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Nissan Murano Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing...

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UPDATED: Apr 30, 2020

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Nissan Murano insurance

The average insurance rates for a Nissan Murano are $1,370 a year with full coverage. Comprehensive costs an estimated $308, collision insurance costs $532, and liability coverage costs $372. Buying just liability costs as little as $438 a year, and insurance for high-risk drivers costs around $2,954. Teen drivers cost the most to insure at up to $5,052 a year.

Average premium for full coverage: $1,370

Policy rates broken down by type of insurance:

Comprehensive $308
Collision $532
Liability $372

Price estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured motorist coverage. Prices are averaged for all U.S. states and for different Murano trim levels.

Price Range Variability

For the average 40-year-old driver, Nissan Murano insurance rates range from the low end price of $438 for only liability insurance to a much higher rate of $2,954 for coverage for higher-risk drivers.

Liability Only $438
Full Coverage $1,370
High Risk $2,954

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. More rural locations are shown to have lower incidents of collision claims than larger metro areas. The price range example below illustrates the difference location can make on insurance prices.

Rural Areas $1,028
Small Cities $1,439
Large Cities $1,850

The examples above demonstrate why anyone shopping for car insurance should compare rates for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below details average Nissan Murano insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $791
  • Drivers who choose higher $1,000 deductibles will pay approximately $192 annually
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,370
  • Choosing more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,738
  • High-risk insureds with multiple violations and an at-fault accident could pay up to $2,954
  • Policy cost that insures a teenage driver with full coverage can cost as much as $5,052 a year

View Chart as Image

Nissan Murano insurance cost comparison chart
Column chart showing Nissan Murano insurance rates range from $791 to $5,052 for full coverage

Insurance rates for a Nissan Murano also range considerably based on the model year and trim level, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 131% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $5,000 a year. View Rates by Age

Your home state makes a big difference in Nissan Murano insurance rates. A 40-year-old driver could pay as low as $990 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,850 on average in New York, Michigan, and Florida.

Nissan Murano Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,238-$132-9.6%
Alaska$1,052-$318-23.2%
Arizona$1,138-$232-16.9%
Arkansas$1,370-$00.0%
California$1,560$19013.9%
Colorado$1,310-$60-4.4%
Connecticut$1,408$382.8%
Delaware$1,552$18213.3%
Florida$1,714$34425.1%
Georgia$1,266-$104-7.6%
Hawaii$986-$384-28.0%
Idaho$926-$444-32.4%
Illinois$1,022-$348-25.4%
Indiana$1,030-$340-24.8%
Iowa$926-$444-32.4%
Kansas$1,302-$68-5.0%
Kentucky$1,870$50036.5%
Louisiana$2,030$66048.2%
Maine$846-$524-38.2%
Maryland$1,130-$240-17.5%
Massachusetts$1,096-$274-20.0%
Michigan$2,380$1,01073.7%
Minnesota$1,148-$222-16.2%
Mississippi$1,640$27019.7%
Missouri$1,216-$154-11.2%
Montana$1,472$1027.4%
Nebraska$1,080-$290-21.2%
Nevada$1,644$27420.0%
New Hampshire$988-$382-27.9%
New Jersey$1,532$16211.8%
New Mexico$1,212-$158-11.5%
New York$1,444$745.4%
North Carolina$790-$580-42.3%
North Dakota$1,122-$248-18.1%
Ohio$944-$426-31.1%
Oklahoma$1,408$382.8%
Oregon$1,256-$114-8.3%
Pennsylvania$1,308-$62-4.5%
Rhode Island$1,828$45833.4%
South Carolina$1,242-$128-9.3%
South Dakota$1,156-$214-15.6%
Tennessee$1,202-$168-12.3%
Texas$1,650$28020.4%
Utah$1,016-$354-25.8%
Vermont$938-$432-31.5%
Virginia$820-$550-40.1%
Washington$1,060-$310-22.6%
West Virginia$1,256-$114-8.3%
Wisconsin$950-$420-30.7%
Wyoming$1,222-$148-10.8%

View Chart as Image

Nissan Murano insurance rates by U.S. city

Choosing high deductibles could save up to $560 a year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $335 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Nissan Murano Insurance Rates by Model and Trim Level
Model and TrimAnnual PremiumMonthly Premium
Nissan Murano S 2WD$1,280$107
Nissan Murano S AWD$1,280$107
Nissan Murano SL 2WD$1,280$107
Nissan Murano SL AWD$1,324$110
Nissan Murano LE 2WD$1,460$122
Nissan Murano LE AWD$1,460$122

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Nissan Murano Insurance Rates by Model Year
Model YearComprehensiveCollisionLiabilityTotal Premium
2020 Nissan Murano$308$532$372$1,370
2019 Nissan Murano$294$512$390$1,354
2018 Nissan Murano$282$506$398$1,344
2017 Nissan Murano$272$494$416$1,340
2016 Nissan Murano$262$474$430$1,324
2015 Nissan Murano$248$458$442$1,306
2014 Nissan Murano$238$424$452$1,272
2013 Nissan Murano$230$400$456$1,244
2012 Nissan Murano$220$358$460$1,196
2011 Nissan Murano$206$330$460$1,154
2010 Nissan Murano$198$310$464$1,130
2009 Nissan Murano$194$288$474$1,114
2007 Nissan Murano$174$244$478$1,054
2006 Nissan Murano$162$222$474$1,016
2005 Nissan Murano$152$202$474$986
2004 Nissan Murano$148$182$468$956
2003 Nissan Murano$146$178$460$942

Rates are averaged for all Nissan Murano models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Nissan Murano Insurance

Finding cheaper rates on auto insurance not only requires being a safe driver, but also having above-average credit, not filing small claims, and deciding if full coverage is necessary. Shop around at least once a year by getting quotes from direct companies, and also from insurance agencies where you live.

Here is a condensed summary of the primary concepts that were touched on in this article.

  • You may be able to save approximately $160 per year just by shopping early and online
  • Drivers with multiple at-fault accidents could be forced to pay on average $1,580 more annually for insurance
  • Increasing comprehensive and collision deductibles can save approximately $550 each year
  • Young drivers are charged the highest rates, as much as $421 each month if full coverage is included

Rates by Driver Age

Nissan Murano Insurance Rates by Driver Age
Driver AgePremium
16$5,052
20$3,150
30$1,432
40$1,370
50$1,252
60$1,226

Full coverage, $500 deductibles

Rates by Deductible

Nissan Murano Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,738
$250$1,568
$500$1,370
$1,000$1,178

Full coverage, driver age 40

Rates by Liability Limit

Nissan Murano Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,370
50/100$1,534
100/300$1,627
250/500$1,869
100 CSL$1,572
300 CSL$1,776
500 CSL$1,925

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Murano Insurance Rates for High Risk Drivers
AgePremium
16$7,208
20$5,000
30$3,018
40$2,954
50$2,814
60$2,788

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $188

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$73
Multi-vehicle$70
Homeowner$20
5-yr Accident Free$101
5-yr Claim Free$88
Paid in Full/EFT$63
Advance Quote$67
Online Quote$97
Total Discounts$579
Rate after discounts $791

Discounts are estimated and may not be available from every company or in every state.

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