Porsche 911 Insurance Rates

Estimated insurance rates for a Porsche 911 are $2,056 a year including full coverage. Comprehensive insurance costs approximately $466 a year, collision insurance costs $1,016, and liability insurance costs $416. Liability-only coverage costs as little as $474 a year, and high-risk coverage costs $4,504 or more. Teenage drivers pay the most at up to $7,390 a year.

Average premium for full coverage: $2,056

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and 911 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance prices. Rural locations are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects auto insurance prices.

These rate differences highlight why it is important to compare rates using their specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Porsche 911 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $1,126
• Drivers who choose higher $1,000 deductibles will pay $1,720 every year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $2,056
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $660 a year
• High risk drivers who are prone to accidents and violations could pay around $4,504
• An auto insurance policy that insures a teen driver can cost $7,390 a year

View Chart as Image

Insurance prices for a Porsche 911 also have a wide range based on the trim level of your 911, your driving record and age, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are likely paying anywhere from $2,500 to $3,300 extra annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 136% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,900 per year on average, or $158 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay in the ballpark of $7,300 a year. View Rates by Age

Where you choose to live makes a big difference in Porsche 911 insurance rates. A 40-year-old driver could pay as low as $1,580 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,930 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $1,000 each year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $318 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Porsche 911 Insurance

Finding better rates on Porsche 911 insurance not only requires being a good driver, but also having above-average credit, refrain from filing small claims, and possibly raising deductibles. Compare prices every year by requesting rates from direct car insurance companies, and also from local auto insurance providers.

The following list is a summary of the coverage data raised in the charts and tables above.

• You may be able to save around $260 per year just by quoting early and online
• Increasing policy deductibles can save approximately $1,000 each year
• Drivers age 16 to 20 are expensive to insure, with the cost nearing $616 per month if full coverage is included
• High-risk drivers who have multiple accidents or major violations will likely pay on average $2,450 more per year than a safer driver