Saturn Outlook Insurance Rates

U.S. average auto insurance rates for a Saturn Outlook are $928 annually for full coverage insurance. Comprehensive costs approximately $154 each year, collision costs $170, and liability is $446. Liability-only coverage costs around $500 a year, with high-risk coverage costing around $1,986. Teenage drivers pay the highest rates at $3,764 a year or more.

Average premium for full coverage: $928

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and Outlook models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations have fewer physical damage claims than densely populated cities.

The graphic below illustrates how your location can change auto insurance prices.

The ranges above illustrate why all drivers should compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The best discount rate is $573
• Raising to $1,000 deductibles will save $74 each year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $928
• Using low deductibles will cost $1,068
• Drivers who are prone to accidents and violations could pay around $1,986 or more
• The price with full coverage for a 16-year-old driver can cost $3,764

View Chart as Image

Auto insurance prices for a Saturn Outlook are also quite variable based on the trim level and model year, your risk profile, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay in the ballpark of $3,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying anywhere from $1,100 to $1,600 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $220 annually, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $402 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Saturn Outlook insurance prices. A middle-age driver might find prices as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,260 on average in Florida, New York, and Michigan.

View Chart as Image

Since prices can be so different, the only way to figure out who has the best car insurance prices is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Saturn Outlook Insurance

Getting lower rates on insurance for a Saturn Outlook consists of being a good driver, having above-average credit, not filing small claims, and not having any coverage lapses. Invest the time to shop around every time your policy renews by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following list is a brief recap of the information illustrated above.

• It is possible to save around $100 per year simply by quoting online in advance
• Drivers age 16 to 20 have the highest car insurance prices, as much as $314 a month if full coverage is included
• Increasing physical damage deductibles could save up to $225 each year
• Drivers considered higher risk who tend to receive serious violations could be forced to pay on average $1,060 more per year than a safer driver
• Insureds who purchase an increased level of liability coverage will pay an extra $490 annually to raise from a low limit to higher 250/500 limits