Toyota Sequoia Insurance Rates

Estimated auto insurance rates for a Toyota Sequoia are $1,446 annually for full coverage. Comprehensive insurance costs on average $320 a year, collision costs $552, and liability coverage is $416. Liability-only coverage costs around $474 a year, with high-risk coverage costing $3,126 or more. Teenage drivers pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates by type of coverage:

Includes $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have fewer accident claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

These rate differences show why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows estimated Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The best discount rate is $834
• Raising to $1,000 deductibles will save around $1,250 a year
• The estimated rate for a 40-year-old good driver with $500 deductibles is $1,446
• Using low $100 deductibles costs an additional $386 each year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,126 or more
• An auto insurance policy with full coverage for a teenage driver may cost $5,362

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Insurance prices for a Toyota Sequoia also have a wide range based on the model of your Sequoia, your driver profile, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $5,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying at a minimum $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $590 a year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $375 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Toyota Sequoia insurance rates. A middle-age driver might find prices as low as $950 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,070 on average in Michigan, Louisiana, and New York.

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With such a large range in prices, the only way to know exactly what you will pay is to get quotes and see how they stack up. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Toyota Sequoia Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, having a good credit history, not filing small claims, and bundling your home and auto policies. Make time to compare rates every couple of years by getting price quotes from direct carriers, and also from local insurance agents.

The points below are a recap of the material that was touched on in this article.

• Consumers who require increased liability limits will pay an extra $460 each year to raise from 30/60 bodily injury limits to higher 250/500 limits
• Drivers under the age of 20 pay the highest prices, as much as $447 per month including comprehensive and collision insurance
• Drivers that have major violations or accidents may be required to pay an average of $1,680 more each year to insure a Toyota Sequoia
• Increasing policy deductibles could save up to $575 each year