Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Estimated insurance rates for a Porsche Cayenne are $1,894 a year for full coverage insurance. Comprehensive costs an estimated $476 a year, collision insurance costs $870, and liability insurance costs $390. A liability-only policy costs as little as $452 a year, and high-risk insurance costs around $4,100. Teenage drivers pay the most at up to $6,710 a year.

Average premium for full coverage: $1,894

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 states and Cayenne trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on insurance prices.

These rate differences illustrate why it is important to compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Porsche Cayenne insurance rates for other coverage scenarios.

• The best discount rate is $1,058
• Drivers who choose higher $1,000 deductibles will pay approximately $1,588 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,894
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $2,488
• High risk drivers who are prone to accidents and violations could pay up to $4,100
• An auto insurance policy for full coverage for a teen driver can cost as much as $6,710 a year

View Chart as Image

Auto insurance prices for a Porsche Cayenne also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles could pay as little as $1,700 per year on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $6,700 a year. View Rates by Age

Where you choose to live makes a big difference in Porsche Cayenne insurance rates. A 40-year-old driver could pay as low as $1,240 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,560 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $900 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $2,200 to $3,000 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 130% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Porsche Cayenne Insurance

Finding better rates on Porsche Cayenne insurance not only requires being a good driver, but also having good credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a review of the data that was covered above.

• It is possible to save approximately $240 per year just by quoting early and online
• Drivers who want an increased level of liability coverage will pay an extra $430 annually to go from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $559 per month if they have full coverage
• High-risk drivers who have several accidents or serious violations pay on average $2,210 more annually than a safer driver

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.