Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Average insurance rates for a Porsche Cayenne are $1,878 a year including full coverage. Comprehensive insurance costs an estimated $458, collision costs $864, and liability costs $398. A liability-only policy costs as little as $460 a year, with high-risk insurance costing $4,070 or more. Teenage drivers receive the highest rates at $6,696 a year or more.

Average premium for full coverage: $1,878

Rate estimates broken down by individual coverage type:

Prices include $500 deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Cayenne models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on insurance prices.

These examples highlight why everyone should compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Porsche Cayenne insurance rates for other coverage scenarios.

• The best discount rate is $1,048
• Drivers who choose higher $1,000 deductibles will pay approximately $300 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,878
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $582 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $4,070 or more
• The cost for full coverage for a teen driver for full coverage can cost as much as $6,696 a year

View Chart as Image

Insurance rates for a Porsche Cayenne can also vary considerably based on your driver profile, the model of your Cayenne, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,700 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $6,600 a year. View Rates by Age

Where you live makes a big difference in Porsche Cayenne insurance prices. A 40-year-old driver could pay as low as $1,440 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,680 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $890 every year, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $358 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $2,200 to $3,000 extra per year, depending on your age. Porsche Cayenne insurance for high-risk drivers can cost as much as 45% to 131% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates and see which company has the best rate. Every company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Porsche Cayenne Insurance

Saving money on car insurance not only requires not taking risks behind the wheel, but also maintaining good credit, not filing small claims, and taking advantage of discounts. Set aside time to compare rates once a year by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following is a quick rundown of the data that was covered above.

• You may be able to save approximately $240 per year simply by quoting online well ahead of the renewal date
• Policyholders who want higher liability limits will pay an extra $440 per year to go from a minimum limit to 250/500 limits
• Teens are charged the highest rates, as much as $558 per month for full coverage
• Higher risk drivers with reckless driving or DUI convictions may pay on average $2,190 more annually for Cayenne insurance

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.