Toyota Sequoia Insurance Rates

U.S. average insurance rates for a Toyota Sequoia are $1,454 a year for full coverage. Comprehensive insurance costs on average $332 a year, collision costs $566, and liability costs around $398. A policy with just liability insurance costs as low as $460 a year, with coverage for high-risk drivers costing $3,136 or more. Teenage drivers pay the highest rates at $5,348 a year or more.

Average premium for full coverage: $1,454

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Sequoia trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than densely populated cities.

The diagram below illustrates how where you live affects car insurance rates.

The ranges above show why it is important to compare prices based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Toyota Sequoia insurance rates for different risk profiles and scenarios.

• The best discount rate is $836
• Using higher $1,000 deductibles will save around $1,250 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,454
• Using low $100 deductibles for physical damage coverage will cost an additional $394 every year
• Drivers who are prone to accidents and violations could pay upwards of $3,136 or more
• The price that insures a teen driver may cost $5,348 or more

View Chart as Image

Insurance prices for a Toyota Sequoia are also quite variable based on the trim level of your Sequoia, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,700 to $2,300 extra each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $5,300 a year. View Rates by Age

The state you live in has a huge impact on Toyota Sequoia insurance prices. A driver around age 40 might see prices as low as $960 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,080 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $600 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Getting lower rates on car insurance requires avoiding accidents and violations, having above-average credit, eliminating unnecessary coverage, and bundling your home and auto policies. Compare prices every year by getting price quotes from direct carriers, and also from local exclusive and independent agents.

The list below is a brief summary of the coverage data touched on in the above illustrations.

• Drivers can save as much as $180 per year simply by quoting early and online
• Increasing physical damage deductibles can save approximately $600 each year
• Teenagers pay the highest prices, with premiums as much as $446 a month if full coverage is included
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,680 more each year for car insurance