Nissan Rogue Insurance Rates

How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

Estimated insurance prices for a Nissan Rogue are $1,392 every 12 months for full coverage. Comprehensive costs approximately $248, collision costs $494, and liability insurance is estimated at $470. Liability-only insurance costs approximately $536 a year, with high-risk driver insurance costing around $3,028. 16-year-old drivers pay the most at $5,374 a year or more.

Average premium for full coverage: $1,392

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for different Rogue trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than congested cities.

The price range example below illustrates how rural and urban location affects auto insurance prices.

These rate differences show why anyone shopping for car insurance should get quotes using their specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Nissan Rogue insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $806
• Choosing higher $1,000 deductibles can save $168 a year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,392
• Buying more expensive low deductibles for comp and collision coverage increases the price to $1,722
• High-risk insureds with multiple tickets or accidents could pay around $3,028 or more
• An auto insurance policy to insure a teen driver with full coverage can cost $5,374 each year

View Chart as Image

Insurance prices for a Nissan Rogue also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model of your Rogue.

Opting for high physical damage deductibles can save as much as $500 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $423 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,300 additional annually, depending on your age. High-risk driver insurance ranges anywhere from 43% to 136% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Nissan Rogue insurance rates. A good driver about age 40 could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or at least $1,990 on average in New York, Louisiana, and Michigan.

View Chart as Image

With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices from as many companies as possible. Each auto insurer utilizes a different rate formula, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Nissan Rogue Insurance

Finding better rates on Nissan Rogue insurance takes having a decent driving record, having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around every time your policy renews by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a brief summary of the information raised in the charts and tables above.

• Drivers can save around $170 per year simply by shopping early and online
• 16 to 18-year-old drivers are the costliest to insure, as much as $448 per month if full coverage is included
• Increasing policy deductibles could save as much as $500 each year
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,640 more per year than a driver with a clean driving record
• Drivers who purchase additional liability coverage will pay around $520 each year to raise limits from 30/60 bodily injury limits to a 250/500 level

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

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Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.