Saturn Outlook Insurance Rates

The average auto insurance rates for a Saturn Outlook are $928 annually with full coverage. Comprehensive insurance costs on average $154 each year, collision costs $170, and liability is $446. Buying just liability costs around $500 a year, with insurance for high-risk drivers costing $1,986 or more. Teens cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are shown to have fewer collision claims than cities with more traffic congestion.

The graphic below illustrates how your location can change car insurance rates.

The examples above demonstrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Saturn Outlook insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $573
• Raising to $1,000 deductibles will save around $74 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $928
• Selecting low deductibles costs an additional $140 every year
• At-risk drivers with serious driving violations could pay upwards of $1,986 or more
• Policy cost with full coverage for a teen driver may cost $3,764

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

More mature drivers with a clean driving record and high physical damage deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,100 to $1,600 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $220 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Saturn Outlook insurance prices. A middle-age driver might find rates as low as $670 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,260 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison and see which company has the best rate. Every auto insurance company calculates rates differently, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Saturn Outlook Insurance

Finding cheaper rates on car insurance consists of being a good driver, having a good credit history, not filing small claims, and bundling your home and auto policies. Invest the time to shop around at least every other year by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a review of the car insurance concepts illustrated above.

• Higher risk drivers who have several accidents or serious violations pay an average of $1,060 more each year than a safer driver
• You may be able to save as much as $100 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save up to $225 each year
• Policyholders who require an increased level of liability coverage will pay approximately $490 every year to raise from a 30/60 limit to higher 250/500 limits