Insurance for Hyundai Vehicles
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Written by
Jeffrey Johnson
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UPDATED: May 1, 2020
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The table below shows estimated insurance rates for popular Hyundai vehicles. More models are linked at the bottom of this page
| Vehicle Model | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Accent | $1,358 | $113 |
| Hyundai Azera | $1,478 | $123 |
| Hyundai Elantra | $1,372 | $114 |
| Hyundai G80 | $1,636 | $136 |
| Hyundai G90 | $1,650 | $138 |
| Hyundai Genesis | $1,664 | $139 |
| Hyundai Ioniq | $1,310 | $109 |
| Hyundai Ioniq Electric | $1,446 | $121 |
| Hyundai Ioniq Hybrid | $1,400 | $117 |
| Hyundai Kona | $1,232 | $103 |
| Hyundai Palisade | $1,594 | $133 |
| Hyundai Santa Fe | $1,386 | $116 |
| Hyundai Sonata | $1,426 | $119 |
| Hyundai Sonata Hybrid | $1,548 | $129 |
| Hyundai Tucson | $1,294 | $108 |
| Hyundai Veloster | $1,440 | $120 |
| Hyundai Veracruz | $1,306 | $109 |
| Get Rates for Your Model Go | ||
Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
The chart above uses the data from all Hyundai models in the table above to demonstrate how different rating information can impact auto insurance prices.
Insurance rates for a Hyundai can vary considerably based on the trim level of your Veracruz, your driving record, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,300 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,300 a year.
If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 43% to 131% more than a normal policy.
Using high physical damage deductibles can save as much as $620 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 more per year
Where you live plays a big part in determining prices for Hyundai insurance rates. A good driver about age 40 could pay as low as $1,040 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,900 on average in Montana, Michigan, and New Jersey.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,306 | -$140 | -9.7% |
| Alaska | $1,110 | -$336 | -23.2% |
| Arizona | $1,198 | -$248 | -17.2% |
| Arkansas | $1,446 | -$0 | 0.0% |
| California | $1,648 | $202 | 14.0% |
| Colorado | $1,384 | -$62 | -4.3% |
| Connecticut | $1,486 | $40 | 2.8% |
| Delaware | $1,638 | $192 | 13.3% |
| Florida | $1,810 | $364 | 25.2% |
| Georgia | $1,336 | -$110 | -7.6% |
| Hawaii | $1,038 | -$408 | -28.2% |
| Idaho | $978 | -$468 | -32.4% |
| Illinois | $1,078 | -$368 | -25.4% |
| Indiana | $1,088 | -$358 | -24.8% |
| Iowa | $978 | -$468 | -32.4% |
| Kansas | $1,376 | -$70 | -4.8% |
| Kentucky | $1,972 | $526 | 36.4% |
| Louisiana | $2,142 | $696 | 48.1% |
| Maine | $892 | -$554 | -38.3% |
| Maryland | $1,194 | -$252 | -17.4% |
| Massachusetts | $1,158 | -$288 | -19.9% |
| Michigan | $2,512 | $1,066 | 73.7% |
| Minnesota | $1,212 | -$234 | -16.2% |
| Mississippi | $1,734 | $288 | 19.9% |
| Missouri | $1,284 | -$162 | -11.2% |
| Montana | $1,554 | $108 | 7.5% |
| Nebraska | $1,142 | -$304 | -21.0% |
| Nevada | $1,734 | $288 | 19.9% |
| New Hampshire | $1,042 | -$404 | -27.9% |
| New Jersey | $1,618 | $172 | 11.9% |
| New Mexico | $1,280 | -$166 | -11.5% |
| New York | $1,524 | $78 | 5.4% |
| North Carolina | $834 | -$612 | -42.3% |
| North Dakota | $1,184 | -$262 | -18.1% |
| Ohio | $998 | -$448 | -31.0% |
| Oklahoma | $1,486 | $40 | 2.8% |
| Oregon | $1,324 | -$122 | -8.4% |
| Pennsylvania | $1,380 | -$66 | -4.6% |
| Rhode Island | $1,928 | $482 | 33.3% |
| South Carolina | $1,312 | -$134 | -9.3% |
| South Dakota | $1,222 | -$224 | -15.5% |
| Tennessee | $1,268 | -$178 | -12.3% |
| Texas | $1,744 | $298 | 20.6% |
| Utah | $1,072 | -$374 | -25.9% |
| Vermont | $990 | -$456 | -31.5% |
| Virginia | $866 | -$580 | -40.1% |
| Washington | $1,118 | -$328 | -22.7% |
| West Virginia | $1,324 | -$122 | -8.4% |
| Wisconsin | $1,002 | -$444 | -30.7% |
| Wyoming | $1,288 | -$158 | -10.9% |
With so much variability in rates, the best way to find out which company is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different between companies.
Additional Hyundai Vehicles
- Elantra Coupe Insurance
- Elantra GT Insurance
- Elantra Touring Insurance
- Entourage Insurance
- Equus Insurance
- Excel Insurance
- Genesis Coupe Insurance
- Santa Fe Sport Insurance
- Scoupe Insurance
- Tiburon Insurance
- XG300 Insurance
- XG350 Insurance
U.S. averages for full coverage Hyundai vehicle insurance
National average data is compiled from all 50 U.S. states for the Hyundai models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,318 |
| 20 | $3,342 |
| 30 | $1,516 |
| 40 | $1,446 |
| 50 | $1,320 |
| 60 | $1,294 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,850 |
| $250 | $1,662 |
| $500 | $1,446 |
| $1,000 | $1,238 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,598 |
| 20 | $5,310 |
| 30 | $3,202 |
| 40 | $3,128 |
| 50 | $2,984 |
| 60 | $2,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $20 |
| 5-yr Accident Free | $109 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $68 |
| Advance Quote | $73 |
| Online Quote | $103 |
| Total Discounts | $618 |
Discounts are estimated and may not be available from every company or in every state.
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