Saturn Outlook Insurance Rates
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Michelle Robbins
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UPDATED: Jun 5, 2023
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The average insurance prices for a Saturn Outlook are $928 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $154 a year, collision costs $170, and liability insurance is $446. A liability-only policy costs around $500 a year, with high-risk insurance costing $1,986 or more. Teen drivers cost the most to insure at $3,764 a year or more.
Average premium for full coverage: $928
Policy rates by type of insurance:
Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Outlook trim levels.
Price Range Variability
For the average 40-year-old driver, Saturn Outlook insurance rates go from the cheapest price of $500 for just liability coverage to a high of $1,986 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than larger metro areas.
The diagram below illustrates the difference location can make on auto insurance prices.
The examples above illustrate why it is important to compare rates quotes using their specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $573
- Raising to $1,000 deductibles will save $854 each year
- The average price for a good driver age 40 who chooses $500 deductibles is $928
- Choosing low $100 deductibles costs an extra $140 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $1,986 or more
- Policy cost to insure a teen driver can cost $3,764
Car insurance rates for a Saturn Outlook also range considerably based on liability limits and deductibles, your risk profile, and the model of your Outlook.
Choosing high deductibles can reduce rates by up to $220 each year, while buying higher liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will be charged in the ballpark of $3,700 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 132% more than average. View High Risk Driver Rates
Your home state also has a big influence on Saturn Outlook insurance rates. A middle-age driver might find rates as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,260 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $842 | -$86 | -9.3% |
| Alaska | $712 | -$216 | -23.3% |
| Arizona | $772 | -$156 | -16.8% |
| Arkansas | $928 | -$0 | 0.0% |
| California | $1,060 | $132 | 14.2% |
| Colorado | $888 | -$40 | -4.3% |
| Connecticut | $956 | $28 | 3.0% |
| Delaware | $1,052 | $124 | 13.4% |
| Florida | $1,164 | $236 | 25.4% |
| Georgia | $858 | -$70 | -7.5% |
| Hawaii | $668 | -$260 | -28.0% |
| Idaho | $628 | -$300 | -32.3% |
| Illinois | $692 | -$236 | -25.4% |
| Indiana | $698 | -$230 | -24.8% |
| Iowa | $626 | -$302 | -32.5% |
| Kansas | $884 | -$44 | -4.7% |
| Kentucky | $1,268 | $340 | 36.6% |
| Louisiana | $1,376 | $448 | 48.3% |
| Maine | $574 | -$354 | -38.1% |
| Maryland | $766 | -$162 | -17.5% |
| Massachusetts | $746 | -$182 | -19.6% |
| Michigan | $1,616 | $688 | 74.1% |
| Minnesota | $778 | -$150 | -16.2% |
| Mississippi | $1,116 | $188 | 20.3% |
| Missouri | $826 | -$102 | -11.0% |
| Montana | $998 | $70 | 7.5% |
| Nebraska | $734 | -$194 | -20.9% |
| Nevada | $1,116 | $188 | 20.3% |
| New Hampshire | $670 | -$258 | -27.8% |
| New Jersey | $1,040 | $112 | 12.1% |
| New Mexico | $822 | -$106 | -11.4% |
| New York | $980 | $52 | 5.6% |
| North Carolina | $538 | -$390 | -42.0% |
| North Dakota | $762 | -$166 | -17.9% |
| Ohio | $642 | -$286 | -30.8% |
| Oklahoma | $954 | $26 | 2.8% |
| Oregon | $852 | -$76 | -8.2% |
| Pennsylvania | $888 | -$40 | -4.3% |
| Rhode Island | $1,240 | $312 | 33.6% |
| South Carolina | $842 | -$86 | -9.3% |
| South Dakota | $784 | -$144 | -15.5% |
| Tennessee | $814 | -$114 | -12.3% |
| Texas | $1,120 | $192 | 20.7% |
| Utah | $688 | -$240 | -25.9% |
| Vermont | $638 | -$290 | -31.3% |
| Virginia | $556 | -$372 | -40.1% |
| Washington | $720 | -$208 | -22.4% |
| West Virginia | $852 | -$76 | -8.2% |
| Wisconsin | $646 | -$282 | -30.4% |
| Wyoming | $830 | -$98 | -10.6% |
Because rates have so much variability, the only way to figure out who has the best car insurance rates is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, so rate quotes will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $898 | $75 |
| Saturn Outlook XV 2WD | $898 | $75 |
| Saturn Outlook XE Premium 2WD | $928 | $77 |
| Saturn Outlook XE AWD | $928 | $77 |
| Saturn Outlook XE Premium AWD | $928 | $77 |
| Saturn Outlook XR-L 2WD | $944 | $79 |
| Saturn Outlook XR-L AWD | $944 | $79 |
| Saturn Outlook XR-L Premium 2WD | $960 | $80 |
| Saturn Outlook XR-L Premium AWD | $960 | $80 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $168 | $178 | $452 | $956 |
| 2007 Saturn Outlook | $154 | $170 | $446 | $928 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Saturn Outlook Insurance
Finding cheaper rates on Saturn Outlook insurance consists of being a good driver, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Make time to compare rates at least once a year by requesting quotes from direct insurance companies, and also from local insurance agencies.
The following list is a review of the primary concepts that were touched on in this article.
- It is possible to save around $100 per year simply by quoting early and online
- High-risk drivers who have several accidents or serious violations may have to pay on average $1,060 more per year than a safer driver
- Increasing comprehensive and collision deductibles could save as much as $225 each year
- Drivers age 16 to 20 pay the highest auto insurance rates, possibly costing $314 each month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,764 |
| 20 | $2,110 |
| 30 | $942 |
| 40 | $928 |
| 50 | $854 |
| 60 | $836 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,068 |
| $250 | $1,006 |
| $500 | $928 |
| $1,000 | $854 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $928 |
| 50/100 | $1,049 |
| 100/300 | $1,161 |
| 250/500 | $1,451 |
| 100 CSL | $1,094 |
| 300 CSL | $1,339 |
| 500 CSL | $1,518 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,282 |
| 20 | $3,358 |
| 30 | $2,000 |
| 40 | $1,986 |
| 50 | $1,900 |
| 60 | $1,880 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $32 |
| Advance Quote | $39 |
| Online Quote | $62 |
| Total Discounts | $355 |
Discounts are estimated and may not be available from every company or in every state.
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