Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

The average insurance prices for a Porsche Cayenne are $1,894 every 12 months including full coverage. Comprehensive insurance costs approximately $476 a year, collision insurance costs $870, and liability costs around $390. Liability-only insurance costs as low as $452 a year, and high-risk driver insurance costs $4,100 or more. Teenage drivers cost the most to insure at up to $6,710 a year.

Average premium for full coverage: $1,894

Policy rates by type of insurance:

Rates are based on $500 physical damage deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and Cayenne trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance prices. Rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Porsche Cayenne insurance rates for additional coverage and risk scenarios.

• The best discount rate is $1,058
• Using higher $1,000 deductibles will save $1,588 every year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,894
• Using low $100 deductibles for physical damage coverage costs an extra $594 every year
• Drivers who are prone to accidents and violations could pay around $4,100
• Policy cost to insure a teen driver can cost $6,710 or more

View Chart as Image

Auto insurance rates for a Porsche Cayenne also range considerably based on liability limits and deductibles, your driving characteristics, and the model of your Cayenne.

Using high physical damage deductibles could cut rates by as much as $900 every year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,700 a year, or $142 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay in the ballpark of $6,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying anywhere from $2,200 to $3,000 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 45% to 130% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Porsche Cayenne insurance prices. A driver around age 40 might see rates as low as $1,450 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,700 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Porsche Cayenne Insurance

Finding cheaper rates on car insurance requires being a safe and courteous driver, having a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Take the time to comparison shop once a year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

Below is a quick review of the data that was touched on in the above illustrations.

• You may be able to save around $240 per year just by quoting early and online
• Policyholders who purchase higher levels of liability will pay an extra $430 per year to increase from a 30/60 limit to a 250/500 level
• Teenage drivers have the highest car insurance rates, with premiums being up to $559 each month if comprehensive and collision insurance is included
• Higher risk drivers with a DUI or reckless driving violation could be charged and average of $2,210 more per year for auto insurance

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.