Saturn Outlook Insurance Rates

The average insurance prices for a Saturn Outlook are $928 every 12 months including full coverage. Comprehensive insurance costs an estimated $154 a year, collision costs $170, and liability insurance is $446. A liability-only policy costs around $500 a year, with high-risk insurance costing $1,986 or more. Teenage drivers cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates broken down by type of insurance:

Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Outlook trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The diagram below illustrates how where you live affects insurance prices.

The examples above highlight why it is important to compare rates quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Saturn Outlook insurance rates for other coverage scenarios.

• The best discount rate is $573
• Raising to $1,000 deductibles will save approximately $854 every year
• The average price for a good driver age 40 who has $500 deductibles is $928
• Using low $100 deductibles costs an extra $140 a year
• Higher-risk drivers who are prone to accidents and violations could pay up to $1,986 or more
• Policy cost to insure a teen driver can cost as much as $3,764

View Chart as Image

Car insurance rates for a Saturn Outlook also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $220 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 132% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Saturn Outlook insurance rates. A middle-age driver might find rates as low as $720 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,330 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost Saturn Outlook Insurance

Finding cheaper rates on Saturn Outlook insurance consists of being a low-risk driver, maintaining a good credit score, paying for small claims out-of-pocket, and not having any coverage lapses. Take the time to comparison shop every couple of years by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The items below are a review of the material that was touched on in the above illustrations.

• Drivers who want more liability coverage will pay an extra $490 per year to raise from a 30/60 limit to a 250/500 level
• Teen drivers have the highest car insurance rates, with premiums being up to $314 each month if the policy includes full coverage
• High-risk drivers who have several accidents or serious violations may have to pay on average $1,060 more annually to insure their Outlook
• Increasing comprehensive and collision deductibles could save as much as $225 each year