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Mitsubishi Eclipse Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Mar 5, 2020

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How much does it cost to insure a Mitsubishi Eclipse? The average Mitsubishi Eclipse cost is $1,248 a year, or $104 a month. Read on to learn more about Mitsubishi Eclipse insurance rates and ways to save on insurance for vehicles.

To find the best Mitsubishi Eclipse insurance rates in your area, enter your ZIP code in our free tool above.

U.S. average insurance rates for a Mitsubishi Eclipse are $1,174 a year including full coverage. Comprehensive costs approximately $206, collision insurance costs $346, and liability is estimated at $464. Liability-only insurance costs approximately $514 a year, and high-risk driver insurance costs around $2,546. Teen drivers pay the highest rates at up to $4,606 a year.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Comprehensive $206
Collision $346
Liability $464

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different Eclipse trim levels.

Price Range from Low to High

For the average driver, Mitsubishi Eclipse insurance prices range from as low as $514 for a discount liability-only rate to a much higher rate of $2,546 for a driver that may need high-risk insurance.

Liability Only $514
Full Coverage $1,174
High Risk $2,546

Geographic Price Range

Living in a larger city can make a big difference on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than larger metro areas. The price range example below illustrates how location impacts auto insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The ranges above highlight why anyone shopping for car insurance should get quotes using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down average Mitsubishi Eclipse insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $693
  • Choosing higher $1,000 deductibles can save $124 every year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,174
  • Choosing more expensive low deductibles for comp and collision coverage will increase the cost to $1,418
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,546
  • The price for full coverage for a 16-year-old driver with full coverage can cost $4,606 each year

View Chart as Image

Mitsubishi Eclipse insurance cost comparison chart
Column chart showing Mitsubishi Eclipse insurance rates range from $693 to $4,606 for full coverage

Car insurance prices for a Mitsubishi Eclipse are also quite variable based on your driving record, the model of your Eclipse, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles may pay as low as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mitsubishi Eclipse insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,680 on average in Louisiana, New York, and Michigan.

Mitsubishi Eclipse Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,062 -$112 -9.5%
Alaska $900 -$274 -23.3%
Arizona $976 -$198 -16.9%
Arkansas $1,174 -$0 0.0%
California $1,340 $166 14.1%
Colorado $1,124 -$50 -4.3%
Connecticut $1,208 $34 2.9%
Delaware $1,330 $156 13.3%
Florida $1,470 $296 25.2%
Georgia $1,084 -$90 -7.7%
Hawaii $844 -$330 -28.1%
Idaho $794 -$380 -32.4%
Illinois $876 -$298 -25.4%
Indiana $884 -$290 -24.7%
Iowa $794 -$380 -32.4%
Kansas $1,116 -$58 -4.9%
Kentucky $1,604 $430 36.6%
Louisiana $1,740 $566 48.2%
Maine $726 -$448 -38.2%
Maryland $968 -$206 -17.5%
Massachusetts $942 -$232 -19.8%
Michigan $2,042 $868 73.9%
Minnesota $984 -$190 -16.2%
Mississippi $1,408 $234 19.9%
Missouri $1,042 -$132 -11.2%
Montana $1,262 $88 7.5%
Nebraska $928 -$246 -21.0%
Nevada $1,408 $234 19.9%
New Hampshire $846 -$328 -27.9%
New Jersey $1,314 $140 11.9%
New Mexico $1,042 -$132 -11.2%
New York $1,238 $64 5.5%
North Carolina $678 -$496 -42.2%
North Dakota $962 -$212 -18.1%
Ohio $810 -$364 -31.0%
Oklahoma $1,206 $32 2.7%
Oregon $1,076 -$98 -8.3%
Pennsylvania $1,122 -$52 -4.4%
Rhode Island $1,568 $394 33.6%
South Carolina $1,064 -$110 -9.4%
South Dakota $992 -$182 -15.5%
Tennessee $1,030 -$144 -12.3%
Texas $1,418 $244 20.8%
Utah $872 -$302 -25.7%
Vermont $806 -$368 -31.3%
Virginia $704 -$470 -40.0%
Washington $908 -$266 -22.7%
West Virginia $1,076 -$98 -8.3%
Wisconsin $814 -$360 -30.7%
Wyoming $1,048 -$126 -10.7%

View Chart as Image

Mitsubishi Eclipse insurance rates by U.S. city

Choosing high deductibles can save as much as $370 annually, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $417 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance ranges from 43% to 133% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Mitsubishi Eclipse Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Mitsubishi Eclipse GS 2-Dr Coupe $1,148 $96
Mitsubishi Eclipse Spyder GS 2-Dr Convertible $1,112 $93
Mitsubishi Eclipse GS Sport 2-Dr Coupe $1,202 $100
Mitsubishi Eclipse Spyder GT 2-Dr Convertible $1,166 $97
Mitsubishi Eclipse GT 2-Dr Coupe $1,228 $102

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mitsubishi Eclipse Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Mitsubishi Eclipse $206 $346 $464 $1,174
2011 Mitsubishi Eclipse $202 $322 $474 $1,156
2010 Mitsubishi Eclipse $186 $300 $474 $1,118
2009 Mitsubishi Eclipse $182 $272 $478 $1,090
2008 Mitsubishi Eclipse $170 $248 $474 $1,050
2007 Mitsubishi Eclipse $160 $226 $474 $1,018
2006 Mitsubishi Eclipse $154 $202 $468 $982
2005 Mitsubishi Eclipse $152 $198 $460 $968
2004 Mitsubishi Eclipse $150 $188 $452 $948
2003 Mitsubishi Eclipse $138 $180 $446 $922
2002 Mitsubishi Eclipse $132 $170 $442 $902

Rates are averaged for all Mitsubishi Eclipse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Mitsubishi Eclipse Insurance

Getting lower rates on insurance for a Mitsubishi Eclipse takes avoiding accidents and violations, having above-average credit, being claim-free, and attention to physical damage deductibles. Spend time shopping around once a year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The list below is a recap of the data that was touched on above.

  • You may be able to save around $140 per year just by shopping early and online
  • Insureds who purchase higher liability limits will pay about $510 per year to raise limits from a low limit to 250/500 limits
  • Teenagers pay the highest auto insurance prices, possibly costing $384 a month if full coverage is included
  • Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,370 more per year for car insurance

Shopping for rates will help you save, whether you are shopping for 2001 Mitsubishi Eclipse insurance rates or 2003 Mitsubishi Eclipse GTS Coupe 2d insurance rates.

To find out how much does a Mitsubishi Eclipse cost to insure in your area, enter your ZIP code in our free tool below.

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What are the safety ratings of the Mitsubishi Eclipse?

Is the Mitsubishi Eclipse a reliable car? Mitsubishi Eclipse safety ratings and features give insurers an idea of how reliable a car is in crashes. The Mitsubishi Eclipse has some good safety features, such as anti-lock braking, active stability control, and a tire pressure monitoring system. Keep in mind that Mitsubishi Eclipse’s old features won’t be as good as safety features in newer models.

The Insurance Institute for Highway Safety (IIHS) has not crash-tested the Mitsubishi Eclipse. Because the Mitsubishi Eclipse has not been crash-tested, insurers will look at past claims to determine rates.

Mitsubishi Eclipse Compared Against Other Vehicles in the Same Class

Is a Mitsubishi Eclipse considered a sports car on insurance? Yes, the Mitsubishi Eclipse is classified as a sports car, which generally means it will have higher liability rates because sports cars are more dangerous vehicles. View the list of vehicles below to see how other sports cars’ rates compare to the Mitsubishi Eclipse’s insurance rates.

Remember, whether you are shopping for insurance rates a 2001 or 2003 Mitsubishi Eclipse GS Spyder Convertible 2dr or a 2009 Mitsubishi Eclipse GS Coupe 2dr, getting insurance quotes is the best way to save money.

Enter your ZIP code in our free tool to find the best Mitsubishi Eclipse insurance rates in your area.

Rates by Driver Age

Mitsubishi Eclipse Insurance Rates by Driver Age
Driver Age Premium
16 $4,606
20 $2,710
30 $1,208
40 $1,174
50 $1,078
60 $1,056

Full coverage, $500 deductibles

Rates by Deductible

Mitsubishi Eclipse Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,418
$250 $1,304
$500 $1,174
$1,000 $1,050

Full coverage, driver age 40

Rates by Liability Limit

Mitsubishi Eclipse Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,321
100/300 $1,437
250/500 $1,738
100 CSL $1,367
300 CSL $1,622
500 CSL $1,808

Full coverage, driver age 40

Rates for High Risk Drivers

Mitsubishi Eclipse Insurance Rates for High Risk Drivers
Age Premium
16 $6,528
20 $4,322
30 $2,580
40 $2,546
50 $2,432
60 $2,410

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $162

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $61
Multi-vehicle $63
Homeowner $19
5-yr Accident Free $79
5-yr Claim Free $75
Paid in Full/EFT $48
Advance Quote $55
Online Quote $81
Total Discounts $481
Rate after discounts $693

Discounts are estimated and may not be available from every company or in every state.

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