Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year with full coverage. Comprehensive insurance costs approximately $154 each year, collision costs $170, and liability costs around $446. Buying just liability costs as low as $500 a year, with insurance for high-risk drivers costing $1,986 or more. Teens cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates by type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have lower incidents of collision claims than cities with more traffic congestion.

The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why all drivers should compare prices using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $573
• Using higher $1,000 deductibles will save $74 annually
• The estimated price for a good driver age 40 who chooses $500 deductibles is $928
• Selecting low deductibles for physical damage coverage will cost an additional $140 annually
• High-risk insureds with serious driving violations could pay around $1,986 or more
• Policy cost that insures a 16-year-old driver can cost $3,764 or more

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $1,100 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers can be from 43% to 132% more than the average policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see rates as low as $670 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,260 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $220 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from multiple companies. Each insurance company calculates rates differently, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Saturn Outlook Insurance

Finding cheaper rates on insurance for a Saturn Outlook requires being a safe and courteous driver, having above-average credit, not filing small claims, and maximizing policy discounts. Compare rates every year by getting quotes from direct companies, and also from local insurance agencies.

Below is a summary of the coverage data raised in the charts and tables above.

• You may be able to save around $100 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Teenage drivers are expensive to insure, as much as $314 each month if full coverage is included
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,060 more per year for auto insurance