Scion xB Insurance Rates

U.S. average insurance rates for a Scion xB are $832 a year with full coverage. Comprehensive costs approximately $116 a year, collision insurance costs $116, and liability coverage is $442. Liability-only coverage costs around $496 a year, and high-risk coverage costs around $1,782. Teenage drivers pay the highest rates at up to $3,476 a year.

Average premium for full coverage: $832

Price estimates by individual coverage:

Rates are based on $500 deductible amounts, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and xB trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. Rural locations have lower incidents of collision claims than densely populated cities. The diagram below illustrates how location impacts auto insurance prices.

The ranges above demonstrate why it is important to compare rates quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Scion xB insurance rates for additional coverage and risk scenarios.

• The best discount rate is $522
• Raising to $1,000 deductibles will save $780 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $832
• Using low $100 deductibles bumps up the cost to $930
• Unlucky drivers who are prone to accidents and violations could pay around $1,782
• The price that insures a teenage driver can cost $3,476

View Chart as Image

Auto insurance prices for a Scion xB are also quite variable based on the trim level of your xB, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,000 to $1,400 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 40% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $800 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay in the ballpark of $3,400 a year. View Rates by Age

The state you live in also has a big influence on Scion xB insurance rates. A middle-age driver might find prices as low as $600 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,130 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $150 a year, while buying higher liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

How to Find the Best Cheap Scion xB Insurance

Getting lower rates on auto insurance consists of having a good driving record, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Compare prices every year by obtaining price quotes from direct companies, and also from local insurance agencies.

The next list is a quick review of the coverage data touched on above.

• You may be able to save around $90 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $150 each year
• Drivers age 20 and younger have the highest car insurance prices, costing up to $290 a month if the policy includes full coverage
• Drivers with a DUI or reckless driving violation may have to pay on average $950 more per year to buy Scion xB insurance