Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated insurance rates for a Nissan Versa are $1,348 a year for full coverage. Comprehensive costs an estimated $256 each year, collision costs $536, and liability coverage costs $398. A policy with only liability insurance costs as little as $460 a year, with a high-risk policy costing around $2,942. Teenage drivers pay the most at $5,118 a year or more.

Average premium for full coverage: $1,348

Premium estimates broken down by type of coverage:

These estimates include $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Versa models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than densely populated cities.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

These rate differences show why all drivers should compare rates for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Nissan Versa insurance rates for other coverage scenarios.

• The best discount rate is $770
• Drivers who choose higher $1,000 deductibles will pay approximately $178 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,348
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,702
• High-risk insureds who are prone to accidents and violations could pay up to $2,942 or more
• An auto insurance policy that insures a teenage driver can cost as much as $5,118 a year

View Chart as Image

Car insurance prices for a Nissan Versa also have a wide range based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged at least $5,100 a year. View Rates by Age

Where you choose to live makes a big difference in Nissan Versa insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,930 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $540 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Versa Insurance

Finding better rates on auto insurance not only requires being safe and accident-free, but also having a positive credit history, not filing small claims, and not having any coverage lapses. Compare prices once a year by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

Below you'll find a brief summary of the data that was covered above.

• Drivers can save approximately $160 per year simply by quoting online in advance
• Consumers who want more liability protection will pay an extra $440 each year to go from 30/60 bodily injury limits to the 250/500 level
• Youthful drivers have the highest car insurance prices, as much as $427 per month if full coverage is purchased
• Drivers that tend to have accidents or serious violations may pay on average $1,590 more annually than a low-risk driver

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.