Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Estimated insurance rates for a Porsche Cayenne are $1,878 a year for full coverage. Comprehensive insurance costs approximately $458, collision insurance costs $864, and liability coverage costs around $398. Liability-only coverage costs as low as $460 a year, and high-risk coverage costs $4,070 or more. Teen drivers pay the most at up to $6,696 a year.

Average premium for full coverage: $1,878

Premium estimates by type of coverage:

Includes $500 physical damage deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for all Cayenne models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas. The example below illustrates the difference between rural and urban areas on auto insurance prices.

These rate differences show why everyone should compare prices using their specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Porsche Cayenne insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $1,048
• Using higher $1,000 deductibles will save $300 a year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,878
• Choosing pricier low deductibles for physical damage coverage will cost an additional $582 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $4,070
• An auto insurance policy that insures a teenage driver for full coverage can cost $6,696 or more

View Chart as Image

Insurance prices for a Porsche Cayenne also have a wide range based on the model of your Cayenne, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $2,200 to $3,000 extra annually, depending on your age. Porsche Cayenne insurance for high-risk drivers can be around 45% to 131% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,700 a year, or $142 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $6,600 a year. View Rates by Age

Where you choose to live has a huge impact on Porsche Cayenne insurance rates. A driver around age 40 might see prices as low as $1,240 a year in states like Iowa, Maine, and Idaho, or as much as $2,680 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $890 a year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Porsche Cayenne Insurance

Finding better rates on auto insurance requires being a safe and courteous driver, having above-average credit, not filing small claims, and possibly raising deductibles. Shop around every couple of years by requesting quotes from direct carriers, and also from insurance agencies where you live.

Below is a recap of the material that was covered above.

• Consumers who purchase higher levels of liability will pay about $440 each year to increase from 30/60 bodily injury limits to the 250/500 level
• Teenage drivers are expensive to insure, as much as $558 per month if full coverage is included
• Drivers that have major violations or accidents could be forced to pay on average $2,190 more per year for auto insurance
• Increasing policy deductibles can save approximately $875 each year

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.