Saturn Outlook Insurance Rates

The average insurance rates for a Saturn Outlook are $928 a year for full coverage. Comprehensive insurance costs on average $154, collision costs $170, and liability insurance costs $446. Buying just liability costs as little as $500 a year, with insurance for high-risk drivers costing $1,986 or more. Teens cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates by type of insurance:

Estimates include $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and for different Outlook trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above show why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Saturn Outlook insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $573
• Drivers who choose higher $1,000 deductibles will pay around $74 a year
• The average rate for a good driver age 40 with $500 deductibles is $928
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an extra $140 a year
• High risk drivers with serious driving violations could pay upwards of $1,986 or more
• Policy cost for full coverage for a teen driver with full coverage may cost $3,764 a year

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on your risk profile, the trim level of your Outlook, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles could pay as little as $900 per year on average, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $3,700 a year. View Rates by Age

Your home state makes a big difference in Saturn Outlook insurance rates. A 40-year-old driver could pay as low as $610 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,330 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $220 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,100 to $1,600 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates from as many companies as possible. Every company calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Saturn Outlook Insurance

Finding cheaper rates on Saturn Outlook insurance not only requires being safe and accident-free, but also maintaining good credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Set aside time to compare rates every couple of years by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

Below you'll find a review of the material that was covered above.

• Drivers who require more liability protection will pay approximately $490 each year to go from a 30/60 limit to 250/500 limits
• Youthful drivers pay the highest rates, costing up to $314 each month for full coverage
• High-risk drivers who have several accidents or serious violations will pay on average $1,060 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles can save around $225 each year