Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Estimated insurance rates for a Porsche Cayenne are $1,878 a year with full coverage. Comprehensive insurance costs around $458, collision insurance costs $864, and liability is estimated at $398. A policy with only liability insurance costs approximately $460 a year, and a high-risk policy costs $4,070 or more. Teenage drivers pay the most at up to $6,696 a year.

Average premium for full coverage: $1,878

Premium estimates for type of coverage:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all U.S. states and for all Cayenne models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are statistically proven to have lower incidents of collision claims than densely populated cities. The example below illustrates how location impacts auto insurance rates.

These rate differences demonstrate why everyone should get quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Porsche Cayenne insurance rates for additional coverage choices and driver risks.

• The best discount rate is $1,048
• Choosing higher $1,000 deductibles can save about $300 annually
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,878
• Using pricier low deductibles for comp and collision coverage will cost an additional $582 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $4,070
• An auto insurance policy that insures a teen driver for full coverage can be $6,696 each year

View Chart as Image

Car insurance prices for a Porsche Cayenne also have a wide range based on the model of your Cayenne, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $2,200 to $3,000 extra annually, depending on your age. Porsche Cayenne insurance for high-risk drivers ranges as much as 45% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,700 annually on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $6,600 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Porsche Cayenne insurance prices. A good driver about age 40 could pay as low as $1,350 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,530 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $890 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Porsche Cayenne Insurance

Finding better rates on car insurance takes avoiding accidents and violations, having a positive credit history, being claim-free, and consideration of higher deductibles. Compare prices once a year by getting rate quotes from direct companies, and also from your local independent and exclusive agents.

The list below is a condensed summary of the data that was touched on above.

• You may be able to save up to $240 per year just by quoting online well ahead of the renewal date
• Policyholders who may need higher liability limits will pay an extra $440 every year to raise limits from 30/60 bodily injury limits to the 250/500 level
• Teenagers are the costliest to insure, possibly costing $558 per month if full coverage is purchased
• Higher risk drivers with multiple at-fault accidents may pay on average $2,190 more every year for car insurance

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.