Toyota Sequoia Insurance Rates

Estimated insurance prices for a Toyota Sequoia are $1,446 every 12 months for full coverage. Comprehensive insurance costs an estimated $320 a year, collision costs $552, and liability coverage costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing $3,126 or more. Teens pay the most at $5,362 a year or more.

Average premium for full coverage: $1,446

Premium estimates broken down by type of coverage:

Includes $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and Sequoia trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than cities with more traffic congestion.

The diagram below illustrates how location impacts insurance prices.

These rate differences show why it is important to compare rates for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated Toyota Sequoia insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $834
• Drivers who choose higher $1,000 deductibles will pay approximately $1,250 a year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,446
• Selecting low $100 deductibles for comprehensive and collision insurance costs an extra $386 each year
• High-risk insureds with serious driving violations could pay up to $3,126 or more
• An auto insurance policy to insure a teenage driver can cost as much as $5,362 a year

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Auto insurance prices for a Toyota Sequoia also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $590 a year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay at least $5,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,700 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 131% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Toyota Sequoia insurance rates. A 40-year-old driver could pay as low as $950 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,070 on average in New York, Louisiana, and Michigan.

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With such a large range in prices, the only way to know which insurance company is cheapest is to get quotes and see how they stack up. Every company calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Toyota Sequoia Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having a good credit score, not filing small claims, and qualifying for all possible discounts. Spend time shopping around at least once a year by getting quotes from direct carriers, and also from several local insurance agents.

The following list is a recap of the primary concepts that were touched on above.

• Drivers can save approximately $170 per year simply by quoting early and online
• Drivers that have major violations or accidents pay on average $1,680 more annually than a safer driver
• Increasing policy deductibles could save as much as $575 each year
• Drivers age 16 to 20 are the costliest to insure, as much as $447 per month if comprehensive and collision insurance is included