Saturn Outlook Insurance Rates

Average insurance rates for a Saturn Outlook are $956 a year including full coverage. Comprehensive costs around $168 a year, collision costs $178, and liability costs $452. A policy with just liability insurance costs as little as $504 a year, with coverage for high-risk drivers costing around $2,042. Teen drivers receive the highest rates at $3,838 a year or more.

Average premium for full coverage: $956

Rate estimates for individual coverage type:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Outlook trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples highlight why it is important to compare rates for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Saturn Outlook insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $590
• Drivers who choose higher $1,000 deductibles will pay about $878 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $956
• Choosing low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,106
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,042 or more
• The cost that insures a teen driver can be $3,838 a year

View Chart as Image

Insurance rates for a Saturn Outlook can also vary considerably based on the trim level of your Outlook, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,100 to $1,600 additional per year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 128% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $3,800 a year. View Rates by Age

Where you live makes a big difference in Saturn Outlook insurance prices. A 40-year-old driver could pay as low as $740 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,370 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $230 every year, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out your exact price is to get quotes and see which company has the best rate. Every company uses a different rate calculation, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Saturn Outlook Insurance

Saving money on car insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and taking advantage of discounts. Shop around every time your policy renews by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below you'll find a brief summary of the information covered above.

• You may be able to save up to $100 per year simply by quoting early and online
• Youthful drivers are charged the highest rates, as much as $320 per month if comprehensive and collision insurance is included
• Increasing deductibles can save approximately $225 each year
• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,090 more every year than a low-risk driver
• Policyholders who may need more liability protection will pay about $500 per year to go from a minimum limit to the 250/500 level