Nissan Rogue Insurance Rates

How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

U.S. average insurance rates for a Nissan Rogue are $1,392 a year for full coverage insurance. Comprehensive insurance costs approximately $256 a year, collision costs $506, and liability insurance costs $450. A policy with just liability insurance costs as little as $518 a year, with coverage for high-risk drivers costing $3,024 or more. Teen drivers pay the highest rates at $5,344 a year or more.

Average premium for full coverage: $1,392

Price estimates by individual coverage:

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Rogue trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on the price of auto insurance. Rural locations have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

The ranges above illustrate why it is important to compare rates using their specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Nissan Rogue insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $808
• Drivers who choose higher $1,000 deductibles will pay $1,222 each year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,392
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $340 a year
• High risk drivers with multiple violations and an at-fault accident could pay around $3,024 or more
• The price that insures a teen driver can cost $5,344 a year

View Chart as Image

Insurance prices for a Nissan Rogue are also quite variable based on the trim level of your Rogue, your age and driving record, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you are probably paying anywhere from $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 136% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,300 a year. View Rates by Age

The state you live in makes a big difference in Nissan Rogue insurance rates. A 40-year-old driver could pay as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,880 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $510 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $405 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes from as many companies as possible. Every company uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Nissan Rogue Insurance

Getting lower rates on Nissan Rogue insurance not only requires having a decent driving record, but also having above-average credit, not filing small claims, and maximizing policy discounts. Shop around at every other renewal by requesting rates from direct insurance companies, and also from your local car insurance providers.

The following items are a brief review of the concepts that were presented in the illustrations above.

• High-risk drivers with DUI or reckless driving convictions could be charged and average of $1,630 more per year than a driver with a clean driving record
• 16 to 18-year-old drivers are expensive to insure, as much as $445 a month if full coverage is included
• It is possible to save around $170 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $500 each year
• It is possible to save around $170 per year simply by quoting early and online

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

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Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.