Saturn Outlook Insurance Rates

U.S. average auto insurance rates for a Saturn Outlook are $928 annually for full coverage insurance. Comprehensive costs an estimated $154 a year, collision insurance costs $170, and liability coverage is estimated at $446. A policy with just liability insurance costs approximately $500 a year, and coverage for high-risk drivers costs around $1,986. Teenage drivers pay the highest rates at up to $3,764 a year.

Average premium for full coverage: $928

Price estimates broken down by individual coverage:

Rate estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 states and Outlook trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on the price of insurance. More rural locations have fewer physical damage claims than densely populated cities. The diagram below illustrates the effect of geographic area on insurance prices.

The ranges above illustrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Saturn Outlook insurance rates for other coverage scenarios.

• The best discount rate is $573
• Choosing higher $1,000 deductibles can save approximately $854 each year
• The estimated rate for the average middle-age driver who has $500 deductibles is $928
• Using low $100 deductibles for comp and collision coverage will cost $1,068
• Drivers who are prone to accidents and violations could pay up to $1,986
• The price with full coverage for a teenage driver can cost as much as $3,764 each year

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Insurance prices for a Saturn Outlook are also quite variable based on the trim level and model year, your risk profile, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $900 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay at least $3,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying $1,100 to $1,600 extra each year, depending on your age. A high-risk auto insurance policy ranges around 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $220 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,260 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Saturn Outlook Insurance

Getting lower rates on auto insurance takes being a low-risk driver, having a good credit history, not filing small claims, and deciding if full coverage is necessary. Take the time to compare rates once a year by quoting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief recap of the data that was covered in the above illustrations.

• It is possible to save approximately $100 per year just by quoting early and online
• Consumers who want more liability coverage will pay an extra $490 annually to raise limits from a low limit to higher 250/500 limits
• Teen drivers are charged the highest prices, as much as $314 a month including comprehensive and collision insurance
• Drivers who tend to receive serious violations may pay on average $1,060 more annually to insure their Outlook