Saturn Outlook Insurance Rates

The average insurance prices for a Saturn Outlook are $928 every 12 months for full coverage. Comprehensive insurance costs on average $154 each year, collision costs $170, and liability insurance is $446. Liability-only insurance costs around $500 a year, with high-risk driver insurance costing $1,986 or more. Teens cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates by type of insurance:

Full coverage includes $500 deductible amounts, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent accident claims than cities with more traffic congestion.

The graphic below illustrates the difference location can make on car insurance rates.

The examples above show why all drivers should compare rates quotes based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Saturn Outlook insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $573
• Raising to $1,000 deductibles will save around $74 a year
• The average price for a good driver age 40 with $500 deductibles is $928
• Selecting low deductibles costs an extra $140 a year
• Higher-risk drivers with serious driving violations could pay upwards of $1,986 or more
• Policy cost to insure a teen driver may cost $3,764

View Chart as Image

Auto insurance rates for a Saturn Outlook also range considerably based on liability limits and deductibles, your driver profile, and the trim level of your Outlook.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $220 each year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $402 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay upwards of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,100 to $1,600 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Saturn Outlook insurance rates. A middle-age driver might find rates as low as $610 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,330 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable Saturn Outlook Insurance

Finding cheaper rates on Saturn Outlook insurance consists of having a good driving record, having a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Make time to compare rates at least once a year by requesting rates from direct carriers, and also from local independent and exclusive agents.

The next list is a summary of the primary concepts that were touched on in this article.

• Drivers can save as much as $100 per year simply by quoting online in advance
• High-risk drivers who have multiple accidents or major violations pay an average of $1,060 more each year to buy Saturn Outlook insurance
• Increasing comprehensive and collision deductibles could save as much as $225 each year
• Drivers age 20 and younger are charged the highest rates, costing up to $314 each month if comprehensive and collision insurance is included