Nissan Murano Insurance Rates

Many people ask us, “What is the Nissan Murano cost of insurance?” and “Are Nissan Muranos expensive to insure?” Most drivers will pay an average of $1,370 a year, or $114 a month. Our comprehensive guide breaks down Nissan Murano insurance rates so drivers can find savings. Read on.

To start comparison shopping for Nissan Murano insurance rates today, enter your ZIP code in our free tool above.

The average insurance rates for a Nissan Murano are $1,340 a year including full coverage. Comprehensive costs an estimated $272 each year, collision insurance costs $494, and liability insurance is estimated at $416. Liability-only insurance costs approximately $474 a year, and high-risk driver insurance costs around $2,904. Teenage drivers cost the most to insure at up to $5,062 a year.

Average premium for full coverage: $1,340

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and Murano models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than densely populated cities. The graphic below illustrates the effect of geographic area on insurance prices.

The examples above highlight why all drivers should get quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Nissan Murano insurance rates for other coverage scenarios.

• The best discount rate is $774
• Choosing higher $1,000 deductibles can save approximately $174 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,340
• Using low deductibles for comp and collision coverage bumps up the cost to $1,678
• High-risk insureds who are prone to accidents and violations could pay up to $2,904
• Policy cost that insures a teen driver can cost as much as $5,062 each year

View Chart as Image

Auto insurance rates for a Nissan Murano also range considerably based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $5,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Nissan Murano insurance rates. A good driver about age 40 could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,910 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $520 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Nissan Murano Insurance

Finding cheaper rates on Nissan Murano insurance takes being a good driver, maintaining a good credit score, paying for small claims out-of-pocket, and consideration of higher deductibles. Compare prices at least every other year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a brief summary of the car insurance concepts covered in the above illustrations.

• High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,560 more annually than a safer driver
• You may be able to save approximately $160 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $500 each year
• Drivers who want an increased level of liability coverage will pay an extra $460 per year to raise limits from a 30/60 limit to the 250/500 level

Regardless of whether you have an old Nissan Murano or a Nissan Murano 17.5, shopping for insurance will help you save on rates. So if you worried about how much does a 2018 or 2015 Nissan Murano cost to insure, find out for sure by getting quotes.

Enter your ZIP code in our free tool below to comparison shop.

What are the safety ratings of the Nissan Murano?

A car with great safety features and ratings will cost less to insure. The Nissan Murano’s best safety features include brake assist, electronic stability control, blind-spot monitor, lane departure warning, and lane-keeping assist.

The 2020 Nissan Murano also has great crash test ratings from the Insurance Insitute for Highway Safety (IIHS), which we listed below.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

To understand how the IIHS crash tests vehicles, watch the video below.

Nissan Murano Compared Against Other Vehicles in the Same Class

The class and size of a vehicle affect liability rates. The Nissan Murano is a midsize SUV. The IIHS recorded the Nissan Murano’s liability losses as average and better than average, which is good. It means the Nissan Murano should have normal rates for liability insurance.

The list of midsize SUVs below will help you compare the Nissan Murano’s prices and ratings to other vehicles in its class.

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Frequently Asked Questions

• Is the Nissan Murano a reliable car? It’s a value pick for midsize SUV class but there are better options in this class of vehicle.

To jump right into finding cheap Nissan Murano insurance rates, enter your ZIP code in our free tool.

References

1. https://www.iihs.org/ratings/vehicle/nissan/murano-4-door-suv/2020