Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated auto insurance rates for a Buick Enclave are $1,320 annually for full coverage insurance. Comprehensive insurance costs approximately $260, collision costs $446, and liability is $456. Liability-only coverage costs around $508 a year, with high-risk coverage costing $2,858 or more. Teens pay the most at $5,040 a year or more.

Average premium for full coverage: $1,320

Premium estimates by type of coverage:

Price estimates include $500 deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for all Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion.

The example below illustrates the difference location can make on auto insurance prices.

These rate differences illustrate why everyone should compare rates quotes using their specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Buick Enclave insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $767
• Raising to $1,000 deductibles will save $160 each year
• The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,320
• Selecting pricier low deductibles costs an additional $312 every year
• At-risk drivers with serious driving violations could pay around $2,858 or more
• An auto insurance policy with full coverage for a teen driver for full coverage can cost $5,040

View Chart as Image

Insurance prices for a Buick Enclave also have a wide range based on the model of your Enclave, your risk profile, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,200 extra annually, depending on your age. Buick Enclave insurance for high-risk drivers is expensive and can cost as much as 44% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $480 every year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Buick Enclave insurance prices. A middle-age driver might find prices as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,780 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to regularly compare prices and see which company has the best price. Every auto insurance company calculates prices differently, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Buick Enclave Insurance

Finding better rates on car insurance consists of not taking risks behind the wheel, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Make time to compare rates every year by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

The following is a condensed summary of the coverage data touched on in this article.

• It is possible to save around $160 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save up to $475 each year
• Teens are expensive to insure, with premiums being up to $420 per month including comprehensive and collision insurance
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,540 more per year for Enclave insurance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.