Scion xB Insurance Rates

Average auto insurance rates for a Scion xB are $832 annually for full coverage. Comprehensive insurance costs on average $116, collision insurance costs $116, and liability is estimated at $442. Liability-only coverage costs approximately $496 a year, and high-risk coverage costs $1,782 or more. Teens receive the highest rates at up to $3,476 a year.

Average premium for full coverage: $832

Rate estimates by individual coverage type:

Prices include $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and for all xB models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than cities with more traffic congestion. The example below illustrates how geographic area affects car insurance rates.

These examples show why everyone should get quotes based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Scion xB insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $522
• Choosing higher $1,000 deductibles can save around $52 a year
• The estimated rate for a 40-year-old driver with $500 deductibles is $832
• Selecting pricier low deductibles for comp and collision coverage costs an additional $98 every year
• Unlucky drivers with serious driving violations could pay upwards of $1,782
• The cost with full coverage for a teen driver for full coverage may cost $3,476 each year

View Chart as Image

Car insurance rates for a Scion xB can also vary considerably based on the trim level of your xB, your driver profile, and policy deductibles and limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $800 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $3,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,000 to $1,400 extra per year, depending on your age. Scion xB insurance for high-risk drivers ranges as much as 40% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $150 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $398 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Scion xB insurance prices. A good driver about age 40 could pay as low as $550 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,190 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Buy the Right Scion xB Insurance

Saving money on car insurance takes having a good driving record, having a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Invest the time to compare rates at every policy renewal by requesting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The next list is a quick rundown of the data presented in the illustrations above.

• Policyholders who require increased levels of liability coverage will pay approximately $490 each year to raise limits from a minimum limit to higher 250/500 limits
• Drivers can save as much as $90 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save up to $150 each year
• Drivers age 20 and younger are expensive to insure, costing as high as $290 per month if comprehensive and collision insurance is included