Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

The average insurance rates for a Buick Enclave are $1,354 a year including full coverage. Comprehensive insurance costs an estimated $270, collision insurance costs $474, and liability is $452. Liability-only insurance costs around $504 a year, and high-risk driver insurance costs $2,934 or more. 16-year-old drivers cost the most to insure at up to $5,144 a year.

Average premium for full coverage: $1,354

Policy rates broken down by type of insurance:

Prices are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all Enclave models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than congested cities. The example below illustrates the difference location can make on insurance prices.

The examples above highlight why everyone should compare rates quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Buick Enclave insurance rates for other coverage scenarios.

• The best full coverage rate is $782
• Raising to $1,000 deductibles will save approximately $168 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,354
• Buying pricier low deductibles will cost an additional $328 every year
• At-risk drivers with multiple tickets or accidents could pay up to $2,934
• Policy cost that insures a teen driver for full coverage can cost as much as $5,144

View Chart as Image

Auto insurance rates for a Buick Enclave also range considerably based on the model of your Enclave, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,600 to $2,200 in extra premium every year, depending on your age. Buick Enclave insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $5,100 a year. View Rates by Age

Your home state also has a big influence on Buick Enclave insurance prices. A middle-age driver might find rates as low as $1,040 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,930 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $500 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Buick Enclave Insurance

Finding cheaper rates on car insurance consists of being a low-risk driver, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Comparison shop at every other renewal by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The items below are a brief review of the concepts that were touched on in this article.

• Higher risk drivers with DUI or reckless driving convictions could be charged and average of $1,580 more annually to insure their Enclave
• Teen drivers are the costliest to insure, with premiums being up to $429 each month if the policy includes full coverage
• You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.