Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

The average insurance prices for a Buick Enclave are $1,354 every 12 months with full coverage. Comprehensive insurance costs on average $270 a year, collision costs $474, and liability coverage costs around $452. Liability-only insurance costs as low as $504 a year, with high-risk driver insurance costing $2,934 or more. Teens cost the most to insure at $5,144 a year or more.

Average premium for full coverage: $1,354

Policy rates by type of insurance:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Enclave trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Rural areas are shown to have more infrequent collision claims than cities with more traffic congestion.

The diagram below illustrates how location impacts car insurance rates.

The examples above demonstrate why it is important to compare prices based on a specific location and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Buick Enclave insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $782
• Using higher $1,000 deductibles will save around $1,186 annually
• The average price for a good driver age 40 with $500 deductibles is $1,354
• Selecting low $100 deductibles for physical damage coverage costs an extra $328 each year
• Higher-risk drivers with serious driving violations could pay upwards of $2,934 or more
• Policy cost to insure a teenage driver may cost $5,144 or more

View Chart as Image

Auto insurance rates for a Buick Enclave also range considerably based on liability limits and deductibles, your driving record, and the trim level of your Enclave.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $500 a year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $5,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can be around 43% to 132% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on Buick Enclave insurance rates. A driver around age 40 might see rates as low as $980 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,830 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to get quotes and see how they stack up. Each insurance company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Buick Enclave Insurance

Finding cheaper rates on auto insurance requires being safe and accident-free, having a good credit score, not filing small claims, and taking advantage of discounts. Spend time shopping around every time your policy renews by quoting rates from direct companies, and also from local exclusive and independent agents.

Below you'll find a review of the information touched on above.

• You may be able to save as much as $160 per year simply by quoting early and online
• Youthful drivers are charged the highest rates, as much as $429 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save as much as $500 each year
• Drivers who have several accidents or serious violations may pay on average $1,580 more each year than a low-risk driver
• Consumers who require more liability protection will pay approximately $500 every year to increase from a 30/60 limit to a 250/500 level

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.