Nissan Rogue Insurance Rates

How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

The average insurance rates for a Nissan Rogue are $1,392 a year with full coverage. Comprehensive insurance costs an estimated $248, collision costs $494, and liability costs $470. Buying just liability costs as little as $536 a year, with insurance for high-risk drivers costing $3,028 or more. Teen drivers cost the most to insure at $5,374 a year or more.

Average premium for full coverage: $1,392

Policy rates broken down by type of insurance:

These estimates include $500 deductible amounts, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Rogue trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas.

The price range example below illustrates how geographic area affects insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Nissan Rogue insurance rates for other coverage scenarios.

• The lowest rate with discounts is $806
• Drivers who choose higher $1,000 deductibles will pay approximately $168 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,392
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $330 annually
• Drivers with multiple violations and an at-fault accident could pay up to $3,028 or more
• Policy cost that insures a 16-year-old driver with full coverage can cost as much as $5,374 a year

View Chart as Image

Insurance rates for a Nissan Rogue also range considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,700 to $2,300 extra every year, depending on your age. High-risk driver insurance can cost from 43% to 136% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $5,300 a year. View Rates by Age

Your home state makes a big difference in Nissan Rogue insurance prices. A 40-year-old driver could pay as low as $1,000 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,880 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $500 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $423 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates from multiple companies. Every company uses a different rate calculation, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Rogue Insurance

Finding cheaper rates on insurance for a Nissan Rogue not only requires having a good driving record, but also having above-average credit, not filing small claims, and taking advantage of discounts. Shop around at least once a year by getting quotes from direct companies, and also from insurance agencies where you live.

The next list is a brief summary of the primary concepts that were presented in the illustrations above.

• You may be able to save approximately $170 per year simply by shopping early and online
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,640 more annually to buy Nissan Rogue insurance
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• Drivers age 20 and younger are charged the highest rates, as much as $448 each month if full coverage is included

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

• GMC Terrain Insurance Rates
• Honda CR-V Insurance Rates
• Hyundai Kona Insurance Rates

Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.