Saturn Outlook Insurance Rates

The average auto insurance rates for a Saturn Outlook are $928 annually for full coverage insurance. Comprehensive insurance costs on average $154, collision costs $170, and liability coverage costs around $446. Liability-only coverage costs as low as $500 a year, with high-risk coverage costing $1,986 or more. Teenage drivers cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates by type of insurance:

Rate estimates include $500 deductible amounts, liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and for all Outlook models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on insurance rates. Rural areas are shown to have fewer physical damage claims than densely populated cities.

The example below illustrates how location impacts car insurance rates.

The examples above illustrate why everyone should compare prices based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Saturn Outlook insurance rates for different risk profiles and scenarios.

• The best discount rate is $573
• Using higher $1,000 deductibles will save around $74 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $928
• Using pricier low deductibles for physical damage coverage costs an additional $140 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $1,986 or more
• Policy cost with full coverage for a teenage driver for full coverage may cost $3,764 or more

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $3,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,100 to $1,600 additional every year, depending on your age. Saturn Outlook insurance for high-risk drivers can be around 43% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $220 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Saturn Outlook insurance rates. A driver around age 40 might see rates as low as $610 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,260 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Saturn Outlook Insurance

Finding cheaper rates on auto insurance requires having a good driving record, having good credit, being claim-free, and insuring your home and auto with the same company. Spend time shopping around once a year by getting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a brief recap of the data that was touched on above.

• It is possible to save as much as $100 per year simply by quoting online well ahead of the renewal date
• Consumers who require increased levels of liability coverage will pay an extra $490 annually to increase from a 30/60 limit to higher 250/500 limits
• Drivers age 20 and younger pay higher rates, possibly costing $314 each month if they have full coverage
• Drivers who tend to receive serious violations may pay on average $1,060 more each year to buy Saturn Outlook insurance