Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

U.S. average insurance rates for a Porsche Cayenne are $1,878 a year including full coverage. Comprehensive costs around $458, collision insurance costs $864, and liability insurance is estimated at $398. Liability-only insurance costs approximately $460 a year, and high-risk driver insurance costs around $4,070. Teenage drivers pay the highest rates at up to $6,696 a year.

Average premium for full coverage: $1,878

Price estimates for individual coverage:

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Cayenne models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates how location impacts auto insurance rates.

The ranges above highlight why everyone should get quotes for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Porsche Cayenne insurance rates for additional coverage choices and driver risks.

• The best discount rate is $1,048
• Choosing higher $1,000 deductibles can save about $300 every year
• The average rate for the average middle-age driver using $500 deductibles is $1,878
• Using pricier low deductibles for comp and collision coverage will increase the cost to $2,460
• High-risk insureds who are prone to accidents and violations could pay at least $4,070
• The price for full coverage for a teen driver for full coverage can be $6,696 each year

View Chart as Image

Car insurance prices for a Porsche Cayenne are also quite variable based on your driving record, the model of your Cayenne, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles could pay as little as $1,700 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged as much as $6,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for Porsche Cayenne insurance rates. A good driver about age 40 could pay as low as $1,440 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,680 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $890 each year, whereas buying more liability protection will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $2,200 to $3,000 extra each year, depending on your age. Porsche Cayenne insurance for high-risk drivers ranges anywhere from 45% to 131% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Porsche Cayenne Insurance

Getting lower rates on Porsche Cayenne insurance takes having a decent driving record, having above-average credit, being claim-free, and consideration of higher deductibles. Spend time shopping around once a year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a quick rundown of the data that was touched on above.

• You may be able to save up to $240 per year just by quoting online well ahead of the renewal date
• Drivers who may need additional liability coverage will pay an extra $440 per year to raise limits from a low limit to 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, possibly costing $558 a month if full coverage is included
• High-risk drivers with reckless driving or DUI convictions pay on average $2,190 more every year than a driver with a clean driving record

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.