Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,446 a year for full coverage. Comprehensive insurance costs an estimated $320, collision insurance costs $552, and liability is estimated at $416. A policy with only liability insurance costs approximately $474 a year, and a high-risk policy costs $3,126 or more. Teens pay the most at up to $5,362 a year.

Average premium for full coverage: $1,446

Premium estimates broken down by type of coverage:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and for different Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates how where you live affects insurance prices.

These rate differences show why anyone shopping for car insurance should get quotes for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Toyota Sequoia insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $834
• Choosing higher $1,000 deductibles can save approximately $196 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,446
• Selecting more expensive low deductibles for comp and collision coverage will cost an extra $386 annually
• Higher-risk drivers with serious driving violations could pay up to $3,126
• An auto insurance policy for full coverage for a 16-year-old driver with full coverage can cost as much as $5,362 each year

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Car insurance prices for a Toyota Sequoia also have a wide range based on your driving characteristics, the trim level of your Sequoia, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged at least $5,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Toyota Sequoia insurance prices. A good driver about age 40 could pay as low as $950 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,070 on average in New York, Louisiana, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles can save as much as $590 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance ranges from 43% to 131% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Toyota Sequoia Insurance

Finding better rates on insurance for a Toyota Sequoia takes avoiding accidents and claims, having above-average credit, not filing small claims, and possibly higher deductibles. Take the time to comparison shop every time your policy renews by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The points below are a quick review of the information touched on in the above illustrations.

• Drivers can save approximately $170 per year just by shopping early and online
• Drivers under the age of 20 have the highest car insurance prices, as much as $447 per month if full coverage is included
• Increasing policy deductibles can save around $575 each year
• Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,680 more annually to insure a Toyota Sequoia
• Insureds who want increased liability limits will pay approximately $460 each year to raise limits from 30/60 bodily injury limits to 250/500 limits