Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $956 a year including full coverage. Comprehensive insurance costs an estimated $168, collision costs $178, and liability insurance is estimated at $452. Liability-only insurance costs approximately $504 a year, with high-risk driver insurance costing $2,042 or more. Teens cost the most to insure at $3,838 a year or more.

Average premium for full coverage: $956

Policy rates broken down by type of insurance:

Rate estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how your location can change insurance prices.

The examples above highlight why everyone should get quotes for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Saturn Outlook insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $590
• Choosing higher $1,000 deductibles can save approximately $78 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $956
• Selecting pricier low deductibles for comp and collision coverage will cost an additional $150 a year
• High-risk insureds with serious driving violations could pay up to $2,042 or more
• Policy cost that insures a teen driver for full coverage can cost as much as $3,838 each year

View Chart as Image

Auto insurance rates for a Saturn Outlook also range considerably based on the model of your Outlook, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,100 to $1,600 in extra premium every year, depending on your age. Saturn Outlook insurance for high-risk drivers ranges anywhere from 42% to 128% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $900 annually on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $3,800 a year. View Rates by Age

Your home state plays a big part in determining prices for Saturn Outlook insurance rates. A good driver about age 40 could pay as low as $740 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,370 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $230 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $407 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Each auto insurer calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Saturn Outlook Insurance

Finding cheaper rates on Saturn Outlook insurance takes not taking risks behind the wheel, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Compare rates every other policy renewal by getting rate quotes from direct car insurance companies, and also from your local car insurance providers.

The following is a brief recap of the ideas that were illustrated above.

• Teens are the costliest to insure, with premiums being up to $320 each month if the policy includes full coverage
• High-risk drivers who tend to receive serious violations could be charged and average of $1,090 more annually for Outlook insurance
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• You may be able to save approximately $100 per year simply by quoting online well ahead of the renewal date