Insurance for Hyundai Vehicles
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 26, 2024
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The table below shows estimated insurance rates for popular Hyundai vehicles. More models are linked at the bottom of this page
| Vehicle Model | Annual Premium | Monthly Premium |
|---|---|---|
| Hyundai Accent | $1,358 | $113 |
| Hyundai Azera | $1,478 | $123 |
| Hyundai Elantra | $1,372 | $114 |
| Hyundai G80 | $1,636 | $136 |
| Hyundai G90 | $1,650 | $138 |
| Hyundai Genesis | $1,664 | $139 |
| Hyundai Ioniq | $1,310 | $109 |
| Hyundai Ioniq 5 | $1,620 | $135 |
| Hyundai Ioniq 6 | $1,524 | $127 |
| Hyundai Ioniq Electric | $1,446 | $121 |
| Hyundai Ioniq Hybrid | $1,400 | $117 |
| Hyundai Kona | $1,232 | $103 |
| Hyundai Palisade | $1,594 | $133 |
| Hyundai Santa Cruz | $1,486 | $124 |
| Hyundai Santa Fe | $1,386 | $116 |
| Hyundai Sonata | $1,426 | $119 |
| Hyundai Sonata Hybrid | $1,548 | $129 |
| Hyundai Tucson | $1,294 | $108 |
| Hyundai Veloster | $1,440 | $120 |
| Hyundai Veracruz | $1,306 | $109 |
| Get Rates for Your Model Go | ||
Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
The chart above uses the data from all Hyundai models in the table above to demonstrate how different rating information can impact auto insurance prices.
Insurance rates for a Hyundai can vary considerably based on the trim level of your Veracruz, your driving record, and physical damage deductibles and liability limits.
An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,400 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $5,400 a year.
If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,800 to $2,400 extra per year, depending on your age. High-risk driver insurance ranges anywhere from 44% to 135% more than a normal policy.
Using high physical damage deductibles can save as much as $650 each year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 more per year
Where you live plays a big part in determining prices for Hyundai insurance rates. A good driver about age 40 could pay as low as $1,070 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,960 on average in Montana, Michigan, and New Jersey.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,346 | -$146 | -9.8% |
| Alaska | $1,146 | -$346 | -23.2% |
| Arizona | $1,236 | -$256 | -17.2% |
| Arkansas | $1,492 | -$0 | 0.0% |
| California | $1,698 | $206 | 13.8% |
| Colorado | $1,424 | -$68 | -4.6% |
| Connecticut | $1,532 | $40 | 2.7% |
| Delaware | $1,690 | $198 | 13.3% |
| Florida | $1,866 | $374 | 25.1% |
| Georgia | $1,378 | -$114 | -7.6% |
| Hawaii | $1,070 | -$422 | -28.3% |
| Idaho | $1,010 | -$482 | -32.3% |
| Illinois | $1,112 | -$380 | -25.5% |
| Indiana | $1,122 | -$370 | -24.8% |
| Iowa | $1,006 | -$486 | -32.6% |
| Kansas | $1,418 | -$74 | -5.0% |
| Kentucky | $2,034 | $542 | 36.3% |
| Louisiana | $2,208 | $716 | 48.0% |
| Maine | $920 | -$572 | -38.3% |
| Maryland | $1,230 | -$262 | -17.6% |
| Massachusetts | $1,194 | -$298 | -20.0% |
| Michigan | $2,590 | $1,098 | 73.6% |
| Minnesota | $1,248 | -$244 | -16.4% |
| Mississippi | $1,786 | $294 | 19.7% |
| Missouri | $1,322 | -$170 | -11.4% |
| Montana | $1,602 | $110 | 7.4% |
| Nebraska | $1,176 | -$316 | -21.2% |
| Nevada | $1,788 | $296 | 19.8% |
| New Hampshire | $1,074 | -$418 | -28.0% |
| New Jersey | $1,666 | $174 | 11.7% |
| New Mexico | $1,320 | -$172 | -11.5% |
| New York | $1,570 | $78 | 5.2% |
| North Carolina | $858 | -$634 | -42.5% |
| North Dakota | $1,220 | -$272 | -18.2% |
| Ohio | $1,030 | -$462 | -31.0% |
| Oklahoma | $1,532 | $40 | 2.7% |
| Oregon | $1,366 | -$126 | -8.4% |
| Pennsylvania | $1,424 | -$68 | -4.6% |
| Rhode Island | $1,990 | $498 | 33.4% |
| South Carolina | $1,352 | -$140 | -9.4% |
| South Dakota | $1,258 | -$234 | -15.7% |
| Tennessee | $1,308 | -$184 | -12.3% |
| Texas | $1,796 | $304 | 20.4% |
| Utah | $1,104 | -$388 | -26.0% |
| Vermont | $1,022 | -$470 | -31.5% |
| Virginia | $894 | -$598 | -40.1% |
| Washington | $1,152 | -$340 | -22.8% |
| West Virginia | $1,368 | -$124 | -8.3% |
| Wisconsin | $1,032 | -$460 | -30.8% |
| Wyoming | $1,328 | -$164 | -11.0% |
With so much variability in rates, the best way to find out which company is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different method to calculate rates, so the rates can be significantly different between companies.
Additional Hyundai Vehicles
- Hyundai Coupe Insurance
- Hyundai Elantra Coupe Insurance
- Hyundai Elantra GT Insurance
- Hyundai Elantra Touring Insurance
- Hyundai Equus Insurance
- Hyundai G35 Insurance
- Hyundai Genesis Coupe Insurance
- Hyundai Santa Fe Sport Insurance
- Hyundai Santa-Fe Insurance
- Hyundai Tiburon Insurance
- Hyundai Xg300 Insurance
U.S. averages for full coverage Hyundai vehicle insurance
National average data is compiled from all 50 U.S. states for the Hyundai models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,458 |
| 20 | $3,446 |
| 30 | $1,564 |
| 40 | $1,492 |
| 50 | $1,362 |
| 60 | $1,334 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,916 |
| $250 | $1,718 |
| $500 | $1,492 |
| $1,000 | $1,272 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,808 |
| 20 | $5,478 |
| 30 | $3,306 |
| 40 | $3,228 |
| 50 | $3,078 |
| 60 | $3,050 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $80 |
| Multi-vehicle | $77 |
| Homeowner | $21 |
| 5-yr Accident Free | $114 |
| 5-yr Claim Free | $97 |
| Paid in Full/EFT | $71 |
| Advance Quote | $75 |
| Online Quote | $107 |
| Total Discounts | $642 |
Discounts are estimated and may not be available from every company or in every state.
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