Saturn Outlook Insurance Rates

Estimated insurance rates for a Saturn Outlook are $928 a year for full coverage insurance. Comprehensive insurance costs approximately $154 a year, collision costs $170, and liability costs around $446. A policy with only liability insurance costs as low as $500 a year, with a high-risk policy costing $1,986 or more. Teens pay the most at $3,764 a year or more.

Average premium for full coverage: $928

Premium estimates by type of coverage:

Rates are based on $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Outlook trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how location impacts auto insurance prices.

These rate differences illustrate why it is important to compare prices using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $573
• Using higher $1,000 deductibles will save $854 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $928
• Selecting low $100 deductibles for physical damage coverage will cost an additional $140 every year
• Drivers with serious driving violations could pay around $1,986 or more
• An auto insurance policy that insures a teen driver can cost $3,764 or more

View Chart as Image

Car insurance prices for a Saturn Outlook also have a wide range based on the trim level of your Outlook, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,100 to $1,600 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $900 a year, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $3,700 a year. View Rates by Age

Where you choose to live has a huge impact on Saturn Outlook insurance prices. A driver around age 40 might see prices as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,260 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $220 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $402 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes and see which company has the best price. Each insurance company calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Saturn Outlook Insurance

Finding better rates on car insurance requires being a low-risk driver, having a positive credit history, paying for small claims out-of-pocket, and avoiding coverage lapses. Compare rates at every other renewal by requesting quotes from direct insurance companies, and also from your local car insurance providers.

The items below are a quick review of the concepts that were touched on above.

• Higher risk drivers with a DUI or reckless driving violation could be charged and average of $1,060 more per year to insure their Outlook
• Teen drivers pay the highest auto insurance prices, with premiums being up to $314 per month if full coverage is purchased
• It is possible to save around $100 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $225 each year
• It is possible to save around $100 per year simply by quoting early and online