Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

The average insurance rates for a Buick Enclave are $1,320 a year with full coverage. Comprehensive insurance costs around $260 each year, collision insurance costs $446, and liability coverage is $456. Liability-only coverage costs around $508 a year, and high-risk coverage costs $2,858 or more. 16-year-old drivers cost the most to insure at up to $5,040 a year.

Average premium for full coverage: $1,320

Policy rates for type of insurance:

Prices are based on $500 deductible amounts, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Enclave models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than congested cities. The graphic below illustrates how your location can change auto insurance rates.

The examples above demonstrate why all drivers should compare rates quotes for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Buick Enclave insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $767
• Raising to $1,000 deductibles will save about $160 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,320
• Buying low deductibles will cost an additional $312 each year
• Unlucky drivers with multiple tickets or accidents could pay at least $2,858
• Policy cost that insures a teenage driver can be $5,040

View Chart as Image

Insurance rates for a Buick Enclave also range considerably based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 135% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Your home state also has a big influence on Buick Enclave insurance rates. A middle-age driver might find rates as low as $950 a year in states like New Hampshire, Ohio, and Utah, or at least $1,780 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $480 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Buick Enclave Insurance

Finding cheaper rates on auto insurance consists of having a good driving record, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Comparison shop every other policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.

The next list is a brief review of the ideas that were illustrated above.

• Drivers age 20 and younger are charged the highest rates, as much as $420 each month if comprehensive and collision insurance is included
• Drivers with DUI or reckless driving convictions may pay on average $1,540 more every year to buy Buick Enclave insurance
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• You may be able to save up to $160 per year just by quoting online in advance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.