Nissan Rogue Insurance Rates

How much is insurance for Nissan vehicles, specifically on a Nissan Rogue, compared to other vehicles? The average Nissan Rogue prices paid for insurance are $1,412 a year, or $117 a month. While these rates can vary based on whether you are shopping for 2013, 2019, or 2016 Nissan Rogue insurance rates, these rates are a baseline for Nissan Rogue insurance.

To start shopping for Nissan Rogue insurance rates, enter your ZIP code in our free tool above to get free car insurance quotes.

Average insurance rates for a Nissan Rogue are $1,392 a year for full coverage insurance. Comprehensive costs an estimated $248 each year, collision costs $494, and liability coverage is $470. Liability-only coverage costs around $536 a year, with high-risk coverage costing around $3,028. Teenage drivers receive the highest rates at $5,374 a year or more.

Average premium for full coverage: $1,392

Rate estimates broken down by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and Rogue models.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how rural and urban location affects insurance prices.

These examples illustrate why all drivers should compare rates quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Nissan Rogue insurance rates for other coverage scenarios.

• The best discount rate is $806
• Raising to $1,000 deductibles will save approximately $168 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,392
• Using low deductibles bumps up the cost to $1,722
• Unlucky drivers who are prone to accidents and violations could pay up to $3,028 or more
• The cost that insures a teenage driver can cost as much as $5,374

View Chart as Image

Car insurance rates for a Nissan Rogue can also vary considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,700 to $2,300 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 136% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged at least $5,300 a year. View Rates by Age

Where you live also has a big influence on Nissan Rogue insurance rates. A middle-age driver might find rates as low as $910 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,880 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $500 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $423 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to do a rate comparison and see how they stack up. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Rogue Insurance

Saving money on auto insurance consists of avoiding accidents and violations, having a positive credit history, avoid buying unnecessary coverage, and not having any coverage lapses. Compare prices at every policy renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The list below is a summary of the data raised in the charts and tables above.

• Consumers who want higher liability limits will pay an extra $520 annually to raise from a minimum limit to the 250/500 level
• It is possible to save approximately $170 per year simply by quoting online in advance
• Increasing deductibles can save approximately $500 each year
• Teenagers have the highest car insurance rates, costing up to $448 per month if full coverage is purchased

Are Nissans more expensive to insure? Unless you have a poor driving record or are a teenager, rates should be reasonable. Wondering how much should I pay for a Nissan Rogue insurance policy?

Getting Nissan Rogue car insurance quotes will you a comprehensive view of everything from 2015 to 2012 Nissan Rogue car insurance rates. You can also compare trims and years, such as Nissan Rogue Sport insurance costs compared with 2011 Nissan Rogue trim levels, so you can get help deciding what model and year is right for you.

Ready to find out how much is affordable Nissan Rogue car insurance in your area? Enter your ZIP code in our free tool below.

What are the safety ratings of the Nissan Rogue?

Nissan Rogue safety ratings and features can help reduce rates. Some of the Nissan Rogue’s safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, lane-keeping assist, and cross-traffic alert.

So how does the Nissan Rogue rate for safety? The Insurance Institute for Highway Safety (IIHS) gave the Nissan Rogue a 2019 Top Safety Pick award. Take a look at the ratings for various crash tests below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

Keep in mind that a Nissan Rogue that is old may not have as good of a safety rating or as many safety features. Even model years a few years apart could have significantly different rates. So make sure you do your research on how much does a 2012 Nissan Rogue cost in comparison to a Nissan Rogue 2014.

Take a look at the video below to see how the IIHS crash-tested the Nissan Rogue.

Nissan Rogue Compared Against Other Vehicles in the Same Class

The Nissan Rogue is a small SUV. The IIHS found that in comparison to other small SUVs, the Nissan Rogue has average liability losses. This isn’t bad news, as it means the Nissan Rogue’s losses, and therefore rates, are normal for its class.

To see how much does a Nissan Rogue cost in comparison to other small SUVs, view the list below.

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Ready to find what Nissan Rogue car insurance companies are in your area? Whether you are ready to buy Nissan Rogue car insurance in Hawaii or Utah, use our free tool to get the best rates.