Porsche 911 Insurance Rates

The average insurance prices for a Porsche 911 are $2,080 every 12 months including full coverage. Comprehensive insurance costs on average $482, collision costs $1,042, and liability coverage costs $398. Buying just liability costs as little as $460 a year, with insurance for high-risk drivers costing $4,552 or more. Teenage drivers cost the most to insure at $7,430 a year or more.

Average premium for full coverage: $2,080

Policy rates by type of insurance:

Price estimates include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for all 911 models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates how location helps determine car insurance rates.

The examples above highlight why everyone should compare rates based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Porsche 911 insurance rates for different risk profiles and scenarios.

• The best discount rate is $1,138
• Drivers who choose higher $1,000 deductibles will pay around $346 every year
• The average price for a good driver age 40 with $500 deductibles is $2,080
• Using pricier low deductibles for comprehensive and collision insurance costs an extra $678 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $4,552 or more
• Policy cost to insure a teenage driver for full coverage may cost $7,430 a year

View Chart as Image

Insurance rates for a Porsche 911 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your 911.

Using high physical damage deductibles could save up to $1,030 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $304 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may only pay around $1,900 per year on average, or $158 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $7,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $2,500 to $3,300 extra every year, depending on your age. Porsche 911 insurance for high-risk drivers can cost around 44% to 134% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Porsche 911 insurance rates. A 40-year-old driver could pay as low as $1,590 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,970 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Porsche 911 Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Invest time comparing rates every time your policy renews by requesting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The items below are a condensed summary of the information covered in the charts and tables above.

• You may be able to save as much as $270 per year simply by quoting online well ahead of the renewal date
• Teen drivers pay the highest rates, with premiums being up to $619 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save as much as $1,025 each year
• Drivers with multiple at-fault accidents may pay on average $2,470 more each year to insure their 911
• Consumers who require more liability coverage will pay an extra $440 per year to go from a 30/60 limit to a 250/500 level