Porsche 911 Insurance Rates

The average auto insurance rates for a Porsche 911 are $2,100 annually for full coverage. Comprehensive insurance costs approximately $502 a year, collision costs $1,050, and liability insurance costs around $390. A liability-only policy costs as low as $452 a year, with high-risk insurance costing $4,586 or more. Teenage drivers cost the most to insure at $7,452 a year or more.

Average premium for full coverage: $2,100

Policy rates by type of insurance:

Estimates include $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and 911 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance prices.

The examples above show why it is important to compare prices using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Porsche 911 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $1,151
• Using higher $1,000 deductibles will save $1,750 a year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $2,100
• Using low $100 deductibles for physical damage coverage costs an additional $690 a year
• Drivers who are prone to accidents and violations could pay around $4,586 or more
• Policy cost with full coverage for a teen driver can cost $7,452 or more

View Chart as Image

Car insurance rates for a Porsche 911 also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,900 a year, or $158 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $7,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $2,500 to $3,400 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 46% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $1,040 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $299 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Porsche 911 insurance rates. A driver around age 40 might see rates as low as $1,380 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $3,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Porsche 911 Insurance

Finding cheaper rates on Porsche 911 insurance requires being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Take the time to comparison shop at every policy renewal by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a review of the data touched on in the above illustrations.

• Drivers who purchase more liability protection will pay an extra $430 each year to increase from a 30/60 limit to higher 250/500 limits
• Drivers can save around $270 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $1,050 each year
• Youthful drivers pay the highest auto insurance rates, costing up to $621 each month if comprehensive and collision insurance is included