Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

Estimated auto insurance rates for a Nissan Versa are $1,346 annually with full coverage. Comprehensive insurance costs an estimated $248, collision costs $524, and liability coverage costs around $416. Liability-only coverage costs as low as $474 a year, with high-risk coverage costing $2,938 or more. Teenage drivers pay the most at $5,136 a year or more.

Average premium for full coverage: $1,346

Premium estimates broken down by type of coverage:

Rates are based on $500 deductible amounts, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for all Versa models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. More rural locations are statistically proven to have fewer collision claims than densely populated cities.

The example below illustrates how where you live affects insurance prices.

These rate differences demonstrate why everyone should compare prices for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Nissan Versa insurance rates for other coverage scenarios.

• The best discount rate is $769
• Using higher $1,000 deductibles will save approximately $176 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,346
• Using pricier low deductibles for physical damage coverage costs an additional $342 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,938 or more
• An auto insurance policy with full coverage for a teenage driver for full coverage can cost as much as $5,136 or more

View Chart as Image

Insurance prices for a Nissan Versa also have a wide range based on the model of your Versa, your driving record, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $5,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,600 to $2,200 extra annually, depending on your age. Nissan Versa insurance for high-risk drivers can be around 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $520 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Nissan Versa insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,820 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out which insurance company is cheapest is to regularly compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Nissan Versa Insurance

Finding better rates on auto insurance requires having a good driving record, having a good credit history, being claim-free, and taking advantage of discounts. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct companies, and also from several local insurance agents.

The next list is a quick review of the data touched on in the above illustrations.

• Consumers who want increased levels of liability coverage will pay an extra $460 every year to increase from 30/60 bodily injury limits to higher 250/500 limits
• You may be able to save approximately $160 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $525 each year
• Drivers age 20 and younger are charged the highest prices, possibly costing $428 per month including comprehensive and collision insurance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.