Nissan Rogue Insurance Rates
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UPDATED: Jun 6, 2023
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How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.
To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.
U.S. average insurance prices for a Nissan Rogue are $1,364 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $226 each year, collision insurance costs $458, and liability insurance costs $500. A policy with just liability insurance costs as little as $560 a year, and coverage for high-risk drivers costs $2,968 or more. Teen drivers pay the highest rates at up to $5,340 a year.
Average premium for full coverage: $1,364
Price estimates broken down by individual coverage:
Price estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Rogue models.
Price Range from Low to High
For a driver in their 40's, Nissan Rogue insurance prices range from the cheapest price of $560 for just liability insurance to a high rate of $2,968 for a high-risk driver policy.
Geographic Price Range
Your location has a significant impact on the price of insurance. More rural locations have more infrequent physical damage claims than larger metro areas. The graphic below illustrates how location helps determine insurance prices.
The ranges above illustrate why all drivers should compare rates for a targeted area and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates average Nissan Rogue insurance rates for other coverage scenarios.
- The lowest rate with discounts is $794
- Drivers who choose higher $1,000 deductibles will pay approximately $156 each year
- The average price for the average middle-age driver who has $500 deductibles is $1,364
- Choosing low deductibles for comprehensive and collision insurance costs an extra $304 a year
- High risk drivers with multiple violations and an at-fault accident could pay up to $2,968
- The price to insure a teen driver can cost as much as $5,340 a year
Insurance prices for a Nissan Rogue are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.
Choosing high deductibles could save up to $460 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $450 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $5,300 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying $1,600 to $2,300 extra each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates
The state you live in makes a big difference in Nissan Rogue insurance rates. A 40-year-old driver could pay as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,840 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,232 | -$132 | -9.7% |
| Alaska | $1,046 | -$318 | -23.3% |
| Arizona | $1,132 | -$232 | -17.0% |
| Arkansas | $1,364 | -$0 | 0.0% |
| California | $1,554 | $190 | 13.9% |
| Colorado | $1,300 | -$64 | -4.7% |
| Connecticut | $1,400 | $36 | 2.6% |
| Delaware | $1,544 | $180 | 13.2% |
| Florida | $1,704 | $340 | 24.9% |
| Georgia | $1,258 | -$106 | -7.8% |
| Hawaii | $976 | -$388 | -28.4% |
| Idaho | $924 | -$440 | -32.3% |
| Illinois | $1,012 | -$352 | -25.8% |
| Indiana | $1,026 | -$338 | -24.8% |
| Iowa | $918 | -$446 | -32.7% |
| Kansas | $1,292 | -$72 | -5.3% |
| Kentucky | $1,858 | $494 | 36.2% |
| Louisiana | $2,018 | $654 | 47.9% |
| Maine | $842 | -$522 | -38.3% |
| Maryland | $1,124 | -$240 | -17.6% |
| Massachusetts | $1,088 | -$276 | -20.2% |
| Michigan | $2,364 | $1,000 | 73.3% |
| Minnesota | $1,140 | -$224 | -16.4% |
| Mississippi | $1,632 | $268 | 19.6% |
| Missouri | $1,208 | -$156 | -11.4% |
| Montana | $1,466 | $102 | 7.5% |
| Nebraska | $1,074 | -$290 | -21.3% |
| Nevada | $1,636 | $272 | 19.9% |
| New Hampshire | $982 | -$382 | -28.0% |
| New Jersey | $1,524 | $160 | 11.7% |
| New Mexico | $1,206 | -$158 | -11.6% |
| New York | $1,436 | $72 | 5.3% |
| North Carolina | $786 | -$578 | -42.4% |
| North Dakota | $1,118 | -$246 | -18.0% |
| Ohio | $940 | -$424 | -31.1% |
| Oklahoma | $1,398 | $34 | 2.5% |
| Oregon | $1,250 | -$114 | -8.4% |
| Pennsylvania | $1,298 | -$66 | -4.8% |
| Rhode Island | $1,818 | $454 | 33.3% |
| South Carolina | $1,234 | -$130 | -9.5% |
| South Dakota | $1,150 | -$214 | -15.7% |
| Tennessee | $1,192 | -$172 | -12.6% |
| Texas | $1,642 | $278 | 20.4% |
| Utah | $1,008 | -$356 | -26.1% |
| Vermont | $932 | -$432 | -31.7% |
| Virginia | $816 | -$548 | -40.2% |
| Washington | $1,052 | -$312 | -22.9% |
| West Virginia | $1,250 | -$114 | -8.4% |
| Wisconsin | $942 | -$422 | -30.9% |
| Wyoming | $1,216 | -$148 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Rogue S 2WD | $1,364 | $114 |
| Nissan Rogue S AWD | $1,364 | $114 |
| Nissan Rogue SL 2WD | $1,364 | $114 |
| Nissan Rogue SL AWD | $1,402 | $117 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Nissan Rogue | $226 | $458 | $500 | $1,364 |
| 2018 Nissan Rogue | $218 | $424 | $510 | $1,332 |
| 2017 Nissan Rogue | $208 | $400 | $514 | $1,302 |
| 2016 Nissan Rogue | $200 | $358 | $520 | $1,258 |
| 2015 Nissan Rogue | $188 | $330 | $520 | $1,218 |
| 2013 Nissan Rogue | $176 | $288 | $534 | $1,178 |
| 2012 Nissan Rogue | $164 | $268 | $534 | $1,146 |
| 2011 Nissan Rogue | $158 | $244 | $540 | $1,122 |
| 2010 Nissan Rogue | $148 | $222 | $534 | $1,084 |
| 2009 Nissan Rogue | $140 | $202 | $534 | $1,056 |
| 2008 Nissan Rogue | $134 | $182 | $530 | $1,026 |
Rates are averaged for all Nissan Rogue models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Nissan Rogue Insurance
Getting lower rates on Nissan Rogue insurance not only requires being a low-risk driver, but also having good credit, not filing small claims, and deciding if full coverage is necessary. Invest time comparing rates every time your policy renews by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The items below are a condensed summary of the information covered in the charts and tables above.
- It is possible to save approximately $160 per year just by quoting online in advance
- Teen drivers are charged the highest prices, as much as $445 a month if they have full coverage
- Increasing physical damage deductibles could save as much as $450 each year
- High-risk drivers with multiple at-fault accidents could be forced to pay on average $1,600 more annually to insure their Rogue
- Drivers who want more liability coverage will pay about $550 annually to go from a low limit to a 250/500 level
Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?
Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.
Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.
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What are the safety ratings of the Nissan Rogue?
Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.
So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Acceptable
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.
Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.
Nissan Rogue Compared Against Other Vehicles in the Same Class
The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.
To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.
Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,340 |
| 20 | $3,178 |
| 30 | $1,406 |
| 40 | $1,364 |
| 50 | $1,250 |
| 60 | $1,226 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,668 |
| $250 | $1,526 |
| $500 | $1,364 |
| $1,000 | $1,208 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,364 |
| 50/100 | $1,502 |
| 100/300 | $1,627 |
| 250/500 | $1,952 |
| 100 CSL | $1,552 |
| 300 CSL | $1,827 |
| 500 CSL | $2,027 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,582 |
| 20 | $5,070 |
| 30 | $3,016 |
| 40 | $2,968 |
| 50 | $2,838 |
| 60 | $2,816 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $96 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $58 |
| Advance Quote | $66 |
| Online Quote | $95 |
| Total Discounts | $570 |
Discounts are estimated and may not be available from every company or in every state.
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