how location helps determine auto insurance prices.

The ranges above show why everyone should compare rates using their specific location and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Nissan Versa insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $769
• Drivers who choose higher $1,000 deductibles will pay $176 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,346
• Choosing pricier low deductibles for comprehensive and collision insurance will cost $1,688
• Drivers with multiple violations and an at-fault accident could pay around $2,938 or more
• The price with full coverage for a 16-year-old driver for full coverage can cost $5,136 a year

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Insurance prices for a Nissan Versa are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Nissan Versa insurance for high-risk drivers can cost from 43% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $520 annually, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Nissan Versa insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or as much as $1,920 on average in New York, Louisiana, and Michigan.

View Chart as Image

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to regularly compare prices from multiple companies. Every company uses a different rate calculation, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap Nissan Versa Insurance

Getting lower rates on insurance for a Nissan Versa not only requires being a good driver, but also having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Invest time comparing rates once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a brief summary of the data that was covered in the charts and tables above.

• Drivers can save around $160 per year simply by quoting online well ahead of the renewal date
• Insureds who purchase an increased level of liability coverage will pay about $460 each year to go from a low limit to higher 250/500 limits
• Drivers age 16 to 20 are expensive to insure, with premiums as much as $428 a month including comprehensive and collision insurance
• Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,590 more per year than a safer driver

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.