Porsche 911 Insurance Rates

The average insurance prices for a Porsche 911 are $2,100 every 12 months including full coverage. Comprehensive costs around $502 a year, collision insurance costs $1,050, and liability is estimated at $390. A liability-only policy costs approximately $452 a year, and high-risk insurance costs around $4,586. Teens cost the most to insure at up to $7,452 a year.

Average premium for full coverage: $2,100

Policy rates for type of insurance:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and 911 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance rates.

The examples above highlight why it is important to get quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Porsche 911 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $1,151
• Choosing higher $1,000 deductibles can save about $1,750 every year
• The average price for a good driver age 40 using $500 deductibles is $2,100
• Selecting low $100 deductibles for comp and collision coverage increases the price to $2,790
• Higher-risk drivers with serious driving violations could pay at least $4,586
• Policy cost to insure a 16-year-old driver can be $7,452 each year

View Chart as Image

Car insurance rates for a Porsche 911 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $1,040 annually, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $299 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,900 annually on average, or $158 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $7,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $2,500 to $3,400 extra every year, depending on your age. A high-risk auto insurance policy ranges from 46% to 133% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Porsche 911 insurance prices. A good driver about age 40 could pay as low as $1,610 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $3,000 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Porsche 911 Insurance

Finding cheaper rates on insurance for a Porsche 911 takes being a good driver, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest the time to compare rates every time your policy renews by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a quick rundown of the information presented in the illustrations above.

• You may be able to save up to $270 per year just by quoting early and online
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $621 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles could save as much as $1,050 each year
• Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $2,490 more every year than a safer driver
• Insureds who may need an increased level of liability coverage will pay approximately $430 per year to raise limits from a 30/60 limit to a 250/500 level