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Insurance for Hyundai Vehicles

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: May 1, 2020

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The table below shows estimated insurance rates for popular Hyundai vehicles. More models are linked at the bottom of this page

Insurance Rates for Hyundai Vehicles
Vehicle Model Annual Premium Monthly Premium
Hyundai Accent $1,358 $113
Hyundai Azera $1,478 $123
Hyundai Elantra $1,372 $114
Hyundai G80 $1,636 $136
Hyundai G90 $1,650 $138
Hyundai Genesis $1,664 $139
Hyundai Ioniq $1,310 $109
Hyundai Ioniq Electric $1,446 $121
Hyundai Ioniq Hybrid $1,400 $117
Hyundai Kona $1,232 $103
Hyundai Palisade $1,594 $133
Hyundai Santa Fe $1,386 $116
Hyundai Sonata $1,426 $119
Hyundai Sonata Hybrid $1,548 $129
Hyundai Tucson $1,294 $108
Hyundai Veloster $1,440 $120
Hyundai Veracruz $1,306 $109
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Hyundai vehicles
Column chart showing average insurance prices for Hyundai vehicles range from $828 to $5,318 for full coverage

The chart above uses the data from all Hyundai models in the table above to demonstrate how different rating information can impact auto insurance prices.

Insurance rates for a Hyundai can vary considerably based on the trim level of your Veracruz, your driving record, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,300 a year.

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 131% more than a normal policy.

View Chart as Image

Hyundai insurance by risk and age

Using high physical damage deductibles can save as much as $620 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 more per year

View Chart as Image

Hyundai insurance by deductible and liability limit

Where you live plays a big part in determining prices for Hyundai insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,900 on average in Montana, Michigan, and New Jersey.

Hyundai Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,306 -$140 -9.7%
Alaska $1,110 -$336 -23.2%
Arizona $1,198 -$248 -17.2%
Arkansas $1,446 -$0 0.0%
California $1,648 $202 14.0%
Colorado $1,384 -$62 -4.3%
Connecticut $1,486 $40 2.8%
Delaware $1,638 $192 13.3%
Florida $1,810 $364 25.2%
Georgia $1,336 -$110 -7.6%
Hawaii $1,038 -$408 -28.2%
Idaho $978 -$468 -32.4%
Illinois $1,078 -$368 -25.4%
Indiana $1,088 -$358 -24.8%
Iowa $978 -$468 -32.4%
Kansas $1,376 -$70 -4.8%
Kentucky $1,972 $526 36.4%
Louisiana $2,142 $696 48.1%
Maine $892 -$554 -38.3%
Maryland $1,194 -$252 -17.4%
Massachusetts $1,158 -$288 -19.9%
Michigan $2,512 $1,066 73.7%
Minnesota $1,212 -$234 -16.2%
Mississippi $1,734 $288 19.9%
Missouri $1,284 -$162 -11.2%
Montana $1,554 $108 7.5%
Nebraska $1,142 -$304 -21.0%
Nevada $1,734 $288 19.9%
New Hampshire $1,042 -$404 -27.9%
New Jersey $1,618 $172 11.9%
New Mexico $1,280 -$166 -11.5%
New York $1,524 $78 5.4%
North Carolina $834 -$612 -42.3%
North Dakota $1,184 -$262 -18.1%
Ohio $998 -$448 -31.0%
Oklahoma $1,486 $40 2.8%
Oregon $1,324 -$122 -8.4%
Pennsylvania $1,380 -$66 -4.6%
Rhode Island $1,928 $482 33.3%
South Carolina $1,312 -$134 -9.3%
South Dakota $1,222 -$224 -15.5%
Tennessee $1,268 -$178 -12.3%
Texas $1,744 $298 20.6%
Utah $1,072 -$374 -25.9%
Vermont $990 -$456 -31.5%
Virginia $866 -$580 -40.1%
Washington $1,118 -$328 -22.7%
West Virginia $1,324 -$122 -8.4%
Wisconsin $1,002 -$444 -30.7%
Wyoming $1,288 -$158 -10.9%

With so much variability in rates, the best way to find out which company is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different between companies.

Additional Hyundai Vehicles


U.S. averages for full coverage Hyundai vehicle insurance

Average Policy Cost $1,446
Comprehensive Premium $322
Collision Premium $594
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Hyundai models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Hyundai Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,318
20 $3,342
30 $1,516
40 $1,446
50 $1,320
60 $1,294

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,850
$250 $1,662
$500 $1,446
$1,000 $1,238

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $7,598
20 $5,310
30 $3,202
40 $3,128
50 $2,984
60 $2,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $201

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $109
5-yr Claim Free $93
Paid in Full/EFT $68
Advance Quote $73
Online Quote $103
Total Discounts $618
Rate after discounts $828

Discounts are estimated and may not be available from every company or in every state.

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