Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year with full coverage. Comprehensive insurance costs approximately $154, collision costs $170, and liability costs $446. Liability-only coverage costs as little as $500 a year, with high-risk coverage costing $1,986 or more. Teen drivers cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Outlook trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how location helps determine auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Saturn Outlook insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $573
• Drivers who choose higher $1,000 deductibles will pay $74 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $928
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $140 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay around $1,986 or more
• Policy cost for full coverage for a teen driver with full coverage can cost $3,764 a year

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $3,700 a year. View Rates by Age

Your home state makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,260 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could save up to $220 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,100 to $1,600 additional every year, depending on your age. High-risk driver insurance can cost as much as 43% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates and see which company has the best rate. Every company uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Saturn Outlook Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having a good credit history, not filing small claims, and qualifying for all possible discounts. Invest time comparing rates at least every other year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a condensed summary of the car insurance concepts covered in the charts and tables above.

• Higher risk drivers with multiple at-fault accidents pay on average $1,060 more per year than a low-risk driver
• You may be able to save around $100 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $225 each year
• Policyholders who purchase more liability protection will pay about $490 every year to go from a 30/60 limit to 250/500 limits