Saturn Outlook Insurance Rates

Estimated insurance prices for a Saturn Outlook are $928 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $154, collision costs $170, and liability coverage costs around $446. Liability-only insurance costs as low as $500 a year, with high-risk driver insurance costing $1,986 or more. Teenage drivers pay the most at $3,764 a year or more.

Average premium for full coverage: $928

Premium estimates by type of coverage:

Rate estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Outlook trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities.

The price range example below illustrates how rural and urban location affects auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The best discount rate is $573
• Using higher $1,000 deductibles will save $74 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $928
• Using more expensive low deductibles for physical damage coverage costs an extra $140 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $1,986 or more
• An auto insurance policy to insure a teenage driver with full coverage can cost $3,764 or more

View Chart as Image

Insurance prices for a Saturn Outlook also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Outlook.

Using high physical damage deductibles could cut prices by as much as $220 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $402 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may only pay around $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,100 to $1,600 additional annually, depending on your age. High-risk driver insurance can be around 43% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Saturn Outlook insurance rates. A driver around age 40 might see prices as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,260 on average in Florida, New York, and Michigan.

View Chart as Image

With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Saturn Outlook Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to shop around every other policy renewal by requesting quotes from direct insurance companies, and also from local insurance agencies.

The following is a brief recap of the ideas that were raised in the charts and tables above.

• Teens are the costliest to insure, with premiums being up to $314 per month if full coverage is included
• Drivers who tend to receive serious violations may have to pay on average $1,060 more per year for Outlook insurance
• Increasing policy deductibles could save as much as $225 each year
• It is possible to save around $100 per year simply by shopping early and online