Nissan Rogue Insurance Rates

How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

Estimated insurance rates for a Nissan Rogue are $1,392 a year for full coverage insurance. Comprehensive insurance costs on average $248, collision costs $494, and liability insurance costs around $470. Liability-only coverage costs as low as $536 a year, with high-risk coverage costing $3,028 or more. Teenage drivers pay the most at $5,374 a year or more.

Average premium for full coverage: $1,392

Premium estimates by type of coverage:

These estimates include $500 deductible amounts, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for all Rogue models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how location helps determine car insurance rates.

These rate differences illustrate why everyone should compare prices based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Nissan Rogue insurance rates for different risk profiles and scenarios.

• The best discount rate is $806
• Using higher $1,000 deductibles will save around $168 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,392
• Using pricier low deductibles for physical damage coverage will cost an additional $330 a year
• Drivers who are prone to accidents and violations could pay upwards of $3,028 or more
• An auto insurance policy that insures a teen driver for full coverage may cost $5,374 or more

View Chart as Image

Insurance prices for a Nissan Rogue also have a wide range based on the model of your Rogue, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,700 to $2,300 extra annually, depending on your age. Nissan Rogue insurance for high-risk drivers can be anywhere from 43% to 136% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,300 a year. View Rates by Age

Where you choose to live has a huge impact on Nissan Rogue insurance rates. A driver around age 40 might see prices as low as $910 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,880 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $500 each year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $423 more per year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Rogue Insurance

Finding better rates on Nissan Rogue insurance requires having a good driving record, having above-average credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Compare prices every time your policy renews by requesting rates from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a brief summary of the information covered in the charts and tables above.

• It is possible to save as much as $170 per year simply by quoting online well ahead of the renewal date
• Drivers age 20 and younger pay the highest prices, with premiums being up to $448 per month if full coverage is included
• Increasing policy deductibles can save approximately $500 each year
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,640 more each year to buy Nissan Rogue insurance
• Drivers who require increased levels of liability coverage will pay an extra $520 annually to increase from 30/60 bodily injury limits to the 250/500 level

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

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Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.