Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Average insurance rates for a Porsche Cayenne are $1,878 a year including full coverage. Comprehensive costs around $458 a year, collision insurance costs $864, and liability costs $398. Liability-only coverage costs as little as $460 a year, and high-risk coverage costs around $4,070. Teen drivers receive the highest rates at up to $6,696 a year.

Average premium for full coverage: $1,878

Rate estimates for individual coverage type:

Price estimates include $500 deductible amounts, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Cayenne trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.

These examples highlight why it is important to compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Porsche Cayenne insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $1,048
• Drivers who choose higher $1,000 deductibles will pay about $1,578 every year
• The average rate for a 40-year-old driver using $500 deductibles is $1,878
• Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $2,460
• Drivers with multiple violations and an at-fault accident could pay at least $4,070
• The cost for full coverage for a 16-year-old driver can be $6,696 a year

View Chart as Image

Car insurance rates for a Porsche Cayenne can also vary considerably based on your driver profile, the model of your Cayenne, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,700 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $6,600 a year. View Rates by Age

Where you live makes a big difference in Porsche Cayenne insurance prices. A 40-year-old driver could pay as low as $1,440 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,680 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $890 annually, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $2,200 to $3,000 extra per year, depending on your age. A high-risk auto insurance policy can cost from 45% to 131% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Porsche Cayenne Insurance

Saving money on insurance for a Porsche Cayenne not only requires having a good driving record, but also having above-average credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates once a year by getting quotes from direct car insurance companies like GEICO and Progressive, and also from several local insurance agents.

The next list is a condensed summary of the data that was presented in the illustrations above.

• You may be able to save up to $240 per year just by quoting early and online
• Insureds who may need increased levels of liability coverage will pay about $440 per year to go from a minimum limit to 250/500 limits
• Drivers age 20 and younger are the costliest to insure, as much as $558 per month if full coverage is included
• Drivers considered higher risk with multiple at-fault accidents pay on average $2,190 more every year to buy Porsche Cayenne insurance

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.