Porsche Cayenne Insurance Rates

You’ve found a Porsche Cayenne for sale and you’re wondering “how much should I pay for a Porsche Cayenne policy”? The average Porsche Cayenne insurance rates are $1,936 a year, or $161 a month.

To learn more about the Porsche Cayenne’s insurance costs and ways to secure cheap car insurance rates on you Porsche Cayenne, keep reading.

Before you buy Porsche Cayenne auto insurance, get up to speed on everything that may affect your rates with a Porsche Cayenne auto insurance company.

This guide will help you do just that so you can find cheap Porche Cayenne car insurance quotes.

To jump right into finding affordable Porsche Cayenne car insurance rates, just enter your five-digit ZIP code into our FREE quote tool above.

Average insurance rates for a Porsche Cayenne are $1,894 a year for full coverage insurance. Comprehensive insurance costs an estimated $476, collision insurance costs $870, and liability insurance costs around $390. Buying just liability costs as low as $452 a year, and insurance for high-risk drivers costs $4,100 or more. Teenage drivers receive the highest rates at up to $6,710 a year.

Average premium for full coverage: $1,894

Rate estimates broken down by individual coverage type:

Prices include $500 deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for all Cayenne models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how location helps determine insurance prices.

These examples illustrate why everyone should compare prices for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Porsche Cayenne insurance rates for other coverage scenarios.

• The best discount rate is $1,058
• Using higher $1,000 deductibles will save approximately $306 each year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,894
• Using pricier low deductibles for physical damage coverage will cost an extra $594 a year
• Drivers who are prone to accidents and violations could pay up to $4,100
• The cost for full coverage for a teen driver for full coverage can cost as much as $6,710 or more

View Chart as Image

Auto insurance rates for a Porsche Cayenne can also vary considerably based on your driver profile, the model year and trim level, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles could pay as little as $1,700 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $6,700 a year. View Rates by Age

Where you live has a huge impact on Porsche Cayenne insurance rates. A driver around age 40 might see rates as low as $1,240 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $2,560 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $900 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying $2,200 to $3,000 in extra premium per year, depending on your age. Porsche Cayenne insurance for high-risk drivers can be anywhere from 45% to 130% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2024 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Porsche Cayenne Insurance

Saving money on Porsche Cayenne insurance requires not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates every year by getting rate quotes from direct insurance companies like GEICO and Progressive, and also from several local insurance agents.

The following is a quick rundown of the coverage data covered in the charts and tables above.

• It is possible to save approximately $240 per year just by quoting online well ahead of the renewal date
• Increasing deductibles can save around $900 each year
• Teens are the costliest to insure, costing up to $559 per month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions pay on average $2,210 more annually for Cayenne insurance

To save on the average price of Porsche insurance costs, make sure to compare rates from major insurers. Doing so will help reduce the overall cost to own a Porsche Cayenne.

Getting quotes will also help you learn what is the best year of Porsche Cayenne to buy when it comes to insurance rates, whether you are looking at 2020 or 2005 Porsche Cayenne insurance costs.

To find out how much does it cost to maintain a Porsche Cayenne insurance policy in your area, enter your ZIP code in our free tool below.

What are the safety ratings of the Porsche Cayenne?

How reliable are the Porsche Cayennes? Reliable Porsche safety ratings and features make it easier to find a cheaper Porsche Cayenne average price, due to discounts.

Some of the standard Porsche Cayenne safety features include front and rear parking sensors, rain-sensing windshield wipers, and a rearview camera.

However, the Insurance Institute for Highway Safety (IIHS) has not yet crash-tested the Porsche Cayenne, which makes it harder to judge the Porsche Cayenne’s reliability.

In a similar vein, check out the Porsche Cayenne crash test ratings which are usually performed by the National Highway Traffic Safety Administration in the table below.

Porsche Cayenne Crash Test Ratings

As you can see, this luxury vehicle has never been crash-tested. Fortunately, the Porsche Cayenne has enough safety features and options that you should still be able to secure affordable car insurance rates.

Porsche Cayenne Compared Against Other Vehicles in the Same Class

Finding the best cheap insurance for a Porsche Cayenne partially depends on how dangerous the Porsche Cayenne is. This vehicle is classified as a luxury vehicle, which tends to have higher rates due to the increased risk of crashing.

Unfortunately, the Insurance Institute for Highway Safety has not studied the Porsche Cayenne insurance loss probability details, so there are no available loss ratios for this vehicle.

To see how the Porsche Cayenne’s rates compare to other luxury vehicles, take a look at the list below.

• Cadillac ATS
• Infiniti Q50
• Jaguar F-TYPE

You are now an expert on securing cheap Porsche Cayenne insurance rates. Ready to search for the best Porsche Cayenne insurance rates in your area?

Don’t wait, Simply enter your five-digit ZIP code into our FREE online quote tool to get the best rates for your Porsche Cayenne.