Saturn Outlook Insurance Rates

U.S. average insurance rates for a Saturn Outlook are $928 a year including full coverage. Comprehensive costs around $154, collision costs $170, and liability coverage costs around $446. A policy with just liability insurance costs as low as $500 a year, with coverage for high-risk drivers costing around $1,986. Teens pay the highest rates at $3,764 a year or more.

Average premium for full coverage: $928

Price estimates for individual coverage:

Estimates include $500 physical damage deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Outlook models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how your location can change auto insurance rates.

The ranges above highlight why everyone should compare prices for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Saturn Outlook insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $573
• Using higher $1,000 deductibles will save about $74 every year
• The estimated price for the average middle-age driver using $500 deductibles is $928
• Selecting pricier low deductibles for physical damage coverage bumps up the cost to $1,068
• Higher-risk drivers with serious driving violations could pay at least $1,986 or more
• The price that insures a teenage driver for full coverage can be $3,764 or more

View Chart as Image

Insurance prices for a Saturn Outlook are also quite variable based on the model of your Outlook, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,100 to $1,600 extra each year, depending on your age. Saturn Outlook insurance for high-risk drivers can be around 43% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $900 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $3,700 a year. View Rates by Age

The state you live in has a huge impact on Saturn Outlook insurance rates. A driver around age 40 might see prices as low as $720 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,330 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $220 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $402 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to regularly compare prices and see how they stack up. Each insurance company calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Saturn Outlook Insurance

Getting lower rates on auto insurance requires being a safe and courteous driver, having above-average credit, being claim-free, and insuring your home and auto with the same company. Compare rates every couple of years by getting quotes from direct car insurance companies, and also from local insurance agencies.

Below is a review of the material that was illustrated above.

• Consumers who may need higher levels of liability will pay approximately $490 per year to increase from a low limit to the 250/500 level
• Teenage drivers pay higher prices, possibly costing $314 a month if full coverage is included
• Drivers who have several accidents or serious violations may have to pay on average $1,060 more every year for auto insurance
• Increasing physical damage deductibles can save approximately $225 each year