Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

The average insurance rates for a Buick Enclave are $1,320 a year for full coverage. Comprehensive insurance costs on average $260, collision insurance costs $446, and liability costs $456. A liability-only policy costs as little as $508 a year, and high-risk insurance costs $2,858 or more. Teens cost the most to insure at up to $5,040 a year.

Average premium for full coverage: $1,320

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all Enclave models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates the difference location can make on car insurance rates.

The examples above show why everyone should compare rates based on a specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Buick Enclave insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $767
• Drivers who choose higher $1,000 deductibles will pay around $160 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,320
• Selecting pricier low deductibles for comprehensive and collision insurance will cost an additional $312 every year
• Higher-risk drivers with serious driving violations could pay upwards of $2,858
• Policy cost that insures a teen driver for full coverage may cost $5,040 a year

View Chart as Image

Car insurance rates for a Buick Enclave also range considerably based on the model of your Enclave, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Buick Enclave insurance for high-risk drivers can cost as much as 44% to 135% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged upwards of $5,000 a year. View Rates by Age

Your home state makes a big difference in Buick Enclave insurance prices. A 40-year-old driver could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,890 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $480 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Buick Enclave Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and claims, but also having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Compare rates at every policy renewal by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The points below are a recap of the data touched on in this article.

• Policyholders who require increased liability limits will pay approximately $500 each year to go from a 30/60 limit to the 250/500 level
• Drivers can save as much as $160 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Drivers under the age of 20 are expensive to insure, costing up to $420 each month if full coverage is purchased

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.