Nissan Rogue Insurance Rates

How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

U.S. average insurance rates for a Nissan Rogue are $1,392 a year including full coverage. Comprehensive insurance costs on average $256 a year, collision costs $506, and liability costs around $450. Liability-only coverage costs as low as $518 a year, with high-risk coverage costing $3,024 or more. Teenage drivers pay the highest rates at $5,344 a year or more.

Average premium for full coverage: $1,392

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Rogue trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

The ranges above highlight why it is important to compare prices based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Nissan Rogue insurance rates for different risk profiles and scenarios.

• The best discount rate is $808
• Using higher $1,000 deductibles will save around $1,222 every year
• The average rate for the average middle-age driver with $500 deductibles is $1,392
• Using low $100 deductibles for physical damage coverage will cost an extra $340 every year
• Drivers who are prone to accidents and violations could pay upwards of $3,024 or more
• The price for full coverage for a teen driver may cost $5,344 or more

View Chart as Image

Auto insurance prices for a Nissan Rogue are also quite variable based on your driving record, the model of your Rogue, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay upwards of $5,300 a year. View Rates by Age

The state you live in has a huge impact on Nissan Rogue insurance prices. A driver around age 40 might see prices as low as $1,070 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,990 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $510 every year, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $405 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at a minimum $1,700 to $2,300 in extra premium each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 136% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out exactly what you will pay is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Nissan Rogue Insurance

Getting lower rates on car insurance requires having a decent driving record, having good credit, being claim-free, and taking advantage of discounts. Make time to compare rates every time your policy renews by quoting rates from direct car insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a brief recap of the information touched on in this article.

• You may be able to save as much as $170 per year simply by quoting early and online
• 16 to 18-year-old drivers are charged the highest prices, possibly costing $445 a month if they have full coverage
• Increasing physical damage deductibles can save around $500 each year
• Higher risk drivers who tend to receive serious violations may pay on average $1,630 more each year than a driver with a clean driving record
• Policyholders who require additional liability coverage will pay an extra $500 per year to increase from a low limit to 250/500 limits

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

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Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.