Saturn Outlook Insurance Rates

The average auto insurance rates for a Saturn Outlook are $928 annually for full coverage insurance. Comprehensive insurance costs an estimated $154 a year, collision costs $170, and liability coverage costs $446. Buying just liability costs as little as $500 a year, with insurance for high-risk drivers costing $1,986 or more. 16-year-old drivers cost the most to insure at $3,764 a year or more.

Average premium for full coverage: $928

Policy rates broken down by type of insurance:

Prices include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 states and Outlook trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. More rural locations are shown to have fewer physical damage claims than congested cities.

The diagram below illustrates how geographic area affects insurance prices.

The examples above illustrate why it is important to compare rates for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Saturn Outlook insurance rates for other coverage scenarios.

• The best full coverage rate is $573
• Drivers who choose higher $1,000 deductibles will pay approximately $854 each year
• The estimated rate for a good driver age 40 who has $500 deductibles is $928
• Buying low $100 deductibles for comprehensive and collision insurance costs an additional $140 each year
• High-risk insureds with multiple tickets or accidents could pay up to $1,986 or more
• Policy cost with full coverage for a teenage driver can cost as much as $3,764 a year

View Chart as Image

Insurance rates for a Saturn Outlook also range considerably based on the model year and trim level, your risk profile, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $900 per year on average, or $75 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay at least $3,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying $1,100 to $1,600 extra every year, depending on your age. A high-risk auto insurance policy can cost around 43% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $220 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $402 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Saturn Outlook insurance rates. A 40-year-old driver could pay as low as $610 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,260 on average in Florida, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to figure out which auto insurance is cheapest is to get quotes and see how they stack up. Every company utilizes a different rate formula, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Saturn Outlook Insurance

Finding cheaper rates on auto insurance not only requires having a decent driving record, but also having a good credit history, being claim-free, and taking advantage of discounts. Invest the time to compare rates every other policy renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following items are a quick rundown of the ideas that were presented in the illustrations above.

• 16 to 18-year-old drivers are charged the highest rates, possibly costing $314 each month including comprehensive and collision insurance
• Drivers with reckless driving or DUI convictions may pay on average $1,060 more annually than a driver with a clean driving record
• Increasing comprehensive and collision deductibles could save up to $225 each year
• It is possible to save approximately $100 per year simply by quoting early and online