Saturn Outlook Insurance Rates
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Michelle Robbins
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UPDATED: Jun 5, 2023
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The average insurance rates for a Saturn Outlook are $928 a year for full coverage insurance. Comprehensive costs an estimated $154, collision insurance costs $170, and liability is $446. Liability-only coverage costs around $500 a year, and high-risk coverage costs around $1,986. 16-year-old drivers cost the most to insure at up to $3,764 a year.
Average premium for full coverage: $928
Policy rates broken down by type of insurance:
Estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all Outlook models.
Price Range Variability
For the normal driver, Saturn Outlook insurance rates range from the low end price of $500 for just liability coverage to the much higher price of $1,986 for a driver that may need high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city can make a big difference on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than congested cities. The example below illustrates how geographic area affects insurance prices.
The examples above illustrate why everyone should compare rates quotes for a targeted area, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Saturn Outlook insurance rates for other coverage scenarios.
- The best full coverage rate is $573
- Raising to $1,000 deductibles will save approximately $74 each year
- The estimated price for a good driver age 40 who has $500 deductibles is $928
- Buying pricier low deductibles bumps up the cost to $1,068
- Drivers with multiple tickets or accidents could pay up to $1,986
- Policy cost that insures a 16-year-old driver for full coverage can cost as much as $3,764
Insurance rates for a Saturn Outlook also range considerably based on the model of your Outlook, your age and driving record, and liability limits and deductibles.
If you have a few points on your driving record or you caused an accident, you are probably paying $1,100 to $1,600 additional every year, depending on your age. Saturn Outlook insurance for high-risk drivers is expensive and can cost from 43% to 132% more than the average rate. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $3,700 a year. View Rates by Age
Your home state also has a big influence on Saturn Outlook insurance prices. A middle-age driver might find rates as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,260 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $842 | -$86 | -9.3% |
| Alaska | $712 | -$216 | -23.3% |
| Arizona | $772 | -$156 | -16.8% |
| Arkansas | $928 | -$0 | 0.0% |
| California | $1,060 | $132 | 14.2% |
| Colorado | $888 | -$40 | -4.3% |
| Connecticut | $956 | $28 | 3.0% |
| Delaware | $1,052 | $124 | 13.4% |
| Florida | $1,164 | $236 | 25.4% |
| Georgia | $858 | -$70 | -7.5% |
| Hawaii | $668 | -$260 | -28.0% |
| Idaho | $628 | -$300 | -32.3% |
| Illinois | $692 | -$236 | -25.4% |
| Indiana | $698 | -$230 | -24.8% |
| Iowa | $626 | -$302 | -32.5% |
| Kansas | $884 | -$44 | -4.7% |
| Kentucky | $1,268 | $340 | 36.6% |
| Louisiana | $1,376 | $448 | 48.3% |
| Maine | $574 | -$354 | -38.1% |
| Maryland | $766 | -$162 | -17.5% |
| Massachusetts | $746 | -$182 | -19.6% |
| Michigan | $1,616 | $688 | 74.1% |
| Minnesota | $778 | -$150 | -16.2% |
| Mississippi | $1,116 | $188 | 20.3% |
| Missouri | $826 | -$102 | -11.0% |
| Montana | $998 | $70 | 7.5% |
| Nebraska | $734 | -$194 | -20.9% |
| Nevada | $1,116 | $188 | 20.3% |
| New Hampshire | $670 | -$258 | -27.8% |
| New Jersey | $1,040 | $112 | 12.1% |
| New Mexico | $822 | -$106 | -11.4% |
| New York | $980 | $52 | 5.6% |
| North Carolina | $538 | -$390 | -42.0% |
| North Dakota | $762 | -$166 | -17.9% |
| Ohio | $642 | -$286 | -30.8% |
| Oklahoma | $954 | $26 | 2.8% |
| Oregon | $852 | -$76 | -8.2% |
| Pennsylvania | $888 | -$40 | -4.3% |
| Rhode Island | $1,240 | $312 | 33.6% |
| South Carolina | $842 | -$86 | -9.3% |
| South Dakota | $784 | -$144 | -15.5% |
| Tennessee | $814 | -$114 | -12.3% |
| Texas | $1,120 | $192 | 20.7% |
| Utah | $688 | -$240 | -25.9% |
| Vermont | $638 | -$290 | -31.3% |
| Virginia | $556 | -$372 | -40.1% |
| Washington | $720 | -$208 | -22.4% |
| West Virginia | $852 | -$76 | -8.2% |
| Wisconsin | $646 | -$282 | -30.4% |
| Wyoming | $830 | -$98 | -10.6% |
Opting for high physical damage deductibles can reduce rates by up to $220 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Saturn Outlook XE 2WD | $898 | $75 |
| Saturn Outlook XV 2WD | $898 | $75 |
| Saturn Outlook XE Premium 2WD | $928 | $77 |
| Saturn Outlook XE AWD | $928 | $77 |
| Saturn Outlook XE Premium AWD | $928 | $77 |
| Saturn Outlook XR-L 2WD | $944 | $79 |
| Saturn Outlook XR-L AWD | $944 | $79 |
| Saturn Outlook XR-L Premium 2WD | $960 | $80 |
| Saturn Outlook XR-L Premium AWD | $960 | $80 |
Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2008 Saturn Outlook | $168 | $178 | $452 | $956 |
| 2007 Saturn Outlook | $154 | $170 | $446 | $928 |
Rates are averaged for all Saturn Outlook models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Saturn Outlook Insurance
Finding cheaper rates on insurance for a Saturn Outlook consists of avoiding accidents and claims, having a good credit score, being claim-free, and possibly raising deductibles. Comparison shop once a year by requesting quotes from direct insurance companies, and also from local insurance agencies.
The points below are a review of the data that was presented in the illustrations above.
- It is possible to save approximately $100 per year just by quoting online well ahead of the renewal date
- Insureds who want increased liability limits will pay around $490 annually to raise from a 30/60 limit to the 250/500 level
- Drivers under the age of 20 are expensive to insure, possibly costing $314 each month if comprehensive and collision insurance is included
- Drivers considered higher risk who have several accidents or serious violations may have to pay on average $1,060 more annually to insure a Saturn Outlook
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,764 |
| 20 | $2,110 |
| 30 | $942 |
| 40 | $928 |
| 50 | $854 |
| 60 | $836 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,068 |
| $250 | $1,006 |
| $500 | $928 |
| $1,000 | $854 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $928 |
| 50/100 | $1,049 |
| 100/300 | $1,161 |
| 250/500 | $1,451 |
| 100 CSL | $1,094 |
| 300 CSL | $1,339 |
| 500 CSL | $1,518 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,282 |
| 20 | $3,358 |
| 30 | $2,000 |
| 40 | $1,986 |
| 50 | $1,900 |
| 60 | $1,880 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $32 |
| Advance Quote | $39 |
| Online Quote | $62 |
| Total Discounts | $355 |
Discounts are estimated and may not be available from every company or in every state.
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