Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

U.S. average insurance rates for a Porsche Cayenne are $1,878 a year with full coverage. Comprehensive insurance costs around $458, collision insurance costs $864, and liability is $398. A policy with just liability insurance costs around $460 a year, and coverage for high-risk drivers costs $4,070 or more. Teen drivers pay the highest rates at up to $6,696 a year.

Average premium for full coverage: $1,878

Price estimates for individual coverage:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Cayenne models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population have lower incidents of collision claims than larger metro areas. The example below illustrates how rural and urban location affects auto insurance rates.

The ranges above demonstrate why everyone should compare rates quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Porsche Cayenne insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $1,048
• Raising to $1,000 deductibles will save about $300 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,878
• Choosing pricier low deductibles will cost an additional $582 every year
• At-risk drivers with multiple violations and an at-fault accident could pay at least $4,070
• The price that insures a teen driver for full coverage can be $6,696

View Chart as Image

Insurance prices for a Porsche Cayenne are also quite variable based on the model of your Cayenne, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $2,200 to $3,000 extra each year, depending on your age. Porsche Cayenne insurance for high-risk drivers is expensive and can cost as much as 45% to 131% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,700 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay as much as $6,600 a year. View Rates by Age

The state you live in also has a big influence on Porsche Cayenne insurance prices. A middle-age driver might find prices as low as $1,350 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,530 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $890 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Porsche Cayenne Insurance

Getting lower rates on car insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Shop around at least once a year by getting quotes from direct companies, and also from your local independent and exclusive agents.

The following list is a brief summary of the primary concepts that were raised in the charts and tables above.

• You may be able to save up to $240 per year just by quoting online well ahead of the renewal date
• Higher risk drivers that tend to have accidents or serious violations may pay on average $2,190 more every year than a safer driver
• Increasing physical damage deductibles can save approximately $875 each year
• Drivers age 16 to 20 pay higher prices, costing up to $558 a month if full coverage is included

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.