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Chevrolet Malibu Hybrid Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 9, 2020

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Average insurance rates for a Chevrolet Malibu Hybrid are $1,344 a year for full coverage. Comprehensive costs an estimated $282, collision insurance costs $506, and liability costs around $398. A liability-only policy costs as low as $460 a year, and high-risk insurance costs around $2,908. 16-year-old drivers receive the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,344

Rate estimates broken down by individual coverage type:

Comprehensive $282
Collision $506
Liability $398

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all Malibu Hybrid models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from the low end price of $460 for the bare minimum liability coverage to the much higher price of $2,908 for a driver who has had serious violations or accidents.

Liability Only $460
Full Coverage $1,344
High Risk $2,908

Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations tend to have lower incidents of accident claims than congested cities. The example below illustrates how location helps determine insurance prices.

Rural Areas $1,008
Small Cities $1,411
Large Cities $1,814

These examples show why everyone should compare prices for a targeted area, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Chevrolet Malibu Hybrid insurance rates for other coverage scenarios.

  • The best full coverage rate is $777
  • Using higher $1,000 deductibles will save approximately $178 a year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,344
  • Buying pricier low deductibles for physical damage coverage bumps up the cost to $1,692
  • High-risk insureds with multiple tickets or accidents could pay up to $2,908
  • The cost that insures a 16-year-old driver for full coverage can cost as much as $5,040 or more

View Chart as Image

Chevrolet Malibu Hybrid insurance cost comparison chart
Column chart showing Chevrolet Malibu Hybrid insurance rates range from $777 to $5,040 for full coverage

Insurance rates for a Chevrolet Malibu Hybrid can also vary considerably based on the model of your Malibu Hybrid, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,600 to $2,200 extra per year, depending on your age. Chevrolet Malibu Hybrid insurance for high-risk drivers can be from 44% to 133% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $5,000 a year. View Rates by Age

Where you live has a huge impact on Chevrolet Malibu Hybrid insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Iowa, Maine, and Idaho, or at least $1,920 on average in New York, Louisiana, and Michigan.

Chevrolet Malibu Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,216 -$128 -9.5%
Alaska $1,032 -$312 -23.2%
Arizona $1,116 -$228 -17.0%
Arkansas $1,344 -$0 0.0%
California $1,534 $190 14.1%
Colorado $1,284 -$60 -4.5%
Connecticut $1,384 $40 3.0%
Delaware $1,522 $178 13.2%
Florida $1,684 $340 25.3%
Georgia $1,242 -$102 -7.6%
Hawaii $966 -$378 -28.1%
Idaho $910 -$434 -32.3%
Illinois $1,004 -$340 -25.3%
Indiana $1,012 -$332 -24.7%
Iowa $908 -$436 -32.4%
Kansas $1,280 -$64 -4.8%
Kentucky $1,836 $492 36.6%
Louisiana $1,990 $646 48.1%
Maine $830 -$514 -38.2%
Maryland $1,108 -$236 -17.6%
Massachusetts $1,078 -$266 -19.8%
Michigan $2,338 $994 74.0%
Minnesota $1,126 -$218 -16.2%
Mississippi $1,614 $270 20.1%
Missouri $1,194 -$150 -11.2%
Montana $1,444 $100 7.4%
Nebraska $1,062 -$282 -21.0%
Nevada $1,614 $270 20.1%
New Hampshire $970 -$374 -27.8%
New Jersey $1,504 $160 11.9%
New Mexico $1,194 -$150 -11.2%
New York $1,418 $74 5.5%
North Carolina $776 -$568 -42.3%
North Dakota $1,100 -$244 -18.2%
Ohio $930 -$414 -30.8%
Oklahoma $1,382 $38 2.8%
Oregon $1,232 -$112 -8.3%
Pennsylvania $1,284 -$60 -4.5%
Rhode Island $1,796 $452 33.6%
South Carolina $1,222 -$122 -9.1%
South Dakota $1,136 -$208 -15.5%
Tennessee $1,178 -$166 -12.4%
Texas $1,622 $278 20.7%
Utah $996 -$348 -25.9%
Vermont $920 -$424 -31.5%
Virginia $804 -$540 -40.2%
Washington $1,042 -$302 -22.5%
West Virginia $1,232 -$112 -8.3%
Wisconsin $930 -$414 -30.8%
Wyoming $1,198 -$146 -10.9%

View Chart as Image

Chevrolet Malibu Hybrid insurance rates by U.S. city

Opting for high physical damage deductibles could cut rates by as much as $530 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $358 more per year. View Rates by Deductible or Liability Limit

Chevrolet Malibu Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Chevrolet Malibu Hybrid $282 $506 $398 $1,344
2018 Chevrolet Malibu Hybrid $272 $494 $416 $1,340
2017 Chevrolet Malibu Hybrid $262 $474 $430 $1,324
2016 Chevrolet Malibu Hybrid $248 $458 $442 $1,306
2015 Chevrolet Malibu Hybrid $238 $424 $452 $1,272
2014 Chevrolet Malibu Hybrid $230 $400 $456 $1,244
2013 Chevrolet Malibu Hybrid $220 $358 $460 $1,196
2010 Chevrolet Malibu Hybrid $194 $288 $474 $1,114
2009 Chevrolet Malibu Hybrid $180 $268 $474 $1,080
2008 Chevrolet Malibu Hybrid $174 $244 $478 $1,054

Rates are averaged for all Chevrolet Malibu Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Chevrolet Malibu Hybrid Insurance

Saving money on insurance for a Chevrolet Malibu Hybrid requires having a good driving record, having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Comparison shop every other policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The next list is a review of the ideas that were covered in the charts and tables above.

  • Drivers age 20 and younger are charged the highest rates, costing as high as $420 per month if full coverage is included
  • Drivers considered higher risk who have several accidents or serious violations may pay on average $1,560 more annually to buy Chevrolet Malibu Hybrid insurance
  • Increasing deductibles can save approximately $525 each year
  • Drivers can save approximately $160 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Chevrolet Malibu Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $5,040
20 $3,108
30 $1,404
40 $1,344
50 $1,230
60 $1,206

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Malibu Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,692
$250 $1,530
$500 $1,344
$1,000 $1,166

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Malibu Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,344
50/100 $1,424
100/300 $1,523
250/500 $1,782
100 CSL $1,463
300 CSL $1,682
500 CSL $1,842

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Malibu Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,184
20 $4,938
30 $2,970
40 $2,908
50 $2,776
60 $2,752

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $95
Total Discounts $567
Rate after discounts $777

Discounts are estimated and may not be available from every company or in every state.

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