Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

The average insurance rates for a Nissan Versa are $1,348 a year for full coverage. Comprehensive costs around $256, collision costs $536, and liability costs $398. Buying just liability costs as little as $460 a year, with insurance for high-risk drivers costing around $2,942. Teens cost the most to insure at $5,118 a year or more.

Average premium for full coverage: $1,348

Policy rates for type of insurance:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all Versa models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than cities with more traffic congestion.

The example below illustrates how location helps determine auto insurance rates.

The examples above show why everyone should compare rates for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Nissan Versa insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $770
• Drivers who choose higher $1,000 deductibles will pay about $178 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,348
• Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,702
• Higher-risk drivers with serious driving violations could pay at least $2,942 or more
• Policy cost that insures a teen driver for full coverage can be $5,118 a year

View Chart as Image

Insurance rates for a Nissan Versa also range considerably based on the model of your Versa, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,600 to $2,200 extra every year, depending on your age. Nissan Versa insurance for high-risk drivers can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay as much as $5,100 a year. View Rates by Age

Your home state makes a big difference in Nissan Versa insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,930 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $540 every year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know your exact price is to regularly compare rates and see which company has the best rate. Every company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Versa Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having above-average credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Compare rates once a year by getting quotes from direct carriers, and also from several local insurance agents.

The list below is a condensed summary of the data that was covered in the charts and tables above.

• Drivers can save up to $160 per year simply by quoting online well ahead of the renewal date
• Policyholders who may need higher liability limits will pay approximately $440 each year to go from a 30/60 limit to the 250/500 level
• Teenagers pay higher rates, costing up to $427 each month if full coverage is included
• Higher risk drivers with multiple at-fault accidents pay on average $1,590 more every year for car insurance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.