Buick Enclave Insurance Rates

The average Buick Enclave insurance costs drivers $1,472 a year for full coverage. This figure is based on a variety of individual factors such as your age, location, and the model year of your car. 

For example, if you searching for cheap Buick Enclave insurance rates and ever asked “How much does a 2012 Buick Enclave cost?” the answer is that it’s much more affordable than the cost of a 2017 Buick Enclave.

In order to cut through all of the hypothetical scenarios you can imagine, simply enter your ZIP code into our free tool to start comparing Buick Enclave insurance quotes from multiple companies now.

Estimated insurance rates for a Buick Enclave are $1,320 a year including full coverage. Comprehensive costs approximately $260, collision costs $446, and liability coverage costs $456. A policy with only liability insurance costs as little as $508 a year, with a high-risk policy costing around $2,858. Teen drivers pay the most at $5,040 a year or more.

Average premium for full coverage: $1,320

Premium estimates by type of coverage:

Rate estimates include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all Enclave models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences highlight why everyone should compare rates using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Buick Enclave insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $767
• Drivers who choose higher $1,000 deductibles will pay $160 every year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,320
• Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,632
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,858 or more
• An auto insurance policy for full coverage for a teenage driver for full coverage can cost $5,040 a year

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Car insurance prices for a Buick Enclave also have a wide range based on your driving characteristics, the model of your Enclave, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Buick Enclave insurance rates. A 40-year-old driver could pay as low as $1,010 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,890 on average in Louisiana, New York, and Michigan.

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Choosing high deductibles could save up to $480 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,200 extra annually, depending on your age. Buick Enclave insurance for high-risk drivers can cost around 44% to 135% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Buick Enclave Insurance

Finding better rates on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, refrain from filing small claims, and avoiding coverage lapses. Set aside time to compare rates every other policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a brief recap of the ideas that were covered above.

• Teenage drivers pay the highest auto insurance prices, with the cost nearing $420 per month if full coverage is included
• Drivers who tend to receive serious violations could be forced to pay on average $1,540 more per year for auto insurance
• Increasing policy deductibles can save around $475 each year
• You may be able to save around $160 per year simply by quoting online well ahead of the renewal date

Now that you have a better understanding of how Buick Enclave insurance cost are calculated, the next step is to find out what your policy might look like. Take advantage of our free quote tool below to compare Buick Enclave insurance rates from multiple companies.

What are the Buick Enclave safety ratings?

It’s important to consider the safety ratings of the Buick Enclave so you can have a better understanding of where you might be eligible for discounts on your policy.

The ratings below show the breakdown of the crash test ratings for the Buick Enclave with results reported from the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): N/R
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good 
• Head restraints and seats: Good

For a frame of reference, the “Good” rating administered by the IIHS is the highest rating possible, meaning that Buick Enclave insurance rates should be favorable.

Buick Enclave Compared Against Other Vehicles in the Same Class

Classified as a midsize SUV, the Buick Enclave has an above-average curb weight, which is another positive contributing factor to its overall safety rating.

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Chevrolet Trax.

• Dodge Journey
• GMC Acadia
• Mazda CX-9

Now that we have gone into great detail about how insurance rates are calculated, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Buick Enclave insurance quotes from multiple providers today.