Porsche 911 Insurance Rates
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UPDATED: Mar 30, 2024
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The average insurance prices for a Porsche 911 are $2,100 every 12 months including full coverage. Comprehensive costs around $502 a year, collision insurance costs $1,050, and liability is estimated at $390. A liability-only policy costs approximately $452 a year, and high-risk insurance costs around $4,586. Teens cost the most to insure at up to $7,452 a year.
Average premium for full coverage: $2,100
Policy rates for type of insurance:
Prices include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and 911 trim levels.
Price Range Variability
For the normal driver, Porsche 911 insurance rates range from the cheapest price of $452 for minimum levels of liability insurance to a high of $4,586 for a high-risk driver policy.
Urban vs. Rural Price Range
Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance rates.
The examples above highlight why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down average Porsche 911 insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $1,151
- Choosing higher $1,000 deductibles can save about $1,750 every year
- The average price for a good driver age 40 using $500 deductibles is $2,100
- Selecting low $100 deductibles for comp and collision coverage increases the price to $2,790
- Higher-risk drivers with serious driving violations could pay at least $4,586
- Policy cost to insure a 16-year-old driver can be $7,452 each year
Car insurance rates for a Porsche 911 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can save as much as $1,040 annually, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $299 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as low as $1,900 annually on average, or $158 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $7,400 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $2,500 to $3,400 extra every year, depending on your age. A high-risk auto insurance policy ranges from 46% to 133% more than the average policy. View High Risk Driver Rates
Your home state plays a big part in determining prices for Porsche 911 insurance prices. A good driver about age 40 could pay as low as $1,610 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $3,000 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,900 | -$200 | -9.5% |
Alaska | $1,612 | -$488 | -23.2% |
Arizona | $1,744 | -$356 | -17.0% |
Arkansas | $2,100 | -$0 | 0.0% |
California | $2,394 | $294 | 14.0% |
Colorado | $2,006 | -$94 | -4.5% |
Connecticut | $2,158 | $58 | 2.8% |
Delaware | $2,378 | $278 | 13.2% |
Florida | $2,628 | $528 | 25.1% |
Georgia | $1,940 | -$160 | -7.6% |
Hawaii | $1,508 | -$592 | -28.2% |
Idaho | $1,422 | -$678 | -32.3% |
Illinois | $1,564 | -$536 | -25.5% |
Indiana | $1,582 | -$518 | -24.7% |
Iowa | $1,420 | -$680 | -32.4% |
Kansas | $1,998 | -$102 | -4.9% |
Kentucky | $2,866 | $766 | 36.5% |
Louisiana | $3,110 | $1,010 | 48.1% |
Maine | $1,296 | -$804 | -38.3% |
Maryland | $1,732 | -$368 | -17.5% |
Massachusetts | $1,682 | -$418 | -19.9% |
Michigan | $3,650 | $1,550 | 73.8% |
Minnesota | $1,758 | -$342 | -16.3% |
Mississippi | $2,516 | $416 | 19.8% |
Missouri | $1,864 | -$236 | -11.2% |
Montana | $2,256 | $156 | 7.4% |
Nebraska | $1,658 | -$442 | -21.0% |
Nevada | $2,520 | $420 | 20.0% |
New Hampshire | $1,512 | -$588 | -28.0% |
New Jersey | $2,350 | $250 | 11.9% |
New Mexico | $1,862 | -$238 | -11.3% |
New York | $2,212 | $112 | 5.3% |
North Carolina | $1,210 | -$890 | -42.4% |
North Dakota | $1,722 | -$378 | -18.0% |
Ohio | $1,450 | -$650 | -31.0% |
Oklahoma | $2,158 | $58 | 2.8% |
Oregon | $1,924 | -$176 | -8.4% |
Pennsylvania | $2,006 | -$94 | -4.5% |
Rhode Island | $2,802 | $702 | 33.4% |
South Carolina | $1,906 | -$194 | -9.2% |
South Dakota | $1,772 | -$328 | -15.6% |
Tennessee | $1,840 | -$260 | -12.4% |
Texas | $2,532 | $432 | 20.6% |
Utah | $1,556 | -$544 | -25.9% |
Vermont | $1,438 | -$662 | -31.5% |
Virginia | $1,260 | -$840 | -40.0% |
Washington | $1,622 | -$478 | -22.8% |
West Virginia | $1,924 | -$176 | -8.4% |
Wisconsin | $1,454 | -$646 | -30.8% |
Wyoming | $1,874 | -$226 | -10.8% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Porsche 911 Carrera 2 2-Dr Coupe | $1,898 | $158 |
Porsche 911 Carrera 2 Cabriolet 2-Dr Convertible | $1,892 | $158 |
Porsche 911 Carrera 4 2-Dr Coupe | $1,942 | $162 |
Porsche 911 Carrera 2 S 2-Dr Coupe | $1,984 | $165 |
Porsche 911 Carrera 4 Cabriolet 2-Dr Convertible | $1,904 | $159 |
Porsche 911 Carrera Targa 2-Dr Coupe | $2,028 | $169 |
Porsche 911 Carrera 2 S 2-Dr Convertible | $1,978 | $165 |
Porsche 911 Carrera 4S 2-Dr Coupe | $2,028 | $169 |
Porsche 911 Carrera 4S Cabriolet 2-Dr Convertible | $1,930 | $161 |
Porsche 911 Carrera Targa S 2-Dr Coupe | $2,114 | $176 |
Porsche 911 GT3 2-Dr Coupe | $2,186 | $182 |
Porsche 911 GT3 RS 2-Dr Coupe | $2,358 | $197 |
Porsche 911 Turbo 2-Dr Coupe | $2,372 | $198 |
Porsche 911 Turbo 2-Dr Convertible | $2,322 | $194 |
Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Porsche 911 | $502 | $1,050 | $390 | $2,100 |
2023 Porsche 911 | $482 | $1,042 | $398 | $2,080 |
2022 Porsche 911 | $466 | $1,016 | $416 | $2,056 |
2021 Porsche 911 | $450 | $974 | $430 | $2,012 |
2020 Porsche 911 | $424 | $940 | $442 | $1,964 |
2019 Porsche 911 | $408 | $872 | $452 | $1,890 |
2018 Porsche 911 | $392 | $822 | $456 | $1,828 |
2017 Porsche 911 | $376 | $736 | $460 | $1,730 |
2016 Porsche 911 | $352 | $678 | $460 | $1,648 |
2015 Porsche 911 | $340 | $636 | $464 | $1,598 |
2014 Porsche 911 | $330 | $592 | $474 | $1,554 |
2013 Porsche 911 | $306 | $550 | $474 | $1,488 |
2012 Porsche 911 | $298 | $500 | $478 | $1,434 |
2011 Porsche 911 | $278 | $458 | $474 | $1,368 |
2010 Porsche 911 | $262 | $416 | $474 | $1,310 |
2009 Porsche 911 | $254 | $372 | $468 | $1,252 |
2008 Porsche 911 | $250 | $364 | $460 | $1,232 |
2007 Porsche 911 | $246 | $348 | $452 | $1,204 |
Rates are averaged for all Porsche 911 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Porsche 911 Insurance
Finding cheaper rates on insurance for a Porsche 911 takes being a good driver, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest the time to compare rates every time your policy renews by getting quotes from direct car insurance companies, and also from insurance agencies where you live.
The following list is a quick rundown of the information presented in the illustrations above.
- You may be able to save up to $270 per year just by quoting early and online
- Drivers age 16 to 20 are the costliest to insure, with premiums being up to $621 each month if the policy includes full coverage
- Increasing comprehensive and collision deductibles could save as much as $1,050 each year
- Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $2,490 more every year than a safer driver
- Insureds who may need an increased level of liability coverage will pay approximately $430 per year to raise limits from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $7,452 |
20 | $4,894 |
30 | $2,226 |
40 | $2,100 |
50 | $1,912 |
60 | $1,878 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,790 |
$250 | $2,468 |
$500 | $2,100 |
$1,000 | $1,750 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $2,100 |
50/100 | $2,388 |
100/300 | $2,471 |
250/500 | $2,687 |
100 CSL | $2,422 |
300 CSL | $2,604 |
500 CSL | $2,737 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $10,754 |
20 | $7,796 |
30 | $4,724 |
40 | $4,586 |
50 | $4,370 |
60 | $4,336 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $117 |
Multi-vehicle | $110 |
Homeowner | $27 |
5-yr Accident Free | $175 |
5-yr Claim Free | $140 |
Paid in Full/EFT | $111 |
Advance Quote | $114 |
Online Quote | $155 |
Total Discounts | $949 |
Discounts are estimated and may not be available from every company or in every state.
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