Honda Odyssey Insurance Rates

U.S. average insurance prices for a Honda Odyssey are $1,328 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $268 a year, collision insurance costs $512, and liability costs $390. Liability-only insurance costs as little as $452 a year, and high-risk driver insurance costs $2,876 or more. 16-year-old drivers pay the highest rates at up to $4,992 a year.

Average premium for full coverage: $1,328

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 states and Odyssey trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of auto insurance. Rural locations have more infrequent physical damage claims than congested cities. The diagram below illustrates how geographic area affects auto insurance prices.

The ranges above illustrate why it is important to compare rates using their specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Honda Odyssey insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $763
• Drivers who choose higher $1,000 deductibles will pay $1,150 each year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,328
• Buying low $100 deductibles for comprehensive and collision insurance costs an extra $342 every year
• Higher-risk drivers with multiple tickets or accidents could pay around $2,876
• The price to insure a teen driver can cost $4,992 a year

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Car insurance prices for a Honda Odyssey are also quite variable based on deductibles and policy limits, your risk profile, and the model of your Odyssey.

Opting for high physical damage deductibles could save up to $520 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying anywhere from $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 134% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in Honda Odyssey insurance prices. A 40-year-old driver could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,790 on average in Florida, New York, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Honda Odyssey Insurance

Getting lower rates on car insurance not only requires being a safe and courteous driver, but also maintaining a good credit score, not filing small claims, and attention to physical damage deductibles. Invest the time to compare rates at every other renewal by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a brief summary of the concepts that were presented in the illustrations above.

• Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,550 more per year for auto insurance
• Teenage drivers pay the highest auto insurance prices, as much as $416 a month if the policy includes full coverage
• It is possible to save around $160 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $525 each year
• It is possible to save around $160 per year just by quoting early and online