Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Average auto insurance rates for a Porsche Cayenne are $1,894 annually with full coverage. Comprehensive insurance costs an estimated $476 each year, collision insurance costs $870, and liability costs around $390. A liability-only policy costs as low as $452 a year, and high-risk insurance costs $4,100 or more. 16-year-old drivers receive the highest rates at up to $6,710 a year.

Average premium for full coverage: $1,894

Rate estimates broken down by individual coverage type:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Cayenne models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. More rural locations tend to have fewer collision claims than congested cities. The graphic below illustrates how location impacts insurance prices.

These examples demonstrate why all drivers should compare prices for a targeted area and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Porsche Cayenne insurance rates for other coverage scenarios.

• The best full coverage rate is $1,058
• Using higher $1,000 deductibles will save approximately $306 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,894
• Buying low deductibles for physical damage coverage costs an additional $594 every year
• Drivers with multiple tickets or accidents could pay up to $4,100
• The cost with full coverage for a teen driver can cost as much as $6,710 or more

View Chart as Image

Insurance rates for a Porsche Cayenne can also vary considerably based on the trim level of your Cayenne, your driving record, and liability limits and deductibles.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $1,700 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they can expect to pay at least $6,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $2,200 to $3,000 extra per year, depending on your age. Insurance for high-risk drivers can be as much as 45% to 130% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $900 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Porsche Cayenne insurance prices. A driver around age 40 might see rates as low as $1,360 a year in states like Utah, Ohio, and New Hampshire, or at least $2,560 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Porsche Cayenne Insurance

Saving money on car insurance requires being a good driver, having a good credit history, eliminating unnecessary coverage, and deciding if full coverage is necessary. Spend time shopping around at every other renewal by requesting rates from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a recap of the concepts that were touched on above.

• Higher risk drivers that have major violations or accidents pay on average $2,210 more annually than a safer driver
• Drivers age 16 to 20 are charged the highest rates, with premiums as much as $559 per month including comprehensive and collision insurance
• You may be able to save approximately $240 per year just by quoting online in advance
• Increasing deductibles could save up to $900 each year
• You may be able to save approximately $240 per year just by quoting online in advance

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.