Saturn Outlook Insurance Rates

U.S. average insurance rates for a Saturn Outlook are $928 a year with full coverage. Comprehensive insurance costs an estimated $154, collision costs $170, and liability is estimated at $446. Buying just liability costs approximately $500 a year, with insurance for high-risk drivers costing $1,986 or more. 16-year-old drivers pay the highest rates at $3,764 a year or more.

Average premium for full coverage: $928

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Outlook trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations have a lower frequency of collision claims than congested cities.

The price range example below illustrates the effect of geographic area on insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated Saturn Outlook insurance rates for other coverage scenarios.

• The best full coverage rate is $573
• Choosing higher $1,000 deductibles can save approximately $74 annually
• The average rate for the average middle-age driver who has $500 deductibles is $928
• Buying more expensive low deductibles for comp and collision coverage will cost an extra $140 every year
• Unlucky drivers with multiple tickets or accidents could pay up to $1,986 or more
• The price for full coverage for a teen driver with full coverage can cost as much as $3,764 each year

View Chart as Image

Insurance prices for a Saturn Outlook are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as little as $900 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $3,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Saturn Outlook insurance prices. A good driver about age 40 could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or at least $1,260 on average in New York, Michigan, and Florida.

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Opting for high physical damage deductibles can save as much as $220 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $402 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,100 to $1,600 additional each year, depending on your age. High-risk driver insurance ranges as much as 43% to 132% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out which car insurance is cheapest is to compare prices and see which company has the best price. Each auto insurer utilizes a different rate formula, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Saturn Outlook Insurance

Getting lower rates on car insurance takes being a low-risk driver, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to compare rates every other policy renewal by obtaining price quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a brief recap of the ideas that were covered in the above illustrations.

• Teen drivers are expensive to insure, costing up to $314 a month including comprehensive and collision insurance
• Higher risk drivers who tend to receive serious violations may pay on average $1,060 more annually to insure their Outlook
• Increasing physical damage deductibles can save around $225 each year
• You may be able to save approximately $100 per year simply by shopping early and online