Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year including full coverage. Comprehensive insurance costs on average $154, collision costs $170, and liability coverage costs $446. Liability-only coverage costs as little as $500 a year, with high-risk coverage costing $1,986 or more. Teenage drivers cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates by type of insurance:

Includes $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Outlook trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how rural and urban location affects car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Saturn Outlook insurance rates for different risk profiles and scenarios.

• The best discount rate is $573
• Drivers who choose higher $1,000 deductibles will pay around $74 every year
• The estimated price for a good driver age 40 with $500 deductibles is $928
• Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $140 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $1,986 or more
• Policy cost that insures a teenage driver with full coverage may cost $3,764 a year

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,100 to $1,600 additional every year, depending on your age. High-risk driver insurance can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $3,700 a year. View Rates by Age

Your home state makes a big difference in Saturn Outlook insurance rates. A 40-year-old driver could pay as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,330 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $220 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out exactly what you will pay is to compare rates and see how they stack up. Every company uses a different method to calculate rates, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Saturn Outlook Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also having a good credit score, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Compare prices every year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a recap of the coverage data raised in the charts and tables above.

• You may be able to save as much as $100 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Youthful drivers pay higher rates, with premiums being up to $314 each month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents could be forced to pay on average $1,060 more each year than a low-risk driver