Mitsubishi Eclipse Insurance Rates
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UPDATED: May 5, 2024
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How much does it cost to insure a Mitsubishi Eclipse? The average Mitsubishi Eclipse cost is $1,248 a year, or $104 a month. Read on to learn more about Mitsubishi Eclipse insurance rates and ways to save on insurance for vehicles.
To find the best Mitsubishi Eclipse insurance rates in your area, enter your ZIP code in our free tool above.
Average auto insurance rates for a Mitsubishi Eclipse are $902 annually including full coverage. Comprehensive insurance costs on average $132 each year, collision costs $170, and liability costs $442. A policy with just liability insurance costs as little as $496 a year, with coverage for high-risk drivers costing $1,940 or more. 16-year-old drivers receive the highest rates at $3,708 a year or more.
Average premium for full coverage: $902
Rate estimates by individual coverage type:
Full coverage includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and Eclipse models.
Price Range by Coverage and Risk
For the average driver, prices range go from as cheap as $496 for minimum levels of liability insurance to a high rate of $1,940 for a driver required to buy high-risk insurance.
Price Range by Location
Your location can have significant affects on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than congested cities.
The graphic below illustrates how location impacts car insurance rates.
These examples highlight why all drivers should compare rates based on a specific location and their own personal driving habits, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Mitsubishi Eclipse insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $554
- Drivers who choose higher $1,000 deductibles will pay around $70 every year
- The estimated rate for a 40-year-old driver with $500 deductibles is $902
- Buying low deductibles for comprehensive and collision insurance costs an additional $132 every year
- Higher-risk drivers with multiple tickets or accidents could pay upwards of $1,940 or more
- The cost with full coverage for a teen driver may cost $3,708 a year
Insurance rates for a Mitsubishi Eclipse can also vary considerably based on the trim level of your Eclipse, your driving characteristics, and policy deductibles and limits.
More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $900 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay upwards of $3,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $1,100 to $1,500 additional per year, depending on your age. Insurance for high-risk drivers can cost as much as 40% to 135% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $210 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $398 more each year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Mitsubishi Eclipse insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,290 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $818 | -$84 | -9.3% |
| Alaska | $694 | -$208 | -23.1% |
| Arizona | $752 | -$150 | -16.6% |
| Arkansas | $902 | -$0 | 0.0% |
| California | $1,028 | $126 | 14.0% |
| Colorado | $862 | -$40 | -4.4% |
| Connecticut | $930 | $28 | 3.1% |
| Delaware | $1,022 | $120 | 13.3% |
| Florida | $1,130 | $228 | 25.3% |
| Georgia | $834 | -$68 | -7.5% |
| Hawaii | $648 | -$254 | -28.2% |
| Idaho | $612 | -$290 | -32.2% |
| Illinois | $672 | -$230 | -25.5% |
| Indiana | $680 | -$222 | -24.6% |
| Iowa | $610 | -$292 | -32.4% |
| Kansas | $860 | -$42 | -4.7% |
| Kentucky | $1,232 | $330 | 36.6% |
| Louisiana | $1,338 | $436 | 48.3% |
| Maine | $558 | -$344 | -38.1% |
| Maryland | $746 | -$156 | -17.3% |
| Massachusetts | $724 | -$178 | -19.7% |
| Michigan | $1,570 | $668 | 74.1% |
| Minnesota | $754 | -$148 | -16.4% |
| Mississippi | $1,082 | $180 | 20.0% |
| Missouri | $802 | -$100 | -11.1% |
| Montana | $972 | $70 | 7.8% |
| Nebraska | $712 | -$190 | -21.1% |
| Nevada | $1,082 | $180 | 20.0% |
| New Hampshire | $650 | -$252 | -27.9% |
| New Jersey | $1,010 | $108 | 12.0% |
| New Mexico | $800 | -$102 | -11.3% |
| New York | $954 | $52 | 5.8% |
| North Carolina | $520 | -$382 | -42.4% |
| North Dakota | $740 | -$162 | -18.0% |
| Ohio | $626 | -$276 | -30.6% |
| Oklahoma | $928 | $26 | 2.9% |
| Oregon | $828 | -$74 | -8.2% |
| Pennsylvania | $862 | -$40 | -4.4% |
| Rhode Island | $1,206 | $304 | 33.7% |
| South Carolina | $818 | -$84 | -9.3% |
| South Dakota | $764 | -$138 | -15.3% |
| Tennessee | $794 | -$108 | -12.0% |
| Texas | $1,090 | $188 | 20.8% |
| Utah | $670 | -$232 | -25.7% |
| Vermont | $618 | -$284 | -31.5% |
| Virginia | $542 | -$360 | -39.9% |
| Washington | $700 | -$202 | -22.4% |
| West Virginia | $828 | -$74 | -8.2% |
| Wisconsin | $626 | -$276 | -30.6% |
| Wyoming | $806 | -$96 | -10.6% |
With so much variability in rates, the best way to figure out exactly what you will pay is to do a rate comparison and see which company has the best rate. Every company utilizes a different rate formula, and rates can be significantly different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Eclipse GS 2-Dr Coupe | $888 | $74 |
| Mitsubishi Eclipse Spyder GS 2-Dr Convertible | $870 | $73 |
| Mitsubishi Eclipse GS Sport 2-Dr Coupe | $918 | $77 |
| Mitsubishi Eclipse Spyder GT 2-Dr Convertible | $900 | $75 |
| Mitsubishi Eclipse GT 2-Dr Coupe | $932 | $78 |
Rates assume 2002 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Mitsubishi Eclipse | $182 | $272 | $478 | $1,090 |
| 2011 Mitsubishi Eclipse | $170 | $248 | $474 | $1,050 |
| 2010 Mitsubishi Eclipse | $160 | $226 | $474 | $1,018 |
| 2009 Mitsubishi Eclipse | $154 | $202 | $468 | $982 |
| 2008 Mitsubishi Eclipse | $152 | $198 | $460 | $968 |
| 2007 Mitsubishi Eclipse | $150 | $188 | $452 | $948 |
| 2006 Mitsubishi Eclipse | $138 | $180 | $446 | $922 |
| 2005 Mitsubishi Eclipse | $132 | $170 | $442 | $902 |
Rates are averaged for all Mitsubishi Eclipse models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy More Affordable Mitsubishi Eclipse Insurance
Saving money on car insurance not only requires being a low-risk driver, but also having good credit, not filing small claims, and insuring your home and auto with the same company. Spend time shopping around at every policy renewal by quoting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
The items below are a summary of the data touched on above.
- Policyholders who require more liability coverage will pay around $490 per year to go from a minimum limit to higher 250/500 limits
- You may be able to save as much as $100 per year simply by quoting online in advance
- Increasing deductibles could save up to $200 each year
- Teen drivers pay higher rates, as much as $309 per month if they have full coverage
Shopping for rates will help you save, whether you are shopping for 2001 Mitsubishi Eclipse insurance rates or 2003 Mitsubishi Eclipse GTS Coupe 2d insurance rates.
To find out how much does a Mitsubishi Eclipse cost to insure in your area, enter your ZIP code in our free tool below.
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What are the safety ratings of the Mitsubishi Eclipse?
Is the Mitsubishi Eclipse a reliable car? Mitsubishi Eclipse safety ratings and features give insurers an idea of how reliable a car is in crashes. The Mitsubishi Eclipse has some good safety features, such as anti-lock braking, active stability control, and a tire pressure monitoring system. Keep in mind that Mitsubishi Eclipse’s old features won’t be as good as safety features in newer models.
The Insurance Institute for Highway Safety (IIHS) has not crash-tested the Mitsubishi Eclipse. Because the Mitsubishi Eclipse has not been crash-tested, insurers will look at past claims to determine rates.
Mitsubishi Eclipse Compared Against Other Vehicles in the Same Class
Is a Mitsubishi Eclipse considered a sports car on insurance? Yes, the Mitsubishi Eclipse is classified as a sports car, which generally means it will have higher liability rates because sports cars are more dangerous vehicles. View the list of vehicles below to see how other sports cars’ rates compare to the Mitsubishi Eclipse’s insurance rates.
- Chevrolet Corvette Insurance Rates
- Ford Mustang Insurance Rates
- Mercedes Benz SL 450 Insurance Rates
Remember, whether you are shopping for insurance rates a 2001 or 2003 Mitsubishi Eclipse GS Spyder Convertible 2dr or a 2009 Mitsubishi Eclipse GS Coupe 2dr, getting insurance quotes is the best way to save money.
Enter your ZIP code in our free tool to find the best Mitsubishi Eclipse insurance rates in your area.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,708 |
| 20 | $2,070 |
| 30 | $916 |
| 40 | $902 |
| 50 | $832 |
| 60 | $814 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,034 |
| $250 | $974 |
| $500 | $902 |
| $1,000 | $832 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $902 |
| 50/100 | $1,020 |
| 100/300 | $1,131 |
| 250/500 | $1,418 |
| 100 CSL | $1,065 |
| 300 CSL | $1,308 |
| 500 CSL | $1,485 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,204 |
| 20 | $3,296 |
| 30 | $1,950 |
| 40 | $1,940 |
| 50 | $1,858 |
| 60 | $1,838 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $45 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $56 |
| Paid in Full/EFT | $31 |
| Advance Quote | $38 |
| Online Quote | $60 |
| Total Discounts | $348 |
Discounts are estimated and may not be available from every company or in every state.
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