Nissan Versa Insurance Rates

If you are struggling to find the best Nissan Versa Note insurance rates, this article is for you. 

Drivers pay an average of $1,424 per year for Nissan Versa Note car insurance, and that can fluctuate based on a variety of factors, such as the age of the vehicle and whether you chose comprehensive coverage or liability insurance. For example, insurance for a Nissan Versa Note costs less if you drive an older model of the vehicle.

In order to adequately prepare yourself to shop for a policy like a pro, be sure to read through this detailed article. When you’re ready, be sure to enter your five-digit ZIP code to compare Nissan Versa car insurance rates from multiple companies.

U.S. average insurance prices for a Nissan Versa are $1,346 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $248 a year, collision costs $524, and liability insurance is $416. Liability-only insurance costs around $474 a year, with high-risk driver insurance costing $2,938 or more. 16-year-old drivers pay the highest rates at $5,136 a year or more.

Average premium for full coverage: $1,346

Price estimates broken down by individual coverage:

Prices are based on $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Versa trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations have more infrequent physical damage claims than congested cities.

The diagram below illustrates how rural and urban location affects insurance prices.

The ranges above illustrate why it is important to compare rates quotes for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Nissan Versa insurance rates for other coverage scenarios.

• The best full coverage rate is $769
• Raising to $1,000 deductibles will save approximately $1,170 each year
• The average price for the average middle-age driver who has $500 deductibles is $1,346
• Buying low $100 deductibles costs an extra $342 a year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,938 or more
• The price to insure a teen driver can cost as much as $5,136

View Chart as Image

Car insurance prices for a Nissan Versa are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles can reduce prices by up to $520 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,300 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged at least $5,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates

The state you live in also has a big influence on Nissan Versa insurance rates. A middle-age driver might find prices as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,820 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out which car insurance is cheapest is to get quotes from as many companies as possible. Every auto insurance company utilizes a different rate formula, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Affordable Nissan Versa Insurance

Getting lower rates on Nissan Versa insurance consists of being safe and accident-free, maintaining a good credit score, not filing small claims, and not having any coverage lapses. Set aside time to shop around every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief review of the material that was raised in the charts and tables above.

• Drivers who want more liability protection will pay around $460 annually to raise from a low limit to a 250/500 level
• Youthful drivers have the highest car insurance prices, as much as $428 a month if the policy includes full coverage
• High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,590 more annually than a low-risk driver
• Increasing physical damage deductibles could save as much as $525 each year

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Nissan Versa Note insurance cost. Take advantage of our free quote tool below to compare affordable Nissan Versa Note car insurance quotes from top companies right now.

What are the safety ratings of the Nissan Versa Note?

The safety ratings of the Nissan Versa Note are important to understand because your insurance provider is going to be interested in knowing about the durability of your car.

Take a look at the following crash test ratings of the Nissan Versa Note with results reported from the Insurance Institute for Highway Safety.

• Small overlap front (driver-side): N/R
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: N/R
• Roof strength: N/R
• Head restraints and seats: N/R

For a brief frame of reference, “Good” is the highest rating possible. The fact that the Nissan Versa Note received this score in the only part of the car that was tested is positive news.

Nissan Versa Note Compared Against Other Vehicles in the Same Class

If you are curious to know how the Nissan Versa Note stacks up to other similar models, take a look at the following minicars.

Each page provides information on the insurance rates for each comparable model so you can cross-reference them with the Nissan Versa Note.

• Chevrolet Spark
• Hyundai Accent
• Mitsubishi Mirage

Now that we have gone into great detail about how Nissan Versa Note insurance rates are calculated, you can feel confident comparison shopping for the best rates. Ready to buy Nissan Versa Note car insurance? Start comparing Nissan Versa Note quotes from multiple companies by taking advantage of our free online tool.