Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Average insurance rates for a Porsche Cayenne are $1,878 a year for full coverage. Comprehensive insurance costs on average $458 each year, collision insurance costs $864, and liability costs around $398. Liability-only coverage costs as low as $460 a year, and high-risk coverage costs $4,070 or more. Teen drivers receive the highest rates at up to $6,696 a year.

Average premium for full coverage: $1,878

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Cayenne models.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas. The graphic below illustrates how rural and urban location affects car insurance rates.

These examples show why all drivers should compare prices based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Porsche Cayenne insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $1,048
• Using higher $1,000 deductibles will save around $300 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,878
• Choosing low deductibles for physical damage coverage will cost an extra $582 annually
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $4,070
• The cost for full coverage for a 16-year-old driver may cost $6,696 or more

View Chart as Image

Car insurance rates for a Porsche Cayenne can also vary considerably based on your driver profile, the trim level of your Cayenne, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,700 a year for full coverage. Rates are highest for teen drivers, where even good drivers will be charged upwards of $6,600 a year. View Rates by Age

Where you live has a huge impact on Porsche Cayenne insurance prices. A driver around age 40 might see rates as low as $1,240 a year in states like Idaho, Maine, and Iowa, or as much as $2,680 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $890 annually, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $2,200 to $3,000 extra per year, depending on your age. Insurance for high-risk drivers can be from 45% to 131% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Porsche Cayenne Insurance

Saving money on insurance for a Porsche Cayenne requires being a good driver, having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Set aside time to shop around at every policy renewal by getting quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

The following list is a quick review of the data raised in the charts and tables above.

• Insureds who require an increased level of liability coverage will pay about $440 each year to increase from a minimum limit to 250/500 limits
• Drivers can save as much as $240 per year just by quoting online in advance
• Increasing deductibles can save around $875 each year
• Drivers age 16 to 20 are expensive to insure, costing as high as $558 per month if full coverage is included

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.