Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

U.S. average insurance rates for a Buick Enclave are $1,320 a year including full coverage. Comprehensive insurance costs an estimated $260, collision insurance costs $446, and liability costs $456. Buying just liability costs as little as $508 a year, and insurance for high-risk drivers costs $2,858 or more. 16-year-old drivers pay the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,320

Price estimates broken down by individual coverage:

Includes $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Enclave models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. More rural locations have a lower frequency of comprehensive and collision claims than congested cities. The example below illustrates the effect of geographic area on insurance prices.

The ranges above highlight why everyone should compare rates for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Buick Enclave insurance rates for other coverage scenarios.

• The best full coverage rate is $767
• Drivers who choose higher $1,000 deductibles will pay approximately $160 every year
• The average rate for the average middle-age driver who has $500 deductibles is $1,320
• Buying pricier low deductibles for comprehensive and collision insurance will cost an extra $312 every year
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,858
• The price for full coverage for a teen driver for full coverage can cost as much as $5,040 a year

View Chart as Image

Insurance prices for a Buick Enclave are also quite variable based on your driving record, the model of your Enclave, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age

The state you live in makes a big difference in Buick Enclave insurance prices. A 40-year-old driver could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,890 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $480 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying $1,600 to $2,200 additional each year, depending on your age. Buick Enclave insurance for high-risk drivers can cost as much as 44% to 135% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Buick Enclave Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having a good credit history, being claim-free, and possibly raising deductibles. Take the time to compare rates every year by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a recap of the coverage data covered in the above illustrations.

• You may be able to save approximately $160 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save around $475 each year
• Teenage drivers are expensive to insure, possibly costing $420 a month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents may pay on average $1,540 more annually for auto insurance

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.