Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year including full coverage. Comprehensive insurance costs an estimated $154 a year, collision costs $170, and liability is estimated at $446. Liability-only insurance costs approximately $500 a year, with high-risk driver insurance costing $1,986 or more. Teen drivers cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates broken down by type of insurance:

Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Outlook trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location helps determine insurance prices.

The examples above highlight why it is important to get quotes for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Saturn Outlook insurance rates for other coverage scenarios.

• The lowest rate with discounts is $573
• Choosing higher $1,000 deductibles can save approximately $854 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $928
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $140 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $1,986 or more
• Policy cost that insures a 16-year-old driver can cost as much as $3,764 each year

View Chart as Image

Auto insurance rates for a Saturn Outlook also range considerably based on the trim level of your Outlook, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,100 to $1,600 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges from 43% to 132% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $900 annually on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay at least $3,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Saturn Outlook insurance prices. A good driver about age 40 could pay as low as $720 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,330 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $220 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Saturn Outlook Insurance

Finding cheaper rates on insurance for a Saturn Outlook takes being a low-risk driver, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Shop around at least every other year by getting quotes from direct car insurance companies, and also from your local car insurance providers.

The items below are a recap of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk that have major violations or accidents could be charged and average of $1,060 more annually to insure their Outlook
• You may be able to save approximately $100 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $225 each year
• Insureds who want more liability coverage will pay about $490 per year to raise limits from a 30/60 limit to the 250/500 level