Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year for full coverage. Comprehensive insurance costs around $154 a year, collision costs $170, and liability costs $446. Liability-only coverage costs as little as $500 a year, with high-risk coverage costing $1,986 or more. Teen drivers cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates for type of insurance:

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and Outlook trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how location helps determine auto insurance rates.

The examples above show why it is important to compare rates for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Saturn Outlook insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $573
• Drivers who choose higher $1,000 deductibles will pay about $854 a year
• The estimated price for a good driver age 40 using $500 deductibles is $928
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $140 annually
• Drivers with multiple violations and an at-fault accident could pay at least $1,986 or more
• Policy cost that insures a 16-year-old driver can be $3,764 a year

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on the trim level of your Outlook, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,100 to $1,600 additional every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 132% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $3,700 a year. View Rates by Age

Your home state makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or as much as $1,330 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could save up to $220 annually, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know your exact price is to get quotes from multiple companies. Every company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Saturn Outlook Insurance

Finding cheaper rates on insurance for a Saturn Outlook not only requires having a decent driving record, but also having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Shop around at every other renewal by quoting rates from direct carriers, and also from several local insurance agents.

The following items are a brief review of the concepts that were covered in the charts and tables above.

• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,060 more every year than a driver with a clean driving record
• 16 to 18-year-old drivers are charged the highest rates, costing up to $314 each month if comprehensive and collision insurance is included
• Drivers can save up to $100 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Drivers can save up to $100 per year simply by quoting early and online