Toyota Sequoia Insurance Rates

Estimated insurance rates for a Toyota Sequoia are $1,446 a year for full coverage insurance. Comprehensive insurance costs an estimated $320 each year, collision costs $552, and liability insurance costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing $3,126 or more. Teen drivers pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates broken down by type of coverage:

These estimates include $500 deductible amounts, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Sequoia models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The graphic below illustrates the difference location can make on insurance prices.

These rate differences illustrate why all drivers should compare rates for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The lowest rate with discounts is $834
• Drivers who choose higher $1,000 deductibles will pay approximately $196 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,446
• Choosing low deductibles for comprehensive and collision insurance will cost an additional $386 a year
• High risk drivers with multiple violations and an at-fault accident could pay up to $3,126 or more
• An auto insurance policy that insures a teen driver can cost as much as $5,362 a year

View Chart as Image

Auto insurance prices for a Toyota Sequoia also have a wide range based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,700 to $2,300 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay at least $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,950 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $590 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Toyota Sequoia Insurance

Finding better rates on Toyota Sequoia insurance not only requires having a good driving record, but also maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Shop around at every policy renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The next list is a brief summary of the data touched on in this article.

• Drivers who want increased levels of liability coverage will pay about $460 annually to go from 30/60 bodily injury limits to the 250/500 level
• It is possible to save approximately $170 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $575 each year
• Drivers age 20 and younger are the costliest to insure, with premiums being up to $447 per month if the policy includes full coverage