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Insurance for Nissan Vehicles

The table below shows average insurance prices for popular Nissan vehicles. More models are displayed at the end of the article

Insurance Rates for Nissan Vehicles
Vehicle ModelAnnual PremiumMonthly Premium
Nissan 370Z$1,712$143
Nissan Altima$1,446$121
Nissan Armada$1,350$113
Nissan Cube$1,294$108
Nissan Frontier$1,394$116
Nissan GT-R$2,014$168
Nissan Juke$1,446$121
Nissan Leaf$1,580$132
Nissan Maxima$1,576$131
Nissan Murano$1,370$114
Nissan Pathfinder$1,308$109
Nissan Rogue$1,412$118
Nissan Rogue Sport$1,380$115
Nissan Sentra$1,390$116
Nissan Titan$1,468$122
Nissan Titan XD$1,608$134
Nissan Versa$1,372$114
Nissan Versa Note$1,446$121
Nissan Xterra$1,140$95
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Nissan vehicles
Column chart showing average insurance prices for Nissan vehicles range from $828 to $5,318 for full coverage

The prior chart uses the data from all Nissan vehicles in the above table to demonstrate how different situations can influence car insurance prices.

Insurance rates for a Nissan range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $5,300 a year.

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,700 to $2,300 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 131% more than average.

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Nissan insurance by risk and age

Choosing high deductibles can reduce rates by up to $620 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $335 more per year

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Nissan insurance by deductible and liability limit

Your home state also has a big influence on Nissan insurance prices. A middle-age driver might find rates as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,900 on average in New Jersey, Michigan, and Montana.

Nissan Vehicle Average Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,306-$140-9.7%
Alaska$1,110-$336-23.2%
Arizona$1,198-$248-17.2%
Arkansas$1,446-$00.0%
California$1,648$20214.0%
Colorado$1,384-$62-4.3%
Connecticut$1,486$402.8%
Delaware$1,638$19213.3%
Florida$1,810$36425.2%
Georgia$1,336-$110-7.6%
Hawaii$1,038-$408-28.2%
Idaho$978-$468-32.4%
Illinois$1,078-$368-25.4%
Indiana$1,088-$358-24.8%
Iowa$978-$468-32.4%
Kansas$1,376-$70-4.8%
Kentucky$1,972$52636.4%
Louisiana$2,142$69648.1%
Maine$892-$554-38.3%
Maryland$1,194-$252-17.4%
Massachusetts$1,158-$288-19.9%
Michigan$2,512$1,06673.7%
Minnesota$1,212-$234-16.2%
Mississippi$1,734$28819.9%
Missouri$1,284-$162-11.2%
Montana$1,554$1087.5%
Nebraska$1,142-$304-21.0%
Nevada$1,734$28819.9%
New Hampshire$1,042-$404-27.9%
New Jersey$1,618$17211.9%
New Mexico$1,280-$166-11.5%
New York$1,524$785.4%
North Carolina$834-$612-42.3%
North Dakota$1,184-$262-18.1%
Ohio$998-$448-31.0%
Oklahoma$1,486$402.8%
Oregon$1,324-$122-8.4%
Pennsylvania$1,380-$66-4.6%
Rhode Island$1,928$48233.3%
South Carolina$1,312-$134-9.3%
South Dakota$1,222-$224-15.5%
Tennessee$1,268-$178-12.3%
Texas$1,744$29820.6%
Utah$1,072-$374-25.9%
Vermont$990-$456-31.5%
Virginia$866-$580-40.1%
Washington$1,118-$328-22.7%
West Virginia$1,324-$122-8.4%
Wisconsin$1,002-$444-30.7%
Wyoming$1,288-$158-10.9%

Because rates have so much variability, the best way to find out your exact price is to do a rate comparison from multiple companies. Every auto insurance company uses a different rate calculation, so the rates will be varied between companies.

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U.S. averages for full coverage Nissan vehicle insurance

Average Policy Cost $1,446
Comprehensive Premium $322
Collision Premium $594
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Nissan models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Nissan Vehicle Insurance Rates by Driver Age
Driver AgePremium
16$5,318
20$3,342
30$1,516
40$1,446
50$1,320
60$1,294

Full coverage, $500 deductibles

Rates by Deductible

Nissan Vehicle Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,850
$250$1,662
$500$1,446
$1,000$1,238

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Vehicle Insurance Rates for High Risk Drivers
AgePremium
16$7,598
20$5,310
30$3,202
40$3,128
50$2,984
60$2,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $201

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$77
Multi-vehicle$75
Homeowner$20
5-yr Accident Free$109
5-yr Claim Free$93
Paid in Full/EFT$68
Advance Quote$73
Online Quote$103
Total Discounts$618
Rate after discounts $828

Discounts are estimated and may not be available from every company or in every state.

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