Nissan Murano Insurance Rates
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UPDATED: Jun 6, 2023
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Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.
To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.
The average insurance rates for a Nissan Murano are $1,306 a year for full coverage insurance. Comprehensive costs around $248, collision costs $458, and liability coverage costs $442. Liability-only insurance costs as little as $496 a year, with high-risk driver insurance costing around $2,836. Teen drivers cost the most to insure at $5,006 a year or more.
Average premium for full coverage: $1,306
Policy rates for type of insurance:
Full coverage includes $500 physical damage deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and for all Murano models.
Price Range Variability
Using a middle-aged driver as an example, Nissan Murano insurance rates go from as low as $496 for a discount liability-only rate to the much higher price of $2,836 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Your location has a large influence on car insurance rates. Areas with sparse population are shown to have a lower frequency of physical damage claims than larger metro areas.
The example below illustrates how where you live affects auto insurance rates.
The examples above illustrate why everyone should compare rates for a specific zip code and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Nissan Murano insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $756
- Drivers who choose higher $1,000 deductibles will pay about $162 each year
- The average rate for a good driver age 40 using $500 deductibles is $1,306
- Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,618
- High-risk insureds with multiple violations and an at-fault accident could pay at least $2,836 or more
- Policy cost for full coverage for a teenage driver for full coverage can be $5,006 a year
Auto insurance rates for a Nissan Murano also range considerably based on your risk profile, the model year and trim level, and deductibles and policy limits.
A more mature driver with a good driving record and high deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age
Your home state makes a big difference in Nissan Murano insurance rates. A 40-year-old driver could pay as low as $850 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,770 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,182 | -$124 | -9.5% |
Alaska | $1,002 | -$304 | -23.3% |
Arizona | $1,086 | -$220 | -16.8% |
Arkansas | $1,306 | -$0 | 0.0% |
California | $1,488 | $182 | 13.9% |
Colorado | $1,248 | -$58 | -4.4% |
Connecticut | $1,344 | $38 | 2.9% |
Delaware | $1,478 | $172 | 13.2% |
Florida | $1,634 | $328 | 25.1% |
Georgia | $1,206 | -$100 | -7.7% |
Hawaii | $938 | -$368 | -28.2% |
Idaho | $884 | -$422 | -32.3% |
Illinois | $972 | -$334 | -25.6% |
Indiana | $984 | -$322 | -24.7% |
Iowa | $880 | -$426 | -32.6% |
Kansas | $1,242 | -$64 | -4.9% |
Kentucky | $1,782 | $476 | 36.4% |
Louisiana | $1,936 | $630 | 48.2% |
Maine | $806 | -$500 | -38.3% |
Maryland | $1,078 | -$228 | -17.5% |
Massachusetts | $1,046 | -$260 | -19.9% |
Michigan | $2,270 | $964 | 73.8% |
Minnesota | $1,092 | -$214 | -16.4% |
Mississippi | $1,566 | $260 | 19.9% |
Missouri | $1,158 | -$148 | -11.3% |
Montana | $1,404 | $98 | 7.5% |
Nebraska | $1,030 | -$276 | -21.1% |
Nevada | $1,566 | $260 | 19.9% |
New Hampshire | $940 | -$366 | -28.0% |
New Jersey | $1,462 | $156 | 11.9% |
New Mexico | $1,158 | -$148 | -11.3% |
New York | $1,378 | $72 | 5.5% |
North Carolina | $752 | -$554 | -42.4% |
North Dakota | $1,070 | -$236 | -18.1% |
Ohio | $904 | -$402 | -30.8% |
Oklahoma | $1,342 | $36 | 2.8% |
Oregon | $1,198 | -$108 | -8.3% |
Pennsylvania | $1,246 | -$60 | -4.6% |
Rhode Island | $1,744 | $438 | 33.5% |
South Carolina | $1,182 | -$124 | -9.5% |
South Dakota | $1,104 | -$202 | -15.5% |
Tennessee | $1,146 | -$160 | -12.3% |
Texas | $1,574 | $268 | 20.5% |
Utah | $968 | -$338 | -25.9% |
Vermont | $894 | -$412 | -31.5% |
Virginia | $782 | -$524 | -40.1% |
Washington | $1,012 | -$294 | -22.5% |
West Virginia | $1,198 | -$108 | -8.3% |
Wisconsin | $904 | -$402 | -30.8% |
Wyoming | $1,166 | -$140 | -10.7% |
Choosing high deductibles could save up to $480 a year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $398 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,600 to $2,200 in extra premium every year, depending on your age. Nissan Murano insurance for high-risk drivers can cost around 44% to 137% more than average. View High Risk Driver Rates
Because rates have so much variability, the only way to figure out your exact price is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, and quoted rates will be varied from one company to the next.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Nissan Murano S 2WD | $1,230 | $103 |
Nissan Murano S AWD | $1,230 | $103 |
Nissan Murano SL 2WD | $1,230 | $103 |
Nissan Murano SL AWD | $1,268 | $106 |
Nissan Murano LE 2WD | $1,382 | $115 |
Nissan Murano LE AWD | $1,382 | $115 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2019 Nissan Murano | $248 | $458 | $442 | $1,306 |
2018 Nissan Murano | $238 | $424 | $452 | $1,272 |
2017 Nissan Murano | $230 | $400 | $456 | $1,244 |
2016 Nissan Murano | $220 | $358 | $460 | $1,196 |
2015 Nissan Murano | $206 | $330 | $460 | $1,154 |
2014 Nissan Murano | $198 | $310 | $464 | $1,130 |
2012 Nissan Murano | $180 | $268 | $474 | $1,080 |
2011 Nissan Murano | $174 | $244 | $478 | $1,054 |
2009 Nissan Murano | $152 | $202 | $474 | $986 |
2007 Nissan Murano | $146 | $178 | $460 | $942 |
2006 Nissan Murano | $144 | $168 | $452 | $922 |
2005 Nissan Murano | $132 | $160 | $446 | $896 |
2004 Nissan Murano | $126 | $152 | $442 | $878 |
Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Nissan Murano Insurance
Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop at every policy renewal by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
Below is a summary of the data touched on in the above illustrations.
- Consumers who may need higher levels of liability will pay about $490 annually to go from a 30/60 limit to 250/500 limits
- It is possible to save up to $160 per year simply by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles can save around $475 each year
- Teenage drivers are expensive to insure, possibly costing $417 each month if they have full coverage
Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.
Enter your ZIP code in our free tool below to comparison shop.
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What are the safety ratings of the Nissan Murano?
A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.
The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
To understand how the IIHS crash tests vehicles, watch the video below.
Nissan Murano Compared Against Other Vehicles in the Same Class
The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.
The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.
Frequently Asked Questions
- Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.
To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.
References
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,006 |
20 | $3,026 |
30 | $1,354 |
40 | $1,306 |
50 | $1,194 |
60 | $1,172 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,618 |
$250 | $1,474 |
$500 | $1,306 |
$1,000 | $1,144 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,306 |
50/100 | $1,470 |
100/300 | $1,581 |
250/500 | $1,868 |
100 CSL | $1,515 |
300 CSL | $1,758 |
500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,120 |
20 | $4,824 |
30 | $2,886 |
40 | $2,836 |
50 | $2,708 |
60 | $2,684 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $69 |
Multi-vehicle | $70 |
Homeowner | $20 |
5-yr Accident Free | $94 |
5-yr Claim Free | $84 |
Paid in Full/EFT | $57 |
Advance Quote | $64 |
Online Quote | $92 |
Total Discounts | $550 |
Discounts are estimated and may not be available from every company or in every state.
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