Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

U.S. average insurance rates for a Nissan Versa are $1,346 a year for full coverage insurance. Comprehensive insurance costs on average $248 each year, collision insurance costs $524, and liability costs $416. Liability-only coverage costs as little as $474 a year, and high-risk coverage costs $2,938 or more. Teens pay the highest rates at up to $5,136 a year.

Average premium for full coverage: $1,346

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Versa models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Rural areas have lower incidents of physical damage claims than cities with more traffic congestion. The graphic below illustrates how where you live affects car insurance rates.

The ranges above illustrate why all drivers should compare rates based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Nissan Versa insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $769
• Drivers who choose higher $1,000 deductibles will pay around $176 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,346
• Selecting low deductibles for comprehensive and collision insurance will cost an additional $342 every year
• Higher-risk drivers with serious driving violations could pay upwards of $2,938
• The price that insures a teen driver may cost $5,136 a year

View Chart as Image

Auto insurance prices for a Nissan Versa are also quite variable based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $5,100 a year. View Rates by Age

The state you live in makes a big difference in Nissan Versa insurance prices. A 40-year-old driver could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,820 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $520 every year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Versa Insurance

Getting lower rates on car insurance not only requires having a decent driving record, but also maintaining a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates every time your policy renews by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following items are a summary of the information touched on in the above illustrations.

• It is possible to save as much as $160 per year just by quoting online in advance
• 16 to 18-year-old drivers are charged the highest prices, as much as $428 a month if the policy includes full coverage
• Increasing physical damage deductibles can save approximately $525 each year
• Higher risk drivers who have multiple accidents or major violations may pay on average $1,590 more each year than a driver with a clean driving record
• Policyholders who require additional liability coverage will pay approximately $460 annually to go from a low limit to the 250/500 level

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.