Saturn Outlook Insurance Rates

The average insurance prices for a Saturn Outlook are $956 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $168, collision costs $178, and liability costs around $452. Liability-only coverage costs as low as $504 a year, with high-risk coverage costing $2,042 or more. 16-year-old drivers cost the most to insure at $3,838 a year or more.

Average premium for full coverage: $956

Policy rates broken down by type of insurance:

Price estimates include $500 physical damage deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than congested cities.

The example below illustrates how location helps determine insurance prices.

The examples above illustrate why everyone should compare prices for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated Saturn Outlook insurance rates for other coverage scenarios.

• The best full coverage rate is $590
• Using higher $1,000 deductibles will save approximately $78 each year
• The average price for a good driver age 40 who has $500 deductibles is $956
• Buying pricier low deductibles for physical damage coverage costs an extra $150 annually
• High-risk insureds with multiple tickets or accidents could pay up to $2,042 or more
• Policy cost to insure a 16-year-old driver for full coverage can cost as much as $3,838 or more

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles could cut rates by as much as $230 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $407 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay at least $3,800 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,100 to $1,600 additional every year, depending on your age. Saturn Outlook insurance for high-risk drivers can be from 42% to 128% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see rates as low as $630 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,290 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to regularly compare rates from multiple companies. Each insurance company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Saturn Outlook Insurance

Finding cheaper rates on insurance for a Saturn Outlook requires being a safe and courteous driver, having above-average credit, being claim-free, and maximizing policy discounts. Invest time comparing rates every couple of years by requesting quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a condensed summary of the material that was covered in the charts and tables above.

• Insureds who want higher levels of liability will pay around $500 annually to increase from a 30/60 limit to a 250/500 level
• Teenage drivers are expensive to insure, possibly costing $320 each month if full coverage is included
• Drivers considered higher risk with multiple at-fault accidents could be forced to pay on average $1,090 more annually for auto insurance
• Increasing comprehensive and collision deductibles could save as much as $225 each year